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Author : Richard E. Gottlieb,Arthur B. Axelson,Thomas M. Hanson
Publisher : Unknown
Page : 1222 pages
File Size : 55,7 Mb
Release : 2014
Category : Class actions (Civil procedure)
ISBN : 140242261X
Author : The Law The Law Library
Publisher : Createspace Independent Publishing Platform
Page : 52 pages
File Size : 40,8 Mb
Release : 2018-06-18
Category : Electronic
ISBN : 1721591621
Privacy of Consumer Financial Information (US Consumer Financial Protection Bureau Regulation) (CFPB) (2018 Edition) The Law Library presents the complete text of the Privacy of Consumer Financial Information (US Consumer Financial Protection Bureau Regulation) (CFPB) (2018 Edition). Updated as of May 29, 2018 Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred rulemaking authority for a number of consumer financial protection laws from seven Federal agencies to the Bureau of Consumer Financial Protection (Bureau) as of July 21, 2011, including most provisions of Subtitle A of Title V of the Gramm-Leach-Bliley Act (GLB Act), with respect to financial institutions described in section 504 of the GLB Act. The Bureau is in the process of republishing the regulations implementing those laws with technical and conforming changes to reflect the transfer of authority and certain other changes made by the Dodd-Frank Act. In light of the transfer of rulemaking authority for the privacy provisions of the GLB Act to the Bureau, the Bureau is publishing for public comment an interim final rule establishing a new Regulation P (Privacy of Consumer Financial Information). This interim final rule does not impose any new substantive obligations on regulated entities. This book contains: - The complete text of the Privacy of Consumer Financial Information (US Consumer Financial Protection Bureau Regulation) (CFPB) (2018 Edition) - A table of contents with the page number of each section
Author : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 520 pages
File Size : 51,6 Mb
Release : 1997
Category : Business & Economics
ISBN : UVA:X005025645
Author : L. Richard Fischer
Publisher : Unknown
Page : 128 pages
File Size : 54,8 Mb
Release : 2024-06-30
Category : Banks and banking
ISBN : 1558277617
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 96 pages
File Size : 54,5 Mb
Release : 2003
Category : Consumer protection
ISBN : LOC:00117518383
Author : Benjamin E. Robinson, III
Publisher : iUniverse
Page : 142 pages
File Size : 46,7 Mb
Release : 2000-08-26
Category : Business & Economics
ISBN : 9780595130467
The financial services sector has had a respectable track record in the protection of consumer privacy. However, business practices, industry consolidation, electronic commerce and economic trends have raised consumer privacy as a key issue in the financial services sector. Improvements in the rapid transfer of information provide a new medium for the purchase of goods and services, that is, the medium of electronic commerce. The European Union has forced the issue with the Data Protection Directive. As a result, the United States has had to debate the lack of regulation or standards governing the new medium of electronic commerce. The debate could hinder any advance by society to engage in new technology. Because of increased government attention through regulatory and legislative action, corporations are developing self-regulatory initiatives to create industry standards for electronic commerce. Consumer privacy deals with how and what types of information are collected and how the data is controlled and accessed. Consumer concepts of privacy will resist or allow different configurations of what is allowable and what is utilized. The book is an exploratory and descriptive study that assesses the privacy concerns of today's consumer, as well as determines the potential impact of consumer privacy concerns on technological innovation and public policy. In order to understand privacy concerns, the study builds and extends current quantitative research on privacy in the financial service sector. Current research was developed to assess the privacy concerns of consumers. It was not designed to analyze or evaluate the specific impact of privacy on underrepresented consumers. The study expands research to focus on this particular segment of the population. Using privacy as the foundational issue/motivation for developing perspectives on financial education, the study focuses on people of color in the financial mainstream of our economy.
Author : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 570 pages
File Size : 42,7 Mb
Release : 2000
Category : Business & Economics
ISBN : LOC:00067085929
Author : Fred H. Cate,Robert E. Litan,Michael Staten
Publisher : Rowman & Littlefield
Page : 71 pages
File Size : 47,9 Mb
Release : 2003-07-22
Category : Business & Economics
ISBN : 9780815796060
American consumers have become accustomed to obtaining instant credit. The process requires that credit bureaus have easy access to sensitive financial information about individuals, compiled largely without their consent. This report examines the debate surrounding the role of the states in regulating these credit bureaus, especially in light of expiring amendments to the Fair Credit Reporting Act, which have allowed bureaus to continue these practices, exempting them from state laws that might obstruct them. How this controversy is resolved will have an important bearing on credit markets and financial privacy in the future. The authors make the case for continued federal preemption of the states in this area. Without it, the authors argue, the consumer credit system has developed in the United States would be put in jeopardy.
Author : United States Government Accountability
Publisher : CreateSpace
Page : 100 pages
File Size : 44,5 Mb
Release : 2015-06-26
Category : Electronic
ISBN : 1511423099
The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) created the Bureau of Consumer Financial Protection-also known as the Consumer Financial Protection Bureau (CFPB)-to regulate the offering and provision of consumer financial products or services under the federal consumer financial laws. According to the act, CFPB's mission is to implement and enforce federal consumer financial law consistently to ensure that markets for consumer financial services and products are fair, transparent, and competitive, among other things. The act directs CFPB to carry out its mission by, among other things, collecting, researching, monitoring, and publishing information relevant to the functioning of markets for consumer financial products and services to identify risks to consumers and the proper functioning of such markets. Prior to and during the 2007-2009 financial crisis, we and others noted that the lack of data on consumer financial products and services hindered federal oversight in areas such as mortgages and fair lending.
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 0 pages
File Size : 43,9 Mb
Release : 2003
Category : Consumer protection
ISBN : 0160710995
Author : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 520 pages
File Size : 45,8 Mb
Release : 1997
Category : Business & Economics
ISBN : PSU:000031632393
Author : United States Government Accountability Office
Publisher : Createspace Independent Publishing Platform
Page : 96 pages
File Size : 52,5 Mb
Release : 2017-12-24
Category : Electronic
ISBN : 1982003456
Consumer Financial Protection Bureau: Some Privacy and Security Procedures for Data Collections Should Continue Being Enhanced
Author : Katalina M. Bianco,CCH Incorporated
Publisher : CCH Incorporated
Page : 512 pages
File Size : 47,8 Mb
Release : 2000
Category : Business & Economics
ISBN : IND:30000080991700
This soft cover book provides a comprehensive discussion of the financial privacy requirements adopted by federal agencies under the Gramm Leach Bliley Act. The booklet explains the privacy rules adopted by the four banking regulators (FDIC, FED, OCC and OTS), The Securities Exchange Commission, The Federal Trade Commission And The National Credit Union Administration. The first section of the book will be a CCH authored explanation on the rules of each regulator. The banking regulator would be treated as one group, since their rules will be adopted jointly. Differences, where existent, In the rules of the SEC, FTC and NCUA would be discussed under each topic. The second section of the book will be the full text of the privacy regulation of each of these seven agencies. The third section will be the text of applicable portions of the Gramm Leach Bliley Act. The fourth section will reproduce the text agency releases issued with the rule adoptions, providing agency analysis of the final regulations. The final portion of the book will be the Topical Index . The explanation will cover the requirements for financial institutions to provide notice to customers about privacy policies and practices; the conditions under which a financial institution may disclose nonpublic personal information about the consumers to non-affiliated third parties; And The methods for consumers to prevent financial intuitions from disclosing that information by "opting out"..
Author : Jing Jian Xiao
Publisher : Springer
Page : 376 pages
File Size : 52,5 Mb
Release : 2016-05-30
Category : Psychology
ISBN : 9783319288871
This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.
Author : W. Fred van Raaij
Publisher : Springer
Page : 285 pages
File Size : 44,9 Mb
Release : 2016-07-15
Category : Business & Economics
ISBN : 9781137544254
Government policies, marketing campaigns of banks, insurance companies, and other financial institutions, and consumers' protective actions all depend on assumptions about consumer financial behavior. Unfortunately, many consumers have no or little knowledge of budgeting, financial products, and financial planning. It is therefore important that organizations and market authorities know why consumers spend, borrow, insure, invest, and save for their retirement - or why they do not. Understanding Consumer Financial Behavior provides a systemic economic and behavioral approach to the way people handle their finances. It discusses the different types of financial behaviors consumers may engage in and explores the psychological explanations for their behavior and choices. This exciting new book is essential reading for scholars of marketing, finance, and management; financial professionals; and consumer policy makers.
