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Author : Anonim
Publisher : Lulu.com
Page : 294 pages
File Size : 44,8 Mb
Release : 2004
Category : Bank capital
ISBN : 9789291316694
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 160 pages
File Size : 40,5 Mb
Release : 2013
Category : Bank capital
ISBN : MINN:31951D03492685P
Author : Charles Goodhart
Publisher : Cambridge University Press
Page : 619 pages
File Size : 52,6 Mb
Release : 2011-08-25
Category : Business & Economics
ISBN : 9781139499385
The Basel Committee on Banking Supervision (BCBS) sets the guidelines for world-wide regulation of banks. It is the forum for agreeing international regulation on the conduct of banking. Based on special access to the archives of the BCBS and interviews with many of its key players, this book tells the story of the early years of the Committee from its foundation in 1974/5 right through until 1997 - the year that marks the watershed between the Basel I Accord on Capital Adequacy and the start of work on Basel II. In addition, the book covers the Concordat, the Market Risk Amendment, the Core Principles of Banking and all other facets of the work of the BCBS. While the book is primarily a record of the history of the BCBS, it also provides an assessment of its actions and efficacy. It is a major contribution to the historical record on banking supervision.
Author : Andreas R. Dombret,Patrick S. Kenadjian
Publisher : Institute for Law and Finance Series
Page : 0 pages
File Size : 44,7 Mb
Release : 2019
Category : Business & Economics
ISBN : 3110619733
On December 7, 2017, final agreement was reached on the long-awaited revised bank capital rules known as Basel III. This volume presents the findings of day long symposium hosted by the Institute for Law and Finance on January 29, 2018, dedicated to explaining what has actually been accomplished, what has been left out and what it all means for financial institutions, investors and the public interest.
Author : Michal Andrle,Vladimír Tomšík,Jan Vlcek
Publisher : International Monetary Fund
Page : 23 pages
File Size : 49,6 Mb
Release : 2017-02-20
Category : Business & Economics
ISBN : 9781475579543
The paper seeks to identify strategies of commercial banks in response to higher capital requirements of Basel III reform and its phase-in. It focuses on a sample of nine EU emerging market countries and picks up 5 largest banks in each country assessing their response. The paper finds that all banking sectors raised CAR ratios mainly through retained earnings. In countries where the banking sector struggled with profitability, banks have resorted to issuance of new equity or shrunk the size of their balance sheets to meet the higher capital-adequacy requirements. Worries echoed at the early stage of Basel III compilation, namely that commercial banks would shrink their balance sheet by reducing their lending to meet stricter capital requirements, did materialize only in banks struggling with profitability.
Author : Mr.Sami Ben Naceur,Caroline Roulet
Publisher : International Monetary Fund
Page : 50 pages
File Size : 51,7 Mb
Release : 2017-11-15
Category : Business & Economics
ISBN : 9781484329191
Using data on commercial banks in the United States and Europe, this paper analyses the impact of the new Basel III capital and liquidity regulation on bank-lending following the 2008 financial crisis. We find that U.S. banks reinforce their risk absorption capacities when expanding their credit activities. Capital ratios have significant, negative impacts on bank-retail-and-other-lending-growth for large European banks in the context of deleveraging and the “credit crunch” in Europe over the post-2008 financial crisis period. Additionally, liquidity indicators have positive but perverse effects on bank-lending-growth, which supports the need to consider heterogeneous banks’ characteristics and behaviors when implementing new regulatory policies.
Author : World Bank
Publisher : World Bank Publications
Page : 281 pages
File Size : 42,7 Mb
Release : 2019-11-22
Category : Business & Economics
ISBN : 9781464814969
Over a decade has passed since the collapse of the U.S. investment bank, Lehman Brothers, marked the onset of the largest global economic crisis since the Great Depression. The crisis revealed major shortcomings in market discipline, regulation and supervision, and reopened important policy debates on financial regulation. Since the onset of the crisis, emphasis has been placed on better regulation of banking systems and on enhancing the tools available to supervisory agencies to oversee banks and intervene speedily in case of distress. Drawing on ten years of data and analysis, Global Financial Development Report 2019/2020 provides evidence on the regulatory remedies adopted to prevent future financial troubles, and sheds light on important policy concerns. To what extent are regulatory reforms designed with high-income countries in mind appropriate for developing countries? What has been the impact of reforms on market discipline and bank capital? How should countries balance the political and social demands for a safety net for users of the financial system with potentially severe moral hazard consequences? Are higher capital requirements damaging to the flow of credit? How should capital regulation be designed to improve stability and access? The report provides a synthesis of what we know, as well as areas where more evidence is still needed. Global Financial Development Report 2019/2020 is the fifth in a World Bank series. The accompanying website tracks financial systems in more than 200 economies before, during, and after the global financial crisis (http://www.worldbank.org/en/publication/gfdr) and provides information on how banking systems are regulated and supervised around the world (http://www.worldbank.org/en/research/brief/BRSS).
Author : Maziar Peihani
Publisher : BRILL
Page : 72 pages
File Size : 44,9 Mb
Release : 2016-11-21
Category : Law
ISBN : 9789004337244
In this work, Maziar Peihani investigates the Basel Committee on Banking Supervision’s governance to determine the extent to which it is legitimate. He argues that the BCBS has gradually become a more legitimate institution but there still exists significant room for improvement.
Author : Daniel Tarullo
Publisher : Columbia University Press
Page : 256 pages
File Size : 51,7 Mb
Release : 2008-11-30
Category : Business & Economics
ISBN : 9780881324914
The turmoil in financial markets that resulted from the 2007 subprime mortgage crisis in the United States indicates the need to dramatically transform regulation and supervision of financial institutions. Would these institutions have been sounder if the 2004 Revised Framework on International Convergence of Capital Measurement and Capital Standards (Basel II accord)—negotiated between 1999 and 2004—had already been fully implemented? Basel II represents a dramatic change in capital regulation of large banks in the countries represented on the Basel Committee on Banking Supervision: Its internal ratings–based approaches to capital regulation will allow large banks to use their own credit risk models to set minimum capital requirements. The Basel Committee itself implicitly acknowledged in spring 2008 that the revised framework would not have been adequate to contain the risks exposed by the subprime crisis and needed strengthening. This crisis has highlighted two more basic questions about Basel II: One, is the method of capital regulation incorporated in the revised framework fundamentally misguided? Two, even if the basic Basel II approach has promise as a paradigm for domestic regulation, is the effort at extensive international harmonization of capital rules and supervisory practice useful and appropriate? This book provides the answers. It evaluates Basel II as a bank regulatory paradigm and as an international arrangement, considers some possible alternatives, and recommends significant changes in the arrangement.
Author : Caio Ferreira,Nigel Jenkinson,Christopher Wilson
Publisher : International Monetary Fund
Page : 42 pages
File Size : 52,5 Mb
Release : 2019-06-14
Category : Business & Economics
ISBN : 9781498320306
Developing economies can strengthen their financial systems by implementing the main elements of global regulatory reform. But to build an effective prudential framework, they may need to adapt international standards taking into account the sophistication and size of their financial institutions, the relevance of different financial operations in their market, the granularity of information available and the capacity of their supervisors. Under a proportionate application of the Basel standards, smaller institutions with less complex business models would be subject to a simpler regulatory framework that enhances the resilience of the financial sector without generating disproportionate compliance costs. This paper provides guidance on how non-Basel Committee member countries could incorporate banks’ capital and liquidity standards into their framework. It builds on the experience gained by the authors in the course of their work in providing technical assistance on—and assessing compliance with—international standards in banking supervision.
Author : Vanessa Le Leslé,Ms.Sofiya Avramova
Publisher : International Monetary Fund
Page : 50 pages
File Size : 44,7 Mb
Release : 2012-03-01
Category : Business & Economics
ISBN : 9781475502657
In this paper, we provide an overview of the concerns surrounding the variations in the calculation of risk-weighted assets (RWAs) across banks and jurisdictions and how this might undermine the Basel III capital adequacy framework. We discuss the key drivers behind the differences in these calculations, drawing upon a sample of systemically important banks from Europe, North America, and Asia Pacific. We then discuss a range of policy options that could be explored to fix the actual and perceived problems with RWAs, and improve the use of risk-sensitive capital ratios.
Author : Darryl E. Getter
Publisher : Unknown
Page : 128 pages
File Size : 49,6 Mb
Release : 2014
Category : Electronic
ISBN : OCLC:1053524971
This report summarizes the higher capital requirements for U.S. banks regulated for safety and soundness.
Author : Benjamin H. Cohen,Michela Scatigna
Publisher : Unknown
Page : 27 pages
File Size : 42,6 Mb
Release : 2014
Category : Bank capital
ISBN : 9291311448
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 143 pages
File Size : 54,9 Mb
Release : 2013
Category : Bank capital
ISBN : OCLC:846937678
Author : Gianni Toniolo,Piet Clement
Publisher : Cambridge University Press
Page : 780 pages
File Size : 47,9 Mb
Release : 2005-05-16
Category : Business & Economics
ISBN : 0521845513
Covers the history of the Bank for International Settlements (BIS), from its founding in Basel in 1930 to the end of the Bretton Woods system in 1973, with a focus on cooperation among the main central banks for the stability and efficiency of the international monetary system.