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Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 96 pages
File Size : 44,6 Mb
Release : 2003
Category : Consumer protection
ISBN : LOC:00117518383
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 0 pages
File Size : 42,7 Mb
Release : 2003
Category : Consumer protection
ISBN : 0160710995
Author : Southern Methodist University. Institute of International Banking and Finance
Publisher : Kluwer Law International B.V.
Page : 330 pages
File Size : 51,9 Mb
Release : 1999-05-06
Category : Law
ISBN : 9789041197177
The question of how financial services should be regulated in the interests of consumers has never been more topical. The structure of the financial services industry is changing rapidly and the need for the law to keep pace with these changes has never been greater. This book examines the role of the law in the protection of the consumer, in particular the ways in which the law is, and could be, used to protect consumers when purchasing financial services. A prominent panel of contributors first examines the role of the European Union and the ombudsmen schemes operating in the United Kingdom in improving consumer protection. Eight expert papers present a detailed analysis of aspects of the various legal mechanisms protecting consumers in the banking, financial services, investments and insurance industries. The final part of the book is concerned with the important and controversial area of consumer credit. This unique work is a welcome contribution to a rapidly developing area of law, which has so far received little attention from commentators. It will be of great interest to those at the cutting edge of banking, financial services and consumer law, whether practicing lawyers or in-house counsel, and all those involved in advising consumers.
Author : Richard E. Gottlieb,Arthur B. Axelson,Thomas M. Hanson
Publisher : Unknown
Page : 1222 pages
File Size : 54,5 Mb
Release : 2014
Category : Class actions (Civil procedure)
ISBN : 140242261X
Author : The Law The Law Library
Publisher : Createspace Independent Publishing Platform
Page : 52 pages
File Size : 43,6 Mb
Release : 2018-06-18
Category : Electronic
ISBN : 1721591621
Privacy of Consumer Financial Information (US Consumer Financial Protection Bureau Regulation) (CFPB) (2018 Edition) The Law Library presents the complete text of the Privacy of Consumer Financial Information (US Consumer Financial Protection Bureau Regulation) (CFPB) (2018 Edition). Updated as of May 29, 2018 Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred rulemaking authority for a number of consumer financial protection laws from seven Federal agencies to the Bureau of Consumer Financial Protection (Bureau) as of July 21, 2011, including most provisions of Subtitle A of Title V of the Gramm-Leach-Bliley Act (GLB Act), with respect to financial institutions described in section 504 of the GLB Act. The Bureau is in the process of republishing the regulations implementing those laws with technical and conforming changes to reflect the transfer of authority and certain other changes made by the Dodd-Frank Act. In light of the transfer of rulemaking authority for the privacy provisions of the GLB Act to the Bureau, the Bureau is publishing for public comment an interim final rule establishing a new Regulation P (Privacy of Consumer Financial Information). This interim final rule does not impose any new substantive obligations on regulated entities. This book contains: - The complete text of the Privacy of Consumer Financial Information (US Consumer Financial Protection Bureau Regulation) (CFPB) (2018 Edition) - A table of contents with the page number of each section
Author : Cătălin-Gabriel Stănescu,Asress Adimi Gikay
Publisher : Routledge
Page : 291 pages
File Size : 41,5 Mb
Release : 2020-12-28
Category : Business & Economics
ISBN : 9781000295191
This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges. Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.
Author : Benjamin E. Robinson, III
Publisher : iUniverse
Page : 142 pages
File Size : 49,9 Mb
Release : 2000-08-26
Category : Business & Economics
ISBN : 9780595130467
The financial services sector has had a respectable track record in the protection of consumer privacy. However, business practices, industry consolidation, electronic commerce and economic trends have raised consumer privacy as a key issue in the financial services sector. Improvements in the rapid transfer of information provide a new medium for the purchase of goods and services, that is, the medium of electronic commerce. The European Union has forced the issue with the Data Protection Directive. As a result, the United States has had to debate the lack of regulation or standards governing the new medium of electronic commerce. The debate could hinder any advance by society to engage in new technology. Because of increased government attention through regulatory and legislative action, corporations are developing self-regulatory initiatives to create industry standards for electronic commerce. Consumer privacy deals with how and what types of information are collected and how the data is controlled and accessed. Consumer concepts of privacy will resist or allow different configurations of what is allowable and what is utilized. The book is an exploratory and descriptive study that assesses the privacy concerns of today's consumer, as well as determines the potential impact of consumer privacy concerns on technological innovation and public policy. In order to understand privacy concerns, the study builds and extends current quantitative research on privacy in the financial service sector. Current research was developed to assess the privacy concerns of consumers. It was not designed to analyze or evaluate the specific impact of privacy on underrepresented consumers. The study expands research to focus on this particular segment of the population. Using privacy as the foundational issue/motivation for developing perspectives on financial education, the study focuses on people of color in the financial mainstream of our economy.
Author : Elizabeth Anne Khalil
Publisher : Unknown
Page : 0 pages
File Size : 53,6 Mb
Release : 2024-04-30
Category : Business & Economics
ISBN : 1639053778
Understanding the financial privacy and data security landscape in the U.S. involves following a moving target as the landscape is continually changing. To appropriately advise clients on these issues, it is necessary to stay on top of the ever-changing legal, regulatory, and industry developments that impact data protection issues. This practical and user-friendly resource provides a basic understanding of major data protection laws and regulations relevant to the U.S. financial sector and guides you on where and how to seek further information. To help you tackle and untangle the intricacies of this evolving area of the law, this book includes practice tips and historical perspectives outlining relevant information. The book discusses: Fundamental concepts and terminology U.S. data protection framework Navigating and evaluating the requirements and risks The landscape of the major fedral laws - GLBA, FCRA, and RFPA - as well as relevant state analogues UDA(A)P and general consumer protection laws and other data protection laws Industry standards and initiatives, which can be helpful sources for best practices, information sharing, and peer benchmarking Laws, regulations, and risk considerations relevant to incident response And more! This book was published on 07/06/2023
Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 128 pages
File Size : 44,7 Mb
Release : 2007
Category : Business & Economics
ISBN : PSU:000061515437
Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 260 pages
File Size : 48,7 Mb
Release : 2007
Category : Business & Economics
ISBN : STANFORD:36105050467690
Author : United States Government Accountability
Publisher : CreateSpace
Page : 100 pages
File Size : 40,5 Mb
Release : 2015-06-26
Category : Electronic
ISBN : 1511423099
The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) created the Bureau of Consumer Financial Protection-also known as the Consumer Financial Protection Bureau (CFPB)-to regulate the offering and provision of consumer financial products or services under the federal consumer financial laws. According to the act, CFPB's mission is to implement and enforce federal consumer financial law consistently to ensure that markets for consumer financial services and products are fair, transparent, and competitive, among other things. The act directs CFPB to carry out its mission by, among other things, collecting, researching, monitoring, and publishing information relevant to the functioning of markets for consumer financial products and services to identify risks to consumers and the proper functioning of such markets. Prior to and during the 2007-2009 financial crisis, we and others noted that the lack of data on consumer financial products and services hindered federal oversight in areas such as mortgages and fair lending.
Author : Tsai-Jyh Chen
Publisher : Unknown
Page : 128 pages
File Size : 48,8 Mb
Release : 2018
Category : Conflict of laws
ISBN : 9811084424
This book explores consumer protection in the major financial markets in the world and provides an international comparison among the countries of different cultural background and economic development. Each chapter describes the major issues of financial consumption in the selected country and the efforts to counter the problems of financial consumption. The innovation and renovation in the financial institutions and the public policies for consumer protection are also analyzed for their potential impacts on the future development of financial markets.
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 88 pages
File Size : 45,5 Mb
Release : 2003
Category : Consumer protection
ISBN : PURD:32754077087686
Author : Anonim
Publisher : Unknown
Page : 106 pages
File Size : 44,9 Mb
Release : 2004
Category : Electronic
ISBN : STANFORD:36105050341168
Author : Gregor Dorfleitner,Lars Hornuf
Publisher : Springer Nature
Page : 135 pages
File Size : 54,7 Mb
Release : 2019-11-15
Category : Business & Economics
ISBN : 9783030313357
This book examines the FinTech revolution from a data privacy perspective. It analyzes key players on the FinTech market and the developments in various market segments. Particular attention is paid to an empirical analysis of the privacy statements of 505 German FinTech firms and how they were adapted after the General Data Protection Regulation (GDPR) entered into effect in May 2018. The analysis also includes 38 expert interviews with relevant stakeholders from supervisory and regulatory authorities, the financial and FinTech industry, leading consulting firms and consumer protection agencies. By adopting this approach, the book identifies key regulatory needs, offers a valuable asset for practitioners and academics alike, and shares intriguing insights for lawyers, economists and everyone interested in FinTech and data privacy.
