Banking On Data

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 40,6 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Author : Akber Datoo
Publisher : John Wiley & Sons
Page : 307 pages
File Size : 48,8 Mb
Release : 2019-06-17
Category : Business & Economics
ISBN : 9781119357162

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Legal Data for Banking by Akber Datoo Pdf

A practical, informative guide to banks’ major weakness Legal Data for Banking defines the legal data domain in the context of financial institutions, and describes how banks can leverage these assets to optimise business lines and effectively manage risk. Legal data is at the heart of post-2009 regulatory reform, and practitioners need to deepen their grasp of legal data management in order to remain compliant with new rules focusing on transparency in trade and risk reporting. This book provides essential information for IT, project management and data governance leaders, with detailed discussion of current and best practices. Many banks are experiencing recurrent pain points related to legal data management issues, so clear explanations of the required processes, systems and strategic governance provide immediately-relevant relief. The recent financial crisis following the collapse of major banks had roots in poor risk data management, and the regulators’ unawareness of accumulated systemic risk stemming from contractual obligations between firms. To avoid repeating history, today’s banks must be proactive in legal data management; this book provides the critical knowledge practitioners need to put the necessary systems and practices in place. Learn how current legal data management practices are hurting banks Understand the systems, structures and strategies required to manage risk and optimise business lines Delve into the regulations surrounding risk aggregation, netting, collateral enforceability and more Gain practical insight on legal data technology, systems and migration The legal contracts between firms contain significant obligations that underpin the financial markets; failing to recognise these terms as valuable data assets means increased risk exposure and untapped business lines. Legal Data for Banking provides critical information for the banking industry, with actionable guidance for implementation.

Author : Volker Liermann,Claus Stegmann
Publisher : Springer Nature
Page : 278 pages
File Size : 46,8 Mb
Release : 2021-10-27
Category : Business & Economics
ISBN : 9783030788216

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The Digital Journey of Banking and Insurance, Volume III by Volker Liermann,Claus Stegmann Pdf

This book, the third one of three volumes, focuses on data and the actions around data, like storage and processing. The angle shifts over the volumes from a business-driven approach in “Disruption and DNA” to a strong technical focus in “Data Storage, Processing and Analysis”, leaving “Digitalization and Machine Learning Applications” with the business and technical aspects in-between. In the last volume of the series, “Data Storage, Processing and Analysis”, the shifts in the way we deal with data are addressed.

Author : Aljawarneh, Shadi A.
Publisher : IGI Global
Page : 312 pages
File Size : 52,7 Mb
Release : 2016-09-23
Category : Business & Economics
ISBN : 9781522508656

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Online Banking Security Measures and Data Protection by Aljawarneh, Shadi A. Pdf

Technological innovations in the banking sector have provided numerous benefits to customers and banks alike; however, the use of e-banking increases vulnerability to system attacks and threats, making effective security measures more vital than ever. Online Banking Security Measures and Data Protection is an authoritative reference source for the latest scholarly material on the challenges presented by the implementation of e-banking in contemporary financial systems. Presenting emerging techniques to secure these systems against potential threats and highlighting theoretical foundations and real-world case studies, this book is ideally designed for professionals, practitioners, upper-level students, and technology developers interested in the latest developments in e-banking security.

Author : Scott Farrell
Publisher : Kluwer Law International B.V.
Page : 258 pages
File Size : 52,8 Mb
Release : 2023-03-09
Category : Law
ISBN : 9789403531861

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Banking on Data by Scott Farrell Pdf

International Banking and Finance Law Series, Volume 37 Despite open banking’s broad emergence in a variety of jurisdictions and the ambition shared for the benefits it is to deliver, there is a distinct lack of detailed analysis of the legal features which are needed for it to be effectively established. This indispensable study is the first to analyse open banking’s legal foundations by reference to banking law rather than to privacy law or competition law. With a detailed focus on the mature open banking systems of Australia and the United Kingdom, including Australia’s Consumer Data Right, the book’s thoroughgoing legal perspective provides a comprehensive framework which can be used to evaluate and design open banking in any jurisdiction. The presentation proceeds through a comparison of the legal rights, responsibilities, and relationships under open banking systems with equivalent rights in traditional banking payment systems. This process clearly reveals and addresses such salient open banking and data-sharing issues as the following: what data should be shareable and who should be required to share data; how data should be shared and how rights to share data should be established; the role of data minimisation and the role of consent; how laws, standards, rules, and technology interact in an open banking system; how open banking fosters competition, innovation, and financial inclusion; how consumer protection can be included by design; management of quality and security of shared data; facilitation and regulation of participation; legal relationships and allocation of liability among participants; compensation for customers if something goes wrong; strategic challenges and opportunities; enforceability and insolvency; systemic efficacy and safety; and the role of trust. Also included is an assessment framework designed to categorise the risks which arise in open banking and other data-sharing systems. As a systematic appraisal of how banking law can be used to ensure the customer autonomy, data portability, recipient accountability and participant connectivity promised by open banking systems, the book’s legal perspective on the value of customer data will prove of inestimable value for lawyers in banking and finance, as well as for professionals in financial services or information technology.

Author : Anonim
Publisher : Unknown
Page : 1036 pages
File Size : 45,6 Mb
Release : 1983
Category : Bank accounts
ISBN : UCD:31175013891943

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Data Book, Operating Banks and Branches by Anonim Pdf

Author : World Bank
Publisher : World Development Indicators
Page : 0 pages
File Size : 50,9 Mb
Release : 2015
Category : Business & Economics
ISBN : 1464805520

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The Little Data Book on Financial Inclusion 2015 by World Bank Pdf

This pocket-sized reference on key development data for more than 200 countries provides profiles of each country with 54 development indicators about the financial sector access and services for lower income people.

Author : Linda Jeng
Publisher : Oxford University Press
Page : 345 pages
File Size : 40,9 Mb
Release : 2022-01-07
Category : Law
ISBN : 9780197582893

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Open Banking by Linda Jeng Pdf

Open banking is a silent revolution transforming the banking industry. It is the manifestation of the revolution of consumer technology in banking and will dramatically change not only how we bank, but also the world of finance and how we interact with it. Since the United Kingdom along with the rest of the European Union adopted rules requiring banks to share customer data to improve competition in the banking sector, a wave of countries from Asia to Africa to the Americas have adopted various forms of their own open banking regimes. Among Basel Committee jurisdictions, at least fifteen jurisdictions have some form of open banking, and this number does not even include the many jurisdictions outside the Basel Committee membership with open banking activities. Although U.S. banks and market participants have been sharing customer-permissioned data for the past twenty years and there have been recent policy discussions, such as the Obama administration's failed Consumer Data Privacy Bill and the Data Aggregation Principles of the Consumer Financial Protection Bureau, open banking is still a little-known concept among consumers and policymakers in the States. This book defines the concept of 'open banking' and explores key legal, policy, and economic questions raised by open banking.

Author : Anonim
Publisher : Unknown
Page : 554 pages
File Size : 55,5 Mb
Release : 1993
Category : Banks and banking
ISBN : STANFORD:36105111145053

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FDIC Statistics on Banking by Anonim Pdf

A statistical profile of the United States banking industry.

Author : Patrick Ranzijn
Publisher : Wiley
Page : 160 pages
File Size : 55,5 Mb
Release : 2016-03-07
Category : Business & Economics
ISBN : 1119233321

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Big Data in Banking by Patrick Ranzijn Pdf

Big Data in Banking: With Applications in Finance, Investments, Wealth & Asset Management gives you a deeper understanding of the economics and the technology behind big data applied within the world of Finance, Investments, Wealth and Asset Management, the theories behind it, as well as potential future uses. This book assists you to understand all the buzz and excitement around these innovative technologies. Part I introduces the background of Big Data in non-technical terms, and complements it with general applications within a company (e.g. Human Resources). Part II focuses on the technology and makes comparisons to High Frequency Trading and Trading Strategy development, Data Mining and Risk Management issues and opportunities. Part III covers Client Behaviour, Client Acquisition and retention strategies, as well as Robo Advisors and Investment Processes. Part IV, zooms in on Intellectual Property and Transfer Pricing. Mention is also made of the tension between Ethics, Privacy, Transparency and Trust. It Includes cutting edge proposals to create a Big Data Strategy, how to deal with Applications (build vs. buy). This part concludes by discussing potential future uses of Big Data, Digitization and Data Analytics. A small appendix with basic statistics is provided for people that need more information about this area.

Author : Foued Saâdaoui,Yichuan Zhao,Hana Rabbouch
Publisher : Springer Nature
Page : 338 pages
File Size : 48,9 Mb
Release : 2023-09-19
Category : Business & Economics
ISBN : 9783031365706

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Data Analytics for Management, Banking and Finance by Foued Saâdaoui,Yichuan Zhao,Hana Rabbouch Pdf

This book is a practical guide on the use of various data analytics and visualization techniques and tools in the banking and financial sectors. It focuses on how combining expertise from interdisciplinary areas, such as machine learning and business analytics, can bring forward a shared vision on the benefits of data science from the research point of view to the evaluation of policies. It highlights how data science is reshaping the business sector. It includes examples of novel big data sources and some successful applications on the use of advanced machine learning, natural language processing, networks analysis, and time series analysis and forecasting, among others, in the banking and finance. It includes several case studies where innovative data science models is used to analyse, test or model some crucial phenomena in banking and finance. At the same time, the book is making an appeal for a further adoption of these novel applications in the field of economics and finance so that they can reach their full potential and support policy-makers and the related stakeholders in the transformational recovery of our societies. The book is for stakeholders involved in research and innovation in the banking and financial sectors, but also those in the fields of computing, IT and managerial information systems, helping through this new theory to better specify the new opportunities and challenges. The many real cases addressed in this book also provide a detailed guide allowing the reader to realize the latest methodological discoveries and the use of the different Machine Learning approaches (supervised, unsupervised, reinforcement, deep, etc.) and to learn how to use and evaluate performance of new data science tools and frameworks

Author : José María Cavanillas,Edward Curry,Wolfgang Wahlster
Publisher : Springer
Page : 303 pages
File Size : 52,8 Mb
Release : 2016-04-04
Category : Computers
ISBN : 9783319215693

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New Horizons for a Data-Driven Economy by José María Cavanillas,Edward Curry,Wolfgang Wahlster Pdf

In this book readers will find technological discussions on the existing and emerging technologies across the different stages of the big data value chain. They will learn about legal aspects of big data, the social impact, and about education needs and requirements. And they will discover the business perspective and how big data technology can be exploited to deliver value within different sectors of the economy. The book is structured in four parts: Part I “The Big Data Opportunity” explores the value potential of big data with a particular focus on the European context. It also describes the legal, business and social dimensions that need to be addressed, and briefly introduces the European Commission’s BIG project. Part II “The Big Data Value Chain” details the complete big data lifecycle from a technical point of view, ranging from data acquisition, analysis, curation and storage, to data usage and exploitation. Next, Part III “Usage and Exploitation of Big Data” illustrates the value creation possibilities of big data applications in various sectors, including industry, healthcare, finance, energy, media and public services. Finally, Part IV “A Roadmap for Big Data Research” identifies and prioritizes the cross-sectorial requirements for big data research, and outlines the most urgent and challenging technological, economic, political and societal issues for big data in Europe. This compendium summarizes more than two years of work performed by a leading group of major European research centers and industries in the context of the BIG project. It brings together research findings, forecasts and estimates related to this challenging technological context that is becoming the major axis of the new digitally transformed business environment.

Author : Perry Beaumont
Publisher : Routledge
Page : 193 pages
File Size : 45,9 Mb
Release : 2019-09-10
Category : Business & Economics
ISBN : 9780429626678

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Digital Finance by Perry Beaumont Pdf

The internet is dramatically transforming the way business is done, particularly for financial services. Digital Finance takes a thoughtful look at how the industry is evolving, and it explains how to integrate concepts of digital finance into existing traditional finance platforms. This book explores what successful companies are doing to maximize their opportunities in this context and offers suggestions on how to introduce digital finance into a firm’s structure. Specific strategies for a digital future are presented, alongside numerous case studies that explore key attributes of success. In recognition of the rapidly evolving nature of finance today, Digital Finance is accompanied by a website maintained by the author (PerryBeaumont.com), as well as links to other content with insightful articles, analyses, and opinions. For both practitioners and students of finance, Digital Finance provides a rich context for a better understanding of the landscape of finance today, and lays the foundation for us to process and create the financial innovations of tomorrow.

Author : Mr.Eugenio Cerutti,Mr.Stijn Claessens,Mr.Patrick M. McGuire
Publisher : International Monetary Fund
Page : 28 pages
File Size : 46,9 Mb
Release : 2011-09-01
Category : Business & Economics
ISBN : 9781463904241

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Systemic Risks in Global Banking by Mr.Eugenio Cerutti,Mr.Stijn Claessens,Mr.Patrick M. McGuire Pdf

The recent financial crisis has shown how interconnected the financial world has become. Shocks in one location or asset class can have a sizable impact on the stability of institutions and markets around the world. But systemic risk analysis is severely hampered by the lack of consistent data that capture the international dimensions of finance. While currently available data can be used more effectively, supervisors and other agencies need more and better data to construct even rudimentary measures of risks in the international financial system. Similarly, market participants need better information on aggregate positions and linkages to appropriately monitor and price risks. Ongoing initiatives that will help in closing data gaps include the G20 Data Gaps Initiative, which recommends the collection of consistent bank-level data for joint analyses and enhancements to existing sets of aggregate statistics, and the enhancement to the BIS international banking statistics.

Author : Anonim
Publisher : Unknown
Page : 676 pages
File Size : 40,6 Mb
Release : 1981
Category : Bank accounts
ISBN : UCD:31175012488600

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Banks & Branches Data Book by Anonim Pdf