Microfinance Institutions

Author : Joanna Ledgerwood,Victoria White
Publisher : World Bank Publications
Page : 566 pages
File Size : 40,6 Mb
Release : 2006-08-30
Category : Business & Economics
ISBN : 0821366165

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Transforming Microfinance Institutions by Joanna Ledgerwood,Victoria White Pdf

In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.

Author : Joanna Ledgerwood
Publisher : World Bank Publications
Page : 302 pages
File Size : 51,7 Mb
Release : 1998-12-01
Category : Business & Economics
ISBN : 9780821384312

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Microfinance Handbook by Joanna Ledgerwood Pdf

The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Author : R. Mersland,Ø. Strøm
Publisher : Springer
Page : 300 pages
File Size : 53,7 Mb
Release : 2014-12-10
Category : Business & Economics
ISBN : 9781137399663

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Microfinance Institutions by R. Mersland,Ø. Strøm Pdf

Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.

Author : Todd A Watkins
Publisher : World Scientific Publishing Company
Page : 472 pages
File Size : 43,8 Mb
Release : 2018-04-09
Category : Business & Economics
ISBN : 9789813140752

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Introduction to Microfinance by Todd A Watkins Pdf

Author : R. Mersland,Ø. Strøm
Publisher : Springer
Page : 300 pages
File Size : 48,9 Mb
Release : 2014-12-10
Category : Business & Economics
ISBN : 9781137399663

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Microfinance Institutions by R. Mersland,Ø. Strøm Pdf

Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.

Author : Manfred Zeller,Richard L. Meyer
Publisher : Intl Food Policy Res Inst
Page : 399 pages
File Size : 45,6 Mb
Release : 2002-01-01
Category : Business & Economics
ISBN : 9780801872266

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The Triangle of Microfinance by Manfred Zeller,Richard L. Meyer Pdf

Since the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIs—outreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.

Author : Malcolm Harper,Sukhwinder Singh Arora
Publisher : The Energy and Resources Institute (TERI)
Page : 324 pages
File Size : 54,9 Mb
Release : 2005-01-01
Category : Business & Economics
ISBN : 8179930661

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Small Customers, Big Market by Malcolm Harper,Sukhwinder Singh Arora Pdf

Text: Published in collaboration with Practical Action Publishing (London), this book shows commercial bankers that providing micro-finance services to the poor makes good business sense.

Author : Mike Goldberg,Eric Palladini
Publisher : World Bank Publications
Page : 144 pages
File Size : 50,7 Mb
Release : 2010-04-01
Category : Business & Economics
ISBN : 0821382357

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Managing Risk and Creating Value with Microfinance by Mike Goldberg,Eric Palladini Pdf

20110614

Author : Ira W. Lieberman,Paul DiLeo,Todd A. Watkins,Anna Kanze
Publisher : Brookings Institution Press
Page : 493 pages
File Size : 48,7 Mb
Release : 2020-06-30
Category : Business & Economics
ISBN : 9780815737643

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The Future of Microfinance by Ira W. Lieberman,Paul DiLeo,Todd A. Watkins,Anna Kanze Pdf

A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.

Author : David Hulme,Thankom Arun
Publisher : Routledge
Page : 395 pages
File Size : 51,7 Mb
Release : 2009-01-13
Category : Business & Economics
ISBN : 9781134187072

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Microfinance by David Hulme,Thankom Arun Pdf

Microfinance has become an important component of development, poverty reduction and economic regeneration strategy around the world. By the early twenty first century tens of millions of people in more than 100 countries were accessing services from formal and semi-formal microfinance institutions (MFIs). Much of the initial attention on microcredit came through work on Bangladesh’s much-lauded Grameen Bank but, there are now many different ‘models’ for microfinance and many countries have substantial microfinance sectors. This timely book, written by one of the major players in the UK in development economics explores, amongst others, topics such as: microfinance and poverty reduction microfinance, gender and social development microinsurance regulating and supervising microfinance institutions. Topical and insightful, this important text examines what has become a vast global industry employing hundreds of thousands of people and attracting the attention of large numbers of governments, banks, aid agencies, non-governmental organizations and consultancy firms.

Author : J. Gueyie,R. Manos,J. Yaron
Publisher : Springer
Page : 244 pages
File Size : 41,8 Mb
Release : 2013-01-17
Category : Business & Economics
ISBN : 9781137301925

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Microfinance in Developing Countries by J. Gueyie,R. Manos,J. Yaron Pdf

Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.

Author : Beatriz Armendariz,Marc Labie
Publisher : World Scientific
Page : 700 pages
File Size : 51,6 Mb
Release : 2011
Category : Business & Economics
ISBN : 9789814295659

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The Handbook of Microfinance by Beatriz Armendariz,Marc Labie Pdf

Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.

Author : Joanna Ledgerwood,Julie Earne,Candace Nelson
Publisher : World Bank Publications
Page : 533 pages
File Size : 53,6 Mb
Release : 2013-02-01
Category : Business & Economics
ISBN : 9780821389287

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The New Microfinance Handbook by Joanna Ledgerwood,Julie Earne,Candace Nelson Pdf

The New Microfinance Handbook provides a detailed overview of client financial service needs, the various providers and financial products and services that meet those needs, and the supporting functions that allow the financial market system to provide better, more appropriate financial services to the poor sustainably.

Author : Hennie Van Greuning,Joselito S. Gallardo,Bikki K. Randhawa
Publisher : World Bank Publications
Page : 46 pages
File Size : 47,6 Mb
Release : 1999
Category : Credito
ISBN : 8210379456XXX

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A framework for regulating microfinance institutions by Hennie Van Greuning,Joselito S. Gallardo,Bikki K. Randhawa Pdf

Author : Craig Farren Churchill,Cheryl Frankiewicz
Publisher : International Labour Organization
Page : 452 pages
File Size : 47,5 Mb
Release : 2006
Category : Business & Economics
ISBN : 9789221186571

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Making Microfinance Work by Craig Farren Churchill,Cheryl Frankiewicz Pdf

This training manual provides an overview of the key management principles necessary to optimize the services of microfinance institutions (MFIs) and brings together useful lessons from numerous MFIs worldwide to help managers strengthen the performance of their unit, branch or institution.Either used alone, or as part of a management training course, Making Microfinance Work offers various tools and advice. The markets and marketing of MFIs are examined and looks at the different ways in which managers can communicate the value of their products and services. It introduces effective methods for enhancing efficiency and productivity which minimize the trade-offs MFIs invariably face as they try to provide services over the long term.The topic of managing risks is also covered. This manual offers strategies to prevent risk from occurring and, if it does occur, explains how to rectify the situation. Practical techniques for allocating costs and determining prices are also highlighted, as well as the importance of plans, budgets and reports. Illustrations and case studies are used to assist managers in applying the concepts outlined in the text. An extensive list of additional reading and useful Internet resources is also provided