Generation Earn

Author : Kimberly Palmer
Publisher : Ten Speed Press
Page : 242 pages
File Size : 41,6 Mb
Release : 2010-10-12
Category : Business & Economics
ISBN : 9781580082365

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Generation Earn by Kimberly Palmer Pdf

As a young professional today, you are part of a generation with greater earning power and more advanced degrees than preceding ones—along with a fresh, holistic outlook on financial success. Yes, you might have taken out more debt than previous generations, but that doesn’t mean you’re a slacker living off credit cards and takeout as media pundits would have people believe. Kimberly Palmer, the Alpha Consumer columnist for US News & World Report, frequently receives questions from twenty-, thirty-, and forty-something readers like you about making smart, sustainable life choices, including: What should I be doing with my savings? • Should I take on freelance jobs? • Where should I invest my money? • Should I buy a house or keep renting? • Does it make sense to share a mortgage with my significant other? • Can I afford a baby? • How can I support the causes I believe in? • Should I start a nonprofit? In Generation Earn, Palmer answers these questions—and many more—in three parts. Part one centers on the self, covering professional goals, personal spending, debt management, and investing. Part two focuses on creating a home, including renting, mortgages, marriage, and saving for baby. Part three addresses the world at large, including green spending, sustainable donating, and supporting nonprofits. Add it all up and you have a plan for every major decision you’ll have to make to create a successful life.

Author : R. Douglas Arnold
Publisher : Princeton University Press
Page : 328 pages
File Size : 47,6 Mb
Release : 2022-04-12
Category : Political Science
ISBN : 9780691224435

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Fixing Social Security by R. Douglas Arnold Pdf

How Social Security has shaped American politics—and why it faces insolvency Since its establishment, Social Security has become the financial linchpin of American retirement. Yet demographic trends—longer lifespans and declining birthrates—mean that this popular program now pays more in benefits than it collects in revenue. Without reforms, 83 million Americans will face an immediate benefit cut of 20 percent in 2034. How did we get here and what is the solution? In Fixing Social Security, R. Douglas Arnold explores the historical role that Social Security has played in American politics, why Congress has done nothing to fix its insolvency problem for three decades, and what legislators can do to save it. What options do legislators have as the program nears the precipice? They can raise taxes, as they did in 1977, cut benefits, as they did in 1983, or reinvent the program, as they attempted in 2005. Unfortunately, every option would impose costs, and legislators are reluctant to act, fearing electoral retribution. Arnold investigates why politicians designed the system as they did and how between 1935 and 1983 they allocated—and reallocated—costs and benefits among workers, employers, and beneficiaries. He also examines public support for the program, and why Democratic and Republican representatives, once political allies in expanding Social Security, have become so deeply polarized about fixing it. As Social Security edges closer to crisis, Fixing Social Security offers a comprehensive analysis of the political fault lines and a fresh look at what can be done—before it is too late.

Author : Eve Turow
Publisher : Unknown
Page : 130 pages
File Size : 46,7 Mb
Release : 2015-07
Category : Electronic
ISBN : 1973587106

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A Taste of Generation Yum by Eve Turow Pdf

There are roughly 80 million Millennials in America. According to research by BBDO, half of them identify as "foodies." They buy organic groceries, fawn over Chemex coffee, Instagram images of pork belly and spend their recession-dented incomes on high-end meals out. Young adults with degrees from prestigious universities apply their learnings to harvests instead of hedge funds. Never before has a young generation paid this much attention to food. Starting back in 2012, Millennial, Eve Turow set out on a journey to understand why. Through interviews with a variety of Millennials as well as food luminaries--including Anthony Bourdain, Michael Pollan, Mark Bittman, Marion Nestle and more--Turow investigates the underlying drive for the Millennial obsession with food, and later looks at the role of Millennials in the future of food policy in America.

Author : Zig Ziglar,John P. Hayes
Publisher : John Wiley & Sons
Page : 419 pages
File Size : 49,8 Mb
Release : 2011-05-18
Category : Business & Economics
ISBN : 9781118069387

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Network Marketing For Dummies by Zig Ziglar,John P. Hayes Pdf

Network marketing has helped people all over the world achieve financial independence—and it can help you do the same. As a profession, network marketing invites all people, regardless of gender, experience, education, or financial status, to jump on board and build a satisfying and potentially lucrative business. If you want to improve your current financial situation and are ready to become your own boss, then networking marketing is the way to go. Whether you want to work full-time or part-time; whether you dream of earning a few hundred dollars a month or thousands of dollars a month, Network Marketing For Dummies can show you how to get started in this business within a matter of days. If you’re currently involved in network marketing, this book is also valuable as both a reference source and a refresher course. Network marketing is a system for distributing goods and services through networks of thousands of independent salespeople, or distributors. With Network Marketi ng For Dummies as your guide, you’ll become familiar with this system and figure out how to build revenue, motivate your distributors, evaluate opportunities, and grab the success you deserve in this field. You’ll explore important topics, such as setting up a database of prospects and creating loyal customers. You’ll also discover how to: Get set up as a distributor Develop a comprehensive marketing plan Recruit, train, and motivate your network Maximize downline income Take your marketing and sales skills to a higher level Cope with taxes and regulations Avoid common pitfalls Packed with tips on overcoming common start-up hurdles as well as stories from more than fifty successful network marketers, Network Marketing For Dummies will show you how to approach this opportunity so that you can begin to build a successful and satisfying business of your own.

Author : George J. Borjas
Publisher : Princeton University Press
Page : 296 pages
File Size : 45,5 Mb
Release : 2011-11-28
Category : Business & Economics
ISBN : 9781400841509

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Heaven's Door by George J. Borjas Pdf

The U.S. took in more than a million immigrants per year in the late 1990s, more than at any other time in history. For humanitarian and many other reasons, this may be good news. But as George Borjas shows in Heaven's Door, it's decidedly mixed news for the American economy--and positively bad news for the country's poorest citizens. Widely regarded as the country's leading immigration economist, Borjas presents the most comprehensive, accessible, and up-to-date account yet of the economic impact of recent immigration on America. He reveals that the benefits of immigration have been greatly exaggerated and that, if we allow immigration to continue unabated and unmodified, we are supporting an astonishing transfer of wealth from the poorest people in the country, who are disproportionately minorities, to the richest. In the course of the book, Borjas carefully analyzes immigrants' skills, national origins, welfare use, economic mobility, and impact on the labor market, and he makes groundbreaking use of new data to trace current trends in ethnic segregation. He also evaluates the implications of the evidence for the type of immigration policy the that U.S. should pursue. Some of his findings are dramatic: Despite estimates that range into hundreds of billions of dollars, net annual gains from immigration are only about $8 billion. In dragging down wages, immigration currently shifts about $160 billion per year from workers to employers and users of immigrants' services. Immigrants today are less skilled than their predecessors, more likely to re-quire public assistance, and far more likely to have children who remain in poor, segregated communities. Borjas considers the moral arguments against restricting immigration and writes eloquently about his own past as an immigrant from Cuba. But he concludes that in the current economic climate--which is less conducive to mass immigration of unskilled labor than past eras--it would be fair and wise to return immigration to the levels of the 1970s (roughly 500,000 per year) and institute policies to favor more skilled immigrants.

Author : Laurence J. Kotlikoff,Scott Burns
Publisher : MIT Press
Page : 279 pages
File Size : 47,7 Mb
Release : 2005-01-18
Category : Business & Economics
ISBN : 9780262250153

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The Coming Generational Storm by Laurence J. Kotlikoff,Scott Burns Pdf

How to avoid a fiscal crisis in the next generation— and how to protect yourself if the government acts too late: policy recommendations and individual strategies to protect against skyrocketing tax rates, drastically reduced health and retirement benefits, high inflation, and a ruined currency. In 2030, as 77 million baby boomers hobble into old age, walkers will outnumber strollers; there will be twice as many retirees as there are today but only 18 percent more workers. How will America handle this demographic overload? How will Social Security and Medicare function with fewer working taxpayers to support these programs? According to Laurence Kotlikoff and Scott Burns, if our government continues on the course it has set, we'll see skyrocketing tax rates, drastically lower retirement and health benefits, high inflation, a rapidly depreciating dollar, unemployment, and political instability. The government has lost its compass, say Kotlikoff and Burns, and the current administration is heading straight into the coming generational storm. But don't panic. To solve a problem you must first understand it. Kotlikoff and Burns take us on a guided tour of our generational imbalance, first introducing us to the baby boomers—their long retirement years and "the protracted delay in their departure to the next world." Then there's the "fiscal child abuse" that will double the taxes paid by the next generation. There's also the "deficit delusion" of the under-reported national debt. And none of this, they say, will be solved by any of the popularly touted remedies: cutting taxes, technological progress, immigration, foreign investment, or the elimination of wasteful government spending. So how can the United States avoid this demographic/fiscal collision? Kotlikoff and Burns propose bold new policies, including meaningful reforms of Social Security, and Medicare. Their proposals are simple, straightforward, and geared to attract support from both political parties. But just in case politicians won't take the political risk to chart a new direction, Kotlikoff and Burns also offer a "life jacket"—guidelines for individuals to protect their financial health and retirement. This paperback edition of The Coming Generational Storm has been revised and updated and includes a new foreword by the authors.

Author : Joseph C. Sternberg
Publisher : Unknown
Page : 128 pages
File Size : 50,6 Mb
Release : 2019
Category : SOCIAL SCIENCE
ISBN : 1541730259

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The Theft of a Decade by Joseph C. Sternberg Pdf

Author : Maurice Crul,John Mollenkopf
Publisher : Russell Sage Foundation
Page : 323 pages
File Size : 41,5 Mb
Release : 2012-08-01
Category : Social Science
ISBN : 9781610447911

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The Changing Face of World Cities by Maurice Crul,John Mollenkopf Pdf

A seismic population shift is taking place as many formerly racially homogeneous cities in the West attract a diverse influx of newcomers seeking economic and social advancement. In The Changing Face of World Cities, a distinguished group of immigration experts presents the first systematic, data-based comparison of the lives of young adult children of immigrants growing up in seventeen big cities of Western Europe and the United States. Drawing on a comprehensive set of surveys, this important book brings together new evidence about the international immigrant experience and provides far-reaching lessons for devising more effective public policies. The Changing Face of World Cities pairs European and American researchers to explore how youths of immigrant origin negotiate educational systems, labor markets, gender, neighborhoods, citizenship, and identity on both sides of the Atlantic. Maurice Crul and his co-authors compare the educational trajectories of second-generation Mexicans in Los Angeles with second-generation Turks in Western European cities. In the United States, uneven school quality in disadvantaged immigrant neighborhoods and the high cost of college are the main barriers to educational advancement, while in some European countries, rigid early selection sorts many students off the college track and into dead-end jobs. Liza Reisel, Laurence Lessard-Phillips, and Phil Kasinitz find that while more young members of the second generation are employed in the United States than in Europe, they are also likely to hold low-paying jobs that barely life them out of poverty. In Europe, where immigrant youth suffer from higher unemployment, the embattled European welfare system still yields them a higher standard of living than many of their American counterparts. Turning to issues of identity and belonging, Jens Schneider, Leo Chávez, Louis DeSipio, and Mary Waters find that it is far easier for the children of Dominican or Mexican immigrants to identify as American, in part because the United States takes hyphenated identities for granted. In Europe, religious bias against Islam makes it hard for young people of Turkish origin to identify strongly as German, French, or Swedish. Editors Maurice Crul and John Mollenkopf conclude that despite the barriers these youngsters encounter on both continents, they are making real progress relative to their parents and are beginning to close the gap with the native-born. The Changing Face of World Cities goes well beyong existing immigration literature focused on the United States experience to show that national policies on each side of the Atlantic can be enriched by lessons from the other. The Changing Face of World Cities will be vital reading for anyone interested in the young people who will shape the future of our increasingly interconnected global economy.

Author : The Korea Foundation
Publisher : 한국국제교류재단
Page : 175 pages
File Size : 46,6 Mb
Release : 2013-03-30
Category : Electronic
ISBN : 9788986090864

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Korea Focus - June 2012 by The Korea Foundation Pdf

Author : Deborah Niemann
Publisher : New Society Publishers
Page : 586 pages
File Size : 47,9 Mb
Release : 2018-09-11
Category : Technology & Engineering
ISBN : 9781771422376

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Raising Goats Naturally, 2nd Edition by Deborah Niemann Pdf

Produce your own milk, cheese, meat, fiber, fertilizer, and more Incorporating dairy goats into a diversified homestead can be the key to greater self-sufficiency. Responding to questions and concerns from readers from all over North America and beyond, this fully revised and expanded edition of Raising Goats Naturally will help readers work with nature to raise dairy goats to produce milk, cheese, meat, fertilizer, leather, fiber, and soap – all without relying on drugs or following the factory farm model. By observing your own animals closely and educating yourself about their specific needs, you can create an individualized plan for keeping them healthy and maximizing their productivity. This unique, fully-illustrated guide will teach you to help your herd thrive with: Breed-specific descriptions to help you choose the right goats for your goals and lifestyle Detailed information on housing, fencing, breeding, health, milking, and nutrition Complete recipes and instructions for making your own cheese, dairy products, and soap, as well as cooking with goat meat. Packed with personal experiences and backed up by expert veterinary advice and scientific studies, Raising Goats Naturally brings together a wealth of practical information on raising goats for the love of it and using their milk and meat to become more self-reliant.

Author : Wess Roberts,Bill Ross
Publisher : Simon and Schuster
Page : 256 pages
File Size : 47,6 Mb
Release : 1996-08-01
Category : Fiction
ISBN : 9781439108284

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Make It So: Leadership Lessons from Star Trek: The Next Generation by Wess Roberts,Bill Ross Pdf

T he fast-changing business world of today is far different from just a few years ago. Success in today's marketplace requires new leadership techniques, new thinking, and an eye on the future . . . . In Make It So: Leadership Lessons from Star Trek: The Next Generation®, Wess Roberts and coauthor Bill Ross take their inspiration from today's most striking and most popular vision of the future -- Star Trek -- an unprecedented television, feature film and publishing phenomenon. From the top-rated television series Star Trek: The Next Generation, Roberts and Ross find a new symbol for successful leadership: Captain Jean-Luc Picard. As entertaining as it is useful, Make It So captures the mythos of Star Trek: The Next Generation as it delivers dramatically rich lessons on leadership, including the importance of the ability to focus on a single "mission," effective communication, teamwork, honor . . . and other important concepts. The examples are taken from the on-screen adventures of Captain Picard and the Starship EnterpriseTM, but the lessons and the benefits are real -- and can be applied to everyday situations where the goal is the kind of high-performance organization embodied by the crew of the U.S.S. EnterpriseTM 1701-D. Sure to appeal to Star Trek enthusiasts and serious students of leadership alike, Make It So is the most exciting business book on the shelves -- the one book that shows the future of modern leadership while giving managers the tools they need for success today!

Author : Stephen J. Trejo
Publisher : Unknown
Page : 98 pages
File Size : 43,6 Mb
Release : 1997
Category : Mexican Americans
ISBN : UTEXAS:059173004854829

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Why Do Mexican-Americans Earn Low Wages? by Stephen J. Trejo Pdf

Author : Kenneth O. Doyle Ph.D.
Publisher : Bloomsbury Publishing USA
Page : 146 pages
File Size : 41,5 Mb
Release : 2019-09-19
Category : Business & Economics
ISBN : 9798216084501

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Financial Literacy for Generation Z by Kenneth O. Doyle Ph.D. Pdf

This indispensable resource explains principles of financial planning and financial psychology to help teens and young adults make good financial decisions now and achieve their financial goals. Financial literacy for savvy teens and young adults means meeting them where they are, which is in high school and college. It also means understanding how they differ from their Gen X and elder millennial parents. For example, they tend to be debt-averse, thrifty, and responsible but may err on the side of taking too little risk, such as not investing early enough. This book uses economics and psychology to help Generation Z students make better decisions throughout their lives and especially in their formative years. Financial Literacy for Generation Z addresses decisions students have to make while still in school, after graduation, and later, with the greatest emphasis on the decisions closest at hand to them. It encompasses not just money talk—for example, how much to contribute to your 401(k)—but also decisions that are directly connected to money, such as choosing a major and a career, building a credit record, and managing your first real income.

Author : Anne Helen Petersen
Publisher : Mariner Books
Page : 321 pages
File Size : 50,8 Mb
Release : 2021-05-04
Category : History
ISBN : 9780358561842

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Can't Even by Anne Helen Petersen Pdf

An incendiary examination of burnout in millennials--the cultural shifts that got us here, the pressures that sustain it, and the need for drastic change

Author : Daniel K. Finn
Publisher : Oxford University Press
Page : 256 pages
File Size : 49,8 Mb
Release : 2017-06-01
Category : Religion
ISBN : 9780190670078

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Empirical Foundations of the Common Good by Daniel K. Finn Pdf

The idea of the common good was borrowed by the Fathers of the early Catholic Church from the rich philosophical traditions of ancient Greece and Rome. It has been a fundamental part of Catholic thinking about social, political, and economic life throughout the Catholic intellectual tradition, from Augustine and Aquinas to modern Catholic social thought in the encyclicals of popes in recent centuries. Yet this history has been rooted in the traditions of philosophy and theology. With the rise of the social sciences in the nineteenth century as distinct disciplines no longer limited to the methods of their philosophical origins, humanity has learned a great deal more about the human condition. Empirical Foundations of the Common Good asks two questions: what have the social sciences learned about the common good? how might theology alter its understanding of the common good in light of that insight? In this volume, six social scientists, with backgrounds in economics, political science, sociology, and policy analysis, speak about what their disciplines have to contribute to discussions within Catholic social thought about the common good. Two theologians then respond by examining the insights of social science and exploring how Catholic social thought can integrate social scientific insights into its understanding of the common good. This volume's interplay of social scientific and religious views is a unique contribution to contemporary discussion of what constitutes "the common good."