Financial Inclusion And Livelihood Transformation

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Financial Inclusion and Livelihood Transformation

Srimoyee Datta,Tarak Nath Sahu
Financial Inclusion and Livelihood Transformation Book PDF

Author : Srimoyee Datta,Tarak Nath Sahu
Publisher : Springer Nature
Page : 215 pages
File Size : 55,6 Mb
Release : 2023-08-28
Category : Business & Economics
ISBN : 9789819941414

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Financial Inclusion and Livelihood Transformation by Srimoyee Datta,Tarak Nath Sahu Pdf

This book explores the role and effect of Microfinance Institutions (MFIs) with different dimensions. It is being supported with strong empirical evidence into various parameters of MFIs directed towards inclusive finance and the transformation journey of livelihoods of its beneficiaries. It also incorporates empirical evidence with the perception of both beneficiaries and non-beneficiaries. Starting its journey toward the path of comprehending how MFIs make their footprint among the excluded population in the selected areas, it incorporates the different outcomes of MFI lending like credit utilisation patterns, income generation, and employability. As financial stability helps to break out the vicious cycle of poverty, this book emphasises the self-dependent element for the beneficiaries and their households. It addresses the important issue of the female counterparts in society. It shows how the MFIs work actively to generate female empowerment from multiple dimensions among the selected communities. It addresses key issues to consider for inclusive policy formulation, especially for backward communities in the backward areas and gives a realistic scenario of the MFI activities, their interactions with the respondents, the various outcomes, and areas for further developments, etc. This book is beneficial for academicians, researchers, and policymakers.

Transforming Africa

Dana T. Redford,Grietjie Verhoef
Transforming Africa Book PDF

Author : Dana T. Redford,Grietjie Verhoef
Publisher : Emerald Group Publishing
Page : 201 pages
File Size : 49,5 Mb
Release : 2022-01-26
Category : Business & Economics
ISBN : 9781802620559

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Transforming Africa by Dana T. Redford,Grietjie Verhoef Pdf

Transforming Africa: How Savings Groups Foster Financial Inclusion, Resilience and Economic Development presents in-depth empirical research into current day savings group activities across Africa, exploring savings groups through the lens of financial inclusion and reflecting on formal finance, economic and social outcomes.

The State of Economic Inclusion Report 2021

Colin Andrews,Aude de Montesquiou,Inés Arévalo Sánchez,Puja Vasudeva Dutta,Sadna Samaranayake,Janet Heisey,Timothy Clay,Sarang Chaudhary
The State of Economic Inclusion Report 2021 Book PDF

Author : Colin Andrews,Aude de Montesquiou,Inés Arévalo Sánchez,Puja Vasudeva Dutta,Sadna Samaranayake,Janet Heisey,Timothy Clay,Sarang Chaudhary
Publisher : World Bank Publications
Page : 387 pages
File Size : 44,9 Mb
Release : 2021-03-04
Category : Business & Economics
ISBN : 9781464815997

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The State of Economic Inclusion Report 2021 by Colin Andrews,Aude de Montesquiou,Inés Arévalo Sánchez,Puja Vasudeva Dutta,Sadna Samaranayake,Janet Heisey,Timothy Clay,Sarang Chaudhary Pdf

The State of Economic Inclusion Report 2021 sheds light on one of the most intractable challenges faced by development policy makers and practitioners: transforming the economic lives of the world’s poorest and most vulnerable people. Economic inclusion programs are a bundle of coordinated, multidimensional interventions that support individuals, households, and communities so they can raise their incomes and build their assets. Programs targeting the extreme poor and vulnerable groups are now under way in 75 countries. This report presents data and evidence from 219 of these programs, which are reaching over 90 million beneficiaries. Governments now lead the scale-up of economic inclusion interventions, often building on preexisting national programs such as safety nets, livelihoods and jobs, and financial inclusion, and 93 percent of the total beneficiaries are covered by government programs. The report offers four important contributions: • A detailed analysis of the nature of these programs, the people living in extreme poverty and vulnerability whom they support, and the organizational challenges and opportunities inherent in designing and leading them. • An evidence review of 80 quantitative and qualitative evaluations of economic inclusion programs in 37 countries. • The first multicountry costing study including both government-led and other economic inclusion programs, indicating that programs show potential for cost efficiencies when integrated into national systems. • Four detailed case studies featuring programs under way in Bangladesh, India, Peru, and the Sahel, which highlight the programmatic and institutional adaptations required to scale in quite diverse contexts. Data from the report are available on the PEI Data Portal (http://www.peiglobal.org), where users can explore and submit data to build on this baseline.

Digital Financial Inclusion

Peter Goldfinch
Digital Financial Inclusion Book PDF

Author : Peter Goldfinch
Publisher : Taylor & Francis
Page : 140 pages
File Size : 53,9 Mb
Release : 2024-07-11
Category : Business & Economics
ISBN : 9781040046050

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Digital Financial Inclusion by Peter Goldfinch Pdf

With the arrival of the ‘Internet of Things’ (IoT), smartphones, real-time payments systems, plus FinTech activity, Financial Inclusion services can now be integrated into a country’s National Payment System (NPS), which means there should be no systemic barriers to transitioning the socio-economic pyramid, as actors build their financial status. This, however, is not the case. This book is a comprehensive guide to understanding the transition of financial services from cash-based to digital-based systems, with a focus on Financial Inclusion. It explores the success of Financial Inclusion programs in promoting economic activity and lifting people out of poverty. It does not concentrate on a single deployment or approach, rather, it takes a broader view. The book surveys the technology and infrastructure required to build digital payment systems, as well as the regulatory and governance frameworks that enable their operation, however, the major focus is on the incorporation of these financial services within communities in order to deliver social outcomes. The book opens the conversation, proposing a new method of measuring Financial Inclusion. It takes a critical but constructive look at the field over the last 20+ years and discusses the key learnings. It examines the Kenya mobile money approach to Financial Inclusion, compared with the Indian bank lead approach, and delivers a broad-based plan on how the programs can be more effective in the future. Financial Inclusion requires a pathway to progress, through a period of technology transformation. The foundation is provided by this book and the reader, on finishing it, will have a comprehensive appreciation of the subject matter.

Financial Inclusion in Emerging Markets

Ananda S.,Dharmendra Singh
Financial Inclusion in Emerging Markets Book PDF

Author : Ananda S.,Dharmendra Singh
Publisher : Springer Nature
Page : 343 pages
File Size : 49,9 Mb
Release : 2021-10-04
Category : Business & Economics
ISBN : 9789811626524

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Financial Inclusion in Emerging Markets by Ananda S.,Dharmendra Singh Pdf

This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.

Extending Financial Inclusion in Africa

Daniel Makina
Extending Financial Inclusion in Africa Book PDF

Author : Daniel Makina
Publisher : Academic Press
Page : 342 pages
File Size : 42,9 Mb
Release : 2019-06-09
Category : Business & Economics
ISBN : 9780128142035

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Extending Financial Inclusion in Africa by Daniel Makina Pdf

Extending Financial Inclusion in Africa unveils the genesis and transformation of Africa’s financial sector and its ability to provide finance for all. Contributors of the Book traverse the whole spectrum of African financial systems, examining their depth and breadth and empirically evaluating their appropriateness and effectiveness to achieve inclusive financial services. Explores the evolution of the financial sector in Africa from the pre-colonial to post-colonial era Investigates the financial inclusion–economic growth nexus Explores the role of financial regulation and governance in either enhancing or limiting financial inclusion Evaluates unintended consequences of financial inclusion, including over-indebtedness and increased propensity to spend Assesses cross-sectional evidence on the link between financial inclusion and technological developments such as the internet and mobile technology

Work, Institutions and Sustainable Livelihood

Virginius Xaxa,Debdulal Saha,Rajdeep Singha
Work Institutions and Sustainable Livelihood Book PDF

Author : Virginius Xaxa,Debdulal Saha,Rajdeep Singha
Publisher : Springer
Page : 333 pages
File Size : 41,5 Mb
Release : 2017-10-24
Category : Business & Economics
ISBN : 9789811057564

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Work, Institutions and Sustainable Livelihood by Virginius Xaxa,Debdulal Saha,Rajdeep Singha Pdf

The book explores the debates surrounding sustainable livelihood in the neoliberal era effected through transformation of the nature of work and the role of institutions, particularly in the Global South. By creating gainful work and employment opportunities through formal and informal institutions using progressive instruments and innovations within rural and urban economies, livelihood becomes ‘sustainable’, thereby reducing inequality and increasing resilience among households. Based on both theoretical and empirical studies from Asia and Africa, the book establishes the relationship between three broad concepts – work, institutions and sustainable development. The content has been divided into three broad sections: Rural Economy and Its Transformations; Urbanisation and Sustainable Livelihood; and Innovations and Instruments of Transformation. This book is a valuable resource for scholars of development studies, rural and urban studies, labour studies besides economics, sociology, political science and policymaking.

Financial inclusion

Munacinga C. Simatele
Financial inclusion Book PDF

Author : Munacinga C. Simatele
Publisher : AOSIS
Page : 316 pages
File Size : 47,7 Mb
Release : 2022-02-15
Category : Business & Economics
ISBN : 9781776341818

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Financial inclusion by Munacinga C. Simatele Pdf

Financial inclusion has been noted as a key driver of poverty alleviation and growth. Yet, most of the scholarly work that exists lacks a comprehensive discussion of how the poor interact with financial services and the channels through which such services can affect their livelihoods. This book offers researchers who focus on financial inclusion and African economies a one-stop resource for understanding the channels of transmission for financial inclusion as well as an application of these channels through original country-specific empirical papers. The book provides a back-to-basics presentation of the transmission of financial services to growth and poverty. This theoretical discussion is complemented by an empirical presentation of the various services used by the poor, with a focus on Africa. Case studies of financial inclusion in six African countries cover a broad range of topics most important to African countries and highlight the unique African setting. These empirical papers provide important learning points. Firstly, hybrid financial institutions such as cooperative financial institutions and financial social entrepreneurs are the best way to increase financial inclusion in Africa. They provide important vehicles to circumvent the restrictive and exclusive bank-based financial markets typical of African economies. Secondly, digital finance is a potent tool for improving financial access and usage in Africa, and its impact on poverty operates through both traditional and nontraditional financial instruments. Thirdly, investment in infrastructure which supports complementary markets is critical and is likely to have a greater effect on credit rationing than direct provision of credit to small businesses.

Financial Inclusion and Digital Transformation Regulatory Practices in Selected SADC Countries

Howard Chitimira,Tapiwa Victor Warikandwa
Financial Inclusion and Digital Transformation Regulatory Practices in Selected SADC Countries Book PDF

Author : Howard Chitimira,Tapiwa Victor Warikandwa
Publisher : Springer Nature
Page : 379 pages
File Size : 55,7 Mb
Release : 2023-03-28
Category : Law
ISBN : 9783031238635

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Financial Inclusion and Digital Transformation Regulatory Practices in Selected SADC Countries by Howard Chitimira,Tapiwa Victor Warikandwa Pdf

This book investigates the regulation and promotion of financial inclusion and provides a comparative analysis of the regulation, promotion and enforcement of the relevant laws in the SADC (in particular, South Africa, Namibia, Botswana and Zimbabwe), as well as the challenges of financial inclusion. In turn, it evaluates financial inclusion in the context of specific challenges faced by unbanked and underbanked customers, who are easy targets for cyber criminals because they tend to have lower levels of digital literacy. The book presents novel discussions that identify the challenges and flaws associated with the enforcement of financial inclusion laws and related measures intended to promote financial inclusion in the SADC region. This is primarily done in order to reveal the current strengths and weaknesses of financial inclusion laws in relation to certain aspects of the companies, securities and financial markets in the region. For example, there is no common financial inclusion instrument/law that is effectively and uniformly applied throughout the SADC. This has impeded the enforcement authorities’ efforts to effectively combat financial exclusion across the region.The book is likely the most comprehensive study to date on the regulation and promotion of financial inclusion in the SADC region and fills a major gap in SADC and African legal jurisprudence. As such, it offers a valuable asset for policymakers, attorneys, bankers, securities (share) holders, and other market participants who deal with financial inclusion, as well as undergraduate and graduate students interested in the topic.

Entrepreneurship and Development for a Green Resilient Economy

Adriana Grigorescu,Jean Vasile Andrei
Entrepreneurship and Development for a Green Resilient Economy Book PDF

Author : Adriana Grigorescu,Jean Vasile Andrei
Publisher : Emerald Group Publishing
Page : 343 pages
File Size : 50,7 Mb
Release : 2024-07-04
Category : Business & Economics
ISBN : 9781837970889

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Entrepreneurship and Development for a Green Resilient Economy by Adriana Grigorescu,Jean Vasile Andrei Pdf

This collection covers extensive ground in contemporary green entrepreneurship, from fundamental theories such as business investments and venturing capital to emerging and new concepts that reflect critical challenges, including technological development slowdowns, economic resilience, digitalization, green business footprints.

Inclusive Growth

Howard Thomas,Yuwa Hedrick-Wong
Inclusive Growth Book PDF

Author : Howard Thomas,Yuwa Hedrick-Wong
Publisher : Emerald Group Publishing
Page : 152 pages
File Size : 51,9 Mb
Release : 2019-04-10
Category : Business & Economics
ISBN : 9781789737813

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Inclusive Growth by Howard Thomas,Yuwa Hedrick-Wong Pdf

The book outlines a journey from enabling models of government and business to strategies for creating both financial and social inclusion and entrepreneurism as mechanisms for sustainable and inclusive growth.

Financial Inclusion Regulatory Practices in SADC

Howard Chitimira,Tapiwa Victor Warikandwa
Financial Inclusion Regulatory Practices in SADC Book PDF

Author : Howard Chitimira,Tapiwa Victor Warikandwa
Publisher : Taylor & Francis
Page : 237 pages
File Size : 46,7 Mb
Release : 2023-05-25
Category : Law
ISBN : 9781000875461

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Financial Inclusion Regulatory Practices in SADC by Howard Chitimira,Tapiwa Victor Warikandwa Pdf

Against a background of calls to prioritise the improvement of financial inclusion in Africa, this book provides an analysis of current financial inclusion measures in Southern Africa. Evaluating the existing strengths and weaknesses of financial inclusion in Africa, it identifies opportunities to improve inclusive financial services and aid poverty reduction in the region. With a focus on South Africa, Namibia, Botswana, and Zimbabwe as case studies for assessing current financial inclusion in the context of particular challenges faced by unbanked and underbanked customers, who are easy targets for cybercriminals due to low levels of digital literacy, it looks into the regulation and promotion of financial inclusion in Southern Africa. The book explores financial inclusion in the context of digital transformation in the 21st century, examining the regulation and promotion of financial inclusion in the context of digital transformation, as well as the challenges related to financial inclusion. Suggesting improvements to aspects of company law, securities and financial markets in the Southern African Development Community region, the book offers a comprehensive study on the regulation and promotion of financial inclusion in the Southern African Development Community region. It will be essential reading for students and academics researching financial inclusion, international economic law and development.

Digital Financial Inclusion

David Mhlanga
Digital Financial Inclusion Book PDF

Author : David Mhlanga
Publisher : Springer Nature
Page : 363 pages
File Size : 49,5 Mb
Release : 2022-10-31
Category : Business & Economics
ISBN : 9783031166877

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Digital Financial Inclusion by David Mhlanga Pdf

This book is unique in that it challenges scholarly views on financial inclusion and poverty reduction while also relating financial inclusion and poverty reduction to the Fourth Industrial Revolution. The book deviates from the usual method of analyzing financial inclusion, which relies on bank accounts or microcredit as success criteria, and instead discusses how the Fourth Industrial Revolution is facilitating digital financial inclusion. With a five-fold goal, this book investigates both past and present readings and understandings of poverty and financial inclusion. To begin, it provides a thorough introduction to the Fourth Industrial Revolution and financial inclusion in the context of the Fourth Industrial Revolution. Second, the book dives quite extensively into the theories of financial inclusion in the context of the Fourth Industrial Revolution. Third, the book reconstructs the theory of financial inclusion, moving from traditional to digital financial inclusion, highlighting the role of digital financial inclusion in the transition from an informal financial money market to a formal financial system. The fourth goal is to evaluate the tools and effects of digital financial inclusion on poverty. Finally, it provides case studies of digital financial inclusion and the future of digital financial inclusion in emerging and developing countries. This book will be of interest to academics, students and practitioners in a range of disciplines, including finance, development economics, and consumer economics.

Financial Inclusion

Samuel Kirwan
Financial Inclusion Book PDF

Author : Samuel Kirwan
Publisher : Unknown
Page : 192 pages
File Size : 45,7 Mb
Release : 2020-12-31
Category : Electronic
ISBN : 1788211170

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Financial Inclusion by Samuel Kirwan Pdf

Limited access to financial services impedes economic development in impoverished communities, which has prompted policy makers, private institutions, and NGOs to develop strategies to address financial inclusion. Samuel Kirwan examines the various types of policy implementation and considers the efficacy of such economic interventions.

Transforming Economies Through Microfinance in Developing Nations

Alhassan, Yahaya,Nwagbara, Uzoechi
Transforming Economies Through Microfinance in Developing Nations Book PDF

Author : Alhassan, Yahaya,Nwagbara, Uzoechi
Publisher : IGI Global
Page : 288 pages
File Size : 49,8 Mb
Release : 2023-01-20
Category : Social Science
ISBN : 9781668456491

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Transforming Economies Through Microfinance in Developing Nations by Alhassan, Yahaya,Nwagbara, Uzoechi Pdf

Following the positive impact of microfinance on poverty reduction, women empowerment, and microenterprise development in some countries in Asia and Africa, a huge amount of time has been devoted by researchers to understanding how this concept can be used as a catalyst for transforming and sustaining the economies of developing and emerging countries. Though there are a few books on the role of microfinance in reducing poverty in developing countries across world, there is no specific book that explores the role of microfinance in transforming and sustaining economies of developing and emerging countries. Transforming Economies Through Microfinance in Developing Nations seeks to explore how the provision of microfinance to individuals and groups can contribute to the economic transformation and sustainability of the economies of developing and emerging countries. Covering key topics such as climate change, entrepreneurship, and rural development, this reference work is ideal for government officials, entrepreneurs, policymakers, researchers, academicians, practitioners, scholars, instructors, and students.