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Author : British Columbia. Ministry of Consumer and Corporate Affairs
Publisher : Ministry of Consumer and Corporate Affairs
Page : 176 pages
File Size : 46,9 Mb
Release : 1980
Category : Consumer credit
ISBN : 0771881959
Author : Allan A. Parker
Publisher : Unknown
Page : 208 pages
File Size : 55,9 Mb
Release : 2009
Category : Consumer credit
ISBN : 0772662622
Author : Johanna Niemi,Iain Ramsay,William C. Whitford
Publisher : Bloomsbury Publishing
Page : 462 pages
File Size : 50,7 Mb
Release : 2009-07-15
Category : Law
ISBN : 9781847315229
After a long period of prosperity and steady economic growth, the world's leading economies are now in crisis, and although there will be debate about its origins, the scale and seriousness of the crisis is in no doubt. There is also no doubt that excessive amounts of consumer credit, allied to a weak understanding of how globalised credit markets might react to a crisis, have played a significant part. This book, which is primarily about credit, debt and the trouble they have led to, is written by authors who have specialised in researching into over-indebtedness, that is, situations in which an individual's debt burden has become overwhelming. For these authors the plight of individuals is a primary concern, but the wider issue is how credit is used and how it changes societies. The essays in this volume, addressing topics which are fundamental to our understanding of the current crisis, range widely across the whole sector of consumer finance, including mortgages, 'credit-binges', the regulation of consumer lending, insolvency, repayment plans, debt counselling and much more besides. The conclusions drawn from the book are equally wide-ranging, but above all the lesson learned from these essays is that the financialisation of contemporary life ensures that issues of the appropriate role of credit remain of critical importance in society.
Author : Royston Miles Goode
Publisher : BRILL
Page : 522 pages
File Size : 48,9 Mb
Release : 1978-01-01
Category : Law
ISBN : 9028609288
Consumer Protection 2000 is a compilation of papers received at the Summer 1992 conference sponsored by the McGeorge School of Law at Salzburg, Austria. These papers provide a most helpful & instructive kaleidoscope of diverging scenarios from many, if not most, of the Western post-industrial countries. The reports provide a rational basis for assessing aspects of the best ingredients for a 'civilized society'.
Author : Allan A. Parker,Mike O. Culpepper
Publisher : International Self-Counsel Press
Page : 164 pages
File Size : 50,6 Mb
Release : 1974
Category : Law
ISBN : OSU:32437000448585
Author : Arthur Winston
Publisher : Unknown
Page : 728 pages
File Size : 46,8 Mb
Release : 1996
Category : Business & Economics
ISBN : STANFORD:36105060470536
This text gives advice to help credit managers steer clear of litigation, and serves as a guide through the ever-changing maze of credit and collection law. It provides coverage of all aspects of the Debt Collection Practices Act, Truth in Lending Act and other relevant legislation. It also contains explanations of legal terminology, guidelines, procedures, tactics and examples.
Author : Sid Moore,Sidney Moore
Publisher : Wheatmark, Inc.
Page : 184 pages
File Size : 49,6 Mb
Release : 2010
Category : Business & Economics
ISBN : 9781604943498
A contract is supposed to be a meeting of the minds: two people of equal understanding putting down a fairly negotiated agreement. In reality, most agreements are dictated by wealthy corporations or individuals-sellers, lenders, landlords-and include terms of art that consumers do not fully understand. We do not find out that some innocuous sounding phrase has a major impact on our rights and responsibilities until it is too late. "Debtor's Dictionary" levels the playing field. Containing definitions of terms commonly used in contractual language, this indispensible book turns you into a savvy consumer. Once you learn the vocabulary, sellers will find it much more difficult to take advantage of you. Don't sign on the bottom line until you have read "Debtor's Dictionary" from cover to cover. About Sid Moore Sidney L. (Sid) Moore Jr. was born in the small town of Montezuma, Georgia, in 1940, son of a lawyer father and a newspaper columnist mother. He worked his way through undergraduate college and Walter F. George Law School as a newspaper reporter and went on to become a widely known lecturer in Continuing Legal Education seminars for attorneys. He has also been lead counsel in criminal or civil litigation in half the states in America. Sid started his law career as a Reginald Heber Smith Community Law Fellow with the University of Pennsylvania, representing the poor in Little Rock, Arkansas. He moved from there to Atlanta where he ran a legal aid program for elderly consumers before returning to school at the University of Wisconsin Law School for a Master of Laws Degree. His thesis was on equal justice for the poor. Returning to Georgia he served as the regional director of a twenty-eight-county middle Georgia section of the Georgia Legal Services Program where his record in defending consumers against predatory creditors earned him a position as litigation coordinator of the National Consumer Law Center in Boston, a national think-tank and back-up center for consumer lawyers throughout the nation. In 1977 he became Georgia's first full-time Consumers' Utility Counsel, representing residential and small business consumers against rate increase requests filed by the major electric, gas, and telephone utilities. He was a charter member of the National Association of State Utility Consumers' Advocates. He remains a member of the National Association of Consumer Advocates (NACA), an association of more than one thousand private and public consumer lawyers from throughout the country, and of the Consumer Law Section of the State Bar of Georgia. In 1979 he began a private consumer practice in Decatur, Georgia, in which he represented thousands of individual consumers who were being sued by creditors or who had been ripped off in some fashion. In class action litigation, Sid has recovered millions of dollars for Georgia consumers and has handled appellate litigation which paved the way for relief for thousands. His cases have made more than $4,000,000 available to local charities through cy pres awards of money illegally taken by creditors. Sid retired in 2007 back to his home town of Montezuma where he resides with his wife, Yvonne, in the 125-year-old home where he was raised. He has continued his interest in class action litigation as well as producing this book and frequently lecturing to other lawyers on the ins and outs of handling credit problems without putting the client into bankruptcy. He is considered a national authority on credit mathematics as applied to both usury and contract compliance, and on the defense of debtors in collection cases. He gives his time freely to spread his knowledge of consumer rights and volunteers as a mentor to younger lawyers seeking to develop their litigation skills. This book is the culmination of forty years of experience in lecturing, writing, and litigation.
Author : Dee Pridgen
Publisher : Unknown
Page : 692 pages
File Size : 54,7 Mb
Release : 1990
Category : Consumer credit
ISBN : IND:30000128359035
Author : Michelle Kelly-Louw,Peter Rott
Publisher : Routledge
Page : 256 pages
File Size : 43,9 Mb
Release : 2016-12-05
Category : Business & Economics
ISBN : 9781351889216
Effective regulation of consumer credit in modern society is an ever-changing challenge. As new forms of credit emerge in free societies, regulation often lags behind. This volume explores contemporary problems related to the regulation of consumer credit in market economies with a focus on credit extended to the most vulnerable and poorest members of the community. Written by experts in the field of consumer credit regulation from Europe, North America, Australia and South Africa, the book examines some of the most important consumer credit issues facing consumers today and proposes innovative ways to protect the consumer interest in those markets.
Author : Sarah Brown
Publisher : Edward Elgar Publishing
Page : 256 pages
File Size : 44,5 Mb
Release : 2019
Category : Law
ISBN : 9781784712495
This incisive book gives a comprehensive overview of the regulation of consumer credit in both the US and the UK. It covers policy, procedure and the dynamics of the consumer credit relationship to advocate for a balanced approach in achieving more effective consumer protection.
Author : Karen Fairweather,Paul O'Shea,Ross Grantham
Publisher : Taylor & Francis
Page : 262 pages
File Size : 50,8 Mb
Release : 2016-10-14
Category : Law
ISBN : 9781317158080
Consumer law, particularly consumer credit law, is characterised by increasingly complex regulation in Western economies. Reacting to the Global Financial Crisis, governments in the UK, the EU, Australia, New Zealand and the United States have adopted new laws dealing with consumer credit, responsible lending, consumer guarantees and unfair contracts. Drawing together authors from all of these jurisdictions, this book analyses and evaluates these initiatives, and makes predictions as to their likely success and possible flaws.
Author : Cӑtӑlin Gabriel Stӑnescu
Publisher : Springer
Page : 315 pages
File Size : 46,9 Mb
Release : 2015-08-25
Category : Law
ISBN : 9783319215037
The book shows that self-help in commercial law is a fast, inexpensive and efficient alternative to court enforcement. Self-help remedies and private debt collection are largely but not exclusively features of common law jurisdictions, since remnants of private enforcement can still be found in contract law in civilian systems. The book argues that – despite their usefulness – self-help and private debt collection entail significant risks, especially for consumer debtors. This means that private enforcement needs to be accompanied by the introduction of tailor-made consumer-debtor protection regulation. Specific attention is given to factoring, which functions in many instances as a form of pseudo-private debt collection and which has been exploited to bypass sector-specific consumer protection regulations.
Author : Jacob Ziegel
Publisher : Hart Publishing
Page : 213 pages
File Size : 40,7 Mb
Release : 2003-09
Category : Law
ISBN : 9781841132723
This study compares the insolvency regimes currently in place or likely to be adopted in the foreseeable future in various countries worldwide.
Author : Johanna Niemi,Iain Ramsay,William C. Whitford
Publisher : Bloomsbury Publishing
Page : 378 pages
File Size : 41,9 Mb
Release : 2003-11-27
Category : Law
ISBN : 9781847311030
Consumer Bankruptcy and over-indebtedness is an emerging field throughout the world. This book provides a comparative appraisal of global developments in this area. It is one of the first book length publications focusing on comparative consumer bankruptcy and over-indebtedness. It combines theoretical and empirical studies of bankruptcy regimes and consumer credit in civilian and common law jurisdictions as well as exploring current reform trends. The book will be of interest to academics, policymakers and law reformers as well as to practitioners.
Author : Arthur Winston,Jay Winston
Publisher : Aspen Law & Business
Page : 1888 pages
File Size : 52,7 Mb
Release : 2009-10-26
Category : Law
ISBN : 0735580790
When chief financial officers, attorneys and business owners focus on debt collection - both consumer and business debts - their overall concern can be generally summarized in two short sentences: What can I do legally? and Where do I find the answer? Aspen Publishers' Complete Guide to Credit and Collection Law, 2009 - 2010 Edition is a comprehensive effort to answer these questions. Recent years have produced as many significant changes in the credit and collection industry as Sarbanes-Oxley produced in Wall Street. Five separate and distinct types of legislation have emerged from Congress, all of which will impact not only on the extension of credit, but also on the collection of debts. The New 2009 - 2010 Edition includes extensive coverage of: Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Fair and Accurate Credit Transactions Act of 2003 Class Action Fairness Act of 2005 Check Clearing for the 21st Century Act Servicemember Civil Relief Act of 2003 Only Complete Guide to Credit and Collection Law, 2009 - 2010 Edition will help you raise collection rates and reduce costs, while making certain you always remain in compliance. Updated yearly and packed with useful tips and tools, this thorough guide is recognized as the industry's most comprehensive reference manual. Complete Guide to Credit and Collection Law, 2008 - 2009 Edition is immediately applicable in real-world situations, providing: Annual updates to keep you apprised of new laws, judicial decisions & hot topics Clear explanations of the key laws that affect credit and collection Easy-to-read summaries/Plain-English explanations Practical credit-risk guidelines-Practice Tips Appendices containing the actual laws, and case excerpts that you need to make informed business decisions, including: 2005 Class Action Amendments, 2005 Bankruptcy Abuse and Prevention Act; 2004 FCRA-FACTA; FDCPA; TILA; ECOA; Regulation Z; Revised Article 9 of the Uniform Commercial Code.
