Your Money Ratios

Author : Charles Farrell J.D., LL.M.
Publisher : Penguin
Page : 227 pages
File Size : 55,7 Mb
Release : 2009-12-24
Category : Business & Economics
ISBN : 9781101162903

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Your Money Ratios by Charles Farrell J.D., LL.M. Pdf

A troubled economy calls for answers. Forget complicated, abstract philosophy—people need sound financial advice that's easy to follow and can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios in order to get an instant picture of their savings status and overall financial health, as well as a roadmap for the important choices they must make in the future. Here’s what you will find in this book: IF YOU ARE IN YOUR 20s OR 30s: Your Money Ratios will tell you how to get started and what you need to do over the next 35 years to stay on track. If you are lucky enough to read this book when you are young, you will have a clear vision for where you need to go throughout your working career. By setting yourself on the right path, you won’t have to work so hard later in life to meet your goals. IF YOU ARE IN YOUR 40s: You can benchmark your own financial circumstances against the ratios and see how you are doing with respect to your savings, debt, investments and insurance. You have plenty of time to make adjustments if necessary and plot out your path to retirement. IF YOU ARE IN YOUR 50s: The formula will provide you with a realistic assessment of your ability to retire. It will help you make the important decisions about how to allocate your financial resources over the next 10 to 15 years, and how to put on the final push for retirement.

Author : Charles J. Farrell
Publisher : Unknown
Page : 257 pages
File Size : 45,6 Mb
Release : 2010
Category : Finance, Personal
ISBN : 1322707111

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Your Money Ratios by Charles J. Farrell Pdf

Author : Charles Farrell J.D., LL.M.
Publisher : Penguin
Page : 0 pages
File Size : 40,7 Mb
Release : 2010-12-28
Category : Business & Economics
ISBN : 9781583334164

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Your Money Ratios by Charles Farrell J.D., LL.M. Pdf

A leading financial adviser offers a groundbreaking and simple approach to tackling personal finance by breaking down formulas used by the most successful businesses. A troubled economy calls for answers. People need sound, easy-to-follow financial advice that can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios to get an instant picture of their savings status and overall financial health, as well as a road map for the important choices for the future. Some key ratios include: ? The Capital-to-Income Ratio: how much capital (savings) you should have if you plan to retire at 65 ? The Mortgage-to-Income Ratio: the maximum mortgage debt you should carry and still have sufficient capital left for comfortable savings ? The Education-to-Average-Income Ratio: the amount of education- related debt you can safely incur based on anticipated average earnings after obtaining your degree

Author : Axel Tracy
Publisher : RatioAnalysis.net
Page : 49 pages
File Size : 51,5 Mb
Release : 2012-12-07
Category : Business & Economics
ISBN : 8210379456XXX

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Ratio Analysis Fundamentals by Axel Tracy Pdf

Make Better Business & Investment Decisions To understand the fundamentals of ratio analysis and thus improve your business or investment profits, our concise, clear & friendly book is a great place to start. Written in a conversational manner & with explained examples, it's never a better time to take more control of your financial statements. RATIO ANALYSIS FUNDAMENTALS:How 17 Financial Ratios Can Allow You to Analyse Any Business on the Planet There is so much we can do with financial data beyond the mere compliance-required record keeping. Ratio Analysis Fundamentals teaches you the fundamentals of one of these extra applications: ratio analysis. This application allows you to take data from the financial statements & internal business records and evaluate performance, risk & efficiency and allows benchmarking and viewing trends over time. Ratio Analysis Fundamentals will give the financial statement novice power to add value to business and investments. The book covers 17 Financial Ratios that can be used for the financial analysis of a business. Each Financial Ratio Section Provides:* The formula* A worked example* Guidance on where to locate the data in the financial statements* Guidance on how to interpret the result of the ratio analysis calculation Use Ratio Analysis for:* Profitability comparison, to help improve performance of businesses and investments* Liquidity testing, to assess how comfortably a business can maintain operations* Leverage measurement, which can be used to check risk* Valuation analysis, to decide between alternative investments What's New in the 2nd Edition:* Revised and improved content in many sections as a result of the author's further research* Updated formatting to assist reading experience on mobile devices* Removal of spelling and grammatical errors to reduce confusion and improve professionalism Buy the Book Now and Start Understanding Your Business and Investments Better Now

Author : Glinda Bridgforth,Gail Perry-Mason
Publisher : Crown Currency
Page : 272 pages
File Size : 48,9 Mb
Release : 2009-02-19
Category : Business & Economics
ISBN : 9780307528018

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Girl, Make Your Money Grow! by Glinda Bridgforth,Gail Perry-Mason Pdf

Are you tired of living paycheck to paycheck, working long hours at a JOB that stands for “Just Over Broke”? Do you dream about retiring early to spend more time with your loved ones—or finally owning a house in your favorite part of town? If you’re ready to take charge of your finances and move beyond your salary to create new wealth, then come on, girl – it’s time to make your money grow! These days the stock market can make anyone flinch—but as the money-wise Glinda Bridgforth knows, it’s more important than ever to plan for the future and secure your lifestyle. In this timely follow-up to her bestselling Girl, Get Your Money Straight!, Bridgforth teams up with investment expert and stockbroker Gail Perry-Mason to deliver power-packed, sister-to-sister advice on how to master the stock market, grow your income, and start investing in your biggest asset—you. Beginning with simple, engaging exercises to help you assess your finances and transform any negative money beliefs that hold you back, Bridgforth and Perry-Mason then present their step-by-step program for becoming acquainted with investing and making your money work for you, 24-7. You will learn how to: • Clear away debt and clear the deck—for investing • Create new streams of income by using your own special talents • Develop an investment mission statement • Map out a personalized plan for retirement and take advantage of the best retirement options: 401(k)s, IRAs, and more • Own your own piece of the rock: buying prime real estate • Take the mystery out of the market and build an investment portfolio that’s right for you • Use bonds, mutual funds, and blue chip stocks to lower your risk without sacrificing profits • Read the market for winners and losers—and get the knowledge you need to protect your assets Filled with Bridgforth’s warm-hearted wisdom and advice, and complete with worksheets, exercises, affirmations, and inspiring stories of African American women who’ve successfully grown their money tree, Girl, Make Your Money Grow! is a fresh, fun, and eminently practical guide to achieving the next level of financial security and to funding the future of your dreams.

Author : Andrew Hallam
Publisher : John Wiley & Sons
Page : 256 pages
File Size : 44,6 Mb
Release : 2016-11-28
Category : Business & Economics
ISBN : 9781119356325

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Millionaire Teacher by Andrew Hallam Pdf

Adopt the investment strategy that turned a school teacher into a millionaire Millionaire Teacher shows you how to achieve financial independence through smart investing — without being a financial wizard. Author Andrew Hallam was a high school English teacher. He became a debt-free millionaire by following a few simple rules. In this book, he teaches you the financial fundamentals you need to follow in his tracks. You can spend just an hour per year on your investments, never think about the stock market's direction — and still beat most professional investors. It's not about get-rich-quick schemes or trendy investment products peddled by an ever-widening, self-serving industry; it's about your money and your future. This new second edition features updated discussion on passive investing, studies on dollar cost averaging versus lump sum investing, and a detailed segment on RoboAdvisors for Americans, Canadians, Australians, Singaporeans and British investors. Financial literacy is rarely taught in schools. Were you shortchanged by your education system? This book is your solution, teaching you the ABCs of finance to help you build wealth. Gain the financial literacy to make smart investment decisions Learn why you should invest in index funds Find out how to find the right kind of financial advisor Avoid scams and flash-in-the-pan trends Millionaire Teacher shows how to build a strong financial future today.

Author : Amarjit Ahluwalia
Publisher : AuthorHouse
Page : 154 pages
File Size : 55,9 Mb
Release : 2007-08
Category : Business & Economics
ISBN : 9781434312709

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Make Your Money Make Money for You by Amarjit Ahluwalia Pdf

Amarjit Ahluwalia has Masters in Political Science from Delhi University. He has made it his life's business to perfect Trust Deed Investments. CEO of Saratoga Bancorp, Amarjit has accumulated more than 30 years of experience helping to secure the financial dreams of hundreds of people across the country. In all the years he has been in this industry, not one of his investors has lost a dollar. Now, he offers the best advice of his career in this engaging, compact book. He has written this book, as his contribution to humanity. The author encourages parents to give this book to their children, as the gift of knowledge is far better than any monetary gift. Amarjit believes that thirty year olds have one, big advantage: Time! He sincerely feels that anyone, especially the ones in their thirties, can be financially successful, if they follow his formula: Time + Savings + High Return = Financial Success. This book is not a get rich quick scheme. On the contrary, this book emphasizes the age old saying, "A drop at a time fills the bucket". Do you want a financially secure future? Find out how simply saving $500 a month, starting in your thirties, can make you $3,000,000 by the time you hit retirement age. Are you tired of living from paycheck to paycheck? This book will teach you effective ways of how to leverage home equity to create immediate, extra monthly income. Do you want to build a fortune that will allow you to live comfortably? Learn to make an investment of $100,000 grow into $3,000,000, effortlessly. Do you dream of paying-off your home? Find out how to pay off a 30 year mortgage in less than 15 years by using the equity in your home. Do you worry about retirement? Get rid of those retirement worries once and for all and get the lowdown on how to generate $15,000 per month in interest income alone at retirement: by saving only $500 per month while in your 30s. This book explains the workings of Trust Deed Investments, Hard Money Loans, and Private Money Lending, in a way that is both easy and fun! Bottom line: Let your money make money for you, and you can be sure to achieve your dream of financial independence.

Author : Pages v6.0
Publisher : Unknown
Page : 70 pages
File Size : 41,7 Mb
Release : 2018-03-30
Category : Young Adult Nonfiction
ISBN : 8210379456XXX

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Financial Intelligence by Pages v6.0 Pdf

“On any given subject, it’s safe to say that most people don’t know what they’re talking about. That goes double for finance and accounting.” Accounting Today Today only, get this bestseller for a special price. This book will give you proven steps and strategies on how to reorganize your lifestyle in order to improve your finances. It will explore the mindset of the rich and show you the secret strategies taken by the rich towards financial freedom. Before you reach the end of this guide, you will understand all the basics of financial education. Here Is A Preview Of What You'll Learn... A Closer Look What Is Money? Principles Of Financial Intelligence Think Like The Rich Man Financial Literacy Understanding Financial Terms Analyzing Business Performance Tax Secrets Change Your Lifestyle Keys To Achieving Great Wealth Making Money As An Investor Making Money As An Entrepreneur And basically everything you need to know to achieve financial freedom. Download your copy today! Take action today and download this book now at a special price!

Author : Peter Temple
Publisher : Wiley
Page : 0 pages
File Size : 47,7 Mb
Release : 2001-12-10
Category : Business & Economics
ISBN : 0471479241

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Magic Numbers by Peter Temple Pdf

Quickly and accurately calculate key investment ratios Written by a leading finance expert, this book offers simple explanations on how to calculate and interpret key financial ratios. This information is essential for the accurate assessment of a company's financial condition and the true value of its shares. This book is packed with many worked examples from actual company reports and readers will also find many online reference sources-including company Web sites and free software offers. Plus, this book features a supporting Web site at www.magicnumbersbook.com. Magic Numbers is essential reading for individual investors and non-financial executives.

Author : Elizabeth Warren,Amelia Warren Tyagi
Publisher : Simon and Schuster
Page : 304 pages
File Size : 43,5 Mb
Release : 2006-01-09
Category : Business & Economics
ISBN : 9780743269889

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All Your Worth by Elizabeth Warren,Amelia Warren Tyagi Pdf

A guide to achieving financial stability and prosperity encourages new ways to think about and manage money, discussing such topics as balancing a budget, planning for entertainment, and getting out of debt.

Author : Juan Ramon Castro, PH D
Publisher : Unknown
Page : 80 pages
File Size : 55,5 Mb
Release : 2021-05-22
Category : Electronic
ISBN : 9798508457372

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Financial Analysis and Time Value of Money by Juan Ramon Castro, PH D Pdf

If you are interested in learning how to evaluate the performance of your own company or analyze the performance of a corporation from which you want to buy stocks or bonds, this book will guide you on how to do it. If you want to learn about present and future values and how to apply them for portfolio investments and retirement, this book will be a great resource for you. This book will teach you how to evaluate a company or an investment. This is a practical book in which you can learn about financial ratios and compounding. It provides several examples that enhance the understanding of financial analysis and time value of money. This book covers financial analysis and time value of money. Financial analysis is the process of evaluating personal funds, businesses, projects, budgets, and other finance-related transactions to determine their performance and suitability.

Author : Keon Chee,Ben Fok
Publisher : Marshall Cavendish
Page : 274 pages
File Size : 47,9 Mb
Release : 2011
Category : Business
ISBN : 9789814346696

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Make Your Money Work for You by Keon Chee,Ben Fok Pdf

Learn how to invest your money in the simplest possible way! Whether you are an investment veteran or wondering how to get started, you will find sensible advice about where you should invest your money in this comprehensive book.

Author : Carrie Schwab-Pomerantz,Joanne Cuthbertson
Publisher : Crown Currency
Page : 434 pages
File Size : 47,9 Mb
Release : 2014-04-01
Category : Business & Economics
ISBN : 9780804137362

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The Charles Schwab Guide to Finances After Fifty by Carrie Schwab-Pomerantz,Joanne Cuthbertson Pdf

Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Author : Karl Klein,Stephanie Moulton Sarkis
Publisher : New Harbinger Publications
Page : 176 pages
File Size : 51,8 Mb
Release : 2009-12-02
Category : Self-Help
ISBN : 1608824802

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ADD and Your Money by Karl Klein,Stephanie Moulton Sarkis Pdf

When you have attention-deficit disorder (ADD), you don't spend money like most other people. Past-due bills and impulsive spending can throw your finances into turmoil, and because these financial pitfalls are directly related to your ADD symptoms, they can seem impossible to overcome. The good news is that it is possible to get ADD-related financial disorganization under control and begin to enjoy a more stable relationship to your money. ADD and Your Money will show you how. This friendly guide, written with your ADD in mind, includes information on everything you need to know about managing your finances and staying in control. With this book as your guide, you will learn to: • Keep track of your bills • Create a budget that works • Get debt under control • Find ADD-friendly bank services • Plan around your splurges • Make time-management a priority If you're ready to start focusing on your future financial success, this book can help you start making lasting changes today.

Author : Melanie Alvarez
Publisher : Carson-Dellosa Publishing
Page : 32 pages
File Size : 43,7 Mb
Release : 2016-08-01
Category : Juvenile Nonfiction
ISBN : 9781681919287

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Ratios and Rates Reasoning by Melanie Alvarez Pdf

What does math have to do with your kitchen? Learn all about ratios and discover how proportions keep everything equal and balanced. This title supports Common Core Math Standards for understanding ratio concepts and using ratio and rate reasoning to solve problems.