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Author : Neil A. Doherty
Publisher : Unknown
Page : 160 pages
File Size : 49,6 Mb
Release : 1976
Category : Business & Economics
ISBN : UIUC:30112020942824
Author : Sanjivan Saini
Publisher : SANJIVAN SAINI
Page : 154 pages
File Size : 46,8 Mb
Release : 2024-06-30
Category : Business & Economics
ISBN : 8210379456XXX
"Insurance, regulations and loss prevention" by sanjivan saini is a comprehensive and insightful book that covers various crucial aspects of the insurance industry and loss prevention strategies. With a focus on providing valuable information to insurance professionals, students, policymakers, and individuals interested in risk management, this book encompasses the following key units: Insurance fundamentals: the book begins with a comprehensive introduction to the fundamentals of insurance. It explains the concept of insurance, its significance in risk mitigation, and the various types of insurance policies available for individuals and businesses. Readers will gain a clear understanding of how insurance works and how it benefits both insurers and policyholders. 1. Allied information: this section delves deeper into the insurance industry, covering essential information related to insurance companies, their roles, and the insurance market. It provides insights into insurance products, premium calculations, and the process of underwriting. Additionally, readers will learn about the importance of actuarial science in insurance and the role it plays in risk assessment. 2. Basic rules for industry and road transport: this unit focuses on the insurance considerations and regulations specific to the industrial sector and road transport. It addresses the risks faced by industries and transporters and how insurance plays a crucial role in protecting against potential losses. Readers will gain valuable insights into the types of insurance coverage required for industries and road transport businesses. 3. Basic rules for sea transport: in this section, the book covers the essential rules and regulations related to insurance in the maritime industry. It discusses the unique risks associated with sea transport and the need for specialized marine insurance coverage. Topics such as cargo insurance, hull insurance, and marine liability insurance are explored in detail. 4. Basic rules for warehousing: warehousing plays a critical role in supply chain management, and this unit highlights the insurance considerations related to warehousing operations. Readers will learn about the risks associated with storing goods and how insurance can provide protection against theft, damage, or other unforeseen events. Throughout the book, sanjivan saini draws on his expertise in the insurance industry to provide practical examples and real-world applications of insurance principles and loss prevention strategies. With a clear and engaging writing style, the author makes complex insurance concepts accessible to readers from all backgrounds. "insurance, regulations, and loss prevention" is an invaluable resource that equips readers with the knowledge to navigate the insurance landscape, understand insurance regulations, and implement effective loss prevention measures in various industries and transport sectors. It serves as a comprehensive guide that empowers readers to make informed decisions and enhance their risk management practices.
Author : Anonim
Publisher : Unknown
Page : 0 pages
File Size : 42,5 Mb
Release : 2012
Category : Business losses
ISBN : 0955825784
A comprehensive introduction to marine liability insurance, otherwise known as protection and indemnity (P&I).
Author : 多尔夫曼,Mark S. Dorfman
Publisher : 清华大学出版社有限公司
Page : 670 pages
File Size : 46,5 Mb
Release : 1998
Category : Insurance
ISBN : 730203205X
Prentice Hall出版公司授权出版
Author : Mark Richard Greene
Publisher : Unknown
Page : 104 pages
File Size : 49,6 Mb
Release : 1981
Category : Business insurance
ISBN : UIUC:30112105079328
Author : Philip Purpura
Publisher : Butterworth-Heinemann
Page : 593 pages
File Size : 54,7 Mb
Release : 2007-10-24
Category : Business & Economics
ISBN : 9780123725257
"Timely topics such as school security, Internet and e-commerce security, as well as trends in the criminal justice system are presented in a well-written, thoughtful manner. A brand new Instructor's Manual accompanies this revision."--Publisher
Author : Frank Lees
Publisher : Elsevier
Page : 3708 pages
File Size : 44,7 Mb
Release : 2005-01-25
Category : Technology & Engineering
ISBN : 9780080489339
Over the last three decades the process industries have grown very rapidly, with corresponding increases in the quantities of hazardous materials in process, storage or transport. Plants have become larger and are often situated in or close to densely populated areas. Increased hazard of loss of life or property is continually highlighted with incidents such as Flixborough, Bhopal, Chernobyl, Three Mile Island, the Phillips 66 incident, and Piper Alpha to name but a few. The field of Loss Prevention is, and continues to, be of supreme importance to countless companies, municipalities and governments around the world, because of the trend for processing plants to become larger and often be situated in or close to densely populated areas, thus increasing the hazard of loss of life or property. This book is a detailed guidebook to defending against these, and many other, hazards. It could without exaggeration be referred to as the "bible" for the process industries. This is THE standard reference work for chemical and process engineering safety professionals. For years, it has been the most complete collection of information on the theory, practice, design elements, equipment, regulations and laws covering the field of process safety. An entire library of alternative books (and cross-referencing systems) would be needed to replace or improve upon it, but everything of importance to safety professionals, engineers and managers can be found in this all-encompassing reference instead. Frank Lees' world renowned work has been fully revised and expanded by a team of leading chemical and process engineers working under the guidance of one of the world’s chief experts in this field. Sam Mannan is professor of chemical engineering at Texas A&M University, and heads the Mary Kay O’Connor Process Safety Center at Texas A&M. He received his MS and Ph.D. in chemical engineering from the University of Oklahoma, and joined the chemical engineering department at Texas A&M University as a professor in 1997. He has over 20 years of experience as an engineer, working both in industry and academia. New detail is added to chapters on fire safety, engineering, explosion hazards, analysis and suppression, and new appendices feature more recent disasters. The many thousands of references have been updated along with standards and codes of practice issued by authorities in the US, UK/Europe and internationally. In addition to all this, more regulatory relevance and case studies have been included in this edition. Written in a clear and concise style, Loss Prevention in the Process Industries covers traditional areas of personal safety as well as the more technological aspects and thus provides balanced and in-depth coverage of the whole field of safety and loss prevention. * A must-have standard reference for chemical and process engineering safety professionals * The most complete collection of information on the theory, practice, design elements, equipment and laws that pertain to process safety * Only single work to provide everything; principles, practice, codes, standards, data and references needed by those practicing in the field
Author : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness
Publisher : Unknown
Page : 168 pages
File Size : 55,6 Mb
Release : 1988
Category : Automobile insurance
ISBN : STANFORD:36105062984963
Author : Herbert S. Denenberg
Publisher : Unknown
Page : 694 pages
File Size : 51,8 Mb
Release : 1974
Category : Business & Economics
ISBN : UOM:39076005258467
Author : Annette Hofmann
Publisher : VVW GmbH
Page : 191 pages
File Size : 44,9 Mb
Release : 2009
Category : Business & Economics
ISBN : 9783862981137
The focus of this thesis is on consumer diversity. Incorporating consumer heterogeneity into economic analysis is well-established in industrial organization literature; this aspect is, however, often neglected in microeconomic insurance models. A first new approach lies in analyzing risk interdependencies. When risks are interdependent, an agent's decision to self-protect affects the loss probabilities faced by others. Due to these externalities, economic agents invest too little in prevention relative to the socially efficient level by ignoring marginal external costs or benefits conferred on others. We analyze an insurance market with externalities of loss prevention. It is shown in a model with heterogenous agents and imperfect information that a monopolistic insurer can achieve the social optimum by engaging in premium discrimination. An insurance monopoly reduces not only costs of risk selection, but may also play an important social role in loss prevention. This result can be empirically confirmed. We also deal with the impact of intermediation on insurance market transparency and performance. In a differentiated insurance market under imperfect information, uninformed consumers may become informed about product suitability by consulting an intermediary. We analyze current broker compensation systems: commissions and fees. While insurers' equilibrium profits are equivalent under both systems, social welfare under fees is first-best efficient. Both systems may offer the opportunity to increase profits via collusion. Under a commission system, collusion enables insurers to separate consumers into groups purchasing different contracts. Insurers may then extract additional rents from some consumers. This might explain why intermediaries tend to be compensated by insurers in practice. Finally, we study optimal monopoly pricing given imperfect information and heterogenous policyholders. Die in englischer Sprache verfasste Arbeit ist der mikroökonomischen Analyse von Versicherungsmärkten gewidmet. Zunächst werden einige wichtige theoretische Grundlagen der Versicherungsnachfragetheorie beschrieben. Eine zentrale Erweiterung des Basismodells stellen interdependente Risiken dar. Bestehen Risikointerdependenzen, so sind alle Maßnahmen, die die Schadenshäufigkeit reduzieren, mit positiven externen Effekten verbunden. Es wird gezeigt, dass im Gleichgewicht das realisierte Präventionsniveau unterhalb des optimalen Niveaus angesiedelt ist. Aufgrund der Externalitäten kommt es zu einem Marktversagen und nur ein Monopolversicherer kann eine differenzierte Prämienstruktur herbeiführen, die zum optimalen Präventionsniveau führt. Dieses Ergebnis kollidiert mit dem Ergebnis, dass wettbewerbliche Versicherungsmärkte zu einer höheren Gesamtwohlfahrt führen, es lässt sich jedoch empirisch stützen. Ein weiterer Schwerpunkt der Arbeit liegt auf unvollkommenen Versicherungsmärkten, wobei heterogene Versicherungsnachfrager mit unterschiedlichen Produktpräferenzen und Informationskosten unterstellt werden. In einem solchen Markt erhöhen Versicherungsvermittler die Markttransparenz und damit auch die Gewinne der Versicherer. Im Mittelpunkt steht die Analyse verschiedener Vergütungsformen der Vermittler. Ein Vergütungssystem auf Basis von Beratungshonoraren ist einem Provisionssystem aus wohlfahrtsökonomischer Perspektive vorzuziehen. Aus Sicht der Versicherer kehrt sich dieses Ergebnis allerdings um, sobald es zur Kollusion zwischen Versicherern und Vermittlern kommt. Der letzte Schwerpunkt liegt in der Analyse einer optimalen Preispolitik eines Versicherungsmonopolisten bei heterogenen Nachfragern, die sich durch ihre Risikopräferenzen und damit ihre individuelle Zahlungsbereitschaft für Versicherungen unterscheiden.
Author : James L. Athearn
Publisher : Unknown
Page : 680 pages
File Size : 40,7 Mb
Release : 1969
Category : Business & Economics
ISBN : UVA:X000680703
Author : Anonim
Publisher : Unknown
Page : 222 pages
File Size : 55,7 Mb
Release : 2018
Category : Electronic
ISBN : 0995565325
Author : Coopers & Lybrand,Task Force on the Future of the Canadian Financial Services Sector
Publisher : Unknown
Page : 52 pages
File Size : 49,9 Mb
Release : 1998
Category : Business & Economics
ISBN : UIUC:30112045727150
This report reviews the key features and public policy issues regarding the property & casualty insurance industry in Canada. It begins with an overview of the business and structure of the industry: the nature and composition of the property and casualty business, the industry in the context of the Canadian financial services sector, financial structure, and regulation of the industry. It then discusses the following issues: the financial capacity of the industry to handle claims resulting from a major earthquake; the likelihood of major industry consolidation; potential changes in the industry's distribution system in the near future; and the impact of technology in general.
Author : Anonim
Publisher : Unknown
Page : 80 pages
File Size : 42,9 Mb
Release : 1987
Category : Risk management
ISBN : OSU:32435016189276
Author : David Durbin,Philip S. Borba
Publisher : Springer Science & Business Media
Page : 362 pages
File Size : 40,8 Mb
Release : 2007-08-27
Category : Business & Economics
ISBN : 9780585325309
The articles in this volume were first presented at the Seventh and Eighth Conferences on Economic Issues in Workers' Compensation sponsored by the National Council on Compensation Insurance. A principal objective of the Conference series has been for workers' compensation insurance researchers to apply state-of-the-art research methodologies to policy questions of interest to the workers' compensation insurance community. This community is a rather diverse group--it includes employers, insurers, injured workers, regulators, and legislators, as well as those who service or represent these groups (e.g., physicians, rehabilitation specialists, labor unions). Despite this diversity and the variety of agendas, the Conference series continues to address many important policy questions. Readers familiar with the Conference series and the four previously published volumes should notice an evolution in terms of the topics addressed in this volume. In the earlier conferences, the topics were more often concerned with the underlying causes of the tremendous increase in workers' compensation benefit payments. In the present volume, h- ever, only four of the fourteen chapters directly concern workers' c- pensation insurance benefits, while the other ten concern the pricing of workers compensation insurance. This is not to suggest that workers' compensation cost increases have abated. In 1989, workers' compensation incurred losses exceeded $45 billion to continue the annual double-digit cost increases. Two explanations can be offered for the somewhat altered focus of this volume. First, despite the continued increase in prices, the financial results for the workers' compensation insurance line continue to be poor.
