Financial Cooperatives And Local Development

Author : Silvio Goglio,Yiorgos Alexopoulos
Publisher : Routledge
Page : 281 pages
File Size : 48,7 Mb
Release : 2013-05-02
Category : Business & Economics
ISBN : 9781136253584

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Financial Cooperatives and Local Development by Silvio Goglio,Yiorgos Alexopoulos Pdf

This book examines the opportunities opened up for financial cooperatives by the recent financial crisis, and explores the role of these institutions in promoting and sustaining local development. The global financial crisis has not only shown the limits of the mainstream theory of markets and rational expectations, but has also generated a great deal of disillusionment with the banking system and underlined the importance of a healthy society for the welfare of the individual. Consequently, new and innovative ways of providing finance are needed, especially for strengthening the development of local societies.

Author : Silvio Goglio,Yiorgos Alexopoulos
Publisher : Routledge
Page : 258 pages
File Size : 47,9 Mb
Release : 2013-05-02
Category : Business & Economics
ISBN : 9781136253591

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Financial Cooperatives and Local Development by Silvio Goglio,Yiorgos Alexopoulos Pdf

This book examines the opportunities opened up for financial cooperatives by the recent financial crisis, and explores the role of these institutions in promoting and sustaining local development. The global financial crisis has not only shown the limits of the mainstream theory of markets and rational expectations, but has also generated a great deal of disillusionment with the banking system and underlined the importance of a healthy society for the welfare of the individual. Consequently, new and innovative ways of providing finance are needed, especially for strengthening the development of local societies.

Author : Christopher D. Merrett,Norman Walzer
Publisher : Routledge
Page : 339 pages
File Size : 53,8 Mb
Release : 2016-09-16
Category : Business & Economics
ISBN : 9781315290270

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Cooperatives and Local Development by Christopher D. Merrett,Norman Walzer Pdf

First Published in 2004. The market economy has changed profoundly over the past two centuries. In the nineteenth century, business enterprises were largely single-product ventures, managed directly by the owners and rooted within national economies. In the twentieth century, firms employed managers who were not owners. Firms also evolved into multiproduct, multiunit entities that could employ thousands of workers. In the twenty-first century, many firms operate on a global scale, taking advantage of free trade policies and rapidly evolving computer and telecommunications technologies. Given this potential, it is crucial that producers, consumers, economic developers, and researchers realize how co-ops can promote local economic and community development. Hence, this book includes the perceptions of experts on a variety of cooperative issues, including the challenges involved in starting a co-op and in understanding its impact on surrounding communities. This book can be especially useful because it provides the theoretical foundations and practical applications of cooperative behavior.

Author : Silvia Sacchetti,Asimina Christoforou,Michele Mosca
Publisher : Routledge
Page : 302 pages
File Size : 49,5 Mb
Release : 2017-11-22
Category : Business & Economics
ISBN : 9781315302454

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Social Regeneration and Local Development by Silvia Sacchetti,Asimina Christoforou,Michele Mosca Pdf

Social regeneration is about the transformative processes that, through institutional choices that embody cooperation and inclusion, develop opportunities and capabilities for weak categories, and transversally for society. The challenge of social regeneration can be addressed, in part, through organisational solutions increasingly identified with social economy organisations, since they are characterised by a social objective, cooperation and inclusive democratic governance. Besides the organisational element, Social Regeneration and Local Development provides a new perspective on interacting socio-economic factors, which can work in synergy with the social economy organisations model to promote and sustain social regeneration and well-being. Such elements include civic engagement and social capital, the nature of the welfare system, the use of physical assets in urban and rural areas, leadership, technology, and finance. By analysing organisational and contextual elements, this book offers an institutional perspective on how socio-economic systems can reply to challenges such as social and environmental degradation, financial crises, immigration, inequality, and marginalisation.

Author : Norman Walzer
Publisher : Routledge
Page : 248 pages
File Size : 45,5 Mb
Release : 2021-07-20
Category : Political Science
ISBN : 9781000391886

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Community Owned Businesses by Norman Walzer Pdf

This book analyses community-owned businesses in countries around the world to show successful approaches and important strategies to improve access to essential services in vastly different economic contexts. Through eleven chapters, authors from various countries use case studies and analyse findings in ways which can be applied to new development initiatives, including rural grocery store retention in Kansas, socially responsible community cooperatives in Italy, preserving pubs and shops in England and Wales, serving residents with special needs in Canada, and financing basic goods and services for aging populations in Taiwan, plus other examples. The chapters explore practices and approaches used in various locations to address concerns about loss of access to essential services, making clear that this approach to financing is useful in different scenarios. The chapters provide key insights suggesting that these approaches will be even more prevalent in the future and will be of interest to students, scholars, and community-development practitioners around the world.

Author : Amr Khafagy
Publisher : Routledge
Page : 195 pages
File Size : 50,8 Mb
Release : 2019-09-11
Category : Business & Economics
ISBN : 9781000703030

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The Economics of Financial Cooperatives by Amr Khafagy Pdf

Building on theories of finance and distribution, and the political economy of finance, this book explains the influence of financial cooperatives on wealth and income distribution, and institutional factors that determine the development of financial cooperatives. The book discusses the dynamics of income and wealth distribution with and without financial cooperatives, and defines the economic objective for financial cooperatives. Through explaining the influence of political institutions and regulations on the development of financial cooperatives, this book examines why financial cooperatives grew in some emerging economies and not in other similar ones. The book is of interest to scholars interested in financial economics, political economy of finance, alternative banking and development finance, and banking regulation. The book also gives valuable output to central bankers and financial and monetary policy makers in underdeveloped economies. In addition, it will be of particular interest to practitioners in international development institutions, especially those engaged in development finance and rural finance.

Author : Christopher Gunn
Publisher : Cornell University Press
Page : 235 pages
File Size : 44,8 Mb
Release : 2018-08-06
Category : Business & Economics
ISBN : 9781501725333

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Third-Sector Development by Christopher Gunn Pdf

Nonprofit corporations, cooperatives, and credit unions constitute an alternative avenue of hope and action for communities that have come up short in the normal operation of the market economy. These organizations comprise the third sector, which accounts for approximately 10 percent of U.S. economic activity. As part of the fastest growing sector in the economy, these dynamic organizations play an increasing role in strengthening local economies. In the United States, they help to compensate for a state that is, in Gunn's view, relatively disengaged from meeting basic human needs. This book helps move thinking about the third sector beyond traditional nonprofits centered on education, health care, and charity, and into the realm of often smaller, dynamic organizations that engage in collective entrepreneurship. Throughout, Gunn illustrates how organizations founded with little in the way of financial resources have made substantial contributions to economic development and general well-being in the communities they serve and from which they arise. After explaining why local development is a problem in such a wealthy and resource-rich country as the United States, Christopher Gunn profiles more than two dozen organizations ranging from child-care cooperatives to retirement communities, from co-housing "villages" to financial institutions. He also investigates public-policy changes that could strengthen this alternative sector's contribution to economic development.

Author : Vanna Gonzales,Rhonda Phillips
Publisher : Routledge
Page : 185 pages
File Size : 54,5 Mb
Release : 2014-01-21
Category : Architecture
ISBN : 9781317850588

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Cooperatives and Community Development by Vanna Gonzales,Rhonda Phillips Pdf

In celebration of cooperatives’ contributions to community development processes and outcomes worldwide, the United Nations designated 2012 as the Year of the Cooperative. Today, as in the past, cooperatives have proved effective in bringing people and organizations together to accomplish a broad array of goals related to fostering social and economic innovation, protecting communities against poor living and working conditions, and promoting a better quality of life. Analytically, as both a movement and as a business model, cooperatives hold much potential for generating the types of synergies, collaboration, and productive and social processes that enable community development to thrive in a variety of local, regional and global contexts. This collection of articles chronicles new developments in the ways in which cooperatives are used in a diverse array of community contexts. They offer insight as to what these changes mean, both empirically and theoretically, for community development in the decades to come. This book is a compilation of articles published in the journal Community Development.

Author : Michael Barker
Publisher : Duke University Press
Page : 518 pages
File Size : 51,6 Mb
Release : 1983
Category : Business & Economics
ISBN : 0822305364

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Financing State and Local Economic Development by Michael Barker Pdf

The contributors discuss alternative methods of financing state and local economic development, including the role of venture capital in urban development, the role of banking institutions in encouraging the growth of small business, and the place of pension funds in economic growth.

Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation, and Deposit Insurance
Publisher : Unknown
Page : 688 pages
File Size : 47,7 Mb
Release : 1993
Category : Business & Economics
ISBN : UOM:39015041435028

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Community Development Institutions by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation, and Deposit Insurance Pdf

Author : Jessica Gordon Nembhard
Publisher : Penn State Press
Page : 325 pages
File Size : 44,6 Mb
Release : 2015-06-13
Category : Social Science
ISBN : 9780271064260

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Collective Courage by Jessica Gordon Nembhard Pdf

In Collective Courage, Jessica Gordon Nembhard chronicles African American cooperative business ownership and its place in the movements for Black civil rights and economic equality. Not since W. E. B. Du Bois’s 1907 Economic Co-operation Among Negro Americans has there been a full-length, nationwide study of African American cooperatives. Collective Courage extends that story into the twenty-first century. Many of the players are well known in the history of the African American experience: Du Bois, A. Philip Randolph and the Ladies' Auxiliary to the Brotherhood of Sleeping Car Porters, Nannie Helen Burroughs, Fannie Lou Hamer, Ella Jo Baker, George Schuyler and the Young Negroes’ Co-operative League, the Nation of Islam, and the Black Panther Party. Adding the cooperative movement to Black history results in a retelling of the African American experience, with an increased understanding of African American collective economic agency and grassroots economic organizing. To tell the story, Gordon Nembhard uses a variety of newspapers, period magazines, and journals; co-ops’ articles of incorporation, minutes from annual meetings, newsletters, budgets, and income statements; and scholarly books, memoirs, and biographies. These sources reveal the achievements and challenges of Black co-ops, collective economic action, and social entrepreneurship. Gordon Nembhard finds that African Americans, as well as other people of color and low-income people, have benefitted greatly from cooperative ownership and democratic economic participation throughout the nation’s history.

Author : Daniela Patti,Levente Polyák
Publisher : Unknown
Page : 243 pages
File Size : 54,9 Mb
Release : 2017
Category : Electronic
ISBN : 3950440909

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Funding the Cooperative City by Daniela Patti,Levente Polyák Pdf

Author : Tom Webb,Sonja Novkovic
Publisher : Zed Books Ltd.
Page : 270 pages
File Size : 52,8 Mb
Release : 2014-10-09
Category : Business & Economics
ISBN : 9781783600809

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Co-operatives in a Post-Growth Era by Tom Webb,Sonja Novkovic Pdf

For the past three decades, neoclassical doctrine has dominated economic theory and policy. The balance of power has shifted to protect private interests, resulting in unprecedented damage to the environment and society, with no solution in sight as more austerity and less government continues to be posited as the answer to the oncoming waves of crisis. It doesn't have to be this way. Featuring a remarkable roster of internationally renowned critical thinkers, Co-operatives in a Post-Growth Era presents a feasible alternative for a more environmentally sustainable and equitable economic system - specifically, the co-operative business model. With more than 100 million people working in co-operatives and more than a billion members around the world, the time has never been better for co-operatives everywhere to recognise their potential to change the economic landscape. An essential book for students, policymakers and concerned citizens looking for a practical way to change the current stagnant economic paradigm.

Author : Jonathan Michie,Joseph R. Blasi,Carlo Borzaga
Publisher : Oxford University Press
Page : 544 pages
File Size : 43,8 Mb
Release : 2017-03-23
Category : Business & Economics
ISBN : 9780191507984

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The Oxford Handbook of Mutual, Co-Operative, and Co-Owned Business by Jonathan Michie,Joseph R. Blasi,Carlo Borzaga Pdf

The Oxford Handbook of Mutuals and Co-Owned Business investigates all types of 'member owned' organizations, whether consumer co-operatives, agricultural and producer co-operatives, worker co-operatives, mutual building societies, friendly societies, credit unions, solidarity organizations, mutual insurance companies, or employee-owned companies. Such organizations can be owned by their consumers, the producers, or the employees - whether through single-stakeholder or multi-stakeholder ownership. This complex set of organizations is named differently across countries: from 'mutual' in the UK, to 'solidarity cooperatives' in Latin America. In some countries, such organizations are not even officially recognized and thus lack a specific denomination. For the sake of clarity, this Handbook will refer to member-owned organizations to encompass the variety of non-investor-owned organizations, and in the national case study chapters the terms used will be those most widely employed in that country. These alternative corporate forms have emerged in a variety of economic sectors in almost all advanced economies since the time of the industrial revolution and the development of capitalism, through the subsequent creation and dominance of the limited liability company. Until recently, these organizations were generally regarded as a rather marginal component of the economy. However, over the past few years, member-owned organizations have come to be seen in some countries, at least, as potentially attractive in light of their ability to tackle various economic and social concerns, and their relative resilience during the financial and economic crises of 2007-2013.

Author : Jack Quarter,Laurie Mook,Sherida Ryan
Publisher : University of Toronto Press
Page : 281 pages
File Size : 42,5 Mb
Release : 2012-01-01
Category : Business & Economics
ISBN : 9781442611474

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Businesses with a Difference by Jack Quarter,Laurie Mook,Sherida Ryan Pdf

Market-based social economy firms such as social enterprises, social purpose businesses, co-operatives, credit unions, and community economic development corporations aim to meet distinct social needs while making money. Do these types of businesses have the potential for growth in the modern economy? Are they destined to function only in areas where conventional firms cannot achieve a sufficient rate of return? Or will the role of social economy organizations change as businesses begin placing more emphasis on corporate social responsibility? Building on the popular 2010 collection Researching the Social Economy, Businesses with a Difference explores the challenges and opportunities faced by firms that seek a genuine balance between their social and economic objectives. Through international case studies, including comparative analyses, this innovative collection highlights the unique issues that must be addressed when associations are accountable not to investors and shareholders, but instead to ordinary people.