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Author : United States. Congress. Senate. Special Committee on Aging
Publisher : Unknown
Page : 288 pages
File Size : 54,5 Mb
Release : 1998
Category : Law
ISBN : PSU:000033094724
Author : Anonim
Publisher : Unknown
Page : 716 pages
File Size : 55,9 Mb
Release : 2007
Category : Consumer protection
ISBN : UFL:30031002022191
Author : Christopher L. Peterson
Publisher : The University of Akron Press
Page : 470 pages
File Size : 49,9 Mb
Release : 2004
Category : Business & Economics
ISBN : 1931968098
Taming the Sharks: Towards a Cure for the High Cost Credit Market chronicles the historic, economic. legal, and political factors breeding America's feverish high cost debt industry. The ideas presented are novel, progressive, and controversial. Historians have long argued that interest rates provide a sort of economic and political health of nations. If true, the contemporary American market for credit shows troubling signs of distress. While Federal Reserve Board monetary policy has kept commercial and prime consumer interest rates low, the past two decades have seen explosive growth in an industry specializing in high-cost consumer debt. Payday loan outlet chains, automobile title loan companies, rent-to-own furniture stores, pawnshops, and sub-prime and manufactured home mortgage lenders are transforming the personal finance patterns of millions of Americans. Many observers have complained this industry charges excessive prices, uses unfair business practices, and is generally causing more harm for its borrowers than good. Industry insiders retort they are merely responding to a legitimate demand for financial services that, in effect, consumers vote with their feet. Echoing problems of past centuries, today's consumers face difficulty comparing credit prices, patterns of reckless lending and borrowing, as well as distressing economic externalities. With an idea on the future, Peterson's book hopes to find ingredients of a compromise to protect working-poor borrowers while simultaneously preserving economic competition.
Author : Kathleen Day
Publisher : Yale University Press
Page : 490 pages
File Size : 46,8 Mb
Release : 2019-01-08
Category : Business & Economics
ISBN : 9780300240665
“A sweeping account of financial calamities . . . shows how often we’ve been wracked by crises, and how quickly we forget why, setting up the next one.” —Mark Zandi, Chief Economist, Moody’s Analytics In the 1930s, battered and humbled by the Great Depression, the U.S. financial sector struck a grand bargain with the federal government. Bankers gained a safety net in exchange for certain curbs on their freedom: transparency rules, record-keeping and antifraud measures, and fiduciary responsibilities. Despite subsequent periodic changes in these regulations, the underlying bargain played a major role in preserving the stability of the financial markets as well as the larger economy. By the free-market era of the 1980s and 90s, however, Wall Street argued that rules embodied in New Deal–era regulations to protect consumers, and ultimately taxpayers, were no longer needed—and government agreed. This clear, deeply researched history documents the country’s financial crises, focusing on those of the 1920s, the 1980s, and the 2000s, revealing how the two more recent crises arose from the neglect of this fundamental bargain, and how taxpayers have been left with the bill. “An engaging analysis . . . The section on the S & L crisis is excellent.” —Choice “A fluent if dispiriting study of an economic system that forgives those at the top so long as those at the bottom remain willing to foot the bill.” —Kirkus Reviews
Author : Charles H. Ferguson
Publisher : Currency
Page : 386 pages
File Size : 45,5 Mb
Release : 2013-05-21
Category : Business & Economics
ISBN : 9780307952561
Charles Ferguson, who electrified the world with his Academy Award-winning documentary, Inside Job, now reveals how rogues with influence have taken over the country and are driving it to financial and social ruin. In Predator Nation, Ferguson exposes the networks of academic, government, and congressional influence--in all recent administrations, including Obama's--that prepared the path to conquest. He reveals how once-revered figures like Alan Greenspan and Larry Summers have become mere courtiers to the elite. And based on many newly released court filings, he details the extent of the crimes--there is no other word--committed in the frenzied chase for storied wealth that marked the 2000s. And, finally, he lays out a brief plan of action for how we might take it back.
Author : United States. Congress. Senate. Special Committee on Aging
Publisher : Unknown
Page : 310 pages
File Size : 44,7 Mb
Release : 2004
Category : Business & Economics
ISBN : PURD:32754075288260
Author : Connie Bruck
Publisher : Simon & Schuster
Page : 400 pages
File Size : 54,8 Mb
Release : 2020-02-04
Category : Business & Economics
ISBN : 9781982144265
“Connie Bruck traces the rise of this empire with vivid metaphors and with a smooth command of high finance’s terminology.” —The New York Times “The Predators’ Ball is dirty dancing downtown.” —New York Newsday From bestselling author Connie Bruck, The Predators’ Ball dramatically captures American business history in the making, uncovering the philosophy of greed that dominated Wall Street in the 1980s. During the 1980s, Michael Milken at Drexel Burnham Lambert was the Billionaire Junk Bond King. He invented such things as “the highly confident letter” (“I’m highly confident that I can raise the money you need to buy company X”) and the “blind pool” (“Here’s a billion dollars: let us help you buy a company”), and he financed the biggest corporate raiders—men like Carl Icahn and Ronald Perelman. And then, on September 7, 1988, things changed... The Securities and Exchange Commission charged Milken and Drexel Burnham Lambert with insider trading and stock fraud. Waiting in the wings was the US District Attorney, who wanted to file criminal and racketeering charges. What motivated Milken in his drive for power and money? Did Drexel Burnham Lambert condone the breaking of laws?
Author : Luisa Robertson
Publisher : Elsevier
Page : 588 pages
File Size : 50,6 Mb
Release : 2009-08-19
Category : Business & Economics
ISBN : 9781856177849
The 2010 edition has been written in conjunction with the examiner to fully reflect what could be tested in the exam. Fully revised with additional readings and examples, it provides complete study material for the May and November 2010 exams.
Author : U.S. Fish and Wildlife Service
Publisher : Unknown
Page : 182 pages
File Size : 55,6 Mb
Release : 1978
Category : Coyote
ISBN : MINN:31951P00890197W
Author : U.S. Fish and Wildlife Service
Publisher : Unknown
Page : 388 pages
File Size : 43,6 Mb
Release : 1978
Category : Domestic animals
ISBN : MINN:31951P00897209G
Author : Anonim
Publisher : DIANE Publishing
Page : 127 pages
File Size : 46,9 Mb
Release : 2024-05-20
Category : Electronic
ISBN : 9781428935020
Author : United States. General Accounting Office
Publisher : Unknown
Page : 132 pages
File Size : 47,8 Mb
Release : 2004
Category : Mortgage loan servicing
ISBN : STANFORD:36105126833727
Author : Josh Luberisse
Publisher : Fortis Novum Mundum
Page : 118 pages
File Size : 46,8 Mb
Release : 2024-05-20
Category : Science
ISBN : 8210379456XXX
"From Prey to Predator: An Evolutionary Tale of Hunting, Warfare, and Human Survival" is a riveting journey through time that marries anthropology, history, and survival science in a fresh and engaging way. Discover how the human species transformed from vulnerable prey into dominant predators, and explore the striking parallels between hunting and warfare as survival strategies. This captivating narrative unveils the vital role of preparedness in human survival, demonstrating why hope alone is not a survival strategy. Drawing on the rich tapestry of our ancestral past, this book explores the timeless cycle of life and death, revealing how our place within this cycle has shaped our strategies for survival. Perfect for history enthusiasts, survivalists, and anyone interested in human evolution, this book presents a thought-provoking examination of humanity's instinct for survival. Discover why physical fitness and mental toughness were – and remain – crucial for survival, and how community, adaptability, and innovation have played their parts in our survival story. "From Prey to Predator" takes you on a thrilling journey from our humble origins to our place in the modern world, exploring how lessons from our past can guide our future. As we navigate the complexities of the 21st century, this book serves as a timely reminder of the resilience, ingenuity, and survival instinct that pulses through our veins. Dive into this intriguing exploration of human survival and uncover the story of humanity's relentless drive to survive and thrive.
Author : G. Corbetta,Carlo Salvato
Publisher : Springer
Page : 208 pages
File Size : 43,9 Mb
Release : 2012-09-28
Category : Business & Economics
ISBN : 9781137024589
The strategic concepts and tools illustrated in this book provide a framework for devising and implementing strategies favouring longevity of family-controlled business entities. The authors illustrate their arguments with examples drawn from their direct knowledge of representative Italian and European family firms.
Author : J. N. Feeney
Publisher : John Wiley & Sons
Page : 408 pages
File Size : 55,7 Mb
Release : 2010-08-05
Category : Business & Economics
ISBN : 9780470875643
A practical guide to getting out of debt and understanding the option of personal bankruptcy The current credit and financial crises have prompted Joan Feeney, a preeminent Massachusetts Bankruptcy Judge, and Theodore Connolly, a Finance and Bankruptcy Attorney, to write a book that will help people handle their financial troubles. The Road Out of Debt seeks to assist those considering bankruptcy by demystifying the bankruptcy process and explaining what you can expect to gain (or lose) from it. With the insights of both a bankruptcy judge and a bankruptcy lawyer, you'll be able to determine when it's best to avoid bankruptcy, when you should seek bankruptcy protection, and, most importantly, how best to work through the bankruptcy process, if you so choose. With millions of Americans personally facing dire financial situations, job losses, home foreclosures, and other major financial challenges, no book could be more timely. An exceptional resource for anyone contemplating bankruptcy or otherwise trying to figure out how to handle their debt Puts the bankruptcy process in perspective and reveals specific steps to follow Discusses how to decide whether or not bankruptcy is the right path for you Written by a well-respected bankruptcy judge and bankruptcy attorney As more people find themselves entering financial difficulties, an increasing number of them will need information to help them through these problems. The Road Out of Debt provides you with the serious solutions needed to overcome a personal financial crisis.