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Author : BPP Learning Media
Publisher : Unknown
Page : 452 pages
File Size : 49,5 Mb
Release : 2015-01-31
Category : Electronic
ISBN : 1472726677
One way to become eligible for Chartered Banker status is to follow the Chartered Banker programme which leads to an honours degree level professional qualification.
Author : BPP Learning Media (Firm)
Publisher : BPP Publishing
Page : 128 pages
File Size : 45,7 Mb
Release : 2013-03-01
Category : Bank examination
ISBN : 1472702468
One way to become eligible for Chartered Banker status is to follow the Chartered Banker programme which leads to an honours degree level professional qualification.
Author : BPP Learning Media (Firm)
Publisher : BPP Publishing
Page : 128 pages
File Size : 48,8 Mb
Release : 2013-03-01
Category : Bank examination
ISBN : 1472702484
One way to become eligible for Chartered Banker status is to follow the Chartered Banker programme which leads to an honours degree level professional qualification.
Author : BPP Learning Media (Firm)
Publisher : BPP Publishing
Page : 128 pages
File Size : 41,6 Mb
Release : 2013-03-01
Category : Bank examination
ISBN : 1472702506
One way to become eligible for Chartered Banker status is to follow the Chartered Banker programme which leads to an honours degree level professional qualification.
Author : Adrian Cudby
Publisher : Kogan Page Publishers
Page : 353 pages
File Size : 48,6 Mb
Release : 2018-10-03
Category : Business & Economics
ISBN : 9780749482787
Endorsed by the Chartered Banker Institute as core reading for one of the modules leading to the Institute's professional qualifications and chartered status, Commercial Lending supports readers that wish to develop their ability to analyze the creditworthiness of a customer and their business in the context of the current economic climate, future market and sector expectations. Commercial Lending uses a series of practical exercises and case studies, and provides the tools needed for the reader to understand and appraise a customer's business strategy. This will then enable the reader to provide appropriate funding solutions to meet the commercial needs of customers while reflecting the bank's risk appetite. These tools include: how to assess the performance and creditworthiness of a business; how to critically evaluate the robustness of cash flow; and how to undertake sensitivity analysis to quantify sustainable debt repayment capacity. This practical text will present a critical analysis of financial and non-financial information to help readers identify key risks inherent in the customer's lending proposition. Readers will go on to propose suitable funding solutions that mitigate risk and meet the needs of customer and bank. Online supporting resources include a glossary and updates to regulation.
Author : Morton Glantz,Johnathan Mun
Publisher : Academic Press
Page : 556 pages
File Size : 49,9 Mb
Release : 2010-11-25
Category : Business & Economics
ISBN : 0123785863
More efficient credit portfolio engineering can increase the decision-making power of bankers and boost the market value of their banks. By implementing robust risk management procedures, bankers can develop comprehensive views of obligors by integrating fundamental and market data into a portfolio framework that treats all instruments similarly. Banks that can implement strategies for uncovering credit risk investments with the highest return per unit of risk can confidently build their businesses. Through chapters on fundamental analysis and credit administration, authors Morton Glantz and Johnathan Mun teach readers how to improve their credit skills and develop logical decision-making processes. As readers acquire new abilities to calculate risks and evaluate portfolios, they learn how credit risk strategies and policies can affect and be affected by credit ratings and global exposure tracking systems. The result is a book that facilitates the discipline of market-oriented portfolio management in the face of unending changes in the financial industry. Concentrates on the practical implementation of credit engineering strategies and tools Demonstrates how bankers can use portfolio analytics to increase their insights about different groups of obligors Investigates ways to improve a portfolio’s return on risk while minimizing probability of insolvency
Author : C. Nicholas Rouse
Publisher : Global Professional Publishi
Page : 312 pages
File Size : 43,7 Mb
Release : 2002
Category : Business & Economics
ISBN : 0852975872
'?New, expanded edition of a popular title?Now covers new techniques of lending assessmentThe new edition of this popular title has been expanded to twice the length of the previous edition, which reflects the widening of the book?'s scope to cover the impact of new techniques of lending assessment as well as legal issues concerning lending to corporates and private individuals. It features whole new chapters on acquisition finance, franchising, factoring, and control of a lending portfolio. It also offers a perspective on the increased use of technology against traditional lending techniques.
Author : Keith Dickinson,Keith Checkley
Publisher : Unknown
Page : 274 pages
File Size : 49,5 Mb
Release : 2018-03-12
Category : Electronic
ISBN : 1980543623
To succeed in lending you need to take a structured approach.In this book there are many tools and templates to assist with the lending process. The reader can examine in detail the credit risk and lending requirements of different types of business and differing business sectors.This Book will equip you with the skills to evaluate every credit proposal on its own merits.Finance specialist Keith Checkley, is a Chartered Banker and Fellow of the Institute of Bankers. He is a well-known writer of 16 books on business finance and has consulted and trained throughout the world. In this 17th Book; Keith brings the reader up to date on the important issues and essential techniques for implementing and managing an effective credit risk system.
Author : Colin Watson
Publisher : Global Professional Publishing Limited
Page : 0 pages
File Size : 46,9 Mb
Release : 2013-11-08
Category : Bank loans
ISBN : 1909170135
Introduction to Credit provides a detailed introduction to the principles of lending, credit products, securities, collections and recoveries and the issues facing banking professionals. It deals with the range of credit products and services including credit cards, house purchase loans, bridging loans, term loans and hire purchase. Of critical importance for those involved in credit management is to understand the importance of communicating when dealing with customers. The book deals with this in detail, including questioning techniques, barriers to communication and negotiation skills. Also covered are collections, recoveries, irregular accounts and re-aging of debt.
Author : Nick Rouse,Colin Watson
Publisher : Global Professional Pub
Page : 250 pages
File Size : 51,8 Mb
Release : 2016-12-31
Category : Business & Economics
ISBN : 1909170178
So many books that deal with lending and credit risk concentrate on a theoretical approach and are based on common procedures in place in many institutions. The unique quality of Applied Lending Techniques is that it applies those theories to practical examples. It stands back from the day-to-day practice of personal and corporate lending departments and draws on the extensive personal experience of practitioners and reveals the benefits of evaluating each case on its own merits as well as how to learn from mistakes. Lending is a practical subject which on the one hand requires the banker to have a good theoretical knowledge and on the other to be "streetwise" in using it.
Author : Hong Kong Institute of Bankers (HKIB)
Publisher : John Wiley & Sons
Page : 226 pages
File Size : 49,8 Mb
Release : 2012-04-24
Category : Business & Economics
ISBN : 9780470827451
Sophisticated banking is vital for modern society to function and prosper. Banks lend to individuals and corporations but do so after carefully exploring the risks they undertake to each customer. This book examines the important role of lending in banking operations and how banks can implement safe and effective loan initiatives. Banks rely on lending to generate profits, but it can be a risky venture. It is important for banking professionals to understand how to mitigate those risks. Bank Lending from the Hong Kong Institute of Bankers discusses a variety of topics that impact a bank's loan strategy. This is an essential read for candidates studying for the HKIB Associateship Examination and those who want to acquire expert knowledge of Hong Kong's bank lending system. Topics covered in this book include: Assessing and reducing lending risk Understanding the customer through financial statements Using ratios to determine risk Setting up an internal structure to reduce risk Pricing and managing loans Dah Sing Bank is delighted to sponsor this resourceful book. The Dah Sing Group is a leading financial services group in Hong Kong, active in providing banking, insurance, financial, and other related services in Hong Kong, Macau, and the People's Republic of China. The Dah Sing Group has gained a reputation as one of the most progressive and innovative financial services groups. Keys to its success are the strength of the Dah Sing management team and the group's commitment to serving its customers.
Author : James S. Sagner,Herbert Jacobs
Publisher : Unknown
Page : 316 pages
File Size : 42,5 Mb
Release : 2014-04
Category : Business & Economics
ISBN : 0615959105
Banking experts review, simplify corporate lending process. James S. Sagner and Herbert Jacobs advise on corporate lending to help bankers, lenders and corporate finance managers avoid future credit problems in Handbook of Corporate Lending: A Guide for Bankers and Financial Managers. The authors argue for a fresh approach to improving bank lending to corporations. Historically, most banks spend their efforts in evaluating loan proposals from businesses before approving or denying credit. The authors argue persuasively and with examples that lending is a two-step process: the analysis of the company in the context of its industry and its competitors; and then a loan agreement that identifies the credit risks. The book demonstrates through the use of case studies how to limit those risks to the lenders and just as importantly, to the company. Sagner and Jacobs, former senior bankers and consultants and educators to the banking industry, systematically review the process of corporate credit decision-making. Too few banks are now providing adequate formal credit-training. This leaves bankers without the proper guidance to review credit requests and create precautions for corporate borrowers and lenders. Sagner and Jacobs show readers how such factors influence credit, funding, pricing decisions and proper structuring of loans. The book covers such topics as trends in commercial loan activity, the credit loan agreement, the banker's responsibilities, risk management measurement and the credit process. Eight cases in the book highlight a variety of credit issues. "The book is written from the perspective of the banker or other lender who makes these important decisions," said Sagner. "But business people, particularly global financial managers who must secure credit and maintain excellent relations with their lenders, need to understand this important information." Sagner and Jacobs help readers navigate the issues confronting financial and banking managers. The book aims to explain the financial processes lenders use to make decisions, and to analyze the strengths and weaknesses of credit measurements so that business and financial managers are better prepared to arrange credit facilities.
Author : C. Nicholas Rouse,Nick Rouse
Publisher : Global Professional Pub
Page : 295 pages
File Size : 53,5 Mb
Release : 2010-11
Category : Business & Economics
ISBN : 1906403007
This popular, best-selling title, used by many banks for training their staff, covers the international aspects of lending and for that reason the text has now been globalised to ensure it is appropriate for all students. This third, fully up-dated edition covers the impact of the latest technology for lending assessment as well as legal issues concerning lending to corporate organisations, and also to private individuals. It features chapters on acquisition finance, franchising, factoring, a new section on project finance plus the control of a lending portfolio and the increased use of new technology. Some highly topical areas have been expanded. Sovereign risk has been incorporated and the whole area of rating agencies has been updated to include the difference between the ratings and the primary need of the banker, i.e. the Probability of Default. Finally there is now greater emphasis on the analysis of cash flow and the switch by lenders from the analysis of profitability and the need to produce and use cash flow projections. "This new and expanded edition provides the definitive reference book on lending for those in the banking industry. Its clear and accessible style makes it equally useful for the seasoned practitioner and for those training for the future. Nick's extensive practical and theoretical experience makes this a book that clarifies and educates, and which will be as useful in these times not only for bankers, but also for the non-banker seeking to understand what their bank is trying to achieve and why." Andy Bainbridge Head of Credit Risk (Western Hemisphere), Standard Chartered Bank
Author : Charles H. Green
Publisher : John Wiley & Sons
Page : 224 pages
File Size : 42,8 Mb
Release : 2014-07-31
Category : Business & Economics
ISBN : 9781118940853
Detailed, actionable guidance for expanding your revenue in the face of a new virtual market Written by industry authority Charles H. Green, Banker's Guide to New Small Business Finance explains how a financial bust from one perfect storm—the real estate bubble and the liquidity collapse in capital markets—is leading to a boom in the market for innovative lenders that advance funds to small business owners for growth. In the book, Green skillfully reveals how the early lending pioneers capitalized on this emerging market, along with advancements in technology, to reshape small company funding. Through a discussion of the developing field of crowdfunding and the cottage industry that is quickly rising around the ability to sell business equity via the Internet, Banker's Guide to New Small Business Finance covers how small businesses are funded; capital market disruptions; the paradigm shift created by Google, Amazon, and Facebook; private equity in search of ROI; lenders, funders, and places to find money; digital lenders; non-traditional funding; digital capital brokers; and much more. Covers distinctive ideas that are challenging bank domination of the small lending marketplace Provides insight into how each lender works, as well as their application grid, pricing model, and management outlook Offers suggestions on how to engage or compete with each entity, as well as contact information to call them directly Includes a companion website with online tools and supplemental materials to enhance key concepts discussed in the book If you're a small business financing professional, Banker's Guide to New Small Business Finance gives you authoritative advice on everything you need to adapt and thrive in this rapidly growing business environment.
Author : United States. Congress. House. Committee on Government Operations. Commerce, Consumer, and Monetary Affairs Subcommittee
Publisher : Unknown
Page : 424 pages
File Size : 52,7 Mb
Release : 1976
Category : Banks and banking
ISBN : UOM:39015081170428
