Consumer Protection In Financial Services

Author : Southern Methodist University. Institute of International Banking and Finance
Publisher : Kluwer Law International B.V.
Page : 330 pages
File Size : 53,5 Mb
Release : 1999-05-06
Category : Law
ISBN : 9789041197177

Get Book

Consumer Protection in Financial Services by Southern Methodist University. Institute of International Banking and Finance Pdf

The question of how financial services should be regulated in the interests of consumers has never been more topical. The structure of the financial services industry is changing rapidly and the need for the law to keep pace with these changes has never been greater. This book examines the role of the law in the protection of the consumer, in particular the ways in which the law is, and could be, used to protect consumers when purchasing financial services. A prominent panel of contributors first examines the role of the European Union and the ombudsmen schemes operating in the United Kingdom in improving consumer protection. Eight expert papers present a detailed analysis of aspects of the various legal mechanisms protecting consumers in the banking, financial services, investments and insurance industries. The final part of the book is concerned with the important and controversial area of consumer credit. This unique work is a welcome contribution to a rapidly developing area of law, which has so far received little attention from commentators. It will be of great interest to those at the cutting edge of banking, financial services and consumer law, whether practicing lawyers or in-house counsel, and all those involved in advising consumers.

Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 128 pages
File Size : 47,7 Mb
Release : 2007
Category : Business & Economics
ISBN : PSU:000061515437

Get Book

Improving Federal Consumer Protection in Financial Services by United States. Congress. House. Committee on Financial Services Pdf

Author : Richard E. Gottlieb,Arthur B. Axelson,Thomas M. Hanson
Publisher : Unknown
Page : 1222 pages
File Size : 49,5 Mb
Release : 2014
Category : Class actions (Civil procedure)
ISBN : 140242261X

Get Book

Consumer Financial Services Answer Book (2015 Edition) by Richard E. Gottlieb,Arthur B. Axelson,Thomas M. Hanson Pdf

Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 260 pages
File Size : 44,7 Mb
Release : 2007
Category : Business & Economics
ISBN : STANFORD:36105050467690

Get Book

Improving Federal Consumer Protection in Financial Services by United States. Congress. House. Committee on Financial Services Pdf

Author : Robert R. Kerton,Task Force on the Future of the Canadian Financial Services Sector
Publisher : Task Force
Page : 267 pages
File Size : 43,6 Mb
Release : 1998-01-01
Category : Consumer protection
ISBN : 0662271467

Get Book

Consumers in the Financial Services Sector by Robert R. Kerton,Task Force on the Future of the Canadian Financial Services Sector Pdf

Author : Cătălin-Gabriel Stănescu,Asress Adimi Gikay
Publisher : Routledge
Page : 291 pages
File Size : 43,8 Mb
Release : 2020-12-28
Category : Business & Economics
ISBN : 9781000295191

Get Book

Discrimination, Vulnerable Consumers and Financial Inclusion by Cătălin-Gabriel Stănescu,Asress Adimi Gikay Pdf

This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges. Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.

Author : Tsai-Jyh Chen
Publisher : Springer
Page : 404 pages
File Size : 42,6 Mb
Release : 2018-06-22
Category : Business & Economics
ISBN : 9789811084416

Get Book

An International Comparison of Financial Consumer Protection by Tsai-Jyh Chen Pdf

This book explores consumer protection in the major financial markets in the world and provides an international comparison among the countries of different cultural background and economic development. Each chapter describes the major issues of financial consumption in the selected country and the efforts to counter the problems of financial consumption. The innovation and renovation in the financial institutions and the public policies for consumer protection are also analyzed for their potential impacts on the future development of financial markets.

Author : United States. Congress,United States House of Representatives,Committee on Financial Services
Publisher : Createspace Independent Publishing Platform
Page : 258 pages
File Size : 44,5 Mb
Release : 2018-03-15
Category : Electronic
ISBN : 1984170317

Get Book

Improving Federal Consumer Protection in Financial Services by United States. Congress,United States House of Representatives,Committee on Financial Services Pdf

Improving federal consumer protection in financial services : hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, first session, June 13, 2007.

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 160 pages
File Size : 51,7 Mb
Release : 2010
Category : Law
ISBN : PURD:32754081260477

Get Book

Creating a Consumer Financial Protection Agency by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Pdf

Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 244 pages
File Size : 48,8 Mb
Release : 2010
Category : Banks and banking
ISBN : UOM:39015090417919

Get Book

Perspectives on the Consumer Financial Protection Agency by United States. Congress. House. Committee on Financial Services Pdf

Author : United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Consumer Protection, Product Safety, and Insurance
Publisher : Unknown
Page : 104 pages
File Size : 54,6 Mb
Release : 2011
Category : Business & Economics
ISBN : MINN:31951D03248646D

Get Book

Financial Services and Products by United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Consumer Protection, Product Safety, and Insurance Pdf

Author : Anonim
Publisher : BRILL
Page : 476 pages
File Size : 40,8 Mb
Release : 2023-02-17
Category : Law
ISBN : 9789004534391

Get Book

Protecting Financial Consumers in Europe by Anonim Pdf

Protecting Financial Consumers in Europe provides an authoritative account of what is state-of-the-art in the field of contracts relating to selected financial services, and the resolution of disputes arising out of such contracts by ADR bodies in Europe, both at national and EU level.

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 112 pages
File Size : 52,6 Mb
Release : 2008
Category : Banks and banking
ISBN : STANFORD:36105050473243

Get Book

H.R. 4332 by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit Pdf

Author : Paul J. Cerutti,Margaret Kolchak
Publisher : Unknown
Page : 0 pages
File Size : 43,6 Mb
Release : 2012-12
Category : Consumer protection
ISBN : 1622576373

Get Book

The Consumer Financial Protection Bureau by Paul J. Cerutti,Margaret Kolchak Pdf

In the wake of the worst U.S. financial crisis since the Great Depression, Congress passed and the President signed into law sweeping reforms of the financial services regulatory system through the Dodd-Frank Wall Street Reform and Consumer Protection Act. This book provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. Also analysed is how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall and do not fall under the Bureau's supervisory, enforcement, and rule-making authorities; the Bureau's general and specific rule-making powers and procedures; and the Bureau's findings.

Author : Ms.Inutu Lukonga
Publisher : International Monetary Fund
Page : 39 pages
File Size : 44,8 Mb
Release : 2015-05-18
Category : Business & Economics
ISBN : 9781513515106

Get Book

Islamic Finance, Consumer Protection, and Financial Stability by Ms.Inutu Lukonga Pdf

Consumer protection and financial literacy are essential pillars of a well functioning and stable financial system. As the global financial crisis demonstrated, inadequate attention to consumer protection and financial literacy can lead to financial instability. Though Shari’ah principles provide a strong foundation for consumer protection, the principles alone cannot provide adequate protection because not all providers are guided by ethical precepts and the practices have deviated from the principles. To safeguard the stability of the Islamic finance industry, consumer protection frameworks that cater to the specifics of Islamic financial products should be an integral part of regulatory frameworks.