When Regulation Was Too Successful The Sixth Decade Of Deposit Insurance

Author : David S. Holland
Publisher : Praeger
Page : 168 pages
File Size : 43,9 Mb
Release : 1998-11-24
Category : Business & Economics
ISBN : STANFORD:36105023101145

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When Regulation Was Too Successful- The Sixth Decade of Deposit Insurance by David S. Holland Pdf

The savings and loan crisis and the banking troubles of the 1980s and early 1990s were not primarily due to fraud, deregulation, inadequate supervision, overly exuberant lending, abrupt changes in tax policies or a host of other short-term causes. All of these factors certainly exacerbated and, in some cases triggered, the problems of depository institutions. But the underlying fundamental reason for the thrift crisis and banking troubles, argues banking and financial analyst David S. Holland, was a form of excess capacity that resulted from many decades of protection from the rigors of competition and the marketplace. Dr. Holland shows that the protection was due to geographical and product limitations and a deposit insurance system that became focused on the prevention of failures of individual institutions. By 1980, the depository institutions industry was ripe for a severe culling—a culling that legislators and regulators probably could have done little to avoid, although they might have channeled and controlled it better. How the government, the industry, and the public reacted to the culling is an instructive and fascinating study in human nature for all those concerned with banking policy and regulation.

Author : Anonim
Publisher : Unknown
Page : 244 pages
File Size : 50,6 Mb
Release : 2000
Category : Deposit insurance
ISBN : UOM:39015051990276

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Deposit Insurance by Anonim Pdf

Author : Matthew Grossmann
Publisher : Oxford University Press
Page : 273 pages
File Size : 54,5 Mb
Release : 2014
Category : History
ISBN : 9780199967834

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Artists of the Possible by Matthew Grossmann Pdf

"Policy change is not predictable from election results or public opinion. The amount, issue content, and ideological direction of policy depend on the joint actions of policy entrepreneurs, especially presidents, legislators, and interest groups. This makes policymaking in each issue area and time period distinct and undermines unchanging models of policymaking"--

Author : David A. Dieterle
Publisher : Bloomsbury Publishing USA
Page : 1971 pages
File Size : 45,8 Mb
Release : 2017-03-27
Category : Business & Economics
ISBN : 9798216077442

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Economics [4 volumes] by David A. Dieterle Pdf

A comprehensive four-volume resource that explains more than 800 topics within the foundations of economics, macroeconomics, microeconomics, and global economics, all presented in an easy-to-read format. As the global economy becomes increasingly complex, interconnected, and therefore relevant to each individual, in every country, it becomes more important to be economically literate—to gain an understanding of how things work beyond the microcosm of the economic needs of a single individual or family unit. This expansive reference set serves to establish basic economic literacy of students and researchers, providing more than 800 objective and factually driven entries on all the major themes and topics in economics. Written by leading scholars and practitioners, the set provides readers with a framework for understanding economics as mentioned and debated in the public forum and media. Each of the volumes includes coverage of important events throughout economic history, biographies of the major economists who have shaped the world of economics, and highlights of the legislative acts that have shaped the U.S. economy throughout history. The extensive explanations of major economic concepts combined with selected key historical primary source documents and a glossary will endow readers with a fuller comprehension of our economic world.

Author : Benton E. Gup
Publisher : Bloomsbury Publishing USA
Page : 368 pages
File Size : 52,6 Mb
Release : 2003-12-30
Category : Business & Economics
ISBN : 9780313017421

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Too Big to Fail by Benton E. Gup Pdf

Usually associated with large bank failures, the phrase too big to fail, which is a particular form of government bailout, actually applies to a wide range of industries, as this volume makes clear. Examples range from Chrysler to Lockheed Aircraft and from New York City to Penn Central Railroad. Generally speaking, when a corporation, an organization, or an industry sector is considered by the government to be too important to the overall health of the economy, it will not be allowed to fail. Government bailouts are not new, nor are they limited to the United States. This book presents the views of academics, practitioners, and regulators from around the world (e.g., Australia, Hungary, Japan, Europe, and Latin America) on the implications and consequences of government bailouts.

Author : Lawrence M. Salinger
Publisher : SAGE
Page : 1013 pages
File Size : 55,9 Mb
Release : 2005
Category : Business & Economics
ISBN : 9780761930044

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Encyclopedia of White-Collar & Corporate Crime by Lawrence M. Salinger Pdf

In a thorough reappraisal of the white-collar and corporate crime scene, this Second Edition builds on the first edition to complete the criminal narrative in an outstanding reference resource.

Author : Douglas Morgan,Brian Cook
Publisher : Routledge
Page : 392 pages
File Size : 48,9 Mb
Release : 2015-01-28
Category : Political Science
ISBN : 9781317463856

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New Public Governance by Douglas Morgan,Brian Cook Pdf

Written by scholars who have been at the forefront of the NPG debate as well as by scholar-practitioners, this book provides lessons learned from experience on how networked, contract-based and partnership-centered approaches to government can be undertaken in ways that preserve the values at the center of the American constitutional and political system.

Author : Quentin R. Skrabec Jr.
Publisher : Bloomsbury Publishing USA
Page : 360 pages
File Size : 50,9 Mb
Release : 2014-12-09
Category : Business & Economics
ISBN : 9781440830129

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The 100 Most Important American Financial Crises by Quentin R. Skrabec Jr. Pdf

Covering events such as banking crises, economic bubbles, natural disasters, trade embargoes, and depressions, this single-volume encyclopedia of major U.S. financial downturns provides readers with an event-driven understanding of the evolution of the American economy. The United States has fairly recently experienced the worst economic downturn since the Great Depression. But crippling financial crises are hardly unusual: economic emergencies have occurred throughout American history and can be seen as a cyclical and "normal" (if undesirable) aspect of an economic system. This encyclopedia supplies objective, accessible, and interesting entries on 100 major U.S. financial crises from the Colonial era to today that have had tremendous domestic impact—and in many cases, global impact as well. The entries explore the history and impact of major economic events, including banking crises, economic shortages, recessions, national strikes and labor upheavals, natural resource shortages, panics, real estate bubbles, social upheavals, and the collapse of specific American industries such as rubber and steel production. Students will find this book an essential ready-reference on key events in American economic history that documents how and why these events led to significant financial and economic problems throughout the United States and around the globe.

Author : Quentin R. Skrabec Jr.
Publisher : Bloomsbury Publishing USA
Page : 449 pages
File Size : 43,7 Mb
Release : 2012-05-04
Category : Business & Economics
ISBN : 9798216040767

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The 100 Most Significant Events in American Business by Quentin R. Skrabec Jr. Pdf

This reference book details the top 100 groundbreaking events in the history of American business, featuring case studies of successful companies who challenged traditional operating paradigms, historical perspectives on labor laws, management practices, and economic climates, and an examination of the impact of these influences on today's business practices. Throughout history, important commercial developments in the United States have made it possible for American companies to leverage tough economic conditions to survive—even thrive in a volatile marketplace. This reference book examines the top 100 groundbreaking events in the history of American business and illustrates their influence on the labor laws, business practices, and management methodologies of corporate America today. The 100 Most Significant Events in American Business: An Encyclopedia depicts the chronological order of events contributing to the evolution of American business, with an emphasis on the commercial innovations of each period. The book explores the origins of successful brands, including Apple, Wal-Mart, and Heinz; demonstrates the successful collaboration between public and private sectors illustrated by the Erie Canal, Hoover Dam, and the interstate highway system; and depicts the commercial impact of major economic events from the Panic of 1857 to the Great Recession of 2010.

Author : Michael J. Hightower
Publisher : University of Oklahoma Press
Page : 504 pages
File Size : 47,6 Mb
Release : 2014-09-10
Category : History
ISBN : 9780806148311

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Banking in Oklahoma, 1907–2000 by Michael J. Hightower Pdf

The story of banking in twentieth-century Oklahoma is also the story of the Sooner State’s first hundred years, as Michael J. Hightower’s new book demonstrates. Oklahoma statehood coincided with the Panic of 1907, and both events signaled seismic shifts in state banking practices. Much as Oklahoma banks shed their frontier persona to become more tightly integrated in the national economy, so too was decentralized banking revealed as an anachronism, utterly unsuited to an increasingly global economy. With creation of the Federal Reserve System in 1913 and subsequent choice of Oklahoma City as the location for a branch bank, frontier banking began yielding to systems commensurate with the needs of the new century. Through meticulous research and personal interviews with bankers statewide, Hightower has crafted a compelling narrative of Oklahoma banking in the twentieth century. One of the first acts of the new state legislature was to guarantee that depositors in state-chartered banks would never lose a penny. Meanwhile, land and oil speculators and the bankers who funded their dreams were elevating get-rich-quick (and often get-poor-quick) schemes to an art form. In defense of country banks, the Oklahoma Bankers Association dispatched armed vigilantes to stop robbers in their tracks. Subsequent developments in Oklahoma banking include adaptation to regulations spawned by the Great Depression, the post–World War II boom, the 1980s depression in the oil patch, and changes fostered by rapid-fire advances in technology and communication. The demise of Penn Square Bank offers one of history’s few unambiguous lessons, and it warrants two chapters—one on the rise, and one on the fall. Increasing regulation of the banking industry, the survival of family banks, and the resilience of community banking are consistent themes in a state that is only a few generations removed from the frontier.

Author : Douglas F. Morgan,Richard T. Green,Craig W. Shinn,Kent S. Robinson,Margaret E. Banyan
Publisher : Routledge
Page : 583 pages
File Size : 48,6 Mb
Release : 2021-09-30
Category : Political Science
ISBN : 9781000462630

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Foundations of Public Service by Douglas F. Morgan,Richard T. Green,Craig W. Shinn,Kent S. Robinson,Margaret E. Banyan Pdf

Designed to serve as a basic text for introductory courses in public administration, this pioneering work provides students with a clear-eyed understanding of the vital management functions covered in most standard textbooks with two important differences. First, it is written to address the needs of both the experienced practitioner and the entry-level public servant. Case examples bridge the content-rich environment of practitioners with the principles of public administration sought by pre-service students. Second, the discussion of management practices is grounded in the political and ethical tensions inherent in the American constitutional form of governance. This innovative approach reflects the authors' belief that public administration operates as an integral part of the country's political traditions, and thereby helps define the political culture. Key themes in this third edition include: • an emphasis on the ways in which public administration and their agents play a critical role in ensuring legal and political accountability of the political system; • an exploration of local public administration as the backstop of American democracy, requiring a close working partnership between part-time elected officials and career administrators; • careful examination of the ways in which the American political economy requires administrators who are skilled at co-producing the common good with voluntary associations, businesses, nonprofit organizations and other governmental entities; • an understanding that public administration plays a critical role with its prudential judgments in balancing the competing values necessary to secure a regime of ordered liberty. Every chapter has been thoroughly updated, with particular attention paid to chapters on budgeting and revenue, e-government and the digital divide, shared power and the rise of "wicked problems," and the future of public administration in the United States amidst deep polarization. Foundations of Public Service, 3rd Edition provides a framework for understanding American political traditions and how they inform public administration as a political practice. It is required reading for all introductory Public Administration courses with an emphasis on practice and real-world applications.

Author : Anonim
Publisher : Unknown
Page : 1178 pages
File Size : 43,7 Mb
Release : 2000
Category : Banks and banking
ISBN : UCAL:B4553812

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Journal of Banking & Finance by Anonim Pdf

Author : Anonim
Publisher : Unknown
Page : 450 pages
File Size : 46,7 Mb
Release : 1999
Category : Academic libraries
ISBN : IND:30000008593638

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Choice by Anonim Pdf

Author : Anonim
Publisher : Unknown
Page : 868 pages
File Size : 55,5 Mb
Release : 1999
Category : Books
ISBN : STANFORD:36105011807695

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International Bibliography of Book Reviews of Scholarly Literature Chiefly in the Fields of Arts and Humanities and the Social Sciences by Anonim Pdf

Author : Masahiro Kawai,Eswar Prasad
Publisher : Brookings Institution Press
Page : 441 pages
File Size : 47,6 Mb
Release : 2011
Category : Business & Economics
ISBN : 9780815704898

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Financial Market Regulation and Reforms in Emerging Markets by Masahiro Kawai,Eswar Prasad Pdf

"In the wake of the global financial crisis that began in 2008, offers a systematic overview of recent developments in regulatory frameworks in advanced and emerging-market countries, outlining challenges to improving regulation, markets, and access in developing economies"--Provided by publisher.