Download Full eBooks in PDF
A Review Of Regulatory Proposals On Basel Capital And Commercial Real Estate Book in PDF, ePub and Kindle version is available to download in english. Read online anytime anywhere directly from your device. Click on the download button below to get a free pdf file of A Review Of Regulatory Proposals On Basel Capital And Commercial Real Estate book. This book definitely worth reading, it is an incredibly well-written.
Author : Anonim
Publisher : DIANE Publishing
Page : 474 pages
File Size : 44,9 Mb
Release : 2024-06-29
Category : Electronic
ISBN : 1422323544
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 476 pages
File Size : 40,5 Mb
Release : 2007
Category : Law
ISBN : STANFORD:36105050448120
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 474 pages
File Size : 45,9 Mb
Release : 2007
Category : Law
ISBN : PSU:000060843395
Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 212 pages
File Size : 40,6 Mb
Release : 2007
Category : Electronic
ISBN : PURD:32754082300314
Author : Thomas H. Stanton
Publisher : Oxford University Press
Page : 440 pages
File Size : 48,5 Mb
Release : 2012-07-05
Category : Business & Economics
ISBN : 9780199969241
Why did some firms weather the financial crisis and others not? This book investigates inner workings of over a dozen major financial and nonfinancial companies, reveals what went wrong and proposes a remedy. Regulators too must learn from past mistakes and require "constructive dialogue" for companies they supervise.
Author : Anonim
Publisher : Lulu.com
Page : 294 pages
File Size : 47,8 Mb
Release : 2004
Category : Bank capital
ISBN : 9789291316694
Author : Pei Yee Woo
Publisher : Stanford University
Page : 226 pages
File Size : 48,8 Mb
Release : 2010
Category : Electronic
ISBN : STANFORD:dd929jk6395
With falling home prices and home foreclosures currently acknowledged as a severe problem in the U.S., more attention needs to be paid to the contributing phenomenon of residential developers undergoing liquidation, which has left behind a trail of partially-completed or abandoned properties. This dissertation presents the results of an empirical investigation aimed at understanding this phenomenon. Specifically, we addressed the following research questions: How have the Chapter 11 bankruptcy cases of residential developers and home builders during this downturn been resolved? How did the actions taken by secured lenders in the course of bankruptcy proceedings shape the resolution outcome? To what extent was bank behavior during these bankruptcies affected and constrained by the banking regulatory framework and culture? This dissertation research involves the analysis of more than 200 residential developers that filed Chapter 11 bankruptcy petitions between November 2007 and December 2008. The main finding is that only a small minority of these developers confirmed a reorganization plan. The majority of the cases were dismissed or converted to Chapter 7, culminating in foreclosure or liquidation. Over 70% of the cases showed at least one instance where a secured lender sought lift-stay motions to pursue foreclosure. Among such cases, orders granting the lift-stay motions were granted most of the time. Investigating this insistence on quick foreclosure, more nuanced views of banks' lending functions, risk management and their regulatory environment are explored through a study of FDIC data, interviews with industry participants and banks' comment letters. A key finding is that, during a recession, banks may have a preference for liquidation in bankruptcy because of capital shortfalls and procyclical regulatory pressure to reduce portfolio concentrations, particularly in real estate lending. This would be inconsistent with theories that secured lenders will choose economically optimal outcomes within a bankruptcy case, as they may choose outcomes that are sub-optimal within a bankruptcy to maximize an exogenous urgent need for capital.
Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 264 pages
File Size : 48,9 Mb
Release : 2005
Category : Banks and banking
ISBN : MINN:31951P00946950J
Author : Laura Gerke-Teufel
Publisher : GRIN Verlag
Page : 79 pages
File Size : 55,7 Mb
Release : 2014-07-09
Category : Business & Economics
ISBN : 9783656692997
Masterarbeit aus dem Jahr 2013 im Fachbereich BWL - Investition und Finanzierung, Munich Business School, Sprache: Deutsch, Abstract: The high leveraged American real estate investment market dominated by speculators, brought about a global financial crisis of epic proportions in 2008. The global financial recession, which followed, highlighted a gloomy rate of interdependence in the banking world. It exposed the tight interconnection of the American real estate market and the structures of the global financial market (Panagopoulos et al. 2009, 2-4). In December 2010, the Basel Committee on Banking Supervision published the report ''Basel III: A Global Regulatory Framework for More Resilient Banks and Banking Systems'' which will be implemented gradually across the European Union (among others) between 2013 and 2019 and supplements the existing International Convergence of Capital Measurement Document (Basel II) which was implemented in 2008 (Basel Committee on Banking Supervision, 2013). The reformed capital and liquidity requirements for banks, Basel III, is a response to the global financial crisis and represents a substantial step forward from its predecessor regime, Basel II which already based credit costs on the degree of risk. One of the most significant outcomes of Basel III will be the enormous rise in the banking industry's capital requirements and the rise in lending as well as borrowing costs (Basel Committee on Banking Supervision, 2013). Real estate developers heavily depend on debt capital for their projects and partake usually only with a small amount of equity capital in a project. If the access to bank loans will be limited or restricted in the future, developers will have to adapt their financing model to the new market conditions and challenges posed by Basel III and take other financing alternatives into consideration in order to decrease dependence on bank loans (Drucker, 2012). Other financing alternatives might also gain attraction if senior loans become more restricted or the securities or the equity required by the bank increase so much that the return on investment of real estate developers will make investments unprofitable or they might not able to provide these securities. They might not know how to proceed and restructure their financing model adapting it to a lower amount of senior debt. The increased loan documentation due to Basel III might take so long that the developer will not be able to realize the project viably anymore due to fast changing market conditions (Drucker, 2012).
Author : Anonim
Publisher : Unknown
Page : 304 pages
File Size : 47,6 Mb
Release : 2009
Category : Global Financial Crisis, 2008-2009
ISBN : STANFORD:36105063785245
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 120 pages
File Size : 43,9 Mb
Release : 2004
Category : Business & Economics
ISBN : PURD:32754076880529
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 160 pages
File Size : 47,7 Mb
Release : 2013
Category : Bank capital
ISBN : MINN:31951D03492685P
Author : United States. Congress. House. Committee on Appropriations. Subcommittee on Agriculture, Rural Development, Food and Drug Administration, and Related Agencies
Publisher : Unknown
Page : 514 pages
File Size : 49,5 Mb
Release : 2017
Category : United States
ISBN : IND:30000159241300
Author : Anonim
Publisher : Unknown
Page : 784 pages
File Size : 42,5 Mb
Release : 2007
Category : Government publications
ISBN : OSU:32437122958974
Author : United States. Congress
Publisher : Unknown
Page : 660 pages
File Size : 47,8 Mb
Release : 2006
Category : Law
ISBN : UCBK:C069939620
The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)
