Til Debt Do Us Part Book in PDF, ePub and Kindle version is available to download in english. Read online anytime anywhere directly from your device. Click on the download button below to get a free pdf file of Til Debt Do Us Part book. This book definitely worth reading, it is an incredibly well-written.
Money worries rank among the highest causes of marital stress and divorce. Yet few people recognize that their spending habits might have more to do with their emotions, their upbringing, and their communication skills than with their net income. In Till Debt Do Us Part, Dr. Bernard Poduska helps you understand where your financial problems might have their roots, how you can learn to balance your own needs with your family's desires, and how you can manage debt even when it seems to have gotten completely out of your control. You'll learn how to recognize and overcome addictive spending, how to get through the month with the money you have, and how to plan for your future. If you're ready to get to the bottom of your financial challenges, Till Debt Do Us Part will give you the tools and insights you need.
Using her own personal experiences, the author helps couples face fiscal foul-ups and to discover God loves them--even in the middle of financial difficulties.
With everything she does, Gail Vaz-Oxlade focuses on putting money in perspective and encouraging people to take control of their money and their lives. But over the years, she’s found that an astonishing number of smart, competent women are relinquishing that control. It’s Your Money is designed to inspire and inform them to take charge of their financial destinies. This book will help each reader come to terms with why she deals with her money as she does. It helps her establish a solid financial foundation on which to build as she moves through her life. Gail walks her through the major milestones—partnering, raising a family and retiring—making sure she is empowered to make her own decisions, if she’s in a relationship or not. It also shows the reader how to cope when stuff hits the fan, without adding financial stress to her burdens. For the woman who finds herself the sole breadwinner in a family, dealing with aging parents or coping with divorce or widowhood, Gail shows her how to keep her financial life on track. Whether they need Gail’s voice to encourage them to reach for new financial goals, or to kick their credit-card-happy butts back into line, women will turn to It’s Your Money in good times and in bad.
CEO of Everything by Gail Vaz-Oxlade,Victoria Ryce Pdf
We live in a world of growing singleness. While lots of attention is being paid to senior singles, less has been given to younger women and men who find themselves suddenly single—through separation or divorce or through the death of a partner—or to those who come to the realization that perhaps partnership isn’t in the cards and they need to start planning for themselves. Single women make up more than half the population of Canadian women. And they’re facing financial and life challenges for which they’re unprepared. Both Victoria and Gail know that single doesn’t have to suck. But a newly minted CEO of Everything will face some challenges, so Gail and Victoria are here with a heads up! CEO of Everything maps out the territory that singles find themselves in and guides readers through topics that form the new land of singleness. Jobs once shared by two now fall on the shoulders of one. And as if life isn’t busy enough, the state of singleness means you get to do it all, all day and every day. What is normal when you are suddenly planning for life for one? What do you need to look out for, be responsible for and be prepared for? This book will help readers decide what’s urgent, what’s important and what they can afford to just let go unattended. (Baby, you may be strong, but nobody can do it ALL.)
As the lead soprano of Christian Fellowship Missionary Church, Nichole Singleton semes to have everything a woman could ask for: a loving husband, a job she adores, supportive family and friends, and a church she has called home since her teens. But her husband, Jeffrey, is controlling. Unable to cope with his master plan for their marriage, Nichole turns to gambling instead of communicating with her spouse and taking her fears to the Lord. When her gambling debt soars out of control, Nichole nearly loses all that is near and dear to her. When a tragic family accident occurs, Nichole feels she has no one to turn to. Through her trials and tribulations, will Nichole remember to put her trust in God and reaffirm her faith in the Lord?
Explaining difficult concepts in plain English with a breezy style, this third edition has new material covering new tax laws, retirement savings strategies, a chapter on identity theft, and question-and-answer sidebars.
The national bestseller that helps you turn common sense into money in the bank—now updated with 10 new rules to live by Gail Vaz-Oxlade likes to say that managing money isn’t rocket science, it’s discipline. But even she acknowledges that there are tricks to her trade and that making money decisions often feels more complicated than it needs to be. So, where do you start? With Gail’s Money Rules, of course—her essential rules for making your money work for you. Covering every topic under the financial sun—from TFSAs to taxes, borrowing to breaking bad habits, relationships to RRSPs—Gail will show you that many of the rules you may have been following might actually be working against your best interests. Some of her advice is, as she says, common sense (Rule #17: Needs Must Come Before Wants), some of it is surprising (Rule #222: Don’t Borrow to Contribute to an RRSP) and some may even seem counterintuitive coming from Gail (Rule #261: Take Pleasure from Your Money). New to this edition are rules that will help you maximize the return on your savings, get your head straight about what renovations really mean for your bottom line, and calculate your burn rate. All of the rules are divided into digestible pieces that give you a clear sense of what works and what doesn’t—and how to start incorporating her advice into your life today. For money-phobes, this book will be a kick in the pants; for money minders, it will ease the worry that they’ve left a stone unturned; for everyone, Money Rules reveals what it takes to build a financial foundation that will last a lifetime.
With Canadian personal savings lower than ever before and household debt going through the roof, many people are in dire need of financial advice. But can a book that includes sex, zombies, pancakes, and Star Trek really help? You might be surprised. Wealthing Like Rabbits is a fun, entertaining guide to personal finance that proves sound money management doesn’t have to be painful and neither does learning about it. Combining a unique blend of humour and perspective with everyday common sense, Robert R. Brown takes you through the basics of financial planning by using anecdotes and pop culture to shed light on some of the most important, yet often mismanaged aspects of personal finance. Covering subjects ranging from retirement savings and mortgages to credit cards and debt, this book will arm you with simple strategies to help you balance your life goals with your financial responsibilities. Wealthing Like Rabbits is a smart, accessible, never-boring romp through personal finance that you will certainly count as one of your best investments ever.
The Little Leftover Witch by Florence Laughlin Pdf
A little lost witch undergoes a magical transformation when she’s loved by a human family in this heartwarming story. When Felina, a little witch, breaks her broom on Halloween and can’t fly home, she is stuck with the Doon family and their black cat, Itchabody, for an entire year. Although she’s homesick and unhappy, the Doon parents and their daughter, Lucinda, do their best to make Felina feel welcome. (And she has no trouble with Itchabody at all!) As time passes, the mischievous Felina learns what it means to be part of a family—and how, with love, she will always belong. This timeless tale, originally published in 1971 and cherished ever since, brims with witchy whimsy and will find a home in the hearts of a new generation of readers.
As a parent, you want the best for your kids. You work hard to provide them with every advantage. You want them to be safe, smart and healthy. Yet when it comes to money, it’s a whole different story. If you’re like most people, you’d rather run a mile through a desert with a camel on your back than talk about money with your children. Are you going to follow in your parents’ footsteps, keeping financial matters a deep, dark secret? Or do you want your children to have a healthy, balanced attitude toward money? Then it’s time to pull your head out of the sand and roll up your sleeves. Gail Vaz-Oxlade, Canada’s #1 personal finance expert, believes that teaching kids about money is a parent’s job. She knows that building confidence and money skills starts with an age-appropriate allowance to help your kids accomplish important tasks: Making saving a habit Learning the difference between needs and wants Using the “magic jars” to balance competing goals Creating lifelong money management skills What better gift could you give your children than the confidence to control their money, rather than letting their money control them? Let Gail help you raise “Money-Smart Kids.”
Freshly updated retirement advice from one of Canada’s most trusted financial writers We all know we should save for retirement, right? But we don’t. We’re just not sure where to start, or when. Experts conjure magic numbers and use complicated terminology. Do we really need a million dollars? And if we don’t have a snowball’s chance in hell of saving that much, should we even bother? Gail’s answers are no and yes—there is no magic number that fits everyone, and yes, you must bother! The hardest part of retirement planning is getting started, so Gail walks you through the steps to put momentum on your side—even if it’s with as little as a dollar a day. She’ll help you figure out where you are now, where you want to be and how to get there. No expert, Gail included, should offer a one-size-fits-all solution, which is why Never Too Late has concrete steps for developing a plan that is right for you. Never Too Late is about cutting through the crap, taking charge and taking action to create the future you want.
Take on your toughest money problem: the people you love. Gail Vaz-Oxlade gets hundreds of letters every month from people who can’t figure out how to get their sister off their couch, their mother to stop hitting them up for money, or their mates to recognize that saving is part of having a solid financial foundation. The letters have a common theme: Gail, how do I get through to them? Money Talks is Gail’s answer to that toughest—and most common—problem that sits at the heart of money and relationships: how to tell your mate, your father, your best friend or your grandmother it’s time for a change. Whether it’s sisters fighting over the decision for Mom and Dad to sell the family home and downsize, life partners arguing over whose shopping is really messing with the budget, or parents wondering when their adult child will ever leave home, the “money” gets blamed for what is actually an inability to figure out the real problem and deal with it objectively—and that’s where Gail steps in. With over seventy-five different scenarios drawn from years of working with real Canadians, Gail helps readers see their own situations through stories that reflect what they’re experiencing. Then she gives readers the language to negotiate effectively, showing them that for each problem there are steps they can take to find a solution. Gail has long believed that so many money issues have more to do with behaviour than with the money itself. People can be delusional, selfish, inconsistent, fearful, lazy, bullying and entitled, and those traits are reflected in how they deal with money. Relationships seldom disintegrate just because people are ‘bad with money’. But how each person responds to the other—and to the real issues—can make or break a relationship. Have a bully in your life? Wish your brother would grow the hell up and stop counting on you to save his butt? Want to tell your BFF that dreaming is only the first step in making a better life? Gail will show you how. Gail bets that there many people you will recognize as you read Money Talks—and one of them just might be yourself.
