Fintech Research And Applications Challenges And Opportunities

Fintech Research And Applications Challenges And Opportunities Book in PDF, ePub and Kindle version is available to download in english. Read online anytime anywhere directly from your device. Click on the download button below to get a free pdf file of Fintech Research And Applications Challenges And Opportunities book. This book definitely worth reading, it is an incredibly well-written.

Fintech Research And Applications: Challenges And Opportunities

Author : Daisy Hsin-i Chou,Conall O'sullivan,Vassilios G Papavassiliou
Publisher : World Scientific
Page : 505 pages
File Size : 42,7 Mb
Release : 2023-02-17
Category : Business & Economics
ISBN : 9781800612730

Get Book

Fintech Research And Applications: Challenges And Opportunities by Daisy Hsin-i Chou,Conall O'sullivan,Vassilios G Papavassiliou Pdf

This book aims to provide insights on the latest developments in Financial Technology (FinTech). It is a collection of scientific articles covering the primary areas of finance. The following key themes are covered in the book: Machine Learning and Artificial Intelligence, FinTech Regulation and Smart Contracts, Cryptocurrencies, and FinTech in Financial Services. FinTech is a rapidly developing industry that uses technological innovations to improve financial activities and make financial services more accessible and affordable to businesses and individuals. This book contributes to the body of knowledge in FinTech, offering readers a chance to review and rethink the topics in question.

Research Anthology on Concepts, Applications, and Challenges of FinTech

Author : Management Association, Information Resources
Publisher : IGI Global
Page : 671 pages
File Size : 43,9 Mb
Release : 2021-02-05
Category : Business & Economics
ISBN : 9781799886037

Get Book

Research Anthology on Concepts, Applications, and Challenges of FinTech by Management Association, Information Resources Pdf

FinTech, an abbreviated term for financial technology, is a digital revolution changing the way banking and financial services are being used both by individuals and businesses. As these changes continue to take place, the financial industry is focused on technological innovation and feeding into this digital revolution to better serve consumers who are looking for easier ways to invest, transfer money, use banking services, and more. FinTech is increasing accessibility to financial services, automating these services, expanding financial options, and enabling online payments and banking. While the benefits are being continually seen and this technology is becoming more widely accepted, there are still challenges facing the technology that include security concerns. To understand FinTech and its role in society, both the benefits and challenges must be reviewed and discussed for a holistic view on the digital innovations changing the face of the financial industry. The Research Anthology on Concepts, Applications, and Challenges of FinTech covers the latest technologies in FinTech with a comprehensive view of the impact on the industry, where these technologies are implemented, how they are improving financial services, and the security applications and challenges being faced. The chapters cover the options FinTech has unlocked, such as mobile banking and virtual transactions, while also focusing on the workings of the technology itself and security applications, such as blockchain and cryptocurrency. This book is a valuable reference tool for accountants, bankers, financial planners, financial analysts, business managers, economists, computer scientists, academicians, researchers, financial professionals, and students.

Innovative Strategies for Implementing FinTech in Banking

Author : Albastaki, Yousif Abdullatif,Razzaque, Anjum,Sarea, Adel M.
Publisher : IGI Global
Page : 367 pages
File Size : 44,6 Mb
Release : 2020-08-28
Category : Business & Economics
ISBN : 9781799832591

Get Book

Innovative Strategies for Implementing FinTech in Banking by Albastaki, Yousif Abdullatif,Razzaque, Anjum,Sarea, Adel M. Pdf

FinTech is encouraging various new practices, such as diminishing the use of cash in different countries, increasing rate of mobile payments, and introducing new algorithms for high-frequency trading across national boundaries. It is paving the way for new technologies emerging in the information technology scene that allow financial service firms to automate existing business processes and offer new products, including crowdfunding or peer-to-peer insurance. These new products cater to hybrid client interaction and customer self-services, changing the ecosystem by increasing outsourcing for focused specialization by resizing and leading to new ecosystems and new regulations for encouraging FinTech. However, such new ecosystems are also accompanied by new challenges. Innovative Strategies for Implementing FinTech in Banking provides emerging research exploring the theoretical and practical aspects of technology inclusion in the financial sector and applications within global financing. It provides a clear direction for the effective implementation of FinTech initiatives/programs for improving banking financial processes, financial organizational learning, and performance excellence. Featuring coverage on a broad range of topics such as artificial intelligence, social financing, and customer satisfaction, this book encourages the management of the financial industry to take a proactive attitude toward FinTech, resulting in a better decision-making capability that will support financial organizations in their journey towards becoming FinTech-based organizations. As such, this book is ideally designed for financial analysts, finance managers, finance administrators, banking professionals, IT consultants, researchers, academics, students, and practitio

Applications, Challenges, and Opportunities of Blockchain Technology in Banking and Insurance

Author : Gupta, S. L.,Kansra, Pooja,Kukreja, Gagan
Publisher : IGI Global
Page : 303 pages
File Size : 48,7 Mb
Release : 2022-06-03
Category : Business & Economics
ISBN : 9781668441350

Get Book

Applications, Challenges, and Opportunities of Blockchain Technology in Banking and Insurance by Gupta, S. L.,Kansra, Pooja,Kukreja, Gagan Pdf

The surge in technological transformation affects all business model phases over many industries. Emerging technologies provide new avenues for industries to increase their competitive advantage and enhance economic progression. Blockchain technology’s ability to build an open and trustworthy network model seems to promote shared IT-based networks in banking, insurance, and other similar industries. The adoption of blockchain in the banking and insurance industry is developing rapidly. Applications, Challenges, and Opportunities of Blockchain Technology in Banking and Insurance explores how blockchain technologies optimize and integrate the transactions and operations in association with access to information and reduction in communication costs and negligible data transfer errors. It includes studies on various banking and insurance industries intending to use blockchain technology to make transactions convenient, simple, and safe. Covering topics such as cryptocurrency, digital transformation, and small and medium-sized enterprises, this premier reference source is an essential resource for policymakers, government officials, students and educators of higher education, libraries, banking managers, insurance professionals, researchers, and academicians.

Revolutionary Challenges and Opportunities of Fintech

Author : Shweta Anand,Shalini Srivastav,Vikas Garg,Geetika Garg
Publisher : Unknown
Page : 0 pages
File Size : 46,9 Mb
Release : 2024
Category : Business & Economics
ISBN : 1774915049

Get Book

Revolutionary Challenges and Opportunities of Fintech by Shweta Anand,Shalini Srivastav,Vikas Garg,Geetika Garg Pdf

Explores artificial intelligence blended with financial concepts as a promising new area in business and technology--financial technology, or fintech. It introduces the concepts, financial derivatives, and management information systems and provides tools for solving complex problems in the finance and investment domain.

Big Data in Finance

Author : Thomas Walker,Frederick Davis,Tyler Schwartz
Publisher : Springer Nature
Page : 283 pages
File Size : 45,9 Mb
Release : 2022-10-03
Category : Business & Economics
ISBN : 9783031122408

Get Book

Big Data in Finance by Thomas Walker,Frederick Davis,Tyler Schwartz Pdf

This edited book explores the unique risks, opportunities, challenges, and societal implications associated with big data developments within the field of finance. While the general use of big data has been the subject of frequent discussions, this book will take a more focused look at big data applications in the financial sector. With contributions from researchers, practitioners, and entrepreneurs involved at the forefront of big data in finance, the book discusses technological and business-inspired breakthroughs in the field. The contributions offer technical insights into the different applications presented and highlight how these new developments may impact and contribute to the evolution of the financial sector. Additionally, the book presents several case studies that examine practical applications of big data in finance. In exploring the readiness of financial institutions to adapt to new developments in the big data/artificial intelligence space and assessing different implementation strategies and policy solutions, the book will be of interest to academics, practitioners, and regulators who work in this field.

Political Corruption And Corporate Finance

Author : Quoc Trung Tran,Duc Khuong Nguyen
Publisher : World Scientific
Page : 317 pages
File Size : 51,6 Mb
Release : 2023-10-23
Category : Business & Economics
ISBN : 9781800614277

Get Book

Political Corruption And Corporate Finance by Quoc Trung Tran,Duc Khuong Nguyen Pdf

From a taboo topic in the early 1990s, corruption has now become an intriguing economic issue attracting broad attention from academics and practitioners. Political Corruption and Corporate Finance is the first attempt to scrutinize the effect of political corruption on corporate finance. It provides readers with a comprehensive overview of corruption-related issues and theoretical and empirical studies in corporate finance. This book summarizes the causes and effects of political corruption as well as anti-corruption mechanisms and initiatives; analyzes how political corruption at both state and local levels determines corporate financial decisions (investment, financing, and dividend); and discusses how the corruption environment determines firm-level financial behavior.The first three chapters of the book introduce political corruption, the status of political corruption, and anti-corruption campaigns around the world. The last three chapters focus on how firms make financial decisions, and the role of political corruption in corporate finance. By summarizing real problems and results from academic research, this work will help readers to understand how the corruption environment determines firm-level financial behavior.

Islamic Accounting And Finance: A Handbook

Author : Khaled Hussainey,Hidaya Al Lawati
Publisher : World Scientific
Page : 882 pages
File Size : 45,6 Mb
Release : 2023-03-23
Category : Business & Economics
ISBN : 9781800612433

Get Book

Islamic Accounting And Finance: A Handbook by Khaled Hussainey,Hidaya Al Lawati Pdf

Islamic finance is one of the fastest-growing sectors in international banking and finance. Owing to the increasing availability and ease of access to Islamic services, Islamic finance has become increasingly important not only in Muslim countries, but around the world, making it a global industry. Under the Gulf Cooperation Council (GCC) as well as in some regions, such as the Middle East and North Africa, a dual financial system is implemented, where Sharia-compliant products are marketed alongside conventional financial systems.In this thoroughly researched collection of chapters, researchers from around the world examine the role of Islamic finance in the economies and prospects of different companies. They discuss Islamic finance literature from both theoretical and empirical perspectives. The theoretical section of the book consists of conceptual chapters that enable readers to critically evaluate and expand their understanding of accounting and finance. The chapters in the empirical section of this handbook discuss and interpret empirical evidence to provide clear implications for practice, research, and society. This section bridges the gap between theory and practice and offers suggestions for future research. Islamic Accounting and Finance is geared towards scholars and students, but it is also of use to banking and finance practitioners.

Corporate Risk Management After The Covid-19 Crisis

Author : Suman Lodh,Monomita Nandy
Publisher : World Scientific
Page : 231 pages
File Size : 50,9 Mb
Release : 2023-09-27
Category : Business & Economics
ISBN : 9781800614246

Get Book

Corporate Risk Management After The Covid-19 Crisis by Suman Lodh,Monomita Nandy Pdf

The coronavirus crisis and related business failures are widely discussed topics, with COVID-19 raising many concerns about existing risk management models. Many companies have struggled to understand which factors to consider in their business model to address the new risks associated with the pandemic. The resulting financial crisis has highlighted the importance of further research on risk management that will allow businesses to develop feasible models for handling various risks in the ongoing crisis and recovery period.Existing academic studies emphasise the necessity of revised risk management models, but focus on the risk posed by Artificial Intelligence and other advanced technologies. The detailed study thus fulfils the vital need to understand how the risk management strategies of businesses should be revised, to adapt to changes brought about by the pandemic.This book is essential reading for students studying risk management, researchers examining the relation between advanced technology and risk management mitigation strategies, businesses working on their strategies around managing risk, and policymakers looking for necessary policy changes for an effective support to businesses.

Global Perspectives in FinTech

Author : Hung-Yi Chen,Pawee Jenweeranon,Nafis Alam
Publisher : Springer Nature
Page : 188 pages
File Size : 44,9 Mb
Release : 2022-10-03
Category : Business & Economics
ISBN : 9783031119545

Get Book

Global Perspectives in FinTech by Hung-Yi Chen,Pawee Jenweeranon,Nafis Alam Pdf

FinTech is an emerging field and most of the existing literature appears in the form of industry reports, consulting reports, working papers, and policy recommendations. Although FinTech has been widely discussed for many years, there is a paucity of literature on some categorizations of FinTech. This edited volume distinguishes itself by focusing on academic works of scholars with a different area of specialization in the FinTech field including technology, innovation and regulation. In particular, the book focuses on the laws and technologies necessary to comprehend the role of the legal system in technological innovations and will be helpful for regulatory policymaking. A practical compendium that explains concepts and follows through on applications in FinTech including its challenges and evolving nature, this book will be of interest to students, scholars, practitioners as well as regulators and policy makers.

The Fintech Disruption

Author : Thomas Walker,Elaheh Nikbakht,Maher Kooli
Publisher : Springer Nature
Page : 395 pages
File Size : 44,8 Mb
Release : 2023-02-24
Category : Business & Economics
ISBN : 9783031230691

Get Book

The Fintech Disruption by Thomas Walker,Elaheh Nikbakht,Maher Kooli Pdf

This book provides both practice-oriented and academic insights into the disruptive power of fintech for the banking industry. It explores (1) whether and how the banking industry can use newly emerging technologies in the financial sphere to its advantage while managing any associated risks, (2) how these technologies affect traditional banking service formats as well as the pricing of these services, and (3) whether the emergence of fintech in the banking industry calls for a rethinking of existing banking regulations such as the Basel Accords as well as country-specific regulations. Prior publications in this area typically examine both current applications of fintech in the banking industry, as well as its future prospects, by analyzing actual cases or exploring the impact of a single emerging technology on the banking industry. They often ignore the interdependence between emerging technologies and overlook the connection between fintech as a whole and the future of the banking industry. This book addresses this gap by providing a comprehensive overview of various fintech applications and by analyzing what they mean for the future of banking. Given the potentially disruptive power of fintech, the book will focus on the challenges banking supervisors are likely to encounter as a result of fintech’s continual ascent. It will thus encourage readers to think about and explore how to find a balance between the beneficial aspects of fintech and the challenges it creates in terms of supervision, regulation, and risk management.

Disruptive Technology in Banking and Finance

Author : Timothy King,Francesco Saverio Stentella Lopes,Abhishek Srivastav,Jonathan Williams
Publisher : Springer Nature
Page : 338 pages
File Size : 49,8 Mb
Release : 2021-10-31
Category : Business & Economics
ISBN : 9783030818357

Get Book

Disruptive Technology in Banking and Finance by Timothy King,Francesco Saverio Stentella Lopes,Abhishek Srivastav,Jonathan Williams Pdf

This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by developing their own FinTech offerings and partnering with FinTech and large technology firms. FinTech also constitutes both known and unknown risks to financial stability and challenges regulators to evaluate whether existing regulations are sufficient. The emergence of FinTech as a global phenomenon requires insightful cross-country analysis and different perspectives to evaluate its development and associated opportunities and challenges. This book will be of interest to practitioners, regulators and students of this essential enabling technology that is a major component of the Fourth Industrial Revolution.

From Opinion Mining to Financial Argument Mining

Author : Chung-Chi Chen,Hen-Hsen Huang,Hsin-Hsi Chen,Xinxi Chen
Publisher : Springer Nature
Page : 102 pages
File Size : 41,9 Mb
Release : 2021
Category : Application software
ISBN : 9789811628818

Get Book

From Opinion Mining to Financial Argument Mining by Chung-Chi Chen,Hen-Hsen Huang,Hsin-Hsi Chen,Xinxi Chen Pdf

Opinion mining is a prevalent research issue in many domains. In the financial domain, however, it is still in the early stages. Most of the researches on this topic only focus on the coarse-grained market sentiment analysis, i.e., 2-way classification for bullish/bearish. Thanks to the recent financial technology (FinTech) development, some interdisciplinary researchers start to involve in the in-depth analysis of investors' opinions. These works indicate the trend toward fine-grained opinion mining in the financial domain. When expressing opinions in finance, terms like bullish/bearish often spring to mind. However, the market sentiment of the financial instrument is just one type of opinion in the financial industry. Like other industries such as manufacturing and textiles, the financial industry also has a large number of products. Financial services are also a major business for many financial companies, especially in the context of the recent FinTech trend. For instance, many commercial banks focus on loans and credit cards. Although there are a variety of issues that could be explored in the financial domain, most researchers in the AI and NLP communities only focus on the market sentiment of the stock or foreign exchange. This open access book addresses several research issues that can broaden the research topics in the AI community. It also provides an overview of the status quo in fine-grained financial opinion mining to offer insights into the futures goals. For a better understanding of the past and the current research, it also discusses the components of financial opinions one-by-one with the related works and highlights some possible research avenues, providing a research agenda with both micro- and macro-views toward financial opinions.

FinTech in Financial Inclusion: Machine Learning Applications in Assessing Credit Risk

Author : Majid Bazarbash
Publisher : International Monetary Fund
Page : 34 pages
File Size : 42,8 Mb
Release : 2019-05-17
Category : Business & Economics
ISBN : 9781498314428

Get Book

FinTech in Financial Inclusion: Machine Learning Applications in Assessing Credit Risk by Majid Bazarbash Pdf

Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a potentially promising solution to reduce the cost of credit and increase financial inclusion. However, machine learning (ML) methods that lie at the heart of FinTech credit have remained largely a black box for the nontechnical audience. This paper contributes to the literature by discussing potential strengths and weaknesses of ML-based credit assessment through (1) presenting core ideas and the most common techniques in ML for the nontechnical audience; and (2) discussing the fundamental challenges in credit risk analysis. FinTech credit has the potential to enhance financial inclusion and outperform traditional credit scoring by (1) leveraging nontraditional data sources to improve the assessment of the borrower’s track record; (2) appraising collateral value; (3) forecasting income prospects; and (4) predicting changes in general conditions. However, because of the central role of data in ML-based analysis, data relevance should be ensured, especially in situations when a deep structural change occurs, when borrowers could counterfeit certain indicators, and when agency problems arising from information asymmetry could not be resolved. To avoid digital financial exclusion and redlining, variables that trigger discrimination should not be used to assess credit rating.

Foundations For Fintech

Author : David Kuo Chuen Lee,Joseph Lim,Kok Fai Phoon,Yu Wang
Publisher : World Scientific
Page : 416 pages
File Size : 46,6 Mb
Release : 2021-09-29
Category : Business & Economics
ISBN : 9789811238826

Get Book

Foundations For Fintech by David Kuo Chuen Lee,Joseph Lim,Kok Fai Phoon,Yu Wang Pdf

In the digital era, emerging technologies such as artificial intelligence, big data, and blockchain have revolutionized various ways of people's daily lives and brought many opportunities and challenges to the industries. With the increasing demand for talents in the fintech realm, this book serves as a good guide for practitioners who are seeking to understand the basics of fintech and applications of different technologies. This book covers important knowledge in statistics, quantitative methods, and financial innovation to lay the foundation for fintech. It is especially useful for people who are relatively new to this area and would like to become professionals in fintech.Bundle set: Global Fintech Institute-Chartered Fintech Professional Set I