Financial Inclusion In Asia And Beyond

Author : Tony Cavoli,Rashesh Shrestha
Publisher : Routledge
Page : 255 pages
File Size : 51,9 Mb
Release : 2021-03-05
Category : Business & Economics
ISBN : 9781000348910

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Financial Inclusion in Asia and Beyond by Tony Cavoli,Rashesh Shrestha Pdf

The World Bank considers financial inclusion to be an enabler for at least 7 of the 17 United Nation’s sustainable development goals (SDGs). Financial inclusion, with its associated policy implications, is an important issue for ASEAN. This book examines the economic effects of financial inclusion. It explores issues surrounding measurement and impact of financial inclusion. The book looks at various, salient topics including measurement of financial inclusion, the impact of (various indicators of) financial inclusion on development outcomes and macroeconomic volatility using aggregate data, as well as the effects of financial inclusion on poverty and development outcomes using micro data.

Author : Mrs.Sarwat Jahan,Jayendu De,Mr.Fazurin Jamaludin,Piyaporn Sodsriwiboon,Cormac Sullivan
Publisher : International Monetary Fund
Page : 31 pages
File Size : 40,9 Mb
Release : 2019-04-19
Category : Business & Economics
ISBN : 9781498305440

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The Financial Inclusion Landscape in the Asia-Pacific Region: A Dozen Key Findings by Mrs.Sarwat Jahan,Jayendu De,Mr.Fazurin Jamaludin,Piyaporn Sodsriwiboon,Cormac Sullivan Pdf

Financial inclusion is a multidimensional concept and countries have chosen diverse methods of enhancing financial inclusion with varying degrees of results. The heterogeneity of financial inclusion is particularly striking in the Asia-Pacific region as member countries range from those that are at the cutting edge of financial technology to others that are aiming to provide access to basic financial services. The wide disparity is not only inter-country but also intra-country. The focus of this paper is to take stock of the current state of financial inclusion in the Asia-Pacific region by highlighting twelve stylized facts about the state of financial inclusion in these countries. The paper finds that the state of financial inclusion depends on several factors, but a holistic approach calibrated to specific country conditions may lead to greater financial inclusion.

Author : Sasidaran Gopalan,Tomoo Kikuchi
Publisher : Springer
Page : 263 pages
File Size : 49,5 Mb
Release : 2016-09-29
Category : Business & Economics
ISBN : 9781137583376

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Financial Inclusion in Asia by Sasidaran Gopalan,Tomoo Kikuchi Pdf

This book brings together a set of analytical and empirical essays aimed at understanding inclusive finance in emerging markets focusing on Asia. Despite the significant policy interest in the issue of financial inclusion in the Asian market, there is a dearth of academic literature on the topic. This book fills this gap by being the first of its kind to address the relevant issues and policy concerns relating to the availability and affordability of financial services in this rapidly emerging geopolitical area. The book features a mixture of empirical and case study oriented essays, informed by data, literature and policy analysis that will be useful for both the academics and the policy makers in the region interested in the subject. Countries highlighted in the essays assessing financial inclusivity include Indonesia, Sri Lanka and India.

Author : Ms.Elena Loukoianova,Yongzheng Yang,Mr.Si Guo,Ms.Leni Hunter,Mrs.Sarwat Jahan,Mr.Fazurin Jamaludin,Umang Rawat,Johanna Schauer,Piyaporn Sodsriwiboon,Mr.Yiqun Wu
Publisher : International Monetary Fund
Page : 139 pages
File Size : 43,5 Mb
Release : 2018-09-18
Category : Business & Economics
ISBN : 9781484371015

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Financial Inclusion in Asia-Pacific by Ms.Elena Loukoianova,Yongzheng Yang,Mr.Si Guo,Ms.Leni Hunter,Mrs.Sarwat Jahan,Mr.Fazurin Jamaludin,Umang Rawat,Johanna Schauer,Piyaporn Sodsriwiboon,Mr.Yiqun Wu Pdf

Asia has made significant progress in financial inclusion, but both its across-country and intra-country disparities are among the highest in the world. The gaps between the rich and the poor, rural and urban populations, and men and women remain deep. Income is the main determinant of the level of financial inclusion; but other factors, such as geography, financial sector structure, and policies, also play important roles. While some countries in the Asia-Pacific region are leaders in fintech, on average the region lags behind others in several important areas such as online (internet) purchases, electronic payments, mobile money, and mobile government transfers. This Departmental Paper aims to take stock of the development and current state of financial inclusion and shed light on policies to advance financial inclusion in the region. The research focuses on the impact of financial inclusion on economic growth, poverty reduction, and inequality, linkages between financial inclusion and macroeconomic policies, as well as structural policies that are important for improving financial inclusion. Given the increasing importance of financial technologies (fintech), the paper also provides a snapshot of the fintech landscape in the Asia-Pacific.

Author : Leong Choi-Meng,Muhammad Ali,Syed Ali Raza,Chin-Hong Puah,Ibrahim Halil Eksi
Publisher : Emerald Group Publishing
Page : 152 pages
File Size : 42,8 Mb
Release : 2023-12-06
Category : Business & Economics
ISBN : 9781837533046

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Financial Inclusion Across Asia by Leong Choi-Meng,Muhammad Ali,Syed Ali Raza,Chin-Hong Puah,Ibrahim Halil Eksi Pdf

Topics discussed in this collection include financial inclusion in under-served markets, financial inclusion products and services, financial inclusion for sustainable and responsible business, micro, small, and medium-sized business practices.

Author : Tony Cavoli,Rashesh Shrestha
Publisher : Routledge
Page : 299 pages
File Size : 55,6 Mb
Release : 2021-03-04
Category : Business & Economics
ISBN : 9781000348897

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Financial Inclusion in Asia and Beyond by Tony Cavoli,Rashesh Shrestha Pdf

The World Bank considers financial inclusion to be an enabler for at least 7 of the 17 United Nation’s sustainable development goals (SDGs). Financial inclusion, with its associated policy implications, is an important issue for ASEAN. This book examines the economic effects of financial inclusion. It explores issues surrounding measurement and impact of financial inclusion. The book looks at various, salient topics including measurement of financial inclusion, the impact of (various indicators of) financial inclusion on development outcomes and macroeconomic volatility using aggregate data, as well as the effects of financial inclusion on poverty and development outcomes using micro data.

Author : Mario B. Lamberte
Publisher : Asian Development Bank
Page : 260 pages
File Size : 54,9 Mb
Release : 2006
Category : Agricultural credit
ISBN : 9789715616058

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Beyond Microfinance by Mario B. Lamberte Pdf

V.2 on CD-ROM includes: Rural finance in Azerbaijan -- Rural finance in Kazakhstan -- Rural finance in Kyrgyz Republic -- Rural finance in Mongolia -- Rural finance in Tajikistan -- Rural finance in Uzbekistan.

Author : Abdelrahman Elzahi Saaid Ali,Khalifa Mohamed Ali,Muhammad Khaleequzzaman
Publisher : Palgrave Macmillan
Page : 245 pages
File Size : 49,8 Mb
Release : 2021-07-16
Category : Business & Economics
ISBN : 3030399370

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Enhancing Financial Inclusion through Islamic Finance, Volume I by Abdelrahman Elzahi Saaid Ali,Khalifa Mohamed Ali,Muhammad Khaleequzzaman Pdf

This book, the first of two volumes, highlights the concept of financial inclusion from the Islamic perspective. An important element of the Sustainable Development Goals (SDGs), financial inclusion has been given significant prominence in reform and development agendas proposed by the United Nations and G-20. The significance of Islamic financial inclusion goes beyond improved access to finance to encompass enhanced access to savings and risk mitigation products, as well as social inclusion that allows individuals and companies to engage more actively in the real economy. It represents one of the important drivers of economic growth. Gender disparity exists within financial access and its extent varies widely across world economies. South Asia, the Middle East and North Africa have the largest gender gaps, with women in these regions being forty per cent less likely than men to have a formal account at a financial institution. Analysing how Islamic financial inclusion can empower individuals, this volume explores the contribution of Islamic microfinance in achieving SDGs and solving income and wealth inequality. Comprising a combination of empirical evidence, theory and modelling, this edited collection illustrates how to improve access to finance, making it essential reading for those researching both Islamic finance and development finance.

Author : Anonim
Publisher : Unknown
Page : 128 pages
File Size : 41,5 Mb
Release : 2014
Category : Electronic
ISBN : OCLC:1096673928

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Financial Development in Asia: Beyond Aggregate Indicators by Anonim Pdf

Author : Essam Yassin Mohammed,Zenebe Bashaw Uraguchi
Publisher : Routledge
Page : 260 pages
File Size : 49,8 Mb
Release : 2017-12-12
Category : Business & Economics
ISBN : 9781351595124

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Financial Inclusion for Poverty Alleviation by Essam Yassin Mohammed,Zenebe Bashaw Uraguchi Pdf

More than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.

Author : Ms.Ratna Sahay,Mr.Ulric Eriksson von Allmen,Ms.Amina Lahreche,Purva Khera,Ms.Sumiko Ogawa,Majid Bazarbash,Ms.Kimberly Beaton
Publisher : International Monetary Fund
Page : 83 pages
File Size : 53,6 Mb
Release : 2020-07-01
Category : Business & Economics
ISBN : 9781513512242

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The Promise of Fintech by Ms.Ratna Sahay,Mr.Ulric Eriksson von Allmen,Ms.Amina Lahreche,Purva Khera,Ms.Sumiko Ogawa,Majid Bazarbash,Ms.Kimberly Beaton Pdf

Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.

Author : Marlene Amstad,Bihong Huang,Sayuri Shirai,Peter Morgan
Publisher : Asian Development Bank
Page : 400 pages
File Size : 47,8 Mb
Release : 2019-11-26
Category : Business & Economics
ISBN : 4899742134

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Central Bank Digital Currency and Fintech in Asia by Marlene Amstad,Bihong Huang,Sayuri Shirai,Peter Morgan Pdf

This book provides a thorough introduction and historical overview of the principles and practices of digital currency and fintech in Asia. It covers the theory of central bank digital currency and examines regulatory aspects, economic digitalization, financial inclusion, and the role of SMEs. Selected case studies offer in-depth insights into recent fintech developments in major economies, including Australia; Hong Kong, China; Indonesia; Japan; the People's Republic of China; the Republic of Korea; and Thailand. The book also makes a valuable supplement for introductory courses on finance, governance, and economics, as it appeals to a broad range of readers, including university students, academics, finance practitioners, and policy makers.

Author : Ananda S.,Dharmendra Singh
Publisher : Springer Nature
Page : 343 pages
File Size : 53,8 Mb
Release : 2021-10-04
Category : Business & Economics
ISBN : 9789811626524

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Financial Inclusion in Emerging Markets by Ananda S.,Dharmendra Singh Pdf

This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.

Author : Thorsten Beck,Samuel Munzele Maimbo
Publisher : World Bank Publications
Page : 255 pages
File Size : 53,5 Mb
Release : 2012-11-27
Category : Business & Economics
ISBN : 9780821396285

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Financial Sector Development in Africa by Thorsten Beck,Samuel Munzele Maimbo Pdf

This edited volume contains eight studies of financial sector challenges in Africa that served as background studies for Financing Africa: Through the Crisis and Beyond. One of the major challenges for African financial systems is to expand financial services to a larger share of the population. The chapters in this area cover microfinance in Africa, the role of technology, reforms of payment infrastructure, and financing agriculture. Two chapters cover challenges in increasing long-term finance; one covers housing finance and the other the role of sovereign wealth fund. The book also contains a detailed discussion of bank regulation and supervision, especially in light of the current regulatory reforms in Europe and North America. The final chapter provides a political economy perspective, discussing the conditions for activist government policies in the financial sector.

Author : Naoyuki Yoshino,Peter J. Morgan
Publisher : Unknown
Page : 0 pages
File Size : 42,6 Mb
Release : 2017
Category : Business & Economics
ISBN : 4899740638

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Financial Inclusion, Regulation, and Education by Naoyuki Yoshino,Peter J. Morgan Pdf

Financial inclusion is receiving increasing attention as having the potential to contribute to economic and financial development while at the same time fostering more inclusive growth and greater income equality. Although substantial progress has been made, there is still much to achieve. East Asia, the Pacific, and South Asia combined account for 55% of the world's unbanked adults, mainly in India and the People's Republic of China. This book surveys the experience of a number of advanced and Asian emerging economies to assess factors affecting the ability of low-income households and small firms to access financial services, including financial literacy, financial education programs, and financial regulatory frameworks, as well as identify policies that can improve their financial access while maintaining financial stability. It aims to identify successful experiences and important lessons that can be adopted by other emerging economies. The studies cover the experiences of Germany, the United Kingdom, Bangladesh, India, Indonesia, the Philippines, Sri Lanka, and Thailand. The book adopts a practical and holistic approach to issues related to financial inclusion. For example, innovative methods of promoting financial access, such as mobile phone banking and microfinance, require corresponding innovations in regulatory frameworks, perimeters, and capacity. Moreover, programs in the areas of financial education and consumer protection are needed to enable households and firms to take full advantage of improvements in financial access.