Commercial Investments And Mission Drift In Microfinance

Author : Marc Moser
Publisher : Haupt Verlag AG
Page : 296 pages
File Size : 55,9 Mb
Release : 2013
Category : Electronic
ISBN : 9783258078588

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Commercial Investments and Mission Drift in Microfinance by Marc Moser Pdf

The microfinance sector has witnessed various controversies and criticisms recently as a consequence of its commercialization and the related involvement of international investors. Against this background, the qualitative case study reported on examines the perceptions of stakeholders from the Swiss microfinance investment network. How do the various investor-related stakeholder groups perceive the motivation to become engaged in microfinance, the mission drift issue and the current state and potentials of mutual value creation? The findings suggest that common ground on fundamental questions facilitates superior mutual value creation among the investigated stakeholders. Implications include the need for enhanced coordination between private and public stakeholders.

Author : Pim Engels
Publisher : ibidem-Verlag / ibidem Press
Page : 126 pages
File Size : 40,8 Mb
Release : 2010-07-01
Category : Political Science
ISBN : 9783838261232

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Mission Drift in Microfinance by Pim Engels Pdf

Investments in microfinance by institutional investors are growing. The investors benefit from a dual return investment opportunity by balancing financial and social returns. Yet, commercial microfinance institutions tend to focus on their financial performance. Reaching out to wealthier clients while crowding out poorer clients enhances their profitability - a phenomenon called mission drift.Pim Engels has analysed the data of 600 microfinance institutions operating in 84 countries and presents now new insights to the phenomenon of mission drift. Based on his findings investors can recognise and prevent mission drift taking place amongst the microfinance institutions in their portfolio.

Author : Beatriz Armendariz,Marc Labie
Publisher : World Scientific
Page : 700 pages
File Size : 48,6 Mb
Release : 2011
Category : Business & Economics
ISBN : 9789814295659

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The Handbook of Microfinance by Beatriz Armendariz,Marc Labie Pdf

Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.

Author : R. Mersland,Ø. Strøm
Publisher : Springer
Page : 300 pages
File Size : 49,6 Mb
Release : 2014-12-10
Category : Business & Economics
ISBN : 9781137399663

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Microfinance Institutions by R. Mersland,Ø. Strøm Pdf

Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.

Author : Bernd Balkenhol
Publisher : Routledge
Page : 148 pages
File Size : 50,7 Mb
Release : 2018-05-03
Category : Business & Economics
ISBN : 9781351741705

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Microfinance by Bernd Balkenhol Pdf

As microfinance is increasingly being absorbed into broader debates on financial inclusion and sustainable development, there is a growing number of professionals operating in international relations and development who are often confronted with sweeping statements about the alleged benefits and risks of microfinance. This book provides a concise introduction to microfinance – the key issues, debates, research agenda and public policy relevance. Illustrated by real-life examples, the book’s sections also highlight key publications and data sources and identify gaps for future research. The book will be an invaluable resource both for development economists and for scholars in neighbouring disciplines who need to get up to speed quickly on the current debates and research in microfinance.

Author : Ira W. Lieberman,Paul DiLeo,Todd A. Watkins,Anna Kanze
Publisher : Brookings Institution Press
Page : 493 pages
File Size : 54,5 Mb
Release : 2020-06-30
Category : Business & Economics
ISBN : 9780815737643

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The Future of Microfinance by Ira W. Lieberman,Paul DiLeo,Todd A. Watkins,Anna Kanze Pdf

A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.

Author : Ingrid Matthäus-Maier,J. D. Pischke
Publisher : Springer Science & Business Media
Page : 292 pages
File Size : 44,5 Mb
Release : 2006-04-19
Category : Business & Economics
ISBN : 9783540280712

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Microfinance Investment Funds by Ingrid Matthäus-Maier,J. D. Pischke Pdf

Microfinance spans the range of finance, from the most simple enterprise to the complexity of capital markets. KfW actively promotes microfinance investment funds and other activities that facilitate the growth of microfinance. This book is an expression of KfW's role as information broker and trend setter. It offers a comprehensive range of perspectives and themes related to microfinance investment and its promotion.

Author : James Midgley,Rebecca Surender,Laura Alfers
Publisher : Edward Elgar Publishing
Page : 512 pages
File Size : 49,7 Mb
Release : 2019
Category : Social Science
ISBN : 9781785368431

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Handbook of Social Policy and Development by James Midgley,Rebecca Surender,Laura Alfers Pdf

The Handbook of Social Policy and Development makes a groundbreaking, coherent case for enhancing collaboration between social policy and development. With wide ranging chapters, it discusses a myriad of ways in which this can be done, exploring both academic and practical activities. As the conventional distinction between ‘developed’ and ‘developing’ countries becomes increasingly blurred, this Handbook explores how collaboration between social policy and development is needed to meet global social needs.

Author : Kate Macdonald,Shelley Marshall,Sanjay Pinto
Publisher : Routledge
Page : 282 pages
File Size : 42,7 Mb
Release : 2012-05-31
Category : Political Science
ISBN : 9781136297359

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New Visions for Market Governance by Kate Macdonald,Shelley Marshall,Sanjay Pinto Pdf

The financial crisis of 2008-2009 and the "Great Recession" that it precipitated highlight a number of important questions about the governance of contemporary capitalism. How do shortcomings in existing market governance institutions help to account for trends of rising economic inequality and financial instability? What new forms of market governance would better embody norms of stability, equality and justice? And how do present political conditions both constrain and enable possibilities for reform? This volume brings together an array of leading thinkers to consider these pressing questions about market governance and its potential reform. Contributors combine in-depth empirical analysis with innovative explorations of alternative arrangements to consider challenges of market governance in advanced and developing countries, as well as global and regional organizations. New Visions for Market Governance will be of interest to students and scholars in a wide range of areas including international and comparative political economy, public and social policy, and normative social theory.

Author : Elizabeth Rhyne
Publisher : McGraw Hill Professional
Page : 352 pages
File Size : 53,8 Mb
Release : 2009-08-21
Category : Business & Economics
ISBN : 9780071713658

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Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid by Elizabeth Rhyne Pdf

What promise did Sequoia Capital recognize in SKS microfinance (India) that it had also seen in Apple, Oracle, and Google? Why would Vodafone help distribute money via cell phones for millions of Kenyans? How did a Mexican retailer create a financial-services empire, Banco Azteca, that would serve eight million borrowers in five years? From its origins as a nonprofit poverty alleviation strategy, microfinance has become a viable business model for providing financial services to the poor in ways that allow for both social responsibility and profit, even in the midst of economic turmoil. Longtime microfinance expert Elisabeth Rhyne and her team guide readers through the landscape of financial-inclusion opportunities, providing lessons from companies around the world that are leading the way in earning profits while addressing global poverty. Microfinance for Bankers and Investors reveals: Changes in the market allowing for increased private investment in microfinance New technologies and delivery channels that reduce costs for small transactions Proven ways to overcome the unique challenges of serving customers at the bottom of the pyramid Innovative products for grassroots finance, such as mobile phone banking and microinsurance The extraordinary social value and business sustainability of microfinance Microfinance for Bankers and Investors breaks new ground by showing how microfinance attracts top organizations to engage in double and triple bottom-line business activities. With deep insight and clear vision, it examines the unique opportunities and challenges of providing financial services for low-income people. Inclusive finance gives companies the prospect of aligning social values with long-term business strategies. Microfinance for Bankers and Investors offers the facts and insights you need to enter this fast-growing market with confidence.

Author : Todd A Watkins
Publisher : World Scientific Publishing Company
Page : 472 pages
File Size : 43,8 Mb
Release : 2018-04-09
Category : Business & Economics
ISBN : 9789813140752

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Introduction to Microfinance by Todd A Watkins Pdf

Author : J. Gueyie,R. Manos,J. Yaron
Publisher : Springer
Page : 244 pages
File Size : 46,6 Mb
Release : 2013-01-17
Category : Business & Economics
ISBN : 9781137301925

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Microfinance in Developing Countries by J. Gueyie,R. Manos,J. Yaron Pdf

Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.

Author : Roberto Moro Visconti
Publisher : ibidem-Verlag / ibidem Press
Page : 644 pages
File Size : 42,8 Mb
Release : 2014-06-01
Category : Business & Economics
ISBN : 9783838265629

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From Microfinance to Business Planning: Escaping Poverty Traps by Roberto Moro Visconti Pdf

This ground-breaking book shows how innovative microfinance solutions can help billions to avoid ‚poverty traps‘ and escape atavistic misery. While the success of microfinance has globally exceeded even the wildest expectations, there are still many obstacles – above all the lack of proper business planning on the side of the borrowers. Here Moro Visconti‘s important book comes to aid, offering bottom-up development strategies for micro-credit-driven startups and beyond. His forceful analysis of poverty traps and the practical guidelines given (including business plan templates as Excel sheets) are designed to help practitioners and analysts alike in understanding and reaching the true potential of microfinance.

Author : Johannes Flosbach
Publisher : LIT Verlag Münster
Page : 373 pages
File Size : 41,8 Mb
Release : 2015
Category : Development credit corporations
ISBN : 9783643906007

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Financial Performance of Microfinance Institutions in Ghana and Uganda by Johannes Flosbach Pdf

This book examines the determinants of financial performance of microfinance institutions (MFIs) in Ghana and Uganda, against the backdrop of the public and academic debate over the financial and social implications of microfinance. In the absence of a conceptual model, the study chooses an inductive research approach with the objective of defining and developing a conceptual model with the capacity to explain, quantify, and compare the performance of MFIs. The research is particularly relevant in the African context where microloan interest rates regularly exceed 100% per annum and where the microfinance industry is lacking behind its global peers in regard to financial and social performance. (Series: Contributions to the Africa Research / Beitrage zur Afrikaforschung - Vol. 59) [Subject: Economics, Finance, African Studies]

Author : Ingrid Matthäus-Maier,J. D. Pischke
Publisher : Springer Science & Business Media
Page : 387 pages
File Size : 46,9 Mb
Release : 2008-04-01
Category : Business & Economics
ISBN : 9783540766414

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New Partnerships for Innovation in Microfinance by Ingrid Matthäus-Maier,J. D. Pischke Pdf

Microfinance has experienced dynamic development. Today, microfinance providers reach close to 100 million clients worldwide and are growing fast. New partnerships expand the impact of microfinance even further. Three types of partnerships are examined in this book, each consisting of a thematic pillar. Pillar I focuses on equity investments in microfinance, especially the possibilities for engaging private investors through structured microfinance investment funds. Rating agencies are involved in providing more transparency in this emerging fund industry. Pillar II focuses on collaboration among microfinance providers, governments, private investors and technology companies which help microfinance institutions to integrate new technologies into their business models, reducing cost and increasing outreach to clients. Pillar III covers micropensions, microinsurance and the role of securitisation for the future of microfinance.