How To Buy A House The Right Way

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How to Buy a House the Right Way

Author : Mark Kennedy
Publisher : Createspace Independent Publishing Platform
Page : 0 pages
File Size : 55,7 Mb
Release : 2012-01-12
Category : Home ownership
ISBN : 1469909502

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How to Buy a House the Right Way by Mark Kennedy Pdf

America is in the midst of the greatest real estate buyer's market in history. Yet, many home buyers get taken advantage of every day by unscrupulous sellers, real estate agents and mortgage lenders. This book is your defense against those "wolves in sheep's clothing." Nothing is more powerful an educated buyer. With the knowledge gained from this book, anyone can become an expert home buyer - not matter if this is their first or thirty-first house purchase. How to Buy a House the Right Way is a complete home buying guide for both first-time home buyers and those who have bought several homes. Mark Kennedy, a 20-year real estate and mortgage industry veteran, shares all of his tips, tactics and secrets for making the home buying process both smooth and enjoyable. After all, buying a new house is supposed to be fun! Mr. Kennedy discusses all aspects of home buying, from the mortgage process to finding and buying the right home. This book, updated in 2012 for today's real estate and mortgage market, includes great information, such as: everything you need for a successful mortgage transaction (including what not to do); how you can still buy homes for as little as $100 down; how to shop for your home the right way; home buyer traps to avoid; and much more. He even shares the secret tricks and scams that mortgage lenders have used for years to steal money and profits from unsuspecting buyers. This book can save you time, money and frustration in your next home purchase. Don't allow yourself to be an uneducated buyer. This book is the second printing of How to Buy a House the Right Way and is part of Mark Kennedy's Smart Living series, which also includes The Credit Repair Black Book - Credit Repair Secrets and Strategies the Credit Bureaus Won't Tell You (available on Amazon in both paperback and Kindle versions).

The White Coat Investor

Author : James M. Dahle
Publisher : White Coat Investor LLC the
Page : 160 pages
File Size : 54,9 Mb
Release : 2014-01
Category : Business & Economics
ISBN : 0991433106

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The White Coat Investor by James M. Dahle Pdf

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

How to Buy a House

Author : Mark Ferguson
Publisher : Unknown
Page : 318 pages
File Size : 55,6 Mb
Release : 2017-05-10
Category : House buying
ISBN : 1521055653

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How to Buy a House by Mark Ferguson Pdf

A house is the biggest purchase most people will ever make, but most people don't know the best way to buy a home. The book covers everything you need to know about the home buying and selling process so that you are not taken advantage of. including:- Deciding on how much money to spend on a house(don't let your lender or agent decide for you!)- Deciding whether you should buy or rent- How to get a great deal on a house that will build instant equity- How to get the best loan with less money down (if that is your goal) and the lower overall cost- How to find the best real estate agent and lender and why you need them- How the process works including inspections, appraisals, title insurance, mortgages, closings, escrows, HOAs, etc...- How to fix up your house and maintain it- How to find contractors to help you fix up your house- How to sell your house for the most money- When and if you should refinance your house- A glossary full of definitions for real estate terms- Plus bonus chapters on starting a career in real estateThere has been a lot of talk about real estate being a bad investment. Many financial and economic advisers suggest buying a home may be worse for your finances than renting. However, I think most people do not take the home buying or selling process seriously. They put all their faith in other people to get the right deal done for them. If you blindly buy a house based on what your real estate agent or lender tell you, it may not be a good investment! However, if you are able to find great deals, get a good loan, and take care of your home, real estate can be an incredible tool to build wealth. I am a real estate agent, and real estate investor who has done very well buying hundreds of houses. I try to teach what I know to others to help them make smarter and better decisions. If you know the right way to buy a home, it beats renting every time. There is a lot of information in this book, and depending on your real estate experience you may know some of it, or be familiar with a lot of it. I have created four sections with many chapters to make it easy to navigate. The first part of the book focuses on the bare basics of buying and selling houses, while the later sections go deeper into each aspect of real estate. I hope you enjoy the book and learn how to make your real estate purchases awesome investments.

The Simple Guide to Buying Your New Home

Author : Kwe Parker,Audrey Veitch,Mimoza Cejku,Dana Royster,William Wormley
Publisher : Unknown
Page : 262 pages
File Size : 50,8 Mb
Release : 2013-12-19
Category : Electronic
ISBN : 0615943098

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The Simple Guide to Buying Your New Home by Kwe Parker,Audrey Veitch,Mimoza Cejku,Dana Royster,William Wormley Pdf

The recent housing crisis has left millions of people weighing the risks versus rewards of buying a home. This book gives prospective home buyers the key information they need to make wise decisions and avoid costly mistakes. Kwe Parker (the author) and the contributors are seasoned real estate professionals. They pooled their collective experiences to transform a home buying reference manual into a beautiful narrative, providing an inside scoop on how to purchase a home the right way and save money in the process.

Real Estate Investing 101

Author : H. Richard Steinhoff
Publisher : Unknown
Page : 56 pages
File Size : 46,7 Mb
Release : 2015-12-06
Category : Business & Economics
ISBN : 1682120872

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Real Estate Investing 101 by H. Richard Steinhoff Pdf

Attention Home Buyers: Don't buy a home before reading book. The home buying process is extremely complex. Financing is difficult, you have to have a pre-approved loan before even making an offer, and there are lots of legal pitfalls to avoid. You need to have a strategy to succeed. This book will provide you that strategy. Plus, you will learn how to save money on the whole process. you will learn things like .... ? When and where to buy ? What type of offer to make ? How to handle inspections ? How to minimize problems ? How to get the best price And a whole lot more. Scroll up and click the "Buy" button now, and learn how to buy your dream home today

CliffsNotes Graduation Debt

Author : Reyna Gobel
Publisher : Houghton Mifflin Harcourt
Page : 241 pages
File Size : 46,8 Mb
Release : 2013-11-05
Category : Business & Economics
ISBN : 9780544319165

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CliffsNotes Graduation Debt by Reyna Gobel Pdf

With updated information that reflects the myriad changes in the student loan industry that affect students and their parents burdened with student loan debt, CliffsNotes Graduation Debt, Second Edition provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Reyna Gobel has accumulated tens of thousands of dollars in student loans, recovered from student loan default, and set herself on a mission to help others who face a seemingly insurmountable student loan burden, with a powerful message about taking a step-by-step approach and not being overwhelmed by the sheer weight of student loan debt. Divided into small subsections geared toward those neck-deep in debt, this book is easily digestible to students who aren’t inclined to focus on their finances. Readers are encouraged to take action steps, such as finding long-lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios so they can buy a home, and discussing their student loan and non-student loan debt with their significant others. By the end of the book, readers will be on the road to financial stability, with extra money for vacations and other fun stuff, too.

Broke Millennial Takes On Investing

Author : Erin Lowry
Publisher : Penguin
Page : 256 pages
File Size : 50,8 Mb
Release : 2019-04-09
Category : Business & Economics
ISBN : 9780525505433

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Broke Millennial Takes On Investing by Erin Lowry Pdf

A guide to investing basics by the author of Broke Millennial, for anyone who feels like they aren't ready (or rich enough) to get into the market Millennials want to learn how to start investing. The problem is that most have no idea where to begin. There's a significant lack of information out there catering to the concerns of new millennial investors, such as: * Should I invest while paying down student loans? * How do I invest in a socially responsible way? * What about robo-advisors and apps--are any of them any good? * Where can I look online for investment advice? In this second book in the Broke Millennial series, Erin Lowry answers those questions and delivers all of the investment basics in one easy-to-digest package. Tackling topics ranging from common terminology to how to handle your anxiety to retirement savings and even how to actually buy and sell a stock, this hands-on guide will help any investment newbie become a confident player in the market on their way to building wealth.

The Not So Big House

Author : Sarah Susanka,Kira Obolensky
Publisher : Taunton Press
Page : 218 pages
File Size : 50,8 Mb
Release : 2001
Category : Architecture, Domestic
ISBN : 9781561583768

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The Not So Big House by Sarah Susanka,Kira Obolensky Pdf

Provides a review of social trends and their effect on architecture and design.

The Ultimate Homeownership Guide

Author : Blue Peak Publishing
Publisher : Unknown
Page : 128 pages
File Size : 42,8 Mb
Release : 2022-05-06
Category : Electronic
ISBN : 0578288184

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The Ultimate Homeownership Guide by Blue Peak Publishing Pdf

Trying to make your dreams of becoming a homeowner a reality? Do you need easy-to-read, informative tips that can guide you to the right path? Do you feel ready to buy a house, but you're anxious about all the costs, complicated terms, and paperwork involved? Relax, this book has all the information and none of the complications!Buying a house is more than just making your dream a reality. It's about ensuring that you make the right choices. Then, the purchase will be the best thing you've ever bought for yourself! Research shows that 64% of adults have at least one regret about purchasing their current home. If you don't want to be a part of these statistics, then you've got to read The Ultimate Homeownership Guide!This is more than just a guide to how to become a homeowner. It's a comprehensive analysis of what it takes to own the house of your dreams the right way. From the moment you decide to start saving, to the day you finally move in! Inside The Ultimate Homeownership Guide, you'll discover: Eight effective strategies you can start implementing now to save money for the house of your dreams.All the potential financial costs and how to prepare for them.Tips to protect yourself and make a great deal during the contractual phase.Why the 20% down payment is a misconception and how you can settle for a lower percentageMore than ten different types of mortgage loans could help you finance your home instantly.How to determine and improve your credit score for better chances of owning an affordable home.The house you've been envisioning in your desired neighborhood has been waiting for you. Now, you have all the resources to go and make it yours! No more worrying about complicated paperwork, your credit score, or drowning in debt. The time to own a home has come!Are you ready to move into your home? Then read The Ultimate Homeownership Guide now!

Financial Peace

Author : Dave Ramsey
Publisher : Lampo
Page : 268 pages
File Size : 41,9 Mb
Release : 2002-01-01
Category : Business & Economics
ISBN : 0963571230

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Financial Peace by Dave Ramsey Pdf

Dave Ramsey explains those scriptural guidelines for handling money.

Home Made Lovely

Author : Shannon Acheson
Publisher : Baker Books
Page : 192 pages
File Size : 48,7 Mb
Release : 2020-09-08
Category : Religion
ISBN : 9781493428229

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Home Made Lovely by Shannon Acheson Pdf

Everyone wants a home that is beautiful and clutter free. But most of us are unsure how to get there without breaking the bank. Popular interior designer Shannon Acheson takes the guesswork out of creating a lovely home. Home Made Lovely is a mind-set: decorating should be about those who live there, rather than making your home into a magazine-worthy spread. Shannon walks you through how to · decorate in a way that suits your family's real life · declutter in seven simple steps · perform a house blessing to dedicate your home to God · be thankful for your current home and what you already have · brush up on hospitality with more than 20 actionable ideas that will make anyone feel welcome and loved in your home In Home Made Lovely, Shannon meets you right where you are on your home-decorating journey, helping you share the peace of Christ with family members and guests.

A $500 House in Detroit

Author : Drew Philp
Publisher : Simon and Schuster
Page : 312 pages
File Size : 54,5 Mb
Release : 2017-04-11
Category : Social Science
ISBN : 9781476798011

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A $500 House in Detroit by Drew Philp Pdf

A young college grad buys a house in Detroit for $500 and attempts to restore it—and his new neighborhood—to its original glory in this “deeply felt, sharply observed personal quest to create meaning and community out of the fallen…A standout” (Kirkus Reviews, starred review). Drew Philp, an idealistic college student from a working-class Michigan family, decides to live where he can make a difference. He sets his sights on Detroit, the failed metropolis of abandoned buildings, widespread poverty, and rampant crime. Arriving with no job, no friends, and no money, Philp buys a ramshackle house for five hundred dollars in the east side neighborhood known as Poletown. The roomy Queen Anne he now owns is little more than a clapboard shell on a crumbling brick foundation, missing windows, heat, water, electricity, and a functional roof. A $500 House in Detroit is Philp’s raw and earnest account of rebuilding everything but the frame of his house, nail by nail and room by room. “Philp is a great storyteller…[and his] engrossing” (Booklist) tale is also of a young man finding his footing in the city, the country, and his own generation. We witness his concept of Detroit shift, expand, and evolve as his plan to save the city gives way to a life forged from political meaning, personal connection, and collective purpose. As he assimilates into the community of Detroiters around him, Philp guides readers through the city’s vibrant history and engages in urgent conversations about gentrification, racial tensions, and class warfare. Part social history, part brash generational statement, part comeback story, A $500 House in Detroit “shines [in its depiction of] the ‘radical neighborliness’ of ordinary people in desperate circumstances” (Publishers Weekly). This is an unforgettable, intimate account of the tentative revival of an American city and a glimpse at a new way forward for generations to come.

Get Your House Right

Author : Marianne Cusato,Ben Pentreath,Richard Sammons,Leon Krier
Publisher : Union Square + ORM
Page : 425 pages
File Size : 40,7 Mb
Release : 2011-08-09
Category : House & Home
ISBN : 9781402776229

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Get Your House Right by Marianne Cusato,Ben Pentreath,Richard Sammons,Leon Krier Pdf

“[A] much needed book both for homeowners who want a beautiful and well proportioned house and for the professionals who help them to realize that dream.” —Sarah Susanka, FAIA, architect and author of The Not So Big series and Home by Design Even as oversized McMansions continue to elbow their way into tiny lots nationwide, a much different trend has taken shape. This return to traditional architectural principles venerates qualities that once were taken for granted in home design: structural common sense, aesthetics of form, appropriateness to a neighborhood, and even sustainability. Marianne Cusato, creator of the award–winning Katrina Cottages, has authored and illustrated this definitive guide to what makes houses look and feel right—to the eye and to the soul. She teaches us the language and grammar of classical architecture, revealing how balance, harmony, and detail all contribute to creating a home that will be loved rather than tolerated. And she takes us through the dos and don’ts of every element of home design, from dormers to doorways to columns. Integral to the book are its hundreds of elegant line drawings—clearly rendering the varieties of lintels and cornices, arches and eaves, and displaying “avoid” and “use” versions of the same elements side by side. “This ‘Rosetta stone’ of design will guarantee Cusato a place in the history of twenty-first century American architecture.” —The Philadelphia Inquirer “[Cusato] provides a vision of how we live together and build on our planet, and points out the consequences of flawed building practices not only to our environment, but to our spirit and our soul.” —Michael Lykoudis, Dean, University of Notre Dame School of Architecture

Right of Way

Author : Angie Schmitt
Publisher : Island Press
Page : 247 pages
File Size : 42,5 Mb
Release : 2020-08-27
Category : Architecture
ISBN : 9781642830835

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Right of Way by Angie Schmitt Pdf

The face of the pedestrian safety crisis looks a lot like Ignacio Duarte-Rodriguez. The 77-year old grandfather was struck in a hit-and-run crash while trying to cross a high-speed, six-lane road without crosswalks near his son’s home in Phoenix, Arizona. He was one of the more than 6,000 people killed while walking in America in 2018. In the last ten years, there has been a 50 percent increase in pedestrian deaths. The tragedy of traffic violence has barely registered with the media and wider culture. Disproportionately the victims are like Duarte-Rodriguez—immigrants, the poor, and people of color. They have largely been blamed and forgotten. In Right of Way, journalist Angie Schmitt shows us that deaths like Duarte-Rodriguez’s are not unavoidable “accidents.” They don’t happen because of jaywalking or distracted walking. They are predictable, occurring in stark geographic patterns that tell a story about systemic inequality. These deaths are the forgotten faces of an increasingly urgent public-health crisis that we have the tools, but not the will, to solve. Schmitt examines the possible causes of the increase in pedestrian deaths as well as programs and movements that are beginning to respond to the epidemic. Her investigation unveils why pedestrians are dying—and she demands action. Right of Way is a call to reframe the problem, acknowledge the role of racism and classism in the public response to these deaths, and energize advocacy around road safety. Ultimately, Schmitt argues that we need improvements in infrastructure and changes to policy to save lives. Right of Way unveils a crisis that is rooted in both inequality and the undeterred reign of the automobile in our cities. It challenges us to imagine and demand safer and more equitable cities, where no one is expendable.

Crying in H Mart

Author : Michelle Zauner
Publisher : Vintage
Page : 257 pages
File Size : 55,5 Mb
Release : 2021-04-20
Category : Biography & Autobiography
ISBN : 9780525657750

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Crying in H Mart by Michelle Zauner Pdf

#1 NEW YORK TIMES BESTSELLER • From the indie rock sensation known as Japanese Breakfast, an unforgettable memoir about family, food, grief, love, and growing up Korean American—“in losing her mother and cooking to bring her back to life, Zauner became herself” (NPR). • CELEBRATING OVER ONE YEAR ON THE NEW YORK TIMES BESTSELLER LIST In this exquisite story of family, food, grief, and endurance, Michelle Zauner proves herself far more than a dazzling singer, songwriter, and guitarist. With humor and heart, she tells of growing up one of the few Asian American kids at her school in Eugene, Oregon; of struggling with her mother's particular, high expectations of her; of a painful adolescence; of treasured months spent in her grandmother's tiny apartment in Seoul, where she and her mother would bond, late at night, over heaping plates of food. As she grew up, moving to the East Coast for college, finding work in the restaurant industry, and performing gigs with her fledgling band--and meeting the man who would become her husband--her Koreanness began to feel ever more distant, even as she found the life she wanted to live. It was her mother's diagnosis of terminal cancer, when Michelle was twenty-five, that forced a reckoning with her identity and brought her to reclaim the gifts of taste, language, and history her mother had given her. Vivacious and plainspoken, lyrical and honest, Zauner's voice is as radiantly alive on the page as it is onstage. Rich with intimate anecdotes that will resonate widely, and complete with family photos, Crying in H Mart is a book to cherish, share, and reread.