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This romantic story of hope, chance, and change from the author of The Statistical Probability of Love at First Sight is one JENNY HAN says is filled with all of her "favorite things," MORGAN MATSON calls “something wonderful” and STEPHANIE PERKINS says “is rich with the intensity of real love.” Alice has never believed in luck, but that doesn’t stop her from rooting for love. After pining for her best friend Teddy for years, she jokingly gifts him a lottery ticket—attached to a note professing her love—on his birthday. Then, the unthinkable happens: he actually wins. At first, it seems like the luckiest thing on earth. But as Teddy gets swept up by his $140 million windfall and fame and fortune come between them, Alice is forced to consider whether her stroke of good fortune might have been anything but. She bought a winning lottery ticket. He collected the cash. Will they realize that true love’s the real prize? Featured in Seventeen Magazine's "What's Hot Now" “Windfall is about all of my favorite things—a girl’s first big love, her first big loss, and—her first big luck.” —JENNY HAN, New York Times bestselling author of To All the Boys I’ve Loved Before “Windfall is perfectly named; reading it, I felt like I had suddenly found something wonderful.” —MORGAN MATSON, New York Times bestselling author of The Unexpected Everything “Windfall is rich with the intensity of real love— in all its heartache and hope.” —STEPHANIE PERKINS, New York Times bestselling author of Isla and the Happily Ever After "If you’re looking for your next great read, then you’re in 'luck!'" —Justine Magazine
A fascinating investigation into how people around the globe are cashing in on a warming world McKenzie Funk has spent the last six years reporting around the world on how we are preparing for a warmer planet. Funk shows us that the best way to understand the catastrophe of global warming is to see it through the eyes of those who see it most clearly—as a market opportunity. Global warming’s physical impacts can be separated into three broad categories: melt, drought, and deluge. Funk travels to two dozen countries to profile entrepreneurial people who see in each of these forces a potential windfall. The melt is a boon for newly arable, mineral-rich regions of the Arctic, such as Greenland—and for the surprising kings of the manmade snow trade, the Israelis. The process of desalination, vital to Israel’s survival, can produce a snowlike by-product that alpine countries use to prolong their ski season. Drought creates opportunities for private firefighters working for insurance companies in California as well as for fund managers backing south Sudanese warlords who control local farmland. As droughts raise food prices globally, there is no more precious asset. The deluge—the rising seas, surging rivers, and superstorms that will threaten island nations and coastal cities—has been our most distant concern, but after Hurricane Sandy and failure after failure to cut global carbon emissions, it is not so distant. For Dutch architects designing floating cities and American scientists patenting hurricane defenses, the race is on. For low-lying countries like Bangladesh, the coming deluge presents an existential threat. Funk visits the front lines of the melt, the drought, and the deluge to make a human accounting of the booming business of global warming. By letting climate change continue unchecked, we are choosing to adapt to a warming world. Containing the resulting surge will be big business; some will benefit, but much of the planet will suffer. McKenzie Funk has investigated both sides, and what he has found will shock us all. To understand how the world is preparing to warm, Windfall follows the money.
Windfall is the boldest profile of the world’s energy resources since Daniel Yergin’s The Quest, asserting that the new energy abundance—due to oil and gas resources once deemed too expensive—is transforming the geo-political order and is boosting American power. “Riveting and comprehensive...a smart, deeply researched primer on the subject.” —The New York Times Book Review As a new administration focuses on driving American energy production, O’Sullivan’s “refreshing and illuminating” (Foreign Policy) Windfall describes how new energy realities have profoundly affected the world of international relations and security. New technologies led to oversupplied oil markets and an emerging natural gas glut. This did more than drive down prices—it changed the structure of markets and altered the way many countries wield power and influence. America’s new energy prowess has global implications. It transforms politics in Russia, Europe, China, and the Middle East. O’Sullivan considers the landscape, offering insights and presenting consequences for each region’s domestic stability as energy abundance upends traditional partnerships, creating opportunities for cooperation. The advantages of this new abundance are greater than its downside for the US: it strengthens American hard and soft power. This is “a powerful argument for how America should capitalise on the ‘New Energy Abundance’” (The Financial Times) and an explanation of how new energy realities create a strategic environment to America’s advantage.
"For the past thirty years, Mr. and Mrs. Jha's lives have been defined by cramped spaces, cut corners, gossipy neighbors, and the small dramas of stolen yoga pants and stale marriages. They thought they'd settled comfortably into their golden years, pleased with their son's acceptance into an American business school. But then Mr. Jha comes into an enormous and unexpected sum of money, and moves his wife from their housing complex in East Delhi to the super-rich side of town, where he becomes eager to fit in as a man of status"--]cProvided by publisher.
The Statistical Probability of Love at First Sight by Jennifer E. Smith Pdf
Now a NETFLIX feature film starring Haley Lu Richardson! Timing is everything in this romantic novel about family connections, second chances, and first loves. Set over a twenty-four-hour-period, Hadley and Oliver find that true love can be found in unexpected places. Today should be one of the worst days of Hadley Sullivan's life. Having just missed her flight, she's stuck at the airport and late to her father's wedding, which is taking place in London and involves a soon-to-be stepmother Hadley's never even met. Then she happens upon the perfect boy in the airport's cramped waiting area. His name is Oliver, he's British, and he's sitting in her row.... A long night on the plane passes in the blink of an eye, and Hadley and Oliver lose track of each other in the airport chaos upon arrival. Can fate intervene to bring them together once more?
Captain Liana Foley knows a thing or two about fights. She fights the King's Navy. She fights to balance power in oppressive Vioria. She fights for respect as a female, bisexual, pirate captain. But she's losing her biggest fight: to escape her secret past as a lost Princess. With a mysterious letter and a stranger threatening to expose her, Liana is blackmailed into attending a royal ball and protecting her counterpart, sheltered Princess Rhian. The pretenses are suspicious enough, but Liana takes the risk in hopes to finally unveil the magic plot that killed her parents and forced her into hiding. When Liana encounters Rhian's own lightning-wielding powers, the ball erupts in violence. The sheltered princess falls into the care of Liana-and her band of pirates. On the run, the only safe haven for the Windfall crew to hide is the most-dangerous place of all: under the thumb of Liana's narcissistic, abusive brother-in-law. In order to protect her crew, her family, and naïve Rhian, Liana must demand sacrifices from herself and the people she loves. Her choices will make powerful enemies; good thing Liana Foley knows a thing or two about fighting those. Content warnings: Attempted rape Domestic violence Torture Murder Representation: Own voices Bisexual main character Asexual
Life is full of challenges for thirteen-year-old Liza. She is already having trouble coping with the death of a local homeless man when she learns that her family's apple tree will need to be chopped down. If that wasn't enough, the new principal at school keeps blocking her attempts for a positive outlet by refusing permission for every project that GRRR! (Girls for Renewable Resources, Really!) and BRRR! (Boys for Renewable Resources, Really!) proposes. Liza starts to feel like she needs to create change in her world without seeking permission. When she chooses the school grounds as the site for her latest endeavor, she may have gone too far.
From inheritances and divorce and insurance settlements to retirement payouts and the most recent phenomenon of stock options, the largest transfer of wealth in the history of America is now taking place. For some, this welcome event is relatively stress-free. But for those who are inexperienced in dealing with large sums of money, a windfall can be an overwhelming, even losing, situation. What is the difference between those who build on their financial gains and those who end up worse off than before? In this much-needed, one-of-a-kind book, top financial planner Susan Bradley gets to the heart of the matter by examining the emotional complexity of the windfall experience and how to manage it-and your newfound money-successfully. Whatever the sum involved, the impact of one's emotional state on the way money is handled--or mishandled--cannot be underestimated. In addition to the legal intricacies of receiving sudden money, the element of surprise that catches people unprepared also often leaves them there. Here, at last, is a type of "owner's manual" to sudden money that demystifies the process for recipients and their financial planners. Based on her work with countless clients, many of whose stories appear in this book, Bradley has developed a step-by-step program for moving safely through the three phases of building a solid financial foundation: Preparation and Planning Investing Monitoring, Giving, and Sharing Giving individual attention to each possible windfall event, Bradley addresses their distinct tax consequences, insurance and estate planning considerations, as well as the crucial emotional component. She also shares advice on how to put together the proper team of advisors, including an attorney and a therapist. When correctly handled, an unexpected windfall can provide expected benefits that will continue far beyond the lifetime of the initial recipient---and turn sudden money into lasting wealth. Turn Sudden Money into Lasting Wealth Maximize your wealth and minimize your stress and confusion with this unique, indispensable guide to handling a sudden financial windfall. Written by nationally recognized financial planner Susan Bradley, Sudden Money provides a complete program for successfully managing newfound wealth. Discover ways to: Stay calm and not make decisions based on your emotions Seek experienced, professional advice Avoid pressure from others Create and execute the best financial plan for you Most important, Sudden Money provides you with easy-to-implement, proven ways to ensure that your financial gains are more than fleeting good fortune. "A 'must read' for financial advisors and for clients who have received financial windfalls. Susan Bradley has detailed--in an easy-to-apply way--a new financial planning discipline that is sure to become a vital part of discussions about the burgeoning wealth in this country." —Ronni Burns, Wall Street consultant "This book is essential for anyone who receives a financial windfall. It's an easy read and packed with useful advice." —Don Phillips, CEO, Morningstar "Reading this book is like having a trusted friend explain what to expect, what to do, and what not to do at a happy time that can also be overwhelming and stressful. This book has been extraordinarily helpful to me." —Marci Shimoff, coauthor, Chicken Soup for the Soul "Women in particular are often ill prepared to manage a financial windfall. Without careful planning, it could turn into a pitfall. Susan Bradley's book is a sensible guide on how to handle instant wealth." —Jennifer Openshaw, CEO, WFN.com, Financial Network for Women
Leading pricing expert Rafi Mohammed shows businesses how to reap a financial windfall and foster growth using the underutilized and often overlooked strategy of setting prices. The 1% Windfall reveals how modest incremental changes to an everyday business practice—pricing—can yield significant rewards. Illustrating the power of pricing, a study of the Global 1200 found that if companies raised prices by just 1%, their average operating profits would increase by 11%. Using a 1% increase in price, some companies would see even more growth in percentage of profit: Sears, 155%; McKesson, 100%; Tyson, 81%; Land O'Lakes, 58%; and Whirlpool, 35%. The good news is that better pricing is more than simply raising prices. Instead, the key is to offer customers a variety of pricing options. This strategy is win-win: profits to companies and choices for consumers. But how do executives and managers set the right price? Underpinned by sound empirical research and real-life anecdotes, The 1% Windfall addresses this fundamental question. This book offers guidelines that any company—whether a multinational conglomerate, a small business, or even a nonprofit—can follow to create a comprehensive pricing strategy for any product or service. In addition, these versatile techniques and tools provide solutions to avert a slump in a recession, offset the impact of inflation, or battle a new competitor. The result is a mind-opening, clear blueprint for com-panies to price for profit and growth.
"Transported along with four friends onto a mysterious and magical Island, Whitnee Terradora wants nothing more than to return home safely, until she starts performing supernatural feats such as cyclones, healing, and communicating with the plant she accidentally set on fire. Suddenly, finding the Island seems like more than just a coincidence. When an ancient prophecy causes a controversy among the leaders of the White Island, Whitnee questions who is looking out for her interests, and who is interested only in gaining power. Even Gabriel, her one ally on the Island, has secrets that both confuse and allure her. When can Whitnee really trust to find out the truth about herself and her missing father?" Could Whitnee really be the answer to the White Island's problems and if so, is it worth the danger of never returning home?"--P. [4] of cover.
Henry has hit rock bottom. A fifty-year old mystery could save him - or finish him off. Henry Lysyk's life is a mess. With his marriage over and his accounting career marred by scandal, he retreats to the anonymity of a rented suite in a house shared with strangers. But the trail of a decades-old crime leads a murderous treasure hunter to his doorstep, and Henry is baffled by his neighbors' cover-up. An unexpected visit from his adventure-hungry niece, Frieda, further complicates Henry's efforts to lay low. With his houseguest refusing to stay away from the danger, Henry's terrified they're about to expose secrets someone would kill to protect. Not knowing who to trust, they must choose which parts of the past to uncover, and which to leave buried. A real-life ransom, a shadowy past, unlikely allies, and ruthless murder. Can Henry unravel this cold case before he and Frieda become its next victims? Crossing fiction with a dash of true crime, Windfall: A Henry Lysyk Mystery is Byron TD Smith's clever "What if..." solution to the most captivating unsolved heist of the twentieth century.