Global Perspectives In Fintech

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Global Perspectives in FinTech

Hung-Yi Chen,Pawee Jenweeranon,Nafis Alam
Global Perspectives in FinTech Book PDF

Author : Hung-Yi Chen,Pawee Jenweeranon,Nafis Alam
Publisher : Springer Nature
Page : 188 pages
File Size : 47,8 Mb
Release : 2022-10-03
Category : Business & Economics
ISBN : 9783031119545

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Global Perspectives in FinTech by Hung-Yi Chen,Pawee Jenweeranon,Nafis Alam Pdf

FinTech is an emerging field and most of the existing literature appears in the form of industry reports, consulting reports, working papers, and policy recommendations. Although FinTech has been widely discussed for many years, there is a paucity of literature on some categorizations of FinTech. This edited volume distinguishes itself by focusing on academic works of scholars with a different area of specialization in the FinTech field including technology, innovation and regulation. In particular, the book focuses on the laws and technologies necessary to comprehend the role of the legal system in technological innovations and will be helpful for regulatory policymaking. A practical compendium that explains concepts and follows through on applications in FinTech including its challenges and evolving nature, this book will be of interest to students, scholars, practitioners as well as regulators and policy makers.

Global Fintech

David L. Shrier,Alex Pentland
Global Fintech Book PDF

Author : David L. Shrier,Alex Pentland
Publisher : MIT Press
Page : 333 pages
File Size : 43,5 Mb
Release : 2022-03-08
Category : Business & Economics
ISBN : 9780262369527

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Global Fintech by David L. Shrier,Alex Pentland Pdf

How the global financial services sector has been transformed by artificial intelligence, data science, and blockchain. Artificial intelligence, big data, blockchain, and other new technologies have upended the global financial services sector, creating opportunities for entrepreneurs and corporate innovators. Venture capitalists have helped to fund this disruption, pouring nearly $500 billion into fintech over the last five years. This book offers global perspectives on technology-fueled transformations in financial services, with contributions from a wide-ranging group of academics, industry professionals, former government officials, and current government advisors. They examine not only the struggles of rich countries to bring the old analog world into the new digital one but also the opportunities for developing countries to “leapfrog” directly into digital. The book offers accessible explanations of blockchain and distributed ledger technology and explores big data analytics. It considers, among other things, open banking, platform-based strategies for banks, and digital financial services. Case studies imagine possible future fintech-government interaction, emphasizing that legal and regulatory frameworks can help to create trust in financial processes. The contributors offer novel takes and unexpected insights that will be of interest to fintech experts and nonexperts alike. Contributors Ajay Bhalla, Michelle Chivunga, John D’Agostino, Mark Flood, Amias Moore Gerety, Oliver R. Goodenough, Thomas Hardjono, Sharmila Kassam, Boris Khentov, Alexander Lipton, Lev Menand, Pinar Ozcan, Alex Pentland, Matthew Reed, David L. Shrier, Markos Zachariadis

Regulating FinTech in Asia

Mark Fenwick,Steven Van Uytsel,Bi Ying
Regulating FinTech in Asia Book PDF

Author : Mark Fenwick,Steven Van Uytsel,Bi Ying
Publisher : Springer Nature
Page : 235 pages
File Size : 46,8 Mb
Release : 2020-07-28
Category : Law
ISBN : 9789811558191

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Regulating FinTech in Asia by Mark Fenwick,Steven Van Uytsel,Bi Ying Pdf

This book focuses on Fintech regulation in Asian, situating local developments in broader economic, regulatory and technological contexts. Over the last decade, Fintech – broadly defined as the use of new information technologies to help financial institutions and intermediaries compete in the marketplace – has disrupted the financial services sector. Like other 21st century technological developments, Fintech is a global phenomenon that plays out in local economic, political and regulatory contexts, and this dynamic interplay between global trends and local circumstances has created a complex and fast-changing landscape. Diverse stakeholders (most obviously incumbent financial service providers, tech start-ups and regulators) all pursue a competitive edge against a background of profound uncertainty about the future direction and possible effects of multiple emerging technologies. Compounding these difficulties are uncertainties surrounding regulatory responses. Policymakers often struggle to identify appropriate regulatory responses and increasingly turn to policy experimentation. Such issues add to the challenges for the various actors operating in the Fintech space. This situation is particularly fluid in Asia, since many jurisdictions are seeking to establish themselves as a regional hub for new financial services.

Research Anthology on Concepts, Applications, and Challenges of FinTech

Management Association, Information Resources
Research Anthology on Concepts Applications and Challenges of FinTech Book PDF

Author : Management Association, Information Resources
Publisher : IGI Global
Page : 671 pages
File Size : 41,7 Mb
Release : 2021-02-05
Category : Business & Economics
ISBN : 9781799886037

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Research Anthology on Concepts, Applications, and Challenges of FinTech by Management Association, Information Resources Pdf

FinTech, an abbreviated term for financial technology, is a digital revolution changing the way banking and financial services are being used both by individuals and businesses. As these changes continue to take place, the financial industry is focused on technological innovation and feeding into this digital revolution to better serve consumers who are looking for easier ways to invest, transfer money, use banking services, and more. FinTech is increasing accessibility to financial services, automating these services, expanding financial options, and enabling online payments and banking. While the benefits are being continually seen and this technology is becoming more widely accepted, there are still challenges facing the technology that include security concerns. To understand FinTech and its role in society, both the benefits and challenges must be reviewed and discussed for a holistic view on the digital innovations changing the face of the financial industry. The Research Anthology on Concepts, Applications, and Challenges of FinTech covers the latest technologies in FinTech with a comprehensive view of the impact on the industry, where these technologies are implemented, how they are improving financial services, and the security applications and challenges being faced. The chapters cover the options FinTech has unlocked, such as mobile banking and virtual transactions, while also focusing on the workings of the technology itself and security applications, such as blockchain and cryptocurrency. This book is a valuable reference tool for accountants, bankers, financial planners, financial analysts, business managers, economists, computer scientists, academicians, researchers, financial professionals, and students.

Disruptive Technology in Banking and Finance

Timothy King,Francesco Saverio Stentella Lopes,Abhishek Srivastav,Jonathan Williams
Disruptive Technology in Banking and Finance Book PDF

Author : Timothy King,Francesco Saverio Stentella Lopes,Abhishek Srivastav,Jonathan Williams
Publisher : Springer Nature
Page : 338 pages
File Size : 42,6 Mb
Release : 2021-10-31
Category : Business & Economics
ISBN : 9783030818357

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Disruptive Technology in Banking and Finance by Timothy King,Francesco Saverio Stentella Lopes,Abhishek Srivastav,Jonathan Williams Pdf

This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by developing their own FinTech offerings and partnering with FinTech and large technology firms. FinTech also constitutes both known and unknown risks to financial stability and challenges regulators to evaluate whether existing regulations are sufficient. The emergence of FinTech as a global phenomenon requires insightful cross-country analysis and different perspectives to evaluate its development and associated opportunities and challenges. This book will be of interest to practitioners, regulators and students of this essential enabling technology that is a major component of the Fourth Industrial Revolution.

Money at the Margins

Bill Maurer,Smoki Musaraj,Ivan V. Small
Money at the Margins Book PDF

Author : Bill Maurer,Smoki Musaraj,Ivan V. Small
Publisher : Berghahn Books
Page : 334 pages
File Size : 48,7 Mb
Release : 2018-03-28
Category : Social Science
ISBN : 9781785336546

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Money at the Margins by Bill Maurer,Smoki Musaraj,Ivan V. Small Pdf

Mobile money, e-commerce, cash cards, retail credit cards, and more—as new monetary technologies become increasingly available, the global South has cautiously embraced these mediums as a potential solution to the issue of financial inclusion. How, if at all, do new forms of dematerialized money impact people’s everyday financial lives? In what way do technologies interact with financial repertoires and other socio-cultural institutions? How do these technologies of financial inclusion shape the global politics and geographies of difference and inequality? These questions are at the heart of Money at the Margins, a groundbreaking exploration of the uses and socio-cultural impact of new forms of money and financial services.

Innovative Strategies for Implementing FinTech in Banking

Albastaki, Yousif Abdullatif,Razzaque, Anjum,Sarea, Adel M.
Innovative Strategies for Implementing FinTech in Banking Book PDF

Author : Albastaki, Yousif Abdullatif,Razzaque, Anjum,Sarea, Adel M.
Publisher : IGI Global
Page : 367 pages
File Size : 52,6 Mb
Release : 2020-08-28
Category : Business & Economics
ISBN : 9781799832591

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Innovative Strategies for Implementing FinTech in Banking by Albastaki, Yousif Abdullatif,Razzaque, Anjum,Sarea, Adel M. Pdf

FinTech is encouraging various new practices, such as diminishing the use of cash in different countries, increasing rate of mobile payments, and introducing new algorithms for high-frequency trading across national boundaries. It is paving the way for new technologies emerging in the information technology scene that allow financial service firms to automate existing business processes and offer new products, including crowdfunding or peer-to-peer insurance. These new products cater to hybrid client interaction and customer self-services, changing the ecosystem by increasing outsourcing for focused specialization by resizing and leading to new ecosystems and new regulations for encouraging FinTech. However, such new ecosystems are also accompanied by new challenges. Innovative Strategies for Implementing FinTech in Banking provides emerging research exploring the theoretical and practical aspects of technology inclusion in the financial sector and applications within global financing. It provides a clear direction for the effective implementation of FinTech initiatives/programs for improving banking financial processes, financial organizational learning, and performance excellence. Featuring coverage on a broad range of topics such as artificial intelligence, social financing, and customer satisfaction, this book encourages the management of the financial industry to take a proactive attitude toward FinTech, resulting in a better decision-making capability that will support financial organizations in their journey towards becoming FinTech-based organizations. As such, this book is ideally designed for financial analysts, finance managers, finance administrators, banking professionals, IT consultants, researchers, academics, students, and practitio

FinTech Development for Financial Inclusiveness

Anshari, Muhammad,Almunawar, Mohamad Nabil,Masri, Masairol
FinTech Development for Financial Inclusiveness Book PDF

Author : Anshari, Muhammad,Almunawar, Mohamad Nabil,Masri, Masairol
Publisher : IGI Global
Page : 269 pages
File Size : 53,5 Mb
Release : 2021-11-26
Category : Business & Economics
ISBN : 9781799884491

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FinTech Development for Financial Inclusiveness by Anshari, Muhammad,Almunawar, Mohamad Nabil,Masri, Masairol Pdf

Financial technology (FinTech) and its related products are considered a major disruptive innovation in financial services, substantially elevating financial solutions and new business models. Resulting from the fusion of finance and smart mobile technology, this innovative technology requires additional investigation into its adoption, challenges, opportunities, and future directions so that we may understand and develop the technology to its full potential. FinTech Development for Financial Inclusiveness moves beyond the theoretical areas of FinTech to comprehensively explore the recent FinTech initiative scenarios with respect to processes, strategies, challenges, lessons learned, and outcomes within economic development as well as trade and investment. Covering a range of topics such as decentralized finance and global electronic commerce, it is ideal for industry professionals, business owners, consultants, practitioners, instructors, researchers, academicians, and students.

Global Perspectives in the Metaverse

Hung-Yi Chen,Pawee Jenweeranon,Nafis Alam
Global Perspectives in the Metaverse Book PDF

Author : Hung-Yi Chen,Pawee Jenweeranon,Nafis Alam
Publisher : Palgrave Macmillan
Page : 0 pages
File Size : 47,7 Mb
Release : 2024-05-18
Category : Business & Economics
ISBN : 3031548019

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Global Perspectives in the Metaverse by Hung-Yi Chen,Pawee Jenweeranon,Nafis Alam Pdf

The metaverse is undergoing rapid and transformative changes, yet it has thus far lacked a comprehensive scholarly examination from a global and comparative standpoint. This book addresses this gap by introducing fresh perspectives and frameworks across various domains within the metaverse, including law, economics, and finance. Drawing upon the expertise of an international cohort of scholars and practitioners, this volume illuminates emerging interdisciplinary insights with global relevance, facilitating a comparative analysis of diverse aspects of the metaverse. Timely and essential, this book contributes significantly to the metaverse literature, addressing urgent issues in this evolving landscape.

Transformation Dynamics In Fintech: An Open Innovation Ecosystem Outlook

Anne-laure Mention,Dimitrios G Salampasis
Transformation Dynamics In Fintech An Open Innovation Ecosystem Outlook Book PDF

Author : Anne-laure Mention,Dimitrios G Salampasis
Publisher : World Scientific
Page : 380 pages
File Size : 55,8 Mb
Release : 2021-10-13
Category : Business & Economics
ISBN : 9789811239748

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Transformation Dynamics In Fintech: An Open Innovation Ecosystem Outlook by Anne-laure Mention,Dimitrios G Salampasis Pdf

Technology-driven innovation in financial services has been attracting global attention and interest. FinTech innovation is presenting a paradigm shift in financial services affecting a wide range of products, processes and services but also sparking a broader evolutionary transformation, growth opportunities and foundational systemic and structural changes in light of technological interdependencies among market players, infrastructures and ecosystem stakeholders.Transformation Dynamics in FinTech contributes to the intellectual curiosity around the symbiotic relationship of finance and technology by focusing on the multidimensional and multidisciplinary role of open innovation within FinTech innovation, observing and communicating the latest technological, managerial, governance, policy and regulatory perspectives, trends and developments.This book is an essential reading for anyone interested in the growing and evolving development of FinTech ecosystems based on new capabilities and structures that create new dominant architectural designs, which determine competitive dynamics, products, services, processes, business models, markets, value chains, within an open and transformed financial services industry landscape.

FinTech and RegTech in a Nutshell, and the Future in a Sandbox

Douglas W. Arner,Jànos Barberis,Ross P. Buckley
FinTech and RegTech in a Nutshell and the Future in a Sandbox Book PDF

Author : Douglas W. Arner,Jànos Barberis,Ross P. Buckley
Publisher : CFA Institute Research Foundation
Page : 20 pages
File Size : 49,6 Mb
Release : 2017-07-31
Category : Business & Economics
ISBN : 9781944960261

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FinTech and RegTech in a Nutshell, and the Future in a Sandbox by Douglas W. Arner,Jànos Barberis,Ross P. Buckley Pdf

The 2008 global financial crisis represented a pivotal moment that separated prior phases of the development of financial technology (FinTech) and regulatory technology (RegTech) from the current paradigm. Today, FinTech has entered a phase of rapid development marked by the proliferation of startups and other new entrants, such as IT and ecommerce firms that have fragmented the financial services market. This new era presents fresh challenges for regulators and highlights why the evolution of FinTech necessitates a parallel development of RegTech. In particular, regulators must develop a robust new framework that promotes innovation and market confidence, aided by the use of regulatory "sandboxes." Certain RegTech developments today are highlighting the path toward another paradigm shift, which will be marked by a reconceptualization of the nature of financial regulation.

The Global Findex Database 2017

Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
The Global Findex Database 2017 Book PDF

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 51,8 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Marketing and Mobile Financial Services

Aijaz A. Shaikh,Heikki Karjaluoto
Marketing and Mobile Financial Services Book PDF

Author : Aijaz A. Shaikh,Heikki Karjaluoto
Publisher : Routledge
Page : 286 pages
File Size : 47,6 Mb
Release : 2018-12-21
Category : Business & Economics
ISBN : 9781351174442

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Marketing and Mobile Financial Services by Aijaz A. Shaikh,Heikki Karjaluoto Pdf

Mobile financial services (MFS) are of major interest and importance to both researchers and practitioners. The role played by nonbanking actors including telecoms and FinTech firms as well as other participants, such as PayPal and Amazon, in developing and deploying innovative financial and payment services is undeniable. Peer2peer (P2P) payments from nonbank services are becoming increasingly commonplace and will shortly be codified by EC (EU?) regulations requiring banks to provide access to consumer data for third-party app developers and service providers. Three major mobile financial systems—mobile banking, mobile payments, and branchless banking—currently dominate the electronic retail banking sector. Although interconnected and interrelated, their business models, regulatory frameworks, and target markets are distinct. This book provides a unified perspective on MFS and discusses its evolution, growth, and future, as well as identifying the frameworks, stakeholders, and technologies used in financial information systems in general and MFS in particular. Academics and researchers in digital and financial marketing will find this book an invaluable resource, as will bank executives, regulators, policy makers, FinTech professionals, and anyone interested in how mobile technology, social media and financial services will increasingly intersect.

Fostering Innovation and Competitiveness With FinTech, RegTech, and SupTech

Boitan, Iustina Alina,Marchewka-Bartkowiak, Kamilla
Fostering Innovation and Competitiveness With FinTech RegTech and SupTech Book PDF

Author : Boitan, Iustina Alina,Marchewka-Bartkowiak, Kamilla
Publisher : IGI Global
Page : 313 pages
File Size : 45,7 Mb
Release : 2020-09-11
Category : Business & Economics
ISBN : 9781799843917

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Fostering Innovation and Competitiveness With FinTech, RegTech, and SupTech by Boitan, Iustina Alina,Marchewka-Bartkowiak, Kamilla Pdf

Due to the emergence of innovative technologies, various professional fields are transforming their traditional business practices. Specifically, the financial and legal markets are experiencing this digital transformation as professionals and researchers are finding ways to improve efficiency, personalization, and security in these economic sectors. Significant research is needed to keep pace with the continuous advancements that are taking place in finance. Fostering Innovation and Competitiveness with FinTech, RegTech, and SupTech provides emerging research exploring the theoretical and practical aspects of technologically innovative mechanisms and applications within the financial, economic, and legal markets. Featuring coverage on a broad range of topics such as crowdfunding platforms, crypto-assets, and blockchain technology, this book is ideally designed for researchers, economists, practitioners, policymakers, analysts, managers, executives, educators, and students seeking current research on the strategic role of technology in the future development of financial and economic activity.

Influence of FinTech on Management Transformation

Sghari, Amira,Mezghani, Karim
Influence of FinTech on Management Transformation Book PDF

Author : Sghari, Amira,Mezghani, Karim
Publisher : IGI Global
Page : 273 pages
File Size : 52,9 Mb
Release : 2020-11-27
Category : Business & Economics
ISBN : 9781799871125

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Influence of FinTech on Management Transformation by Sghari, Amira,Mezghani, Karim Pdf

Digital financial services are starting to become increasingly popular with consumers, thereby fostering a favorable climate for digital entrepreneurship: mobile payment, Blockchain, etc. Research trying to understand and explain this phenomenon focuses on FinTech. Some scholars regard “FinTech” as financial innovations that upset the market while others view them as startups, based on financial innovations, that have changed the ecosystem. There are many open-ended questions about FinTech’s business models, how it relates to blockchain, and whether this is a collaborative relationship between traditional financial players or a competitive relationship. Noting the lack of research work on these themes, this book attempts to shed light on this area to bridge the gap between the discourse of practitioners and the literature. Influence of FinTech on Management Transformation is an innovative reference book that defines FinTech and its ecosystem as well as concepts in relation to management transformations caused by FinTech and shares new theoretical and empirical frameworks, useful experiences, and best practices to deal with new technological changes. The chapters are divided into three interrelated sections: “Insights From the Blockchain Technology”; “Managerial and Cultural Transformations in the Era of FinTech”; and “Empirical Experiences and Applications.” This book is a valuable reference tool for financial planners/advisors, managers, accountants, financial analysts, compliance experts, practitioners, researchers, academicians, and students interested in the influence of FinTech on management transformation.