The Regulation And Supervision Of Banks Around The World

Author : James R. Barth,Gerard Caprio,Ross Levine
Publisher : World Bank Publications
Page : 92 pages
File Size : 54,9 Mb
Release : 2001
Category : Banking law
ISBN : 8210379456XXX

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The Regulation and Supervision of Banks Around the World by James R. Barth,Gerard Caprio,Ross Levine Pdf

This new and comprehensive database on the regulation and supervision of banks in 107 countries should better inform advice about bank ewgulation and supervision and lower the marginal cost of empirical research.

Author : Levine
Publisher : Unknown
Page : 0 pages
File Size : 45,8 Mb
Release : 2013
Category : Electronic
ISBN : OCLC:1402552744

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The Regulation and Supervision of Banks around the World by Levine Pdf

Author : James R. Barth,Gerard Caprio (Jr.),Ross Levine
Publisher : Unknown
Page : 0 pages
File Size : 44,9 Mb
Release : 2001
Category : Banking law
ISBN : OCLC:450833999

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The regulation and supervision of banks around the world by James R. Barth,Gerard Caprio (Jr.),Ross Levine Pdf

This new and comprehensive database on the regulation and supervision of banks in 107 countries should better inform advice about bank ewgulation and supervision and lower the marginal cost of empirical research.

Author : James R. Barth,Jie Gan,Daniel E. Nolle
Publisher : Unknown
Page : 0 pages
File Size : 53,7 Mb
Release : 2009
Category : Banks and banking
ISBN : 1607413159

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Global Banking Regulation and Supervision by James R. Barth,Jie Gan,Daniel E. Nolle Pdf

The past two decades have witnessed both tremendous change and tremendous growth in the financial sector in countries across the globe. At the same time, however, many countries in the world have experienced banking crises, sometimes leading to costly bank failures and overall disruption in economic activity. The changes in the banking landscape and banking crises have focused policy makers' and industry participants' attention on the appropriate role and structure of banking supervision and regulation. As countries make different choices in these regards, it is useful to inquire if there are fundamental principles countries can follow to insure financial system stability and growth. This book does not presume to outline such principles, but it does take two necessary steps in that direction: first, it identifies basic issues in banking regulation and supervision; and second, it presents information on how countries around the globe have addressed these issues in their bank regulatory and supervisory schemes. The study draws on recent research and detailed cross-country data, including data from a new World Bank survey of bank regulation and supervision world-wide, to focus on some of the underlying reasons for and implications of developments in a variety of areas. These include the following: the nature and changing role of banks in promoting economic growth, development and stability; restrictions on the scope of banking activities and allowable ownership arrangements in which to conduct them; the structure and scope of bank regulatory and supervisory schemes; supervisory practices to promote safe and sound banks; market discipline and corporate governance in banking; international co-operation in regulation and supervision; offshore banking; potential disputes in banking arising from World Trade Organization membership; and deposit insurance schemes.

Author : World Bank
Publisher : World Bank Publications
Page : 281 pages
File Size : 54,6 Mb
Release : 2019-11-22
Category : Business & Economics
ISBN : 9781464814969

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Global Financial Development Report 2019/2020 by World Bank Pdf

Over a decade has passed since the collapse of the U.S. investment bank, Lehman Brothers, marked the onset of the largest global economic crisis since the Great Depression. The crisis revealed major shortcomings in market discipline, regulation and supervision, and reopened important policy debates on financial regulation. Since the onset of the crisis, emphasis has been placed on better regulation of banking systems and on enhancing the tools available to supervisory agencies to oversee banks and intervene speedily in case of distress. Drawing on ten years of data and analysis, Global Financial Development Report 2019/2020 provides evidence on the regulatory remedies adopted to prevent future financial troubles, and sheds light on important policy concerns. To what extent are regulatory reforms designed with high-income countries in mind appropriate for developing countries? What has been the impact of reforms on market discipline and bank capital? How should countries balance the political and social demands for a safety net for users of the financial system with potentially severe moral hazard consequences? Are higher capital requirements damaging to the flow of credit? How should capital regulation be designed to improve stability and access? The report provides a synthesis of what we know, as well as areas where more evidence is still needed. Global Financial Development Report 2019/2020 is the fifth in a World Bank series. The accompanying website tracks financial systems in more than 200 economies before, during, and after the global financial crisis (http://www.worldbank.org/en/publication/gfdr) and provides information on how banking systems are regulated and supervised around the world (http://www.worldbank.org/en/research/brief/BRSS).

Author : James R. Barth,Gerard Caprio,Ross Levine
Publisher : Unknown
Page : 64 pages
File Size : 55,8 Mb
Release : 2002
Category : Bank management
ISBN : UCSD:31822029550100

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Bank Regulation and Supervision by James R. Barth,Gerard Caprio,Ross Levine Pdf

This paper uses our new database on bank regulation and supervision in 107 countries to assess the relationship between specific regulatory and supervisory practices and banking-sector development, efficiency, and fragility. The paper examines: (i) regulatory restrictions on bank activities and the mixing of banking and commerce; (ii) regulations on domestic and foreign bank entry; (iii) regulations on capital adequacy; (iv) deposit insurance system design features; (v) supervisory power, independence, and resources, (vi) loan classification stringency, provisioning standards, and diversification guidelines; (vii) regulations fostering information disclosure and private-sector monitoring of banks; and (viii) government ownership. The results, albeit tentative, raise a cautionary flag regarding government policies that rely excessively on direct government supervision and regulation of bank activities. The findings instead suggest that policies that rely on guidelines that (1) force accurate information disclosure, (2) empower private-sector corporate control of banks, and (3) foster incentives for private agents to exert corporate control work best to promote bank development, performance and stability.

Author : James R. Barth
Publisher : Unknown
Page : 88 pages
File Size : 49,8 Mb
Release : 2009
Category : Electronic
ISBN : OCLC:1290892710

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The Regulation and Supervision of Banks Around the World by James R. Barth Pdf

This new and comprehensiv ...

Author : Heidi Mandanis Schooner,Michael W. Taylor
Publisher : Academic Press
Page : 352 pages
File Size : 46,8 Mb
Release : 2009-11-24
Category : Law
ISBN : 0080925804

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Global Bank Regulation by Heidi Mandanis Schooner,Michael W. Taylor Pdf

Global Bank Regulation: Principles and Policies covers the global regulation of financial institutions. It integrates theories, history, and policy debates, thereby providing a strategic approach to understanding global policy principles and banking. The book features definitions of the policy principles of capital regularization, the main justifications for prudent regulation of banks, the characteristics of tools used regulate firms that operate across all time zones, and a discussion regarding the 2007-2009 financial crises and the generation of international standards of financial institution regulation. The first four chapters of the book offer justification for the strict regulation of banks and discuss the importance of financial safety. The next chapters describe in greater detail the main policy networks and standard setting bodies responsible for policy development. They also provide information about bank licensing requirements, leading jurisdictions, and bank ownership and affiliations. The last three chapters of the book present a thorough examination of bank capital regulation, which is one of the most important areas in international banking. The text aims to provide information to all economics students, as well as non-experts and experts interested in the history, policy development, and theory of international banking regulation. Defines the over-arching policy principles of capital regulation Explores main justifications for the prudent regulation of banks Discusses the 2007-2009 financial crisis and the next generation of international standards of financial institution regulation Examines tools for ensuring the adequate supervision of a firm that operates across all time zones

Author : Jaime Reis
Publisher : Routledge
Page : 266 pages
File Size : 51,6 Mb
Release : 2016-04-01
Category : History
ISBN : 9781317050520

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State and Financial Systems in Europe and the USA by Jaime Reis Pdf

During the twentieth century the financial sector became possibly the most regulated area of the economy in many advanced and developing countries. The interwar years represented the defining moment for the escalation of governments' intervention, turning the State into the core of financial systems in its capacity of regulator, supervisor or owner. The essays in this collection shed light on different aspects of the experience of financial regulation, ownership and deregulation in Europe and the USA from a secular historical perspective. The volume's chapters explore how the political economy of finance changed in the nineteenth and twentieth centuries and how such changes were related to shifting attitudes towards globalization. They also investigate how regulation responded to governance problems of financial intermediaries and markets, and how different legal frameworks and institutional architectures influenced such response. The collection engages with a set of issues as diverse as they are interrelated across countries and over time: the regulatory attitude of British authorities toward the banking system and the stock exchange market in the nineteenth and twentieth centuries; the comparative evolution of bankruptcy laws and procedures; the link between state, regulation and governance in the evolution of the US and French financial systems; the emergence of banking regulation and supervision by central banks; the regulation and supervision of international financial markets since the 1950s; and the connection between deregulation and banking crises at the end of the past century. Taken as a whole, the chapters offer an intriguing insight into the differing ways western countries approached and responded to the challenges of the international financial system, and the legacy of this on the modern world. In so doing the volume holds up to historical scrutiny the debate as to whether overt state regulation of financial markets always has a negative affect on economic growth, or whether it can be an essential tool for developing nations in their efforts to expand their economies.

Author : James R. Barth,Gerard Caprio,Ross Levine
Publisher : Cambridge University Press
Page : 446 pages
File Size : 54,5 Mb
Release : 2008-05-12
Category : Business & Economics
ISBN : 052170930X

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Rethinking Bank Regulation by James R. Barth,Gerard Caprio,Ross Levine Pdf

This volume presents a new database on bank regulation in over 150 countries. It offers a comprehensive cross-country assessment of the impact of bank regulation on the operation of banks and assesses the validity of the Basel Committee's influential approach to bank regulation.

Author : Asl? Demirgüç-Kunt,Enrica Detragiache
Publisher : World Bank Publications
Page : 40 pages
File Size : 46,5 Mb
Release : 2006
Category : Bancos
ISBN : 8210379456XXX

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Banking on the Principles by Asl? Demirgüç-Kunt,Enrica Detragiache Pdf

"This paper studies whether compliance with the Basel Core Principles for Effective Banking Supervision (BCP) improves bank soundness. BCP compliance assessments provide a unique source of information about the quality of bank supervision and regulation around the world. The authors find a significant and positive relationship between bank soundness (measured with Moody's financial strength ratings) and compliance with principles related to information provision. Specifically, countries that require banks to report regularly and accurately their financial data to regulators and market participants have sounder banks. This relationship is robust to controlling for broad indexes of institutional quality, macroeconomic variables, sovereign ratings, as well as reverse causality. Measuring soundness through z-scores yields similar results. The findings emphasize the importance of transparency in making supervisory processes effective and strengthening market discipline. Countries aiming to upgrade banking regulation and supervision should consider giving priority to information provision over other elements of the Core Principles. "--World Bank web site.

Author : Gerard Caprio, James R. Barth, Ross Levine
Publisher : World Bank Publications
Page : 70 pages
File Size : 52,8 Mb
Release : 2001
Category : Electronic
ISBN : 8210379456XXX

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Bank Regulation and Supervision: What Works Best? by Gerard Caprio, James R. Barth, Ross Levine Pdf

Author : Richard J. Herring,Robert E. Litan
Publisher : Brookings Institution Press
Page : 224 pages
File Size : 50,5 Mb
Release : 1994-12-01
Category : Business & Economics
ISBN : 0815791550

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Financial Regulation in the Global Economy by Richard J. Herring,Robert E. Litan Pdf

In recent years, the major industrialized nations have developed cooperative procedures for supervising banks, harmonized their standards for bank capital requirements, and initiated cooperative understanding about securities market supervision. This book assesses what further coordination and harmonization in financial regulation will be required in an era of increased globalization. A volume of Brookings' Integrating National Economies Series

Author : D. Mayes,L. Halme,A. Liuksila
Publisher : Springer
Page : 298 pages
File Size : 53,6 Mb
Release : 2001-05-22
Category : Business & Economics
ISBN : 9780230288195

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Improving Banking Supervision by D. Mayes,L. Halme,A. Liuksila Pdf

Improving Banking Supervision shows how greater market discipline can be used to help improve the quality of banks and their management in a world of increasing complexity, size and innovation. The book is based on research undertaken in the Nordic countries and New Zealand, and set in an international context through reference and comparison to the experiences of banks throughout the EU and the US. The authors show how traditional methods of regulation, particularly across borders face limits and can impose substantial costs on customers. They propose alternatives for today's international banks, based on a network of incentives to prudential behaviour and focusing on three main issues: - the development of transparent corporate structures - the public disclosure of comparable meaningful information so that markets can assess banks - the implementation of effective means to allow banks to exit without unacceptable costs to society

Author : Eiji Hotori,Mikael Wendschlag,Thibaud Giddey
Publisher : Springer Nature
Page : 173 pages
File Size : 43,7 Mb
Release : 2021-12-13
Category : Business & Economics
ISBN : 9789811667831

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Formalization of Banking Supervision by Eiji Hotori,Mikael Wendschlag,Thibaud Giddey Pdf

This open access book is the first attempt to elaborate the formalization phase of banking supervision in eight developed countries—USA, Japan, Sweden, Germany, Switzerland, Belgium, France, and UK. This innovative study in the field of banking supervision history identifies why national histories of banking supervision share similarities, but also remain different and are heavily path dependent. This book will be of great interest not only to financial/economic historians but also to general readers interested in banking supervision, i.e., students, bankers, supervisors, and international officials.