Corporate And Business Lending

Author : Kenny Tay
Publisher : Partridge Publishing Singapore
Page : 326 pages
File Size : 49,8 Mb
Release : 2016-02-19
Category : Business & Economics
ISBN : 9781482853384

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Corporate and Business Lending by Kenny Tay Pdf

If you’re seeking a practical approach to building a safe and profitable business loan portfolio, you already know it’s easy to get overwhelmed. The environment doesn’t make the task easier: Economies continue to undergo structural adjustments, and markets are getting increasingly competitive and volatile. Kenny Tay, a veteran merchant banker and licensed securities dealer, provides a framework that allows new entrants into the corporate lending world succeed. Drawing on his decades of experience, he delivers lessons so you or your lending team can: understand the financing structure of a typical business corporation; determine the rationale for borrowing and lending; assess a company’s credit risk profile; and evaluate loans until they are fully repaid. Many unforeseen events can happen along the way that can turn a good loan into a bad one, which is why you need to fully understand the process. Make a complete commitment to building a business loan portfolio that will stand the test of time with Corporate and Business Lending.

Author : James S. Sagner,Herbert Jacobs
Publisher : Unknown
Page : 316 pages
File Size : 45,5 Mb
Release : 2014-04
Category : Business & Economics
ISBN : 0615959105

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Handbook of Corporate Lending: A Guide for Bankers and Financial Managers Revised by James S. Sagner,Herbert Jacobs Pdf

Banking experts review, simplify corporate lending process. James S. Sagner and Herbert Jacobs advise on corporate lending to help bankers, lenders and corporate finance managers avoid future credit problems in Handbook of Corporate Lending: A Guide for Bankers and Financial Managers. The authors argue for a fresh approach to improving bank lending to corporations. Historically, most banks spend their efforts in evaluating loan proposals from businesses before approving or denying credit. The authors argue persuasively and with examples that lending is a two-step process: the analysis of the company in the context of its industry and its competitors; and then a loan agreement that identifies the credit risks. The book demonstrates through the use of case studies how to limit those risks to the lenders and just as importantly, to the company. Sagner and Jacobs, former senior bankers and consultants and educators to the banking industry, systematically review the process of corporate credit decision-making. Too few banks are now providing adequate formal credit-training. This leaves bankers without the proper guidance to review credit requests and create precautions for corporate borrowers and lenders. Sagner and Jacobs show readers how such factors influence credit, funding, pricing decisions and proper structuring of loans. The book covers such topics as trends in commercial loan activity, the credit loan agreement, the banker's responsibilities, risk management measurement and the credit process. Eight cases in the book highlight a variety of credit issues. "The book is written from the perspective of the banker or other lender who makes these important decisions," said Sagner. "But business people, particularly global financial managers who must secure credit and maintain excellent relations with their lenders, need to understand this important information." Sagner and Jacobs help readers navigate the issues confronting financial and banking managers. The book aims to explain the financial processes lenders use to make decisions, and to analyze the strengths and weaknesses of credit measurements so that business and financial managers are better prepared to arrange credit facilities.

Author : Tony Risk
Publisher : Unknown
Page : 0 pages
File Size : 40,5 Mb
Release : 2020-12-08
Category : Electronic
ISBN : 1914036409

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Business Credit Secrets by Tony Risk Pdf

Do you want to settle debts with banks to free the company from the weight of financing, even if you think you have no more hopes? It took me 10 years of experience, 1500 assisted entrepreneurs, and 1 year of work, but I can finally say that I have the manual in hand that will help entrepreneurs to change their company.I have to admit the last few months have been really difficult.I have worked closely with entrepreneurs who have had a severe liquidity crisis in theircompanies.The prolonged closure of production activities, the sheer drop in consumption, caused a collapse in the turnover of many companies.The situation is critical but not impossible to manage.There is room for maneuver, but you are called to make an extraordinary effort because your company is in precarious balance.I want to give you my contribution and the strategies I am adopting with my clients.When I started writing this book the goal was to prepare a summary report to insert some key concepts.I let myself get carried away and the result is a real 180-page manual, full of detailed information and useful tips.A concentrate of essential knowledge to face the right moment of financial difficulty for your company and the difficult management of relationships with banks, without making mistakes that can cost you dearly.What you will learn can be useful both if you want to manage your problems yourself and to check the work of your trusted professional.You will discover procedures that are different from those normally used by other consultants and that is truly able to free you from bank debts.Therefore, if you want to find out what are the other sources of financing from which to draw the money you need, without constantly resorting to new lines of credit Scroll to the top and click the buy now button.

Author : United States. Congress. House. Select Committee on Small Business
Publisher : Unknown
Page : 420 pages
File Size : 52,6 Mb
Release : 1957
Category : Credit
ISBN : SRLF:A0014409767

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Problems of Small-business Financing by United States. Congress. House. Select Committee on Small Business Pdf

Author : Stephen L. Nesbitt
Publisher : John Wiley & Sons
Page : 258 pages
File Size : 55,7 Mb
Release : 2018-12-28
Category : Business & Economics
ISBN : 9781119501169

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Private Debt by Stephen L. Nesbitt Pdf

The essential resource for navigating the growing direct loan market Private Debt: Opportunities in Corporate Direct Lending provides investors with a single, comprehensive resource for understanding this asset class amidst an environment of tremendous growth. Traditionally a niche asset class pre-crisis, corporate direct lending has become an increasingly important allocation for institutional investors—assets managed by Business Development Company structures, which represent 25% of the asset class, have experienced over 600% growth since 2008 to become a $91 billion market. Middle market direct lending has traditionally been relegated to commercial banks, but onerous Dodd-Frank regulation has opened the opportunity for private asset managers to replace banks as corporate lenders; as direct loans have thus far escaped the low rates that decimate yield, this asset class has become an increasingly attractive option for institutional and retail investors. This book dissects direct loans as a class, providing the critical background information needed in order to work effectively with these assets. Understand direct lending as an asset class, and the different types of loans available Examine the opportunities, potential risks, and historical yield Delve into various loan investment vehicles, including the Business Development Company structure Learn how to structure a direct loan portfolio, and where it fits within your total portfolio The rapid rise of direct lending left a knowledge gap surrounding these nontraditional assets, leaving many investors ill-equipped to take full advantage of ever-increasing growth. This book provides a uniquely comprehensive guide to corporate direct lending, acting as both crash course and desk reference to facilitate smart investment decision making.

Author : Robert Graff Merrick
Publisher : Unknown
Page : 100 pages
File Size : 44,8 Mb
Release : 1922
Category : Banks and banking
ISBN : MINN:31951001516573N

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The Modern Credit Company by Robert Graff Merrick Pdf

Author : Joseph R. Mancuso
Publisher : Simon and Schuster
Page : 294 pages
File Size : 48,6 Mb
Release : 2010-07-06
Category : Business & Economics
ISBN : 9781451602845

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How to Get a Business Loan by Joseph R. Mancuso Pdf

Joseph Mancuso means business. He takes you into your bank and into the offices of America's venture capitalists for an inside look at how they work and what they expect from prospective borrowers. He tells you exactly what actions to take every step of the way and how to distinguish yourself in the lender's eyes. How to Get a Business Loan will dramatically enhance your chances of putting together a deal you can live with and profit by.

Author : Helene Panzarino
Publisher : John Wiley & Sons
Page : 432 pages
File Size : 42,7 Mb
Release : 2016-04-11
Category : Business & Economics
ISBN : 9781119111597

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Business Funding For Dummies by Helene Panzarino Pdf

Get the business funding you need to secure your success The issue of funding is one of the biggest pain points for small- and medium-sized businesses—and one that comes up on a daily basis. Whether you're unsure about how to go about getting a loan, unfamiliar with the different options available to you or confused as to which would be the right solution for your particular business, Business Funding For Dummies provides plain-English, down-to-earth guidance on everything you need to successfully fund your business venture. Friendly, authoritative, and with a dash of humor thrown in for fun, this hands-on guide takes the fear out of funding and walks you step-by-step through the process of ensuring your business is financially viable. From crowd funding and angels to grants and friends, families, and fools, it covers every form of funding available—and helps you hone in on and secure the ones that are right for your unique needs. Includes mini case studies, quotes, and plenty of examples Offers excerpts from interviews with financiers and entrepreneurs Topics covered include all forms of funding Covers angels in the UK and abroad If you're the owner or director of a small-to-medium-sized business looking to start an SME, but have been barking up the wrong tree, Business Funding For Dummies is the fast and easy way to get the funds you need.

Author : T.H. Donaldson
Publisher : Springer
Page : 311 pages
File Size : 48,8 Mb
Release : 1983-12-29
Category : Business & Economics
ISBN : 9781349173259

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Understanding Corporate Credit by T.H. Donaldson Pdf

Author : Brian D. Hulse,Jeremy S. Friedberg,James H. Prior
Publisher : Unknown
Page : 2640 pages
File Size : 53,7 Mb
Release : 2017-06-01
Category : Business & Economics
ISBN : 1634254791

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Commercial Lending Law by Brian D. Hulse,Jeremy S. Friedberg,James H. Prior Pdf

Updated and expanded in a two-volume set, this compilation is a valuable resource for lawyers negotiating or reviewing commercial lending laws outside their own jurisdiction. With contributions from experts across the country, this practical guide outlines all aspects of commercial lending laws in all 50 states and Canada. Designed to save lawyers countless hours of research time by including the relevant information in a complete, two-volume set.

Author : Tony Risk
Publisher : Unknown
Page : 0 pages
File Size : 40,8 Mb
Release : 2020-12-13
Category : Electronic
ISBN : 1914036476

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Business Credit Secrets by Tony Risk Pdf

Do you want to settle debts with banks to free the company from the weight of financing, even if you think you have no more hopes? It took me 10 years of experience, 1500 assisted entrepreneurs, and 1 year of work, but I can finally say that I have the manual in hand that will help entrepreneurs to change their company.I have to admit the last few months have been really difficult.I have worked closely with entrepreneurs who have had a severe liquidity crisis in theircompanies.The prolonged closure of production activities, the sheer drop in consumption, caused a collapse in the turnover of many companies.The situation is critical but not impossible to manage.There is room for maneuver, but you are called to make an extraordinary effort because your company is in precarious balance.I want to give you my contribution and the strategies I am adopting with my clients.When I started writing this book the goal was to prepare a summary report to insert some key concepts.I let myself get carried away and the result is a real 180-page manual, full of detailed information and useful tips.A concentrate of essential knowledge to face the right moment of financial difficulty for your company and the difficult management of relationships with banks, without making mistakes that can cost you dearly.What you will learn can be useful both if you want to manage your problems yourself and to check the work of your trusted professional.You will discover procedures that are different from those normally used by other consultants and that is truly able to free you from bank debts.Therefore, if you want to find out what are the other sources of financing from which to draw the money you need, without constantly resorting to new lines of credit Scroll to the top and click the buy now button.

Author : George E. Ruth
Publisher : Unknown
Page : 468 pages
File Size : 46,5 Mb
Release : 1990
Category : Business & Economics
ISBN : 0899823637

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Commercial Lending by George E. Ruth Pdf

Author : Peter Lyons
Publisher : Global Professional Publishing
Page : 0 pages
File Size : 43,9 Mb
Release : 2005
Category : Commercial lending
ISBN : 1845162854

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Business Lending by Peter Lyons Pdf

* Covers lending to every size and type of business * Fully practical--showing how to apply the methods to actual situations * Detailed examples include financial statements, loan tables, programs, and business plans, etc This is a manual of best practices in lending money to businesses. It assesses the methods by which a financial institution may seek to manage credit risk at portfolio level and demonstrates how to assess a lending proposition based on financial and non-financial factors. Methods of assessing an application include industry analysis, lending to different types of business, management and financial assessment, security, and pricing.

Author : Benjamin Haggott Beckhart
Publisher : Unknown
Page : 472 pages
File Size : 52,6 Mb
Release : 1959
Category : Loans
ISBN : UOM:35128000251700

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Business Loans of American Commercial Banks by Benjamin Haggott Beckhart Pdf

Author : Ruth Bender,Keith Ward
Publisher : Routledge
Page : 318 pages
File Size : 45,9 Mb
Release : 2002
Category : Business & Economics
ISBN : 9780750648998

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Corporate Financial Strategy by Ruth Bender,Keith Ward Pdf

Corporate Financial Strategy is a practical guide to understanding the elements of financial strategy, and how directors and advisors can add value by tailoring financial strategy to complement corporate strategy. The book sets out appropriate financial strategies over the key milestones in a company's life. It discusses the practicalities behind transactions such as: * Raising venture capital * Flotation on a stock exchange * Making acquisitions * Management buyouts * Financial restructuring In explaining financing structures, the book sets out the basic building blocks of any financial instrument to enable the reader to appreciate innovations in the field. It also illustrates how and why different types of security might be used. The second edition of this very popular textbook brings to bear the considerable commercial and academic experience of its co-authors. Throughout, the book offers a range of up-to-date case studies, abundant diagrams and figures, and frequent 'Working Insight' sections to provide practical illumination of the theory. This book will enable you to understand the potential value added by the best financial strategy, while fully demonstrating the working role of financial strategy within an overall corporate strategy. An excellent practical guide for senior financial managers, strategic-decision makers and qualified accountants, the text is also invaluable as a clear-sighted and thorough companion for students and senior executives on finance courses (including MBA, MSc and DMS). * A practical and straightforward guide to financial strategy for practising managers * Includes real company case studies and examples linking theory and practice * Class tested on advanced MBA courses and executive programmes