Innovations In Rural And Agriculture Finance

Author : Kloeppinger-Todd, Renate,Sharma, Manohar
Publisher : Intl Food Policy Res Inst
Page : 34 pages
File Size : 55,9 Mb
Release : 2010-07-21
Category : Social Science
ISBN : 8210379456XXX

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Innovations in rural and agriculture finance by Kloeppinger-Todd, Renate,Sharma, Manohar Pdf

Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure. When poor people have limited saving or borrowing options, their investment plans are stifled and it becomes harder for them to break out of poverty. If households have no access to insurance and are unable to accumulate small savings that enable them to pay for household and business expenses, especially during lean seasons, they are forced to limit their exposure to risk, even if high returns are expected, once again making the pathway out of poverty more arduous than necessary. Inadequate access to financial services is thus part of what is often called the “poverty trap.”

Author : World Bank
Publisher : World Bank Publications
Page : 685 pages
File Size : 48,9 Mb
Release : 2012-02-21
Category : Business & Economics
ISBN : 9780821386842

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Agricultural Innovation Systems by World Bank Pdf

Managing the ability of agriculture to meet rising global demand and to respond to the changes and opportunities will require good policy, sustained investments, and innovation - not business as usual. Investments in public Research and Development, extension, education, and their links with one another have elicited high returns and pro-poor growth, but these investments alone will not elicit innovation at the pace or on the scale required by the intensifying and proliferating challenges confronting agriculture. Experience indicates that aside from a strong capacity in Research and Development, the ability to innovate is often related to collective action, coordination, the exchange of knowledge among diverse actors, the incentives and resources available to form partnerships and develop businesses, and conditions that make it possible for farmers or entrepreneurs to use the innovations. While consensus is developing about what is meant by 'innovation' and 'innovation system', no detailed blueprint exists for making agricultural innovation happen at a given time, in a given place, for a given result. The AIS approach that looks at these multiple conditions and relationships that promote innovation in agriculture, has however moved from a concept to a sub-discipline with principles of analysis and action. AIS investments must be specific to the context, responding to the stage of development in a particular country and agricultural sector, especially the AIS. This sourcebook contributes to identifying, designing, and implementing the investments, approaches, and complementary interventions that appear most likely to strengthen AIS and to promote agricultural innovation and equitable growth. It emphasizes the lessons learned, benefits and impacts, implementation issues, and prospects for replicating or expanding successful practices. The information in this sourcebook derives from approaches that have been tested at different scales in different contexts. It reflects the experiences and evolving understanding of numerous individuals and organizations concerned with agricultural innovation, including the World Bank. This information is targeted to the key operational staff in international and regional development agencies and national governments who design and implement lending projects and to the practitioners who design thematic programs and technical assistance packages. The sourcebook can also be an important resource for the research community and nongovernmental organizations (NGOs).

Author : Food and Agriculture Organization of the United Nations
Publisher : Food & Agriculture Org.
Page : 146 pages
File Size : 45,7 Mb
Release : 2018-08-10
Category : Business & Economics
ISBN : 9789251096840

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Innovative risk management strategies in rural and agriculture finance by Food and Agriculture Organization of the United Nations Pdf

The regional study collects and analyzes recent innovative risk transfer and sharing strategies used by private or public financial institutions and enterprises leading agricultural investments in Asia. It makes an illustration of the channels through which recent strategies overcome obstacles for the delivery of various financial services to agribusinesses, such as long-term loans, savings, insurance, hedging instruments, and leasing. An explanation of the context in which these strategies seem to work is be provided in addition to those constraints that currently limit further outreach to the agribusiness sector, specially to smaller agro-enterprises with growth potential where poorer rural households participate.

Author : Ajambo, Susan,Ogutu, Sylvester,Birachi, Eliud,Kikulwe, Enoch
Publisher : Intl Food Policy Res Inst
Page : 53 pages
File Size : 54,5 Mb
Release : 2023-02-14
Category : Political Science
ISBN : 8210379456XXX

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Digital agriculture platforms: Understanding innovations in rural finance and logistics in Uganda’s agrifood sector by Ajambo, Susan,Ogutu, Sylvester,Birachi, Eliud,Kikulwe, Enoch Pdf

Agriculture is the mainstay of Uganda’s economy, contributing about 25% of the GDP, a third of the ex port earnings and almost all the country’s food requirements. Yet, the sector still faces various challenges that affect production and the income derived from it. Systemic issues impact smallholder farmers' livelihoods across markets, land, skills, and capital, with cross-cutting social exclusion issues. Effective application of digital agricultural technologies has emerged as a catalyst in addressing productivity and efficiency challenges and enhancing inclusiveness in agri-food systems. Digital technologies have shown potential to address bottlenecks in access to extension services, marketing systems, suitable financial products, reliable weather information, transport services and logistics as well as supply chain management. Scaling of digital agricultural technologies in Uganda is critical for improving productivity and addressing challenges in the agricultural sector. However, for scaling to be undertaken effectively and inclusively, there is need to address the barriers that limit the use of digital innovations for some populations. However, the issues surrounding scaling and inclusivity of digital services are not well understood. This study therefore sought to contribute to bridging this knowledge gap through an assessment of the existing digitally enabled innovative cross-value chain services to gain insights into how the services are addressing inefficiencies, creating opportunities for improving efficiency and inclusiveness as well as identifying promising innovations for scaling. Specifically, the study focused on innovations in finance and logistics for value chains. For finance, the study specifically looked at digital payments, credit, and insurance, while for logistics, the focus was on supply chain management, transportation, traceability, digital platforms for e-commerce, and (cold) storage across value chains.

Author : Mofolo, L.
Publisher : CTA
Page : 4 pages
File Size : 48,7 Mb
Release : 2018-02-14
Category : Technology & Engineering
ISBN : 8210379456XXX

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Financing agriculture for a more profitable rural economy by Mofolo, L. Pdf

Farmers and other actors in agricultural value chains find it difficult to access or provide the financial services the sector needs – services that are critical for the development of agricultural products, and are integral to upstream and downstream processes. At the Brussels Development Briefing Revolutionising finance for agri-value chains, experts considered innovative solutions that could improve the livelihoods of smallholder and rural producers, and promote economic transformation in the poorest countries.

Author : Doris Köhn
Publisher : Springer
Page : 295 pages
File Size : 53,7 Mb
Release : 2014-02-19
Category : Business & Economics
ISBN : 9783642540349

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Finance for Food by Doris Köhn Pdf

This book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.

Author : CTA
Publisher : CTA
Page : 94 pages
File Size : 55,7 Mb
Release : 2017-10-24
Category : Business & Economics
ISBN : 9789290816188

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Innovative partnerships for agricultural finance by CTA Pdf

Blended finance in the agricultural sector deserves its own debate. This is why the Technical Centre for Agricultural and Rural Cooperation (CTA) together with the EC Directorate-General for International Cooperation and Development (DG DEVCO) organised the first international conference on Blending for Agriculture (“Blending4Ag”) in November 2016 in Brussels. The conference brought together an impressive group of financiers, high-level agricultural experts, policy-makers and practitioners to share lessons and best practices in designing and implementing blending. This conference focused on how public finance for smallholder agriculture can achieve the greatest possible leverage in terms of private investments in developing countries.

Author : Kateryna Schroeder,Julian Lampietti,Ghada Elabed
Publisher : World Bank Publications
Page : 185 pages
File Size : 51,9 Mb
Release : 2021-04-15
Category : Business & Economics
ISBN : 9781464816581

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What's Cooking by Kateryna Schroeder,Julian Lampietti,Ghada Elabed Pdf

The digital agriculture revolution holds a promise to build an agriculture and food system that is efficient, environmentally sustainable, and equitable, one that can help deliver the Sustainable Development Goals. Unlike past technological revolutions in agriculture, which began on farms, the current revolution is being sparked at multiple points along the agrifood value chain. The change is driven by the ability to collect, use, and analyze massive amounts of machine-readable data about practically every aspect of the value chain, and by the emergence of digital platforms disrupting existing business models. All this allows for drastically reduced transaction costs and pervasive information asymmetries that plague the agrifood system. The success of the digital transformation, however, is not guaranteed as the risks it brings are numerous, including those related to data governance and inadequate competition within and between digital platforms. What’s Cooking: Digital Transformation of the Agrifood System investigates how digital technologies can accelerate the transformation of the agrifood system by increasing efficiency on the farm; improving farmers’ access to output, input, and financial markets; strengthening quality control and traceability; and improving the design and delivery of agriculture policies. It also identifies a key role for the public sector in maximizing the benefits of this process while minimizing its risks, through enabling an innovation ecosystem featuring open datasets, digital platforms, digital entrepreneurship, digital payment systems, and digital skills and encouraging equitable technology adoption.

Author : Food and Agriculture Organization of the United Nations,African Rural and Agricultural Credit Association
Publisher : Food & Agriculture Org.
Page : 192 pages
File Size : 53,7 Mb
Release : 2021-07-22
Category : Political Science
ISBN : 9789251344385

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Agricultural value chain finance innovations and lessons by Food and Agriculture Organization of the United Nations,African Rural and Agricultural Credit Association Pdf

Value chain finance arrangements and related innovations hold great potential for financial inclusion in agriculture and food systems, particularly in the context of tight value chains and for addressing the short term financial needs of the various actors. These can also contribute to linking financially excluded actors with financial institutions in the formal sector. This publication makes an important contribution to the expanding literature on agricultural value chain financing approaches by providing an overview of innovations and best practices from across Sub-Saharan Africa through 22 case studies. The chosen cases are of varying length and complexity. The emphasis is on learning from the practices which are presented. The synthesis document included within the publication is designed to introduce the cases, provide comparisons and discuss lessons learned. It is hoped that this publication will become a useful reference material for trainers and practitioners interested in the diverse experiences and latest innovations in business models, approaches, instruments and arrangements that contribute to improving access to finance for a host of agrifood value chain actors including small farmers, women and youths in Africa.

Author : Renate Kloeppinger-Todd,Manohar Sharma
Publisher : Intl Food Policy Res Inst
Page : 34 pages
File Size : 54,6 Mb
Release : 2010-01-01
Category : Business & Economics
ISBN : 9780896296688

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Innovations in Rural and Agriculture Finance by Renate Kloeppinger-Todd,Manohar Sharma Pdf

Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure.

Author : Szebini, A., Anyango, E., Orora, A., Agwe, J.
Publisher : Food & Agriculture Org.
Page : 92 pages
File Size : 52,8 Mb
Release : 2021-09-23
Category : Social Science
ISBN : 9789251349045

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A technical review of select de-risking schemes to promote rural and agricultural finance in sub-Saharan Africa by Szebini, A., Anyango, E., Orora, A., Agwe, J. Pdf

In recognition of the well-understood challenges with promoting rural and agricultural finance, the need for a more systemic approach to promoting financial inclusion is gaining traction in the thinking and programming approaches of the community of practice. Within this system-level view, the concept of de-risking the overall operating environment of agricultural value chains is recognized as a critically important factor. Accordingly, numerous project-based and stand-alone “de-risking” arrangements have recently been launched or are at various stages of design throughout sub-Saharan Africa. The generation of evidence of performance, impact and cost effectiveness is critical to validating the relevance of these types of schemes, as well as to informing design improvement and implementation, for the sake of scalability and replicability. This study takes stock of these experiences in an effort to contribute to building up the evidence base to help inform the future strategy and design of similar programmatic interventions.

Author : World Bank
Publisher : World Bank Publications
Page : 184 pages
File Size : 40,9 Mb
Release : 2006-11-03
Category : Business & Economics
ISBN : 0821367404

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Enhancing Agricultural Innovation by World Bank Pdf

An innovation system can be defined as a network of organizations, enterprises, and individuals demanding and supplying knowledge and bringing it into a social and economic use. This book's primary aim, therefore, is to focus on the largely unexplored operational aspects of the innvoation systems concept and to explore its potential for agriculture. 'Enhancing Agricultural Innovation' evaluates real-world innovation systems and assesses the usefulness of the concept in guiding investments to support knowledge-intensive, sustainable agricultural development. A typology of innovation systems is developed; strategies to guide investments for strengthening innovation capacity are drawn up; and concrete interventions options defined. In its conclusions, the book emphasizes the importance of mechanisms for collaboration and interaction. Intermediary organizations, innovation councils, farmer organizations, and other means to strengthen collaboration are central to creating the exchange of knowledge and perspectives that will convert knowledge into valuable new social and economic products and services.

Author : Von Pischke, J. D.,Dale W. Adams,Gordon Donald
Publisher : Johns Hopkins University Press
Page : 464 pages
File Size : 40,5 Mb
Release : 1983
Category : Business & Economics
ISBN : STANFORD:36105002405186

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Rural Financial Markets in Developing Countries by Von Pischke, J. D.,Dale W. Adams,Gordon Donald Pdf

Until recently the use of agricultural credit as a developmental tool seemed clear and straightforward. Most concerned people believed that increases in the volume of cheap credit were necessary to boost agricultural production, and that the rural poor could be brought into the mainstream of development through supervised credit programs. It seemed that certain ideal types of rural credit institutions offered the promise of meeting farmers' credit needs, and that experience in the industrialized countries with cooperatives and specialized agricultural finance institutions could be effectively transplanted to low-income countries. This collection of readings highlights facets of rural financial markets that have often been neglected in discussions of agricultural credit in developing countries. It moves beyond a narrow concern with the simple provision of credit to a broad consideration of the performance of rural financial markets and of ways to improve the quality and range of financial services for low-income farmers. It reflects new thinking on the design, administration, evaluation and policy framework of rural finance and credit programs in developing countries.

Author : FAO and AFRACA
Publisher : FAO and AFRACA
Page : 190 pages
File Size : 52,5 Mb
Release : 2020-05-01
Category : Political Science
ISBN : 9789251318409

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Agricultural value chain finance innovations and lessons by FAO and AFRACA Pdf

Agricultural Value Chain Finance Innovations and Lessons: Case Studies in Africa documents key aspects and lessons from selected best practice cases for training and learning. Using site visits to document the information, the 22 practical case studies and examples were developed across Africa to portray a diverse set of experiences that address different aspects of applying agricultural financing using a value chain approach. The cases are of varied length and complexity. Eighteen short case studies for use in time-constrained workshop settings are presented and together with four longer, highlight cases, which deal with more complex arrangements and business models. The longer ones are best for self-learning and for university and trainings when there is sufficient time for deeper analysis. The best practice cases presented represent a) diverse business models, b) risk mitigation tools and approaches for value chains and their financing, c) investment fund applications, d) digital applications, e) women’s value chain financing and f) policy issues along with three user-case scenarios. The document is organized with an introduction of the cases, a synthesis of the learning, presentation of each of the cases and summary tables for comparisons among them. Training facilitators can use the document as a whole or selectively use cases to fit their specific training needs. The document is meant to be a living document, with updates of cases and the expansion of the models and tools to fit the context of their application in diverse value chain and country settings.

Author : David J. Spielman, Kristin E. Davis, Martha Negash, and Gezahegn Ayele
Publisher : Intl Food Policy Res Inst
Page : 44 pages
File Size : 55,6 Mb
Release : 2024-06-12
Category : Social Science
ISBN : 8210379456XXX

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Rural Innovation Systems and Networks: Findings from a Study of Ethiopian Smallholders by David J. Spielman, Kristin E. Davis, Martha Negash, and Gezahegn Ayele Pdf