Guaranteed Income For Life

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The Case for Basic Income

Author : Jamie Swift,Elaine Power
Publisher : Between the Lines
Page : 160 pages
File Size : 42,8 Mb
Release : 2021-05-03
Category : Political Science
ISBN : 9781771135481

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The Case for Basic Income by Jamie Swift,Elaine Power Pdf

Inequality is up. Decent work is down. Free market fundamentalism has been exposed as a tragic failure. In a job market upended by COVID-19—with Canadians caught in the grip of precarious labour, stagnant wages, a climate crisis, and the steady creep of automation—an ever-louder chorus of voices calls for a liveable and obligation-free basic income. Could a basic income guarantee be the way forward to democratize security and intervene where the market economy and social programs fail? Jamie Swift and Elaine Power scrutinize the politics and the potential behind a radical proposal in a post-pandemic world: that wealth should be built by a society, not individuals. And that we all have an unconditional right to a fair share. In these pages, Swift and Power bring to the forefront the deeply personal stories of Canadians who participated in the 2017–2019 Ontario Basic Income Pilot; examine the essential literature and history behind the movement; and answer basic income’s critics from both the right and left.

Pensionize Your Nest Egg

Author : Moshe A. Milevsky,Alexandra C. Macqueen
Publisher : John Wiley & Sons
Page : 256 pages
File Size : 41,6 Mb
Release : 2015-03-25
Category : Business & Economics
ISBN : 9781119025276

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Pensionize Your Nest Egg by Moshe A. Milevsky,Alexandra C. Macqueen Pdf

Guarantee your retirement income with a DIY pension Pensionize Your Nest Egg describes how adding the newapproach of "product allocation" to the tried-and-true assetallocation approach can help protect you from the risk of outlivingyour savings, while maximizing your income in retirement. This book demonstrates that it isn't the investor with the mostmoney who necessarily has the best retirement income plan. Instead,it's the investor who owns the right type of investment andinsurance products, and uses product allocation to allocate theright amounts, at the right time, to each product category. This revised second edition is expanded to include investorsthroughout the English-speaking world and updated to reflectcurrent economic realities. Readers will learn how to distinguish between the various typesof retirement income products available today, including lifeannuities and variable annuities with living income benefits, andhow to evaluate the features that are most important to meet theirpersonal retirement goals. Evaluate the impacts of longevity, inflation, and sequence ofreturns risk on your retirement income portfolio Make sense of the bewildering array of today's retirementincome products Measure and maximize your Retirement SustainabilityQuotient Learn how your product allocation choices can help maximizecurrent income or financial legacy — and how to select theapproach that's right for you Walk through detailed case studies to explore how to pensionizeyour nest egg using the new product allocation approach Whether you do it yourself or work with a financial advisor,Pensionize Your Nest Egg gives you a step-by-step plan tocreate a guaranteed retirement income for life.

Guaranteed Income for Life

Author : Michael F. Lane
Publisher : McGraw-Hill Companies
Page : 0 pages
File Size : 48,9 Mb
Release : 1998-08
Category : Finance, Personal
ISBN : 0070382972

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Guaranteed Income for Life by Michael F. Lane Pdf

Lane shows specific ways to use variable annuities to achieve lifelong financial security and gives tips on how to pick the best product for any given situation. 30 charts & graphs.

Basic Income for Canadians

Author : Evelyn L. Forget
Publisher : James Lorimer & Company
Page : 258 pages
File Size : 47,8 Mb
Release : 2020-10-13
Category : Business & Economics
ISBN : 9781459415683

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Basic Income for Canadians by Evelyn L. Forget Pdf

Before the COVID-19 pandemic, the idea of providing a basic income to everyone in Canada who needs it was already gaining broad support. Then, in response to a crisis that threatened to put millions out of work, the federal government implemented new measures which constituted Canada?s largest ever experiment with a basic income for almost everyone. In this new and revised edition, Evelyn L. Forget offers a clear-eyed look at how these emergency measures could be transformed into a program that ensures an adequate basic income for every Canadian. Forget details what we can learn from earlier basic income experiments in Canada and internationally. She weighs the options, investigates whether Canadians can afford a permanent basic income program and describes how it could best be implemented across the country. This accessible book offers everything a reader needs to decide if a basic income program is the right follow-up to the short-term government response to COVID-19.

How to Make a Living Trading Foreign Exchange

Author : Courtney Smith
Publisher : John Wiley & Sons
Page : 215 pages
File Size : 45,7 Mb
Release : 2010-02-02
Category : Business & Economics
ISBN : 9780470442296

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How to Make a Living Trading Foreign Exchange by Courtney Smith Pdf

Solid Forex strategies for capturing profits in today's volatile markets How to Make a Living Trading Foreign Exchange puts the world of Forex at your fingertips. Author Courtney Smith begins with an introduction to the Forex market-what it is and how it works. He then delves into six moneymaking techniques for trading Forex, including his unique Rejection Rule that doubles the profit of basic channel breakout systems. In addition to two specific methods for exiting positions at critical levels, Smith also discusses powerful risk management techniques and successful trading psychology strategies that will keep you one step ahead of the game. Reveals the secrets of the Forex market and how to create a lifetime of income trading it Offers advice on maximizing profits during the volatile swings that have increasingly become the norm Other titles by Smith: Option Strategies, Third Edition, Seasonal Charts For Futures Traders, Commodity Spreads, and Profits Through Seasonal Trading Make more from today's Forex market with How to Make a Living Trading Foreign Exchange.

Retirement Income for Life

Author : Frederick Vettese
Publisher : ECW Press
Page : 202 pages
File Size : 55,6 Mb
Release : 2020-10-20
Category : Business & Economics
ISBN : 9781773056418

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Retirement Income for Life by Frederick Vettese Pdf

Canada’s #1 bestselling retirement income book is now completely revised and updated. Vettese will show you how to mitigate risk and secure your financial future in these unpredictable times. As COVID-19 rocks the economy in an unprecedented black swan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Originally published in 2018, the second edition of Retirement Income for Life, has been completely revised and updated, and now includes: New chapters on early retirement, retiring single, what to do when one spouse dies young, and more. Three strategies for mitigating your personal financial risk in the current downturn in equities and other investment products. Advice on how to plan for (and even benefit from) the coming bear market, resulting from COVID-19, which will create unprecedented equity buying opportunities, possibly as early as 2021. Information on the impact of unbearably low interest rates on annuities and fixed income investments and what to do if you hold them. The reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever. Author Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices — the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life — has become an urgent matter that no one can afford to ignore.

The Income Revolution

Author : Joseph Stark
Publisher : Humanix Books
Page : 256 pages
File Size : 48,9 Mb
Release : 2017-02-07
Category : Business & Economics
ISBN : 9781630060671

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The Income Revolution by Joseph Stark Pdf

You've probably thought about where you will live in retirement and how you plan to spend your time. But do you know how much income you will need to pay for the type of retirement you want? With Social Security's uncertain future, as well as the increasing cost of healthcare, you need to formulate a retirement strategy with an income stream—available from annuities—that you can't outlive. In The Income Revolution, you will learn what questions to ask and what planning you should do, whether you are years away from retirement or expecting to retire in the near future. This book will help you: • Understand why pensions are disappearing and what you can do if you don't have one • Reallocate your portfolio to reduce your risk from market volatility • Figure out whether you can afford the retirement lifestyle you have chosen • Work with insurance agents and financial planners to find out how much monthly income you need • Learn the differences between fixed and variable annuities • Figure out what type of annuity to consider

Basic Income for Canadians

Author : Evelyn L. Forget
Publisher : James Lorimer & Company
Page : 291 pages
File Size : 44,9 Mb
Release : 2018-10-02
Category : Political Science
ISBN : 9781459413511

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Basic Income for Canadians by Evelyn L. Forget Pdf

Canadian social programs were designed for a world in which most people graduated from high school, then found a permanent job with benefits that, barring unforeseen accidents, they would hold until they retired with a pension — all under the benevolent eye of their workplace union. In the last forty years, however, the labour market has fundamentally changed. Good, full-time jobs have been replaced by part-time or temporary work that pays lower wages, offers fewer benefits and rarely comes with union support. Economic insecurity is now a feature of the lives of large numbers of people. Those forced to rely on provincial income assistance or disability support find themselves trapped in a system that perpetuates dependence. This new situation has given new life to an old idea — basic income. This book explores basic income from a Canadian perspective. It reports on research from the original test in Manitoba in the 1970s to the Ontario initiative launched by the Wynne government, then killed by the Ford Tories. The evidence shows that basic income improves family and community health and well being, improves financial resilience, and improves access to education and training — all at an affordable cost.

Retirement Income Annuity

Author : Dan Keppel
Publisher : CreateSpace
Page : 200 pages
File Size : 47,5 Mb
Release : 2014-03-14
Category : Business & Economics
ISBN : 1497337313

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Retirement Income Annuity by Dan Keppel Pdf

We all want: guaranteed income stream for life never outlive nest egg never give up control of assets My clients want a guaranteed income stream for life AND they don't want to run out of money AND they don't want to give up control of their assets. They want the perfect financial retirement. They want an inflation-proof income for the rest of their lives without giving up control of their assets. They want to reduce income taxes. They don't want to get stuck paying for the deficit from two wars, two tax cuts and two bank bailouts. Today you can buy that guaranteed inflation-proof income stream to match your needs. We don't know if the market will continue to climb, whether inflation will return in force, whether we might need cash to pay for extraordinary medical needs. Since no advisor can know the future, we need to stay flexible. Financial advisors favor high-cost products. You need less-biased information to find the best alternatives for you. I help you decide which alternative is best for you, now and later. You don't give up control of your assets. Only you know what fits your lifestyle at each stage. You use low-cost products so you keep more of your assets growing. You avoid high fee advisors and products. Most of us were faced with difficult retirement options. In the past, employers offered defined-benefit pensions. However, most of us had to create a self-directed retirement plans (401k, etc). We had to figure out which investments to make. If we were lucky, our employer matched our contributions. Most of us were not trained to make good investment choices and we didn't. It was hard to duplicate the guaranteed income that former generations received from their employer-paid pensions.

Poker

Author : Frank R. Wallace
Publisher : WWW.Snowballpublishing.com
Page : 292 pages
File Size : 43,9 Mb
Release : 2013-05
Category : Games
ISBN : 1607965887

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Poker by Frank R. Wallace Pdf

If you have never heard about poker, then you must be wondering... "What's the big deal?" Poker is an sport out there which is purely based on skill... That over 100 million people are interested in... These people gather offline and online and play this game with real money... The guys who play it skillfully make so much money that they literally never have to work again... It is possible to join this world instantly and play with these people... What makes poker truly amazing is that it is more than just an addictive strategic game, it is an art. In poker you don't just play the cards, you actually play against another person. Once you learn the game, you can come up with many clever ways to outsmart your opponents. The fact that you can make so much money defeating a player, just adds to its appeal. Once you learn how to play poker like a pro, you won't believe how many easy players are out there who have zero poker skill simply because they think poker is a game of luck. This is actually also one of the reasons why winning money in poker is so easy. With so many players playing poker for fun, or simply so many players just having no clue how to play the game strategically, it makes easy picking for sharks who know what they are doing. With the Advanced Concepts of Poker, that you will learn in this book, we continually earn the kind of money most people can't imagine.

Tax-Free Income for Life

Author : David McKnight
Publisher : Penguin
Page : 161 pages
File Size : 46,5 Mb
Release : 2020-11-17
Category : Business & Economics
ISBN : 9780593327753

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Tax-Free Income for Life by David McKnight Pdf

The follow-up to the bestselling The Power of Zero, providing a blueprint to build a guaranteed, tax-free income stream that lasts for the long run. American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next ten years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do? Tax-Free Income for Life lays out a comprehensive, step-by-step roadmap for a secure retirement. McKnight shows how the combination of guaranteed, inflation-adjusted lifetime income and a proactive asset-shifting strategy can shield you from longevity risk and the cascade of unintended consequences that result from higher taxes. It's an innovative and proven strategy that maximizes return while effectively neutralizing the two biggest risks to retirement savings. If ever there were a solution for the American retiree, it's guaranteed tax-free income for life.

Managing Income in Retirement

Author : Kevin R Sullivan
Publisher : AuthorHouse
Page : 143 pages
File Size : 52,5 Mb
Release : 2012
Category : Business & Economics
ISBN : 9781468533156

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Managing Income in Retirement by Kevin R Sullivan Pdf

Are you ready for the monumental shift towards managing income in retirement? How does managing money in the "accumulation" years differ from the "income" years? With life expectancies increasing retirees have to plan for the reality of living 25-35 years in retirement. Do you have enough for when your paycheck stops? Have you thought about the sources of guaranteed income you may have? How much could you withdraw from your nest egg and not run out of money? How can you take the mystery out of knowing if you'll have enough? Will you continue to work in retirement? Will you turn your hobby into a small business? What will the landscape of retirement look like for you? These questions and many more are answered in this book "Managing Income in Retirement." Find out how you can have more confidence knowing that you have a plan to go into your retirement income years. Planning provides confidence. Confidence brings the ability to enjoy the retirement you've always dreamed about.

Simple Steps To Retire Wealthy

Author : Tomi Stilphen
Publisher : Independently Published
Page : 52 pages
File Size : 54,5 Mb
Release : 2021-04-02
Category : Electronic
ISBN : 9798732223019

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Simple Steps To Retire Wealthy by Tomi Stilphen Pdf

Learn the secret power of the most overlooked provision in the tax code.This is a tax-free privilege, that less than 10% of financial professionals and the public know about, understand, or use properly. If the current state of affairs has created some doubt about retiring, you can follow this simple process to remove the risks that could potentially be looming around the corner. This process has served retirement planners for years. Now, it is yours to duplicate and use as a guide to make sure that you are ready to retire. Here are some of the Transformational Tips you will discover in this brand new book: How to get guaranteed income for life. How to set up tax-free income. How to make sure that you do not run out of money. How to make sure that if your spouse passes away, you will have enough income. How to prevent your assets from going to a nursing home if you become ill. How to pay off your mortgage in five years. And much more! This is a book for people approaching retirement who want to learn about strategies to secure their retirement. You will learn about financial tools like annuities, life insurance, long-term care, and others geared towards removing risk in retirement.

The 7 Most Important Equations for Your Retirement

Author : Moshe A. Milevsky
Publisher : John Wiley & Sons
Page : 229 pages
File Size : 45,9 Mb
Release : 2012-05-14
Category : Business & Economics
ISBN : 9781118294512

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The 7 Most Important Equations for Your Retirement by Moshe A. Milevsky Pdf

The 800 years of scientific breakthroughs that will help salvage your retirement plans Physics, Chemistry, Astronomy, Biology; every field has its intellectual giants who made breakthrough discoveries that changed the course of history. What about the topic of retirement planning? Is it a science? Or is retirement income planning just a collection of rules-of-thumb, financial products and sales pitches? In The 7 Most Important Equations for Your Retirement...And the Stories Behind Them Moshe Milevsky argues that twenty first century retirement income planning is indeed a science and has its foundations in the work of great sages who made conceptual and controversial breakthroughs over the last eight centuries. In the book Milevsky highlights the work of seven scholars—summarized by seven equations—who shaped all modern retirement calculations. He tells the stories of Leonardo Fibonnaci the Italian businessman; Benjamin Gompertz the gentleman actuary; Edmund Halley the astronomer; Irving Fisher the stock jock; Paul Samuelson the economic guru; Solomon Heubner the insurance and marketing visionary, and Andrey Kolmogorov the Russian mathematical genius—all giants in their respective fields who collectively laid the foundations for modern retirement income planning. With baby boomers starting to hit retirement age, planning for retirement income has become a hot topic across the country Author Moshe Milevsky is an internationally-respected financial expert with the knowledge you need to assess whether you are ready to retire or not Presents an entertaining, informative narrative approach to financial planning Understanding the ideas behind these seven foundation equations—which Moshe Milevsky explains in a manner that everyone can appreciate—will help baby boomers better prepare for retirement. This is a book unlike anything you have ever read on retirement planning. Think Suze Orman meets Stephen Hawking. If you ever wondered what the point of all that high school mathematics was, Moshe Milevsky's answer is: So that you can figure out how to retire...while you can still enjoy your money.

Better Now

Author : Dr. Danielle Martin
Publisher : Penguin
Page : 304 pages
File Size : 55,6 Mb
Release : 2017-01-10
Category : Medical
ISBN : 9780735232600

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Better Now by Dr. Danielle Martin Pdf

Longlisted for British Columbia's National Award for Canadian Non-Fiction 2018 Dr. Danielle Martin sees the challenges in our health care system every day. As a family doctor and a hospital vice president, she observes how those deficiencies adversely affect patients. And as a health policy expert, she knows how to close those gaps. A passionate believer in the value of fairness that underpins the Canadian health care system, Dr. Martin is on a mission to improve medicare. In Better Now, she shows how bold fixes are both achievable and affordable. Her patients’ stories and her own family’s experiences illustrate the evidence she presents about what works best to improve health care for all. Better Now outlines “Six Big Ideas” to bolster Canada’s health care system. Each one is centred on a typical Canadian patient, making it clear how close to home these issues strike. · Ensure every Canadian has regular access to a family doctor or other primary care provider · Bring prescription drugs under medicare · Reduce unnecessary tests and interventions · Reorganize health care delivery to reduce wait times and improve quality · Implement a basic income guarantee to alleviate poverty, which is a major threat to health · Scale up successful local innovations to a national level Passionate, accessible, and authoritative, Dr. Martin is a fervent supporter of the best of medicare and a persuasive critic of what needs fixing.