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Author : Anonim
Publisher : Unknown
Page : 40 pages
File Size : 43,9 Mb
Release : 2012
Category : Consumer protection
ISBN : 1100207597
Author : Richard Moxley
Publisher : Self-Counsel Press
Page : 91 pages
File Size : 42,7 Mb
Release : 2015-06-01
Category : Business & Economics
ISBN : 9781770409965
After seven years working as a Mortgage Broker, Richard Moxley finally had enough of watching the Average Joe forced to pay thousands more in excess rates and fees, all because no one had taught them the rules of credit. These good, hardworking people were paying their bills on time, but like most North American’s, had no idea there were 8 other rules to this credit game that no one had ever explained. The Nine Rules of Credit is a combination of insider secrets, money saving tips, and how to reverse engineer the credit scoring model to your advantage. Written so the Average Joe can easily apply all 9 rules of credit, and play the game to win!
Author : Rachel Mercer
Publisher : Unknown
Page : 106 pages
File Size : 45,7 Mb
Release : 2020-09-15
Category : Electronic
ISBN : 9798685168955
Tired of having every bank reject your loan application? Or maybe yours is giving you that loan, but charging you ridiculous interest rates? Want to improve your credit score but don't know where to start? Then. You are in the right place. Say hello to financial freedom! Have you ever felt like a slave to your credit score? Or do you get the shivers at the mere thought of looking at your credit reports? Wait. Maybe you didn't even know the two are not one and the same? That awesome condo you wanted to rent suddenly becomes unavailable and that dream job you nearly nailed, slips away at the last moment? Author Rachel Mercer was exactly where you are until she fine-tuned her methods to skyrocket her credit score. And now she's here to help you achieve the same. Discover simple and proven ways to drastically improve your credit score! The best way to save money is to improve your CREDIT SCORE. Build up your credit - one simple, practical step at a time! One of the biggest Smart Money Secret is simply having a good credit score. IT'S THAT SIMPLE. Increase your credit score, and you'l get rid of a lot of problems. A credit score CAN change your life. Literally. A good credit score will make some things sooooo much easier and cheaper! And that's exactly what "All About Credit: Smart Money Secret" gives you: Understand how your credit score is calculated Get a realistic estimate of your current score See exactly what can and cannot hurt your credit score Simple, practical steps to fix your credit score, legally Strategies to keep your credit score sky-high, permanently And much more... Sometimes, the best way to save money is to borrow money. Yep, you read that right. Credit lines can give you access to things you otherwise wouldn't be able to afford. But you won't get them if your credit score is lousy. So let's face it. Bad credit can hurt you. Big time. "All about Credit" will show you everything you need to know to improve your credit score. From bad to good, and good to excellent! No matter how bad it may be. This book will show you exactly what you can do to raise it. No fluff, and no BS. Just the hard, straight facts that will answer all your credit questions. This life-changing book is a beginner's step-by-step guide to understanding how credit scores work and what you can do to fix a bad one. It's the second book in the "Smart Personal Money Management Series", which empowers you with financial knowledge. If you like no-nonsense, straightforward advice in simple English, explains what, how, and why, you'll love Rachel Mercer's personal finance series. So, if you want to learn how to build a good credit history and learn practical ways to quickly get your credit score going up... Scroll up to the top and hit that BUY BUTTON and start your new journey today!
Author : P. A. Bertrand
Publisher : Zen Mastery Srl
Page : 46 pages
File Size : 46,9 Mb
Release : 2021-02-22
Category : Electronic
ISBN : 6069837762
Understanding Credit: The Ultimate Guide to Everything About Credit, Discover All the Secrets on How You Can Establish, Manage, Repair and Erase Bad Credit By Yourself Do you have a number of credit cards? Are you currently paying for any loan or mortgage? Almost everyone does. The number of people who have credit cards is steadily increasing. It's evident that we now live in a credit world. But due to a lack of financial education and discipline, many are finding themselves in bad credit situations. When you are unable to pay any of your bills on time, your credit score gets affected and this would affect you every time you're trying to apply for any sort of credit in the future. Your credit history will always get checked. There are companies that are offering to fix your credit score but the truth is, you don't have to spend money on that because you can actually do it yourself. This book will give you all the useful information and tips you need in order to repair your credit without hiring any company to do it for you. You will discover the different strategies you can do yourself to repair and erase your bad credit history. You will learn the ways you can establish your credit-worthiness. This book will discuss the following topics: Credit - Understanding Genesis of Bad Credit Credit Rating - How You Are Scored Your Credits Score - How You Can Improve It Credit Report - Its Effect On Your Personal Credit Your Personal Credit Report - How You Can Correct Errors Credit Repair Company - A Blessing or a Curse Absolute Truth About Credit Repair Companies Credit Cards - Type and What You Need to Know About Them Shopping For New Credit Card - Important Tips to Consider Do's and Don'ts of Credit Card Game How to Get Credit Card of Your Choice Buy Now Pay Later- Disadvantages of Using Credit Card and How to Get Over It How to Avoid High-Interest Charges on Your Credit Card How to Get Loan Even if You Have Bad Credit Important Credit Card Plan Terms You Must Consider If you want to discover how you can repair your creditworthiness by yourself, scroll up and click "add to cart" now.
Author : Mary S. Schaeffer
Publisher : John Wiley & Sons
Page : 289 pages
File Size : 55,9 Mb
Release : 2001-04-26
Category : Business & Economics
ISBN : 9780471406754
With the growing focus on international trade, the need for good credit and collection information is more urgent than ever. As mid-size companies, in growing numbers, begin to enter the international arena, they will look for information to guide them. This book will provide international credit managers with the guidance that they need in order to compete in the twenty-first century.
Author : Riki Roash
Publisher : Createspace Independent Publishing Platform
Page : 0 pages
File Size : 42,6 Mb
Release : 2013-04-07
Category : Consumer credit
ISBN : 1484042298
No more paying top dollar to attorneys and credit repair companies. The secrets are revealed. This book will teach you the incredibly easy process the professionals are using and charging thousands for. A simple step-by-step guide to remove all derogatory items on your credit reports, even if they do belong to you!Are charge-offs, repos, bankruptcies, judgments, short-sales, loan modifications, late payments, and collection accounts preventing you from receiving the new home or car that you dream of, or preventing you from getting a better job or credit card?Say no more, and make them vanish from your credit report file, so your FICO score will dramatically improve!
Author : Damiano Brigo,Massimo Morini,Andrea Pallavicini
Publisher : John Wiley & Sons
Page : 464 pages
File Size : 43,6 Mb
Release : 2013-03-05
Category : Business & Economics
ISBN : 9780470661789
The book’s content is focused on rigorous and advanced quantitative methods for the pricing and hedging of counterparty credit and funding risk. The new general theory that is required for this methodology is developed from scratch, leading to a consistent and comprehensive framework for counterparty credit and funding risk, inclusive of collateral, netting rules, possible debit valuation adjustments, re-hypothecation and closeout rules. The book however also looks at quite practical problems, linking particular models to particular ‘concrete’ financial situations across asset classes, including interest rates, FX, commodities, equity, credit itself, and the emerging asset class of longevity. The authors also aim to help quantitative analysts, traders, and anyone else needing to frame and price counterparty credit and funding risk, to develop a ‘feel’ for applying sophisticated mathematics and stochastic calculus to solve practical problems. The main models are illustrated from theoretical formulation to final implementation with calibration to market data, always keeping in mind the concrete questions being dealt with. The authors stress that each model is suited to different situations and products, pointing out that there does not exist a single model which is uniformly better than all the others, although the problems originated by counterparty credit and funding risk point in the direction of global valuation. Finally, proposals for restructuring counterparty credit risk, ranging from contingent credit default swaps to margin lending, are considered.
Author : Michael Beer,Russell A. Eisenstat,Nathaniel Foote,Tobias Fredberg,Flemming Norrgren
Publisher : Harvard Business Press
Page : 260 pages
File Size : 46,7 Mb
Release : 2011-08-23
Category : Business & Economics
ISBN : 9781422142325
Meeting the new standard for leadership. Higher Ambition is required reading for every leader who refuses to compromise between people and performance. Choosing one or the other may have worked in the past, but it won’t work now. As global competition stiffens and businesses face increased public scrutiny and renewed government regulation, leaders must win on all fronts—with their people, their customers, their communities, and their shareholders. In short, they must deliver superior economic and social value. Brimming with powerful stories and thoughtful advice from CEOs themselves, Higher Ambition equips leaders with the practical insights they need to meet this new and higher standard. The authors, an international team of experts from leading business schools and consultancies, offer a unique view into the minds of some of the most successful and insightful leaders of our time: CEOs from vanguard companies around the world that have demonstrated the distinctive ability to do good while also doing well. These organizations are as diverse as Standard Chartered Bank, Infosys, Volvo, Cummins, IKEA, the Tata Group, and Campbell’s Soup. Readers will learn the principles and practices these pioneering leaders are using to: • Build enduring enterprises that simultaneously solve for people and profits • Forge winning strategies that leverage their companies’ unique cultural and human capabilities • Dramatically raise the aspirations and ambitions of their people • Energize and align their diverse global firms • Relentlessly upgrade leadership capabilities throughout their organizations Drawing on the author team’s extensive research and in-depth interviews with successful leaders from around the globe, this provocative new book is poised to become a management classic in the tradition of In Search of Excellence and Built to Last.
Author : Jason R. Rich
Publisher : Entrepreneur Press
Page : 356 pages
File Size : 46,8 Mb
Release : 2013-01-29
Category : Business & Economics
ISBN : 9781599184999
Explains little known advice and tips for improving a credit score, including how to remove damaging information and negotiate with creditors.
Author : Stephen R. Bucci
Publisher : John Wiley & Sons
Page : 487 pages
File Size : 49,7 Mb
Release : 2011-08-10
Category : Business & Economics
ISBN : 9781118145616
The painless way to manage credit in today's financial landscape People with great credit scores are getting turned down for credit cards and loans for homes and cars. What do they need besides a good score? What are lenders looking for now that they are extremely risk-averse? Repairing broken or damaged credit is one thing, but having to meet today's much stiffer credit standards requiring that consumers consistently manage their credit is another thing all together. Credit Management Kit For Dummies gives you answers to these questions and insight into these concerns, and also walks you down the correct path to credit application approval. You'll discover major changes with the Credit CARD (Credit Accountability, Responsibility, and Disclosure) Act provisions and the new Consumer Financial Protection Legislation Agency; the effect of tightened credit markets on those with good, marginal, or bad credit; new rules and programs including Hope and Government options via the Obama Administration; the best ways to recover from mortgage related credit score hits; tips for minimizing damage after walking away from a home; credit score examples with new ranges; and much more. The pros and cons of credit counselors The quickest and most effective way to undo damage from identity theft Advice and tips about adding information to a credit report, and beefing-up thin credit Guidance for evaluating your Credit Score in today's economy Fannie Mae's revised guidelines for purchasing mortgages Information on significant others (boyfriend/girlfriend/spouse) and credit and debt sharing IRS exceptions to the Mortgage Forgiveness Debt Relief Act in a mortgage meltdown situation Not just for those who have bad credit and need to repair it, Credit Management Kit For Dummies also serves as an invaluable resource for those with average credit who want, or need, to manage it to get a job, reduce insurance costs, qualify for banking products, and more.
Author : Fico Company
Publisher : Charlie Creative Lab Limited
Page : 140 pages
File Size : 41,7 Mb
Release : 2020-10-24
Category : Electronic
ISBN : 1801092737
Uncover the highly-effective secrets to kickstarting your credit score and getting yourself out of debt! Are you struggling from a low credit score and mountains of debt? Do you want to discover how you can easily supercharge your credit score, revolutionize your financial skills, and achieve a greater degree of financial security? Or do you simply want to arm yourself with the knowledge you need to boost your credit score if you ever fall on hard times? Then this book is for you! Across the United States, millions of people suffer from a bad credit score because they don't understand the system that keeps them in debt. The hidden secrets of credit scores can mean the difference between a healthy, stable credit score, and one stuck below three of four hundred. But how would your life change if you could uncover these amazing tricks and begin handling your credit like a pro? Packed with practical strategies and all the hidden credit score secrets which wealthy people use, this brilliant and eye-opening handbook reveals how you can easily implement proven credit score strategies and begin seeing your credit score soar. With simple instructions that anybody can follow, you'll learn how to dramatically boost your credit score on both a personal and business level, along with how you can keep it there long into the future. Here's just a little of what you'll discover inside: Breaking Down How Credit Cards Work - and How They Were Designed To Keep You In Debt The TOP Things That Damage Your Credit Score (and How To Avoid Them!) Step-By-Step Ways To Improve Your Credit Score and Begin Seeing The Results Exploring The Details of a Credit Relationship, Rating Agencies, and Credit Offices How, When, and Who To Ask For a Loan Highly-Effective Strategies For Improving Both Your Personal and Business Credit Scores And So Much More! Far from being just a quick fix, the tried-and-tested lessons inside this book are specially designed to help you create lasting credit score change that will help you create financial freedom long into the future. Don't suffer from a low credit score any longer. No matter your age, background, or financial standing, Credit Score Secrets arms you with the vital knowledge you need to take advantage of the credit score system and enjoy the benefits of a healthy credit score. Ready to begin supercharging your credit score? Scroll up and grab your copy today!
Author : Caden Hall
Publisher : Zen Mastery Srl
Page : 0 pages
File Size : 44,5 Mb
Release : 2021-02-15
Category : Electronic
ISBN : 6069837673
Credit Score: The Ultimate Guide on How to Legally Improve Your Credit Score, Discover All the Powerful Tips and Methods on Improving Your Credit Score There have been many misconceptions about credit scores. Some people don't pay attention to it because they don't think it matters but credit scores actually impact a lot in your life. Businesses and even future employers can check your credit score to assess if you are someone who is responsible when it comes to paying your bills. It affects interest rates when you're applying for loans and it also affects your viability when looking for apartments. Some people think they can pay "experts" to repair or boost their credit scores but you can actually do so by yourself. This book will tell you everything you need to know about credit scores. You wil learn what a credit score and credit report are as well as other key financial terms. You will discover how to develop a credit repair plan that is tailored specifically to your financial situation. You will learn effective techniques and strategies on how you can build financial habits that will help you keep a high credit risk rating. This book will discuss the following topics: Best Way to Boost Your Credit Score Keep Your Credit Score Safe Avoid Common Credit Score Mistakes Dealing With Your Credit Report to Deal With Your Credit Score Dealing With a Credit Score After a Big Problem Dealing With Professional Credit Help General Good Financial Habits Build Good Credit Scores Develop an Organized Strategy to Repair Your Credit Score Loans and Your Credit Score Student Credit Repair Dealing With Debt Credit Repair and Your Emotions You don't need to pay so-called experts to fix your credit score. You can develop your own plan to repair your credit and this is the most effective way of dealing with bad credit. If you want to learn more on how you can develop your very own credit repair plan, scroll up and click "add to cart" now.
Author : Thomas A. Durkin,Gregory Elliehausen,Michael E. Staten,Todd J. Zywicki
Publisher : Oxford University Press
Page : 528 pages
File Size : 49,8 Mb
Release : 2014-07-16
Category : Business & Economics
ISBN : 9780199384952
Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.
Author : Thomas Herold
Publisher : Independently Published
Page : 299 pages
File Size : 46,7 Mb
Release : 2019-11-26
Category : Electronic
ISBN : 1702559661
Poor Credit Score Could Cost You Hundreds of Thousands of Dollars! Increasing your score from 'fair' to 'good' saves you an average of $86,200* over a lifetime. Image what you could do with that money. Did you know that 82% of financial problems are due to a lack of credit card knowledge? With over 75 million people in the United States in need of credit improvement or repair, one of the largest issues is the lack of credit know-how. A good credit score is essential if you want to enjoy financial freedom. Learn How to Use Credit Cards to Build Good Credit Good credit doesn't happen overnight. Discover the most effective strategies to boost your credit score from as low as 450 points to over 810. Understand the tactics to build excellent credit for yourself and how to guard that good score for a lifetime. Improve Your Credit Score in 45-60 Days or Less This practical credit compendium reveals over 50 ways you can instantly boost your credit rating. Understand the exact mathematical algorithm that all 3 major credit bureaus use to calculate your credit score. Learn what actions you can take to improve your credit score and what behavior will demote it. High Credit Score Secrets Reveals: * How to get free credit reports and monitoring services * Quick solutions to the most common credit problems * Best credit practice based on age and profession * What credit cards to use based on your financial needs * Understand exactly what credit agencies are looking for * Most effective ways to build and improve your credit score * Step-by-step process to settling your debts * Best identity theft protection and monitoring services Includes simple and easy to follow instructions on how to handle credit bureaus if they refuse to remove inaccurate, unverifiable and questionable information. What you need to know about the recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior. You Are in Good Hands with Thomas Herold Thomas Herold is the author of over 35 financial books. He published the 'Herold Financial IQ Series', which explains over 1000 financial terms in 16 editions. He is an expert in the financial world and understands how to educate and teach in simple and easy ways. Smart Do It Yourself Credit Repair Learn the exact methods that the credit bureaus don't want you to know. Apply the simple step-by-step process the experts use to delete all derogatory items from your credit reports. Bankruptcies, late payments, repossession, collections, judgments, liens, etc. Imagine being pre-qualified for your dream home, the car you always wanted, the lowest interest on any loan, and credit cards with zero interest rates over long periods of time. Don't let bad credit hold you back from achieving financial freedom. Your credit score not only influences all your future choices, but it also can save you thousands of dollars. In today's financial driven world it is the most critical decision to keep educating yourself. You Deserve to Have Good Credit Don't be afraid to step up and get a handle on your credit score and report. It's not rocket science and you have the right to know how you can get good credit and keep it. Start raising your credit score - get your paperback copy now or choose the Kindle edition.
Author : Dave Robert Warren Graham
Publisher : Wealth Management Academy Iph
Page : 266 pages
File Size : 53,8 Mb
Release : 2020-12-03
Category : Business & Economics
ISBN : 1801117977
Are you one of those people who wish to learn the best secrets and tips to fix and improve your credit score? If yes, then keep reading! Today, millions of individuals have a difficult time repairing their credit. You might find yourself trying everything you can, from checking your monthly payment to removing your new credit cards and paying your credit card debt. These steps can help but remember that your score remains relatively low. You won't be able to purchase a home for your family, and you will have difficulty finding a realtor to work with your credit. Luckily, this is where this book bundle, Credit Secrets, comes to the rescue. Book 1: Credit Score Secrets, To Increase Your Credit Score Once And For All. Book 2: Credit Repair Secrets, To Learn the Step-by Step Guide of a professional Attoney. Including Dispute Letters. Book 3 The Best Credit Habits (Unpublished Work), To Find Out in Simple Steps How To Manage Your Money To Achieve Financial Freedom Effortlessly. So, you will find tips on handling your money better and transforming your financial situation. Here's what this bundle will offer you: How to Manage your Credit Cards What to Do If You Are a Victim of Identity Theft Tips and Tricks to Raise Your Credit Score and Get 730+ Point Understanding FCRA and Section 609 What the Credit Bureaus and the Lawyers Do Not Want You to Know Discover Why It Is Always a Good Idea to Invest Learn the Right Mindset for Credit Management ...And so much more! There's no time to waste! Make sure you grab your copy of this book bundle so you can start fixing your credit score. Scroll this page up and click BUY NOW!
