Financial Inclusion Regulatory Practices In Sadc

Author : Howard Chitimira,Tapiwa Victor Warikandwa
Publisher : Taylor & Francis
Page : 237 pages
File Size : 54,5 Mb
Release : 2023-05-25
Category : Law
ISBN : 9781000875461

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Financial Inclusion Regulatory Practices in SADC by Howard Chitimira,Tapiwa Victor Warikandwa Pdf

Against a background of calls to prioritise the improvement of financial inclusion in Africa, this book provides an analysis of current financial inclusion measures in Southern Africa. Evaluating the existing strengths and weaknesses of financial inclusion in Africa, it identifies opportunities to improve inclusive financial services and aid poverty reduction in the region. With a focus on South Africa, Namibia, Botswana, and Zimbabwe as case studies for assessing current financial inclusion in the context of particular challenges faced by unbanked and underbanked customers, who are easy targets for cybercriminals due to low levels of digital literacy, it looks into the regulation and promotion of financial inclusion in Southern Africa. The book explores financial inclusion in the context of digital transformation in the 21st century, examining the regulation and promotion of financial inclusion in the context of digital transformation, as well as the challenges related to financial inclusion. Suggesting improvements to aspects of company law, securities and financial markets in the Southern African Development Community region, the book offers a comprehensive study on the regulation and promotion of financial inclusion in the Southern African Development Community region. It will be essential reading for students and academics researching financial inclusion, international economic law and development.

Author : Howard Chitimira,Tapiwa Victor Warikandwa
Publisher : Unknown
Page : 0 pages
File Size : 49,8 Mb
Release : 2023
Category : Finance
ISBN : 1032439165

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Financial Inclusion Regulatory Practices in SADC by Howard Chitimira,Tapiwa Victor Warikandwa Pdf

"Against a background of calls to prioritize the improvement of financial inclusion in Africa, this book provides an analysis of current financial inclusion measures in Southern Africa. Evaluating the existing strengths and weaknesses of financial inclusion in Africa, it identifies opportunities to improve inclusive financial services and aid poverty reduction in the region. Interrogating the regulation and promotion in Southern Africa, it focuses on South Africa, Namibia, Botswana and Zimbabwe as case studies to case evaluating existing financial inclusion in the context of specific challenges faced by unbanked and underbanked customers who, because of low levels of digital literacy, are easy targets for cyber criminals. because they tend to have lower levels of digital literacy. The book explores financial inclusion in the context of digital transformation in the 21st century, examining the regulation and promotion of financial inclusion in the context of digital transformation, as well as the challenges related to financial inclusion. Suggesting improvements to aspects of companies law, securities and financial markets in the Southern African Development Community region, the book offers a comprehensive study on the regulation and promotion of financial inclusion in the Southern African Development Community region. It will be essential reading for students and academics researching financial inclusion, international economic law and development"--

Author : Howard Chitimira,Tapiwa Victor Warikandwa
Publisher : Springer Nature
Page : 379 pages
File Size : 52,8 Mb
Release : 2023-03-28
Category : Law
ISBN : 9783031238635

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Financial Inclusion and Digital Transformation Regulatory Practices in Selected SADC Countries by Howard Chitimira,Tapiwa Victor Warikandwa Pdf

This book investigates the regulation and promotion of financial inclusion and provides a comparative analysis of the regulation, promotion and enforcement of the relevant laws in the SADC (in particular, South Africa, Namibia, Botswana and Zimbabwe), as well as the challenges of financial inclusion. In turn, it evaluates financial inclusion in the context of specific challenges faced by unbanked and underbanked customers, who are easy targets for cyber criminals because they tend to have lower levels of digital literacy. The book presents novel discussions that identify the challenges and flaws associated with the enforcement of financial inclusion laws and related measures intended to promote financial inclusion in the SADC region. This is primarily done in order to reveal the current strengths and weaknesses of financial inclusion laws in relation to certain aspects of the companies, securities and financial markets in the region. For example, there is no common financial inclusion instrument/law that is effectively and uniformly applied throughout the SADC. This has impeded the enforcement authorities’ efforts to effectively combat financial exclusion across the region.The book is likely the most comprehensive study to date on the regulation and promotion of financial inclusion in the SADC region and fills a major gap in SADC and African legal jurisprudence. As such, it offers a valuable asset for policymakers, attorneys, bankers, securities (share) holders, and other market participants who deal with financial inclusion, as well as undergraduate and graduate students interested in the topic.

Author : Tankiso Moloi,Babu George
Publisher : Springer Nature
Page : 861 pages
File Size : 49,8 Mb
Release : 2024-01-11
Category : Business & Economics
ISBN : 9783031461774

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Towards Digitally Transforming Accounting and Business Processes by Tankiso Moloi,Babu George Pdf

This conference volume discusses the findings of the iCAB 2023 conference that took place in Johannesburg, South Africa. The University of Johannesburg (UJ School of Accounting and Johannesburg Business School) in collaboration with Alcorn State University (USA), Salem State University (USA) and Universiti Teknologi Mara (Malaysia) hosted the iCAB 2023 conference with the aim to bring together researchers from different Accounting and Business Management fields to share ideas and discuss how new disruptive technological developments are impacting the field of accounting. The conference was sponsored by the Association of International Certified Professional Accountants AICPA & CIMA.

Author : Jungo, João,Madaleno, Mara,Botelho, Anabela,Dogan, Eyup
Publisher : IGI Global
Page : 346 pages
File Size : 45,8 Mb
Release : 2024-02-12
Category : Business & Economics
ISBN : 9798369305232

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The Role of Financial Inclusion for Reaching Sustainable Development Goals by Jungo, João,Madaleno, Mara,Botelho, Anabela,Dogan, Eyup Pdf

In today's world, financial inclusion has emerged as a critical tool for fostering inclusive economic growth and achieving sustainable development goals. The Role of Financial Inclusion for Reaching Sustainable Development Goals presents a comprehensive exploration of the subject, offering a vital resource for anyone seeking to grasp the intricacies of this dynamic and evolving field. This book assembles a collection of cutting-edge research on financial inclusion, featuring contributions from diverse contributing authors with expertise in various aspects of finance and economics. The volume is structured to examine the main trends and challenges surrounding financial inclusion, while shedding light on its implications for different economies and societies. From the determinants of financial inclusion to its effects on economic agents, financial institutions, and entire economies, each chapter delves into crucial questions, exploring both the theoretical and empirical aspects of the topic. By examining the challenges and implications of financial inclusion in an international context, this book emerges as a relevant and timely reference for policymakers, academics, and financial professionals alike. This book emphasizes the broader social and political impact of financial inclusion, discussing its correlation with issues such as gender inequality, education expenses, health expenses, access to water and sanitation, environmental inequality, and energy needs.

Author : David Mhlanga,Mufaro Dzingirai
Publisher : Taylor & Francis
Page : 273 pages
File Size : 47,6 Mb
Release : 2024-06-28
Category : Business & Economics
ISBN : 9781040047002

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Responsible Business and Sustainable Development by David Mhlanga,Mufaro Dzingirai Pdf

Responsible and sustainable business practices are becoming increasingly important in the information age, as companies are realizing the need to address ethical and social issues associated with their operations. In today’s interconnected world, businesses have access to vast amounts of data that can be used to improve their bottom line but can also pose significant risks to individuals and society. At the same time, responsible business practices have the capacity to positively impact international development goals such as poverty alleviation, economic growth, responsible consumption, and health and social welfare. This book presents a transdisciplinary framework for addressing the 2030 Sustainable Development Agenda, offering fresh perspectives from the Global South. It provides an overview of the key challenges and opportunities associated with responsible business practices in the information age, including the need to balance privacy and security concerns with data analytics and innovation. It also highlights some of the best practices and initiatives, such as stakeholder engagement, transparency, and accountability. The book establishes the role of green leadership in promoting responsible production, discusses the importance of measuring and reporting on sustainable innovation, including the use of sustainability metrics and reporting frameworks. Further, it debates the importance of incorporating ethics and sustainability in strategic management practices. It provides a comprehensive understanding of the integration of these values in organizational decision‐making. By delving into the pressing matters that impact our world today, the book generates a sense of urgency and awareness among its audience. Its inclusive approach to exploring various perspectives and opinions invites readers to participate in a constructive dialogue, broadening their understanding and deepening their empathy for different viewpoints.

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 52,8 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Author : Jean Jacques du Plessis,Anil Hargovan,Beth Nosworthy
Publisher : Cambridge University Press
Page : 461 pages
File Size : 43,8 Mb
Release : 2024-06-30
Category : Business & Economics
ISBN : 9781009287388

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Principles of Contemporary Corporate Governance by Jean Jacques du Plessis,Anil Hargovan,Beth Nosworthy Pdf

Now in its fifth edition, Principles of Contemporary Corporate Governance offers a comprehensive introduction to the rules and regulations of corporate governance systems. It takes an inclusive stakeholder approach to examine how companies apply corporate governance principles in the private sector.

Author : Mr.Charles Enoch,Mr.Paul Henri Mathieu,Mr.Mauro Mecagni,Mr.Jorge I Canales Kriljenko
Publisher : International Monetary Fund
Page : 102 pages
File Size : 54,8 Mb
Release : 2015-04-30
Category : Business & Economics
ISBN : 9781498365444

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Pan-African Banks by Mr.Charles Enoch,Mr.Paul Henri Mathieu,Mr.Mauro Mecagni,Mr.Jorge I Canales Kriljenko Pdf

Pan-African banks are expanding rapidly across the continent, creating cross-border networks, and having a systemic presence in the banking sectors of many Sub-Saharan African countries. These banking groups are fostering financial development and economic integration, stimulating competition and efficiency, introducing product innovation and modern management and information systems, and bringing higher skills and expertise to host countries. At the same time, the rise of pan-African banks presents new challenges for regulators and supervisors. As networks expand, new channels for transmission of macro-financial risks and spillovers across home and host countries may emerge. To ensure that the gains from cross border banking are sustained and avoid raising financial stability risks, enhanced cross-border cooperation on regulatory and supervisory oversight is needed, in particular to support effective supervision on a consolidated basis. This paper takes stock of the development of pan-African banking groups; identifies regulatory, supervisory and resolution gaps; and suggests how the IMF can help the authorities address the related challenges.

Author : European Investment Bank
Publisher : European Investment Bank
Page : 297 pages
File Size : 51,8 Mb
Release : 2018-11-21
Category : Business & Economics
ISBN : 9789286138485

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Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability by European Investment Bank Pdf

In its fourth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: Crowding out of private sector lending by public debt issuance The state of bank recovery and resolution laws in Africa Policy options on how to finance infrastructure development. The report finds that in many African banking markets, the last two years saw a pause in financial deepening. However, a rising share of banking groups report improving market conditions and plan a structural expansion of their operations in Africa and a continued push for new technologies.

Author : Mr.Montfort Mlachila,Ahmat Jidoud,Ms.Monique Newiak,Bozena Radzewicz-Bak,Ms.Misa Takebe
Publisher : International Monetary Fund
Page : 79 pages
File Size : 42,7 Mb
Release : 2016-09-14
Category : Business & Economics
ISBN : 9781475532401

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Financial Development in Sub-Saharan Africa by Mr.Montfort Mlachila,Ahmat Jidoud,Ms.Monique Newiak,Bozena Radzewicz-Bak,Ms.Misa Takebe Pdf

This paper discusses how sub-Saharan Africa’s financial sector developed in the past few decades, compared with other regions. Sub-Saharan African countries have made substantial progress in financial development over the past decade, but there is still considerable scope for further development, especially compared with other regions. Indeed, until a decade or so ago, the level of financial development in a large number of sub-Saharan African countries had actually regressed relative to the early 1980s. With the exception of the region’s middle-income countries, both financial market depth and institutional development are lower than in other developing regions. The region has led the world in innovative financial services based on mobile telephony, but there remains scope to increase financial inclusion further. The development of mobile telephone-based systems has helped to incorporate a large share of the population into the financial system, especially in East Africa. Pan-African banks have been a driver for homegrown financial development, but they also bring a number of challenges.

Author : Anonim
Publisher : Unknown
Page : 278 pages
File Size : 52,8 Mb
Release : 1999
Category : Balance of payments
ISBN : IND:30000061570440

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Payment Systems in the Southern African Development Community by Anonim Pdf

Author : Mr.Amadou N Sy,Mr.Rodolfo Maino,Mr.Alexander Massara,Hector Perez Saiz,Preya Sharma
Publisher : International Monetary Fund
Page : 61 pages
File Size : 46,9 Mb
Release : 2019-02-14
Category : Business & Economics
ISBN : 9781484385661

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FinTech in Sub-Saharan African Countries by Mr.Amadou N Sy,Mr.Rodolfo Maino,Mr.Alexander Massara,Hector Perez Saiz,Preya Sharma Pdf

FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.

Author : United Nations. Department of Economic and Social Affairs,United Nations Capital Development Fund
Publisher : United Nations Publications
Page : 202 pages
File Size : 53,6 Mb
Release : 2006
Category : Developing countries
ISBN : STANFORD:36105122242113

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Building Inclusive Financial Sectors for Development by United Nations. Department of Economic and Social Affairs,United Nations Capital Development Fund Pdf

In most developing countries, financial services are only available to a minority of the population. The majority have no savings accounts, do not receive credit from formal financial institutions and have no insurance policies. They seldom make or receive payments through financial institutions. The limited use of financial services in developing countries has become an international policy concern. The reason for concern about widespread financial "exclusion" in developing countries is straightforward: access to a well-functioning financial system can economically and socially empower individuals, in particular poor people, allowing them to better integrate into the economy of their countries, actively contribute to their development and protect themselves against economic shocks. The central question asked by this book is how to bring access to these fundamental services to all people in developing countries and thus accelerate their economic development and that of their countries. Inclusive finance - safe savings, appropriately designed loans for poor and low-income households and for micro, small and medium-sized enterprises, and appropriate insurance and payments services - can help people help themselves to increase incomes, acquire capital, manage risk and work their way out of poverty.

Author : Patrick Honohan,Thorsten Beck
Publisher : World Bank Publications
Page : 264 pages
File Size : 44,9 Mb
Release : 2007
Category : Business & Economics
ISBN : 9780821369104

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Making Finance Work for Africa by Patrick Honohan,Thorsten Beck Pdf

Drawing on its extensive experience in helping restructure and reform financial systems, the World Bank examines the state of African domestic financial systems in a global comparison. It identifies promising trends as well as pinpointing the major shortcomings that are observed across sub-Saharan Africa. Policy recommendations distinguish between those designed to make finance a more effective driver of economic growth and those designed to give low income, small-scale and other excluded groups better access to financial services.