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Author : Xiao Di Zhu
Publisher : Unknown
Page : 32 pages
File Size : 54,6 Mb
Release : 2005
Category : Home ownership
ISBN : STANFORD:36105114501567
Author : United States. Government Accountability Office
Publisher : DIANE Publishing
Page : 60 pages
File Size : 53,7 Mb
Release : 2006
Category : Home ownership
ISBN : 1422308499
Author : Nicolas P. Retsinas,Eric S. Belsky
Publisher : Brookings Institution Press
Page : 524 pages
File Size : 54,8 Mb
Release : 2004-05-28
Category : Political Science
ISBN : 0815706030
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.
Author : H. Kent Baker,John R. Nofsinger
Publisher : John Wiley & Sons
Page : 528 pages
File Size : 43,5 Mb
Release : 2012-08-31
Category : Business & Economics
ISBN : 9781118237014
A detailed look at the role of social responsibility in finance and investing The concept of socially responsible finance and investing continues to grow, especially in the wake of one of the most devastating financial crises in history. This includes responsibility from the corporate side (corporate social responsibility) as well as the investor side (socially responsible investing) of the capital markets. Filled with in-depth insights and practical advice, Socially Responsible Finance and Investing offers an important basis of knowledge regarding both the theory and practice of this ever-evolving area of finance. As part of the Robert W. Kolb Series in Finance, this book showcases contributed chapters from professionals and academics with extensive expertise on this particular subject. It provides a comprehensive view of socially responsible foundations and their applications to finance and investing as determined by the current state of research. Discusses many important issues associated with socially responsible finance and investing, like moral hazard and the concept of "too big to fail" Contains contributed chapters from numerous thought-leaders in the field of finance Presents comprehensive coverage starting with the basics and bringing you through to cutting-edge, current theory and practice Now more than ever, we need to be mindful of the social responsibilities of all investment practices. The recent financial crisis and recession has changed the financial landscape for years to come and Socially Responsible Finance and Investing is a timely guide to help us navigate this difficult terrain.
Author : Guillaume D. Johnson,Kevin D. Thomas,Anthony Kwame Harrison,Sonya A. Grier
Publisher : Springer
Page : 283 pages
File Size : 48,6 Mb
Release : 2019-03-26
Category : Business & Economics
ISBN : 9783030117115
This volume offers a critical, cross-disciplinary, and international overview of emerging scholarship addressing the dynamic relationship between race and markets. Chapters are engaging and accessible, with timely and thought-provoking insights that different audiences can engage with and learn from. Each chapter provides a unique journey into a specific marketplace setting and its sociopolitical particularities including, among others, corner stores in the United States, whitening cream in Nigeria and India, video blogs in Great Britain, and hospitals in France. By providing a cohesive collection of cutting-edge work, Race in the Marketplace contributes to the creation of a robust stream of research that directly informs critical scholarship, business practices, activism, and public policy in promoting racial equity.
Author : Elizabeth J. Mueller,J. Rosie Tighe
Publisher : Taylor & Francis
Page : 568 pages
File Size : 49,7 Mb
Release : 2022-07-14
Category : Architecture
ISBN : 9781000594829
This second edition of The Affordable Housing Reader provides context for current discussions surrounding housing policy, emphasizing the values and assumptions underlying debates over strategies for ameliorating housing problems experienced by low-income residents and communities of color. The authors highlighted in this updated volume address themes central to housing as an area of social policy and to understanding its particular meaning in the United States. These include the long history of racial exclusion and the role that public policy has played in racializing access to decent housing and well-serviced neighborhoods; the tension between the economic and social goals of housing policy; and the role that housing plays in various aspects of the lives of low- and moderate-income residents. Scholarship and the COVID-19 pandemic are raising awareness of the link between access to adequate housing and other rights and opportunities. This timely reader focuses attention on the results of past efforts and on the urgency of reframing the conversation. It is both an exciting time to teach students about the evolution of United States’ housing policy and a challenging time to discuss what policymakers or practitioners can do to effect positive change. This reader is aimed at students, professors, researchers, and professionals of housing policy, public policy, and city planning.
Author : Karin Kurz
Publisher : Stanford University Press
Page : 408 pages
File Size : 54,6 Mb
Release : 2004-07-09
Category : Business & Economics
ISBN : 9780804767248
This cross-national comparative study analyzes the relationship between social inequality and the attainment of home ownership over the life course in 12 countries.
Author : Nicolas P. Retsinas,Eric S. Belsky
Publisher : Brookings Institution Press
Page : 413 pages
File Size : 52,7 Mb
Release : 2006-05-25
Category : Social Science
ISBN : 9780815797845
Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of "credit scores," not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be.
Author : OECD
Publisher : OECD Publishing
Page : 204 pages
File Size : 52,5 Mb
Release : 2002-03-15
Category : Electronic
ISBN : 9789264195943
This conference proceedings present papers providing the the first in-depth survey of current situation and challenges in the development of housing finance in major transition economies in particular, the Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland, the Slovak Republic and Slovenia.
Author : Eric S. Belsky,Christopher E. Herbert,Jennifer H. Molinsky
Publisher : Brookings Institution Press with the Joint Center for Housing Studies of Harvard University
Page : 497 pages
File Size : 53,8 Mb
Release : 2014-06-27
Category : Political Science
ISBN : 9780815725640
The ups and downs in housing markets over the past two decades are without precedent, and the costs—financial, psychological, and social—have been enormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for building wealth among historically disadvantaged groups. This timely volume reexamines the goals, risks, and rewards of homeownership in the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliberate how homeownership can be made more sustainable, and discuss how best to balance affordability, access, and risk, particularly for minorities and lowincome families. Contributors: Eric S. Belsky (JCHS); Raphael W. Bostic (University of Southern California); Mark Calabria (Cato Institute); Kaloma Cardwell (University of California, Berkeley); Mark Cole (Hope LoanPort); J. Michael Collins (University of Wisconsin–Madison); Marsha J. Courchane (Charles River Associates); Andrew Davidson (Andrew Davidson and Co.); Christopher E. Herbert (JCHS); Leonard C. Kiefer (Freddie Mac); Alex Levin (Andrew Davidson and Co.); Adam J. Levitin (Georgetown University Law Center); Mark R. Lindblad (University of North Carolina at Chapel Hill); Jeffrey Lubell (Abt Associates); Patricia A. McCoy (University of Connecticut School of Law); Daniel T. McCue (JCHS); Jennifer H. Molinsky (JCHS); Stephanie Moulton (Ohio State University); john a. powell (University of California–Berkeley); Roberto G. Quercia (University of North Carolina at Chapel Hill); Janneke H. Ratcliffe (University of North Carolina); Carolina Reid (University of California–Berkeley); William M. Rohe (University of North Carolina at Chapel Hill); Rocio Sanchez-Moyano (JCHS); Susan Wachter (University of Pennsylvania); Peter M. Zorn (Freddie Mac)
Author : Anonim
Publisher : Unknown
Page : 148 pages
File Size : 42,7 Mb
Release : 1997
Category : Housing
ISBN : NYPL:33433078192097
Author : Anthony O'Sullivan,Kenneth Gibb
Publisher : John Wiley & Sons
Page : 352 pages
File Size : 47,5 Mb
Release : 2008-04-15
Category : Business & Economics
ISBN : 9780470680414
This book is a timely assessment of 20 years of progress in the field of housing economics and its application to policy and practice. Two decades on from the publication of Duncan Maclennan's influential Housing Economics, 16 leading housing experts - both academics and policy makers from across the world - now honour Maclennan's contributions. The chapters here present a contemporary survey of key issues in housing, from urban housing markets and sub-market modelling, to the economics of social housing, the basis for housing planning, economic analysis of neighbourhoods, and the connections between academic work and policy development. For students, researchers and practitioners in housing, urban economics and social policy, Housing Economics and Public Policy: . provides up to date and comprehensive reviews of major areas of the housing economics literature . sheds light on the economic, social and spatial processes that affect housing . includes discussion of major areas of cutting edge housing economics research and identifies continuing gaps . presents a synthesis of housing economics research on both sides of the Atlantic . assesses the impact of theory on policy and practice
Author : Shi Li,Hiroshi Sato,Terry Sicular
Publisher : Cambridge University Press
Page : 531 pages
File Size : 41,6 Mb
Release : 2013-10-31
Category : Business & Economics
ISBN : 9781107002913
This book examines the evolution of economic inequality in China from 2002 to 2007; a sequel to Inequality and Public Policy in China (2008).
Author : Yosuke Hirayama,Richard Ronald
Publisher : Routledge
Page : 233 pages
File Size : 43,8 Mb
Release : 2006-11-24
Category : Architecture
ISBN : 9781134176304
Bringing together a number of perspectives on the Japanese housing system, Housing and Social Transition in Japan provides a comprehensive, challenging and theoretically developed account of the dynamic role of the housing system during a period of unprecedented social and economic change in one of the most enigmatic social, political, and economic systems of the modern world. While Japan demonstrates many of the characteristics of some western housing and social systems, including mass homeownership and consumption-based lifestyles, extensive economic growth and rapid urban modernization has been achieved in balance with traditional social values and the maintenance of the family system. Helpfully divided into three sections, Housing and Social Transition in Japan: explores the dynamics of the development of the housing system in post-war Japan deals with social issues related to housing in terms of social aging, family relations, gender and inequality addresses the Japanese housing system and social change in relation to comparative and theoretical frameworks. As well as providing challenges and insights for the academic community at large, this book also provides a good introduction to the study of Japan and its housing, economic, social and welfare system generally.
Author : Beer, Andrew,Faulkner, Debbie
Publisher : Policy Press
Page : 208 pages
File Size : 52,9 Mb
Release : 2011-06-22
Category : Political Science
ISBN : 9781847429360
The housing we live in shapes individual access to jobs, health, well being and communities. There are also substantial differences between generations regarding the type of housing they aspire to live in, their attitudes to housing costs, the nature of their households and their attitudes to different tenures. This important contribution to the literature draws upon research from the UK, Australia and the USA to show how lifetime attitudes to housing have changed, with new population dynamics driving the market and a greater emphasis on consumption. It also considers how the global financial crisis has differentially affected housing markets across the globe, with variable impacts on the long term housing transitions of different populations.