The Microfinance Revolution

Author : Marguerite Robinson
Publisher : World Bank Publications
Page : 358 pages
File Size : 54,6 Mb
Release : 2001-06-01
Category : Business & Economics
ISBN : 9780821383384

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The Microfinance Revolution by Marguerite Robinson Pdf

Around the world, a revolution is occurring in finance for low-income people. The microfinance revolution is delivering financial services to the economically active poor on a large scale through competing, financially self-sufficient institutions. In a few countries this has already happened; in others it is under way. The emerging microfinance industry has profound implications for social and economic development. For the first time in history, capital is well on its way to being democratized. 'The Microfinance Revolution', in three volumes, is aimed at a diverse readership - economists, bankers, policymakers, donors, and social scientists; microfinance practitioners and specialists in local finance and rural and urban development; and members of the general public interested in development. This first volume, 'Sustainable Finance for the Poor', focuses on the shift from government- and donor-subsidized credit systems to self-sufficient microfinance institutions providing voluntary savings and credit services.

Author : Marguerite S. Robinson
Publisher : World Bank Publications
Page : 524 pages
File Size : 50,9 Mb
Release : 2001
Category : Business & Economics
ISBN : 0821349538

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The Microfinance Revolution by Marguerite S. Robinson Pdf

??? ... Microfinance is the method whereby financial services and credit is made available to the economically active but low income people of developiong countries. This book focusses on three key aspects of the phenomenon: 1) the shift from government- and donor-subsidized credit delivery systems to self-sufficient, sustainable microfinance institutions; 2) the results on the ground, on the way in which microfinance is helps people expand and diversify their enterprises, increase their incomes, raise their living standards and those of theri families, and boost their self-confidence; 3) the theroretical frameworks that had previously impeded the microfinance revolution, with suggestions for their improvement.

Author : Marguerite S. Robinson
Publisher : World Bank Publications
Page : 500 pages
File Size : 55,5 Mb
Release : 2003
Category : Electronic books
ISBN : 0821349546

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The Microfinance Revolution: The emerging industry by Marguerite S. Robinson Pdf

The revolution occurring in finance for low-income people refers to commercial microfinance--the delivery of financial services to the economically active poor on a large scale through competing, financially self-sufficient institutions. 'Lessons from Indonesia', volume 2 of 'The Microfinance Revolution', examines in the Indonesian context the principles and practices of commercial microfinance that were explored and analyzed in volume 1. The first country to develop profitable microfinance on a large scale, Indonesia is home to the world's oldest and largest commercial microfinance institutions, as well as many others. The book examines many financial institutions, with a special emphasis on Bank Rakyat Indonesia's microbanking system, which in the mid-1980s was transformed from a failed subsidized credit program to a nationwide commercial financial intermediary that now profitably provides microfinance services--savings and credit--to more than 20 million people. Commercial microbanking remained stable and profitable in Indonesia even as the country's financial system collapsed during the recent crisis. This volume shows why, and offers crucial lessons for developing countries everywhere.

Author : Anonim
Publisher : Unknown
Page : 463 pages
File Size : 41,9 Mb
Release : 2002
Category : Financial institutions
ISBN : 0821345249

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Lessons from Indonesia by Anonim Pdf

Author : Marguerite Robinson (S.)
Publisher : Unknown
Page : 0 pages
File Size : 43,9 Mb
Release : 2001
Category : Electronic
ISBN : OCLC:795843378

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The Microfinance Revolution by Marguerite Robinson (S.) Pdf

Author : Marguerite S. Robinson
Publisher : Unknown
Page : 463 pages
File Size : 45,8 Mb
Release : 2024-06-03
Category : Financial institutions
ISBN : 0821345249

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The Microfinance Revolution: Lessons from Indonesia by Marguerite S. Robinson Pdf

Author : Aditya Goenka,David Henley
Publisher : Routledge
Page : 233 pages
File Size : 43,8 Mb
Release : 2013-09-05
Category : Social Science
ISBN : 9781135255589

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Southeast Asia's Credit Revolution by Aditya Goenka,David Henley Pdf

Southeast Asia’s Credit Revolution describes and explains the rise of microfinance – the provision of credit and other financial services for the poor – in Southeast Asia, over the past four decades the most consistently successful region of the developing world. In recent years microfinance has come to be seen as a key weapon in the battle against global poverty, generating more enthusiasm and optimism than any other development strategy. Southeast Asia has a special place in the history of microfinance. Historically, Southeast Asian societies and economies were perceived as almost uniquely debt-ridden and credit-constrained. In the twentieth century, however, the region was in the forefront of the modern microfinance revolution. This book asks what factors have made it possible for formal microfinance institutions to replace moneylenders and other traditional credit providers. Bringing together economists, sociologists, anthropologists and historians, the book covers seven Southeast Asian countries. The topic is explored from cultural and institutional as well as economic perspectives, and policy-relevant lessons are offered for the design of successful microfinance institutions. Focusing on recent developments while putting them in historical context, this will be an important text for scholars and students of economic history, finance, institutional economics, and Asian Studies.

Author : Beatriz Armendariz,Jonathan Morduch
Publisher : MIT Press
Page : 361 pages
File Size : 46,9 Mb
Release : 2010-04-23
Category : Business & Economics
ISBN : 9780262513982

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The Economics of Microfinance, second edition by Beatriz Armendariz,Jonathan Morduch Pdf

An accessible analysis of the global expansion of financial markets in poor communities, incorporating the latest thinking and evidence. The microfinance revolution has allowed more than 150 million poor people around the world to receive small loans without collateral, build up assets, and buy insurance. The idea that providing access to reliable and affordable financial services can have powerful economic and social effects has captured the imagination of policymakers, activists, bankers, and researchers around the world; the 2006 Nobel Peace Prize went to microfinance pioneer Muhammed Yunis and Grameen Bank of Bangladesh. This book offers an accessible and engaging analysis of the global expansion of financial markets in poor communities. It introduces readers to the key ideas driving microfinance, integrating theory with empirical data and addressing a range of issues, including savings and insurance, the role of women, impact measurement, and management incentives. This second edition has been updated throughout to reflect the latest data. A new chapter on commercialization describes the rapid growth in investment in microfinance institutions and the tensions inherent in the efforts to meet both social and financial objectives. The chapters on credit contracts, savings and insurance, and gender have been expanded substantially; a new section in the chapter on impact measurement describes the growing importance of randomized controlled trials; and the chapter on managing microfinance offers a new perspective on governance issues in transforming institutions. Appendixes and problem sets cover technical material.

Author : Beatriz Armendariz,Jonathan Morduch
Publisher : MIT Press
Page : 361 pages
File Size : 48,9 Mb
Release : 2007
Category : Business & Economics
ISBN : 9780262512015

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The Economics of Microfinance by Beatriz Armendariz,Jonathan Morduch Pdf

An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.

Author : Joanna Ledgerwood
Publisher : World Bank Publications
Page : 302 pages
File Size : 49,8 Mb
Release : 1998-12-01
Category : Business & Economics
ISBN : 9780821384312

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Microfinance Handbook by Joanna Ledgerwood Pdf

The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Author : Ira W. Lieberman,Paul DiLeo,Todd A. Watkins
Publisher : Brookings Institution Press
Page : 493 pages
File Size : 50,5 Mb
Release : 2020-06-30
Category : Business & Economics
ISBN : 9780815737643

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The Future of Microfinance by Ira W. Lieberman,Paul DiLeo,Todd A. Watkins Pdf

A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.

Author : Robert Cull,Asli Demirguc-Kunt,Jonathan Morduch
Publisher : MIT Press
Page : 519 pages
File Size : 49,8 Mb
Release : 2021-08-03
Category : Business & Economics
ISBN : 9780262544016

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Banking the World by Robert Cull,Asli Demirguc-Kunt,Jonathan Morduch Pdf

Experts report on the latest research on extending access to financial services to the 2.5 billion adults around the world who lack it. About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast “unbanked” population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.

Author : Ben Quinones,Joe Remenyi
Publisher : Routledge
Page : 272 pages
File Size : 46,6 Mb
Release : 2014-02-04
Category : Business & Economics
ISBN : 9781317762591

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Microfinance and Poverty Alleviation by Ben Quinones,Joe Remenyi Pdf

First published in 2000. Routledge is an imprint of Taylor & Francis, an informa company.

Author : Lamia Karim
Publisher : U of Minnesota Press
Page : 292 pages
File Size : 50,7 Mb
Release : 2011
Category : Social Science
ISBN : 9780816670949

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Microfinance and Its Discontents by Lamia Karim Pdf

The first feminist critique of the much-lauded microcredit process in Bangladesh.

Author : Alex Counts
Publisher : John Wiley & Sons
Page : 435 pages
File Size : 55,6 Mb
Release : 2008-03-31
Category : Business & Economics
ISBN : 0470285273

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Small Loans, Big Dreams by Alex Counts Pdf

Microfinancing is considered one of the most effective strategies in the fight against global poverty. And now, in Small Loans, Big Changes, author Alex Counts reveals how Nobel Prize Winner Muhammad Yunus revolutionized global antipoverty efforts through the development of this approach. This book presents compelling stories of women benefiting from Yunus’s microcredit in rural Bangladesh and urban Chicago, and recounts the experiences of different borrowers in each country, interspersing them with stories of Yunus, his colleagues, and their counterparts in Chicago.