Financial Literacy And Education

Author : Thomas A. Lucey
Publisher : Routledge
Page : 256 pages
File Size : 43,6 Mb
Release : 2021-09-30
Category : Business & Economics
ISBN : 9781000455892

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Financialization, Financial Literacy, and Social Education by Thomas A. Lucey Pdf

The objective of this book is to prompt a re-examination of financial literacy, its social foundations, and its relationship to citizenship education. The collection includes topics that concern indigenous people’s perspectives, critical race theory, and transdisciplinary perspectives, which invite a dialogue about the ideologies that drive traditional and critical perspectives. This volume offers readers opportunities to learn about different views of financial literacy from a variety of sociological, historical and cultural perspectives. The reader may perceive financial literacy as representing a multifaceted concept best interpreted through a non-segregated lens. The volume includes chapters that describe groundings for revising standards, provide innovative teaching concepts, and offer unique sociological and historical perspectives. This book contains 13 chapters, with each one speaking to a distinctive topic that, taken as a whole, offers a well-rounded vision of financial literacy to benefit social education, its research, and teaching. Each chapter provides a response from an alternative view, and the reader can also access an eResource featuring the authors’ rejoinders. It therefore offers contrasting visions about the nature and purpose of financial education. These dissimilar perspectives offer an opportunity for examining different social ideologies that may guide approaches to financial literacy and citizenship, along with the philosophies and principles that shape them. The principles that teach and inform about financial literacy defines the premises for base personal and community responsibility. The work invites researchers and practitioners to reconsider financial literacy/financial education and its social foundations. The book will appeal to a range of students, academics and researchers across a number of disciplines, including economics, personal finance/personal economics, business ethics, citizenship, moral education, consumer education, and spiritual education.

Author : Jay Liebowitz
Publisher : CRC Press
Page : 220 pages
File Size : 40,6 Mb
Release : 2018-10-09
Category : Business & Economics
ISBN : 9781498738552

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Financial Literacy Education by Jay Liebowitz Pdf

Today's graduates should be grounded in the basics of personal finance and possess the skills and knowledge necessary to make informed decisions and take responsibility for their own financial well-being. Faced with an array of complex financial services and sophisticated products, many graduates lack the knowledge and skills to make rational, informed decisions on the use of their money and planning for future events, such as retirement. This book shows what you can do to improve financial literacy awareness and education. It covers the use of interactive games and tutorials, peer-to-peer mentoring, and financial literacy contests in addition to more formal education. It gives you a sample of approaches and experiences in the financial literacy arena. Divided into three parts, the book covers financial literacy education for grades K–12, college, and post-college.

Author : Chris Arthur
Publisher : Springer Science & Business Media
Page : 139 pages
File Size : 45,6 Mb
Release : 2012-10-13
Category : Education
ISBN : 9789460919183

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Financial Literacy Education by Chris Arthur Pdf

Consumer financial literacy education often appears as a helpful, commonsense solution to neoliberalism and the individualization of responsibility for economic risk. However, in Financial Literacy Education: Neoliberalism, the Consumer and the Citizen this particular literacy is argued to be both ineffective and unjust. Socially created poverty, unemployment and economic insecurity require more than individual consumer solutions; they require collective responses by engaged, critical citizens. Utilizing concepts from Marx, Foucault, Bourdieu and Baudrillard this book challenges those who claim that ‘there is no alternative’ to neoliberal insecurity and reduce education to a consumerist training of entrepreneurial consumer-citizens who can continually invest in themselves and the market. Through an analysis of consumer fi nancial literacy education’s present and historical supports, as well as its likely effects, this book argues that the choice before us is not fi nancial illiteracy or fi nancial literacy. Rather, the choice is between subjugation to the requirements of perpetual competition or overcoming alienation, insecurity and exploitation, aims the critical fi nancial literacy education outlined at the end of this book supports. This book will appeal to those interested in understanding the conditions of our freedom in an increasingly fi nancialized world – critical educators, philosophers and sociologists of education and fi nancial literacy researchers.

Author : Beata Świecka,Aleksandra Grzesiuk,Dieter Korczak,Olga Wyszkowska-Kaniewska
Publisher : Walter de Gruyter GmbH & Co KG
Page : 122 pages
File Size : 50,8 Mb
Release : 2019-03-18
Category : Business & Economics
ISBN : 9783110636956

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Financial Literacy and Financial Education by Beata Świecka,Aleksandra Grzesiuk,Dieter Korczak,Olga Wyszkowska-Kaniewska Pdf

It is a well-known saying that money does not buy happiness. But it certainly helps in life. It is important to have enough of it to satisfy our needs and to secure ourselves from emergency situations. That's what adults think. And what about the youth? What is their approach to money, what do they know about finances and how are their skills in everyday financial management coming along? What kind of knowledge and skills should be provided? Do young people in different countries represent similar or different approaches to financial matters? Using the results of a research on young people in Poland and Germany, the authors draw a picture of financial literacy. They furthermore present a number of recommendations that help developing the knowledge and the financial skills of young people in practice.

Author : Anonim
Publisher : PediaPress
Page : 81 pages
File Size : 43,6 Mb
Release : 2024-05-12
Category : Electronic
ISBN : 8210379456XXX

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Financial Literacy by Anonim Pdf

Author : Riccardo Viale,Umberto Filotto,Barbara Alemanni,Shabnam Mousavi
Publisher : Edward Elgar Publishing
Page : 328 pages
File Size : 50,8 Mb
Release : 2021-01-29
Category : Business & Economics
ISBN : 9781789908855

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Financial Education and Risk Literacy by Riccardo Viale,Umberto Filotto,Barbara Alemanni,Shabnam Mousavi Pdf

This innovative book explores how the design of financial education programmes could benefit from the findings of behavioural economics and finance and cognitive sciences. It covers the social, cultural and technological determinants of financial education, the role of the banking system in promoting financial literacy, and how governments and regulatory authorities are dealing with financial education and risk literacy programmes in schools.

Author : OECD
Publisher : OECD Publishing
Page : 178 pages
File Size : 54,7 Mb
Release : 2005-11-10
Category : Electronic
ISBN : 9789264012578

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Improving Financial Literacy Analysis of Issues and Policies by OECD Pdf

This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

Author : Julie Birkenmaier,Jami Curley,Margaret Sherraden
Publisher : Oxford University Press
Page : 380 pages
File Size : 49,8 Mb
Release : 2013-02-21
Category : Business & Economics
ISBN : 9780199755950

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Financial Education and Capability by Julie Birkenmaier,Jami Curley,Margaret Sherraden Pdf

This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families.

Author : Asta Zokaityte
Publisher : Springer
Page : 303 pages
File Size : 43,9 Mb
Release : 2017-06-26
Category : Business & Economics
ISBN : 9783319550176

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Financial Literacy Education by Asta Zokaityte Pdf

This book explores the issue of consumer financial education, responding to increased interest in, and calls to improve peoples’ financial literacy skills and abilities to understand and manage their money. New conceptual frameworks introduced in the book offer academic audiences an innovative way of thinking about the project on financial literacy education. Using the concepts of ‘edu-regulation’ and ‘financial knowledge democratisation’ to analyse the financial education project in the UK, the book exposes serious, and often ignored, limitations to using information and education as tools for consumer protection. It challenges the mainstream representation of financial literacy education as a viable solution to consumer financial exclusion and poverty. Instead, it argues that the project on financial literacy education fails to acknowledge important dependences between consumer financial behaviour and the socio-economic, political, and cultural context within which consumers live. Finally, it reveals how these international and national calls for ever greater financial education oversimplify and underestimate the complexity of consumer financial decision-making in our modern times.

Author : Gianni Nicolini,Brenda J. Cude
Publisher : Routledge
Page : 560 pages
File Size : 48,7 Mb
Release : 2021-12-30
Category : Business & Economics
ISBN : 9781000487848

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The Routledge Handbook of Financial Literacy by Gianni Nicolini,Brenda J. Cude Pdf

Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.

Author : Karin Sprow Forté,Edward W. Taylor,Elizabeth J. Tisdell
Publisher : John Wiley & Sons
Page : 153 pages
File Size : 47,7 Mb
Release : 2014-03-19
Category : Education
ISBN : 9781118850169

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Financial Literacy and Adult Education by Karin Sprow Forté,Edward W. Taylor,Elizabeth J. Tisdell Pdf

Many adults attend financial education classes to help them make more informed financial decisions, based on their knowledge of their financial situation available cash or funds planned expenditures. This volume brings together scholars from the fields of adult education and financial literacy and covers topics that reveal the interrelatedness of the two fields. They show how concepts and knowledge about adult education can be utilized in and illuminate financial education, and they offer insights about how financial education, as an eminently practical subject, shows adults learning and putting their new knowledge into action. This is the 141st volume of this Jossey-Bass series. Noted for its depth of coverage, it explores issues of common interest to instructors, administrators, counselors, and policymakers in a broad range of adult and continuing education settings, such as colleges and universities, extension programs, businesses, libraries, and museums.

Author : Carmela Aprea,Eveline Wuttke,Klaus Breuer,Noi Keng Koh,Peter Davies,Bettina Greimel-Fuhrmann,Jane S. Lopus
Publisher : Springer
Page : 713 pages
File Size : 53,6 Mb
Release : 2016-03-24
Category : Education
ISBN : 9789811003608

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International Handbook of Financial Literacy by Carmela Aprea,Eveline Wuttke,Klaus Breuer,Noi Keng Koh,Peter Davies,Bettina Greimel-Fuhrmann,Jane S. Lopus Pdf

This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.

Author : Kristof De Witte,Oliver Holz,Kenneth De Beckker
Publisher : Waxmann Verlag
Page : 194 pages
File Size : 40,8 Mb
Release : 2020
Category : Philosophy
ISBN : 9783830990635

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Financial education by Kristof De Witte,Oliver Holz,Kenneth De Beckker Pdf

In a world where individuals become increasingly responsible for their financial well-being, and where the complexity of financial markets and products is growing, financial education becomes crucial. Although it is well accepted to introduce financial education in compulsory education, there is no consensus on the optimal way to implement financial education. This book explores the current state and the future challenges of financial education in five European countries: Belgium, Estonia, Italy, Slovakia, and the Netherlands. Moreover, it provides a comprehensive review of the academic literature on financial literacy. The book is a product of a strategic partnership with professionals from 14 partners, including universities, secondary schools and intermediary organisations dealing with financial literacy promotion. The EUFin project supported by this partnership aims to develop evidence-based didactical material for financial literacy education for tertiary and secondary education levels and exchange best-practices.

Author : OECD
Publisher : OECD Publishing
Page : 184 pages
File Size : 55,8 Mb
Release : 2014-04-07
Category : Electronic
ISBN : 9789264174825

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Financial Education for Youth The Role of Schools by OECD Pdf

This publication addresses the challenges linked to the introduction of financial education in schools, provides practical guidance and case studies to assist policy makers, as well as a comparative analysis of existing learning frameworks.

Author : Dorothy B. Durband,Sonya L. Britt
Publisher : Springer Science & Business Media
Page : 203 pages
File Size : 50,9 Mb
Release : 2012-03-31
Category : Social Science
ISBN : 9781461435051

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Student Financial Literacy by Dorothy B. Durband,Sonya L. Britt Pdf

College students are particularly vulnerable to making poor financial decisions. One method of addressing personal finances and financial stress among students of higher education is through university based financial education programs. Student Financial Literacy: Program Development presents effective strategies to assist in the implementation or the enhancement of a program as a tool to improve students’ educational experience and financial well-being. It presents the key components of financial education programs designed to address the growing concerns associated with high levels of debt and low levels of financial literacy among college students. “Student Financial Literacy: Campus-Based Program Development is packed with financial education and counseling information and guidance. It was very difficult to write this review as I wanted to share ALL the excellent direction this book provides... The editors and contributing authors have developed an excellent resource for not only those interested in developing or enhancing a campus-based financial education program but also for anyone involved in financial education, counseling, and planning.” -Rebecca J. Travnichek, Family Financial Education Specialist, University of Missouri Extension Journal of Financial Counseling and Planning