Finance In Rural China

Author : Xingyuan Feng,Guangwen He,Tongquan Sun,Christer Ljungwall
Publisher : Taylor & Francis
Page : 162 pages
File Size : 44,5 Mb
Release : 2023-03-24
Category : Business & Economics
ISBN : 9781000843439

Get Book

Finance in Rural China by Xingyuan Feng,Guangwen He,Tongquan Sun,Christer Ljungwall Pdf

This book offers insights into the scholarly debates on formal and informal finance in rural China and fills a gap in the existing literature. The book provides an overview of the overall development of rural finance in China and explains the necessity of embarking on the pathway toward rural financial pluralization through the "Local Knowledge Paradigm". The authors also analyze formal and informal financial development and inclusive finance (including digital inclusive finance) in rural China in various dimensions. This book aids the understanding of the structure of the rural financial system and the operations of rural financial service providers in China. It will be a useful reference for those researching and interested in rural economy and rural finance.

Author : OECD
Publisher : OECD Publishing
Page : 392 pages
File Size : 44,8 Mb
Release : 2004-04-23
Category : Electronic
ISBN : 9789264015296

Get Book

China in the Global Economy Rural Finance and Credit Infrastructure in China by OECD Pdf

This publication presents the proceedings of a conference that took stock of achievements China has made in agricultural finance and credit infrastructure and discussed how China could best address future challenges in this area.

Author : Dr Jun Li,Jun Li
Publisher : Routledge
Page : 165 pages
File Size : 40,7 Mb
Release : 2003-08-29
Category : Business & Economics
ISBN : 9781134434046

Get Book

Financing China's Rural Enterprises by Dr Jun Li,Jun Li Pdf

An analysis of the financing of China's rural enterprises over the past two decades. Dicusses key aspects of rural enterprise development in China, including the role of state policy, rural financial institutions and local government.

Author : Organisation for Economic Co-operation and Development
Publisher : OECD Publishing
Page : 396 pages
File Size : 42,5 Mb
Release : 2004
Category : Income
ISBN : UCSD:31822033261959

Get Book

Rural Finance and Credit Infrastructure in China by Organisation for Economic Co-operation and Development Pdf

Although Chinas rural economy has made significant progress over the last twenty-five years, rural finance and institutional reforms are still lagging behind. This publication reviews the findings of an OECD meeting held in October 2003 and organised with the Chinese Government (with participants including Chinese policy makers and industry experts, as well as representatives from the World Bank, the FAO, the European Bank for Reconstruction and Development and the Asian Development Bank). The meeting discussed options for improving the countrys rural finance and institutional framework, as well as considering the role that the Chinese government could play within the reform process.

Author : Yuepeng Zhao
Publisher : Routledge
Page : 230 pages
File Size : 40,6 Mb
Release : 2010-10-04
Category : Business & Economics
ISBN : 9781136929915

Get Book

China's Rural Financial System by Yuepeng Zhao Pdf

This book examines the credit needs and the borrowing behaviour of rural households in China in recent years. It is based on in-depth analysis of the status of households’ indebtedness and borrowing behaviour; the performance of Rural Credit Cooperatives (RCCs), as well as resources of informal finance. Before 2006, RCCs are virtually the only source of formal credit for rural households in China and were subject to a series of reforms from 1996 to 2003. The reforms aimed to transform RCCs into market-oriented institutions and, more importantly, help them meet the increasing demands of farmers for varied financial services, and thereby contribute effectively to economic transformation in rural China. Based on a micro-study of three villages, at different stages of development with dissimilar economic characteristics in Jiangxi province, this book investigates the sources of finance, formal and informal, in rural areas and the different types of credit that farmers require. It examines the patterns of credit required by rural households at different stages of agricultural processes, and the institutions from which they obtain loans. It demonstrates the importance of innovative institutional arrangements in rural China and new instruments that give farmers access to formal rural financial markets and enable them to utilize credit effectively, concluding that further reforms to RCCs are necessary for RCCs to be truly effective.

Author : Hongmei Zhu,Wenting Zhang
Publisher : Springer Nature
Page : 186 pages
File Size : 47,5 Mb
Release : 2023-10-23
Category : Business & Economics
ISBN : 9789819956630

Get Book

Financial Inclusion in China by Hongmei Zhu,Wenting Zhang Pdf

This book aims to provide first-hand information for readers who are concerned about inclusive finance and sustainable development by summarizing China’s policy measures and practical innovations in the development of inclusive finance and expects to provide China’s experience for the development of inclusive finance in more regions. From a worldwide perspective, a large number of people had been excluded from formal financial services for a long time due to various factors. Even in developed economies with sound financial systems, relatively disadvantaged groups are often denied access to effective financial services. In 2005, the United Nations proposed the concept of Inclusive Finance, emphasizing the extension of financial services to less developed regions and low-income groups in society at an affordable cost by improving financial infrastructure and providing them with reasonably priced and convenient financial services. In 2015, the United Nations adopted the 2030 Agenda for Sustainable Development, making inclusive finance an important focus for achieving sustainable development. It has become a global consensus to vigorously develop inclusive finance. China has attached importance to improving financial services for disadvantaged groups such as rural residents, micro-, small and medium enterprises (MSMEs) and others. In 2013, Developing “Inclusive Finance” became China’s national strategy. In 2015, China formulated the Plan for Promoting the Development of Inclusive Finance (2016-2020). In 2016, during its presidency of the Global Partnership for Financial Inclusion (GPFI), China proposed the issue of "Digital Financial Inclusion" and issued the G20 High-level Principles for Digital Financial Inclusion at the G20 Hangzhou Summit in the same year. Through policy guidance and active practice by the financial sector, China has gradually formed a unique development model of inclusive finance and achieved remarkable successes. Physical outlets, service machines and online service channels have been improved, and basic financial services have generally covered both urban and rural areas. The financial services for rural households and MSMEs have improved significantly. The efficiency and convenience of financial services have been significantly improved, and the satisfaction of financial services has significantly increased. China's experience in inclusive finance has been recognized by the international community. In 2017, five cases from China were selected in the G20 report on Digital Financial Inclusion: Emerging Policy Approaches.

Author : Li Gan,Zhichao Yin,Jijun Tan
Publisher : Springer
Page : 139 pages
File Size : 46,5 Mb
Release : 2016-03-17
Category : Business & Economics
ISBN : 9789811004094

Get Book

Report on the Development of Household Finance in Rural China (2014) by Li Gan,Zhichao Yin,Jijun Tan Pdf

The book reports on the development of household finances in rural China. It is based on the results of an on-site survey conducted door to door by a research team from the Survey and Research Center for China Household Finance, the largest survey center in China – and perhaps the world – that specializes in Chinese household finances. Directed by financial experts that enjoy the highest honors in their field and the largest interviewer group in China, it reveals the most realistic picture of rural China available today and highlights a topic about which people worry most: household finances. By reading this inspiring report, readers will be able to better understand China from a household finance perspective.

Author : Yuhong Du,Zhijun Sun
Publisher : Springer
Page : 234 pages
File Size : 44,6 Mb
Release : 2015-09-24
Category : Education
ISBN : 9783662478301

Get Book

Research on Compulsory Education Financing in China by Yuhong Du,Zhijun Sun Pdf

This book covers research on the financing of compulsory education in rural China and provides a highly informative read for readers who are interested in the issue of financing compulsory education in poor areas. Basing on data collected from field studies in 12 counties in 4 provinces around China, this book presents the current status of a new mechanism launched by the Chinese government in 2005 order to ensure funding for compulsory education in the relatively poor rural areas. This mechanism is conceived as a milestone in Chinese compulsory education history, marking the establishment of a government sponsoring model for compulsory education in rural China. Through comparative study, the research finds that the new mechanism not only lightens peasant families’ economic burden for having their kids receiving compulsory education, but also breaks the bottleneck of restricting funding for rural compulsory education. The research then also identifies the difficulties and challenges for future improvement.

Author : Tong Li
Publisher : Unknown
Page : 214 pages
File Size : 40,5 Mb
Release : 2005
Category : Agriculture
ISBN : UCR:31210019703915

Get Book

Financial Institutions in Rural China by Tong Li Pdf

Author : Fred Gale,Robert Callender
Publisher : DIANE Publishing
Page : 46 pages
File Size : 43,5 Mb
Release : 2006
Category : Business & Economics
ISBN : 1422316203

Get Book

New Directions in China's Agricultural Lending by Fred Gale,Robert Callender Pdf

China has substantially boosted lending to farmers & agribus. in recent years. The balance of loans to farmers doubled between 2001 & 2005. Loans for agribus. & rural infrastructure rose as well. Rural credit coop. & banks that lend to ag. are being reformed & commercialized but ag. lending is still largely policy-driven. The boost in farm lending is one of several policy initiatives to aid farmers. Chinese ag. remains dominated by extremely small farms using little physical capital, but rising investment is helping the sector diversify & is improving the quality & safety of ag. produce. The campaign to inject capital into rural China is enabled by an abundant supply of domestic savings & large inflows of foreign investment. Illustrations.

Author : Xuechun Zhang (Ph. D.)
Publisher : International Atomic Energy Agency
Page : 209 pages
File Size : 43,9 Mb
Release : 2010
Category : Political Science
ISBN : 9715618928

Get Book

Rural Finance in Poverty-stricken Areas in the People's Republic of China by Xuechun Zhang (Ph. D.) Pdf

Author : Xuechun Zhang,Zhong Xu,Minggao Shen,Enjiang Cheng
Publisher : Asian Development Bank
Page : 531 pages
File Size : 42,9 Mb
Release : 2010-05-01
Category : Business & Economics
ISBN : 9789292547639

Get Book

Rural Finance in Poverty-Stricken Areas in the People's Republic of China by Xuechun Zhang,Zhong Xu,Minggao Shen,Enjiang Cheng Pdf

Local financial institutions represent the best choices in the financial system for small and medium-sized enterprises and farming households. Government agencies in the People's Republic of China (PRC) have proposed policies that would relax market entry criteria and allow the creation of diversified rural financial institutions. These measures will help improve PRC's financial market structure, promote better rural financial services, enable financing of labor-intensive economic activities, and promote socioeconomic development. This publication offers an overview of rural finance in the PRC, examines current financial policy and models, and offers recommendations for future reform measures.

Author : Jianjun Li,Sara Hsu
Publisher : Unknown
Page : 216 pages
File Size : 41,6 Mb
Release : 2009
Category : Business & Economics
ISBN : 9780195380644

Get Book

Informal Finance in China by Jianjun Li,Sara Hsu Pdf

Informal finance consists of nonbank financing activities, whether conducted through family and friends, local money houses, or other types of financial associations. It has provided much-needed financing to small and medium enterprises (SMEs) in particular, in the face of a tightly constrained and overburdened formal banking system. Unable to obtain a bank loan, firms have relied upon individuals and informal organizations outside of the banking system to obtain financing for their ventures or working capital (operating funds). Presently there is a scarcity of information on informal finance in China and it is expected to have a significant impact upon GDP and money supply. This book, with contributions from leading scholars, describes the evolution, characteristics, and variation of informal finance in China from American and Chinese perspectives. Literature by Jiang Shuxia, Jiang Xuzhao, and Li Jianjun has heretofore been available only in Chinese, while work by Kellee Tsai, Jianwen Liao, Harold Welsch, David Pistrui, and Sara Hsu has been available in English. For the first time, they come together to discuss informal financing and its many aspects. Most of the essays are based upon original survey research conducted locally, as this type of data is not normally collected by the government. The papers pioneer the description and analysis of the nuances of informal finance from several perspectives; the authors look at the social, cultural, political, and economic causes of informal finance, its many variations, and its economic, personal, and political ramifications.

Author : An Chen
Publisher : Unknown
Page : 410 pages
File Size : 43,8 Mb
Release : 2015
Category : China
ISBN : 1316212076

Get Book

The Transformation of Governance in Rural China by An Chen Pdf

Explores the economic, social and financial changes that have transformed China's rural governance over the past twenty years.

Author : Nicholas Loubere
Publisher : Amsterdam University Press
Page : 128 pages
File Size : 47,9 Mb
Release : 2019-10-31
Category : Business & Economics
ISBN : 9789048544271

Get Book

Development on Loan by Nicholas Loubere Pdf

Key to China's plans to promote rural development is the de-marginalisation of the countryside through the incorporation of rural areas into the urban-based market-oriented financial system. For this reason, Chinese development planners have turned to microcredit-i.e. the provision of small-scale loans to 'financially excluded' rural households-as a means of increasing 'financial consciousness' and facilitating rural de-marginalisation. Drawing on years of in-depth fieldwork in rural China, this book examines the formulation, implementation and outcomes of government-run microcredit programmes in China-illuminating the diverse roles that microcredit plays in local processes of socioeconomic development and the livelihoods of local actors. It details how microcredit facilitates de-marginalisation for some, while simultaneously exacerbating the marginalisation of others; and exposes the ways in which microcredit and other top-down development strategies reflect and reinforce the contradictions and paradoxes implicit in rural China's contemporary development landscape.