Legal Issues In Electronic Banking

Author : Norbert Horn
Publisher : Springer
Page : 436 pages
File Size : 52,8 Mb
Release : 2002-12-18
Category : Business & Economics
ISBN : STANFORD:36105060303729

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Legal Issues in Electronic Banking by Norbert Horn Pdf

Although electronic banking is rapidly overtaking direct bank-to-customer and bank-to-bank contact and seems to be moving forward without serious problems the law governing this telecommunication-based business is not always clearly defined in relation to certain issues that arise with ever-greater frequency, especially in cross-border transactions. This is the first book to investigate and present the applicable legal consensus for each of these important issues, based on existing legislation and relevant judicial decisions. The legal issues in question arise from such events, activities, and actualities as the following, all of which are treated in this book: determination of local jurisdiction applicability of contractual obligations; probative value of digital documents electronic evidence electronic money protection of privacy day-trading facilities web marketing of lending services electronic bills of lading Internet stock offerings electronic determination of title outsourcing of electronic banking functions Eighteen outstanding authors, bankers, lawyers, and academics contribute their expertise to elucidate the issues and their implications. They draw their legal analyses from international norms such as the UNCITRAL Model Law, relevant EC directives and draft directives, the United States Uniform Electronic Transaction Act (UETA) and E-Sign Act and other national laws, as well as from numerous court decisions in Europe and the United States. The essays are based on papers originally presented at a conference sponsored by the Law Centre for European and International Cooperation (R.I.Z.) and held at Cologne in April 2001. Legal Issues in Electronic Banking will be of great value to anyone involved in banking or financial services. It could be said that what it sets forth is nothing less than the future mode of financial transactions.

Author : Stefan Dzaja
Publisher : GRIN Verlag
Page : 69 pages
File Size : 41,5 Mb
Release : 2007-08
Category : Electronic
ISBN : 9783638714129

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Legal Aspects of Internet Banking Related to International Business Transactions by Stefan Dzaja Pdf

Doctoral Thesis / Dissertation from the year 2005 in the subject Law - Comparative Legal Systems, Comparative Law, grade: 70/100, Stellenbosch Universitiy, course: LL M International Trade Law, 61 entries in the bibliography, language: English, abstract: This paper focuses upon legal issues arising in the field of electronic or Internet banking. The overview of previous developments in this field and of types of e-banks will be given. It analyses existing and potential problems mainly connected with cross-border services. The issue of data protection, the right to provide services and the advertisement of e-banking services will be especially examined. The paper will evaluate current regulation and it will be shown, that there are either lacunae in such legislation, in the alternative, several important issues are left unanswered, possibly severely hindering the further progress of Internet banking. This dissertation suggests that further developing of both international and domestic legislation is crucial for banks to be able to make use of the possibilities offered by the Internet.

Author : Ms.Andrea Schaechter
Publisher : International Monetary Fund
Page : 27 pages
File Size : 48,5 Mb
Release : 2002-03-01
Category : Business & Economics
ISBN : 9781451972177

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Issues in Electronic Banking by Ms.Andrea Schaechter Pdf

Using electronic delivery channels for banking services and products has become increasingly popular in recent years. Electronic banking makes it possible to offer banking services around the world 24 hours a day. The dependence on technology for providing the services with the necessary security, and the cross-border nature of transactions, involve additional risks for banks and new challenges for banking regulators and supervisors. This paper provides an overview of some of the issues resulting from the development of electronic banking and how they are currently being addressed by regulatory and supervisory authorities.

Author : Chris Reed,Ian Walden
Publisher : CRC Press
Page : 267 pages
File Size : 52,5 Mb
Release : 2013-11-20
Category : Law
ISBN : 9781317704638

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Cross-border Electronic Banking by Chris Reed,Ian Walden Pdf

Cross-border Electronic Banking addresses everything from the changes made to payment clearing since the deregulation of cross-border flows of funds, to the development of capital adequacy ratios and the Euro. This insightful and revealing book, backed up by extensive practical experience, will alert you to the ways that electronic banking practices affect even the simplest daily transactions, and will unveil the legal technicalities imposed by these developments.

Author : Apostolos Ath. Gkoutzinis
Publisher : Cambridge University Press
Page : 21 pages
File Size : 44,8 Mb
Release : 2006-11-02
Category : Law
ISBN : 9781139458672

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Internet Banking and the Law in Europe by Apostolos Ath. Gkoutzinis Pdf

The European Union has long sought to create a single financial area across Europe where consumers in one country benefit from financial markets and activities in other countries. With the emergence of the Internet as a platform for the provision of online banking services, the creation of a pan-European market for banking services appeared a realistic proposition. In practice, however, this has not happened. This book asks why and argues that the creation of banking markets via the Internet relies on both available technologies and appropriate laws and regulations. The institutional and legal framework for online banking services in the single European market are examined, as is the level of legal harmonization achieved in the UK, France and Germany under the influence of the EU Directives pertaining to online banking activities.

Author : Melanie L. Fein
Publisher : Aspen Publishers
Page : 0 pages
File Size : 45,5 Mb
Release : 1999
Category : Banks and banking
ISBN : 0735503729

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Law of Electronic Banking by Melanie L. Fein Pdf

This practical treatise analyzes legal isues raised by the emergence of new electronic technologies, focusing on actions by federal and state banking regulators and other government agencies that define the scope of permissible electronic banking activities. Drawing on her extensive experience in practice as a Senior Counsel at the Board of Governors of the Federal Reserve System, Melanie Fein illuminates current issues concerning: Policy -- The role of the government -- Regulatory framework -- The payment system -- Electronic Fund Transfer -- Home banking and internet services -- Electronic money -- Specific applications, toll collection services, etc. -- Joint ventures and strategic alliances -- Antitrust issues -- And much more. Refreshingly current, the Law of Electronic Banking also covers new regulatory compliance issues, industry self-regulatory initiatives, and the new policy and supervisory isues. This thorough review of all aspects of electronic banking will put you at the leading edge of this fast-moving area, and regular supplementation will keep you there.

Author : Dinçer, Hasan
Publisher : IGI Global
Page : 497 pages
File Size : 51,7 Mb
Release : 2013-10-31
Category : Business & Economics
ISBN : 9781466646360

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Global Strategies in Banking and Finance by Dinçer, Hasan Pdf

"This book explores the concept of a global industry through case studies, emerging research, and interdisciplinary perspectives applicable to a variety of fields in banking and finance"--Provided by publisher.

Author : Devendra SINGH
Publisher : Unknown
Page : 254 pages
File Size : 40,6 Mb
Release : 2018-03-21
Category : Electronic
ISBN : 1980607052

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BANKING LAWS and E-BANKING by Devendra SINGH Pdf

The introduction of electronic banking into the banking sector is to bring customer satisfaction thereby enhancing the bank's' profitability. Compared to ordinary banking system electronic banking is providing the competitive advantage by lowering the cost and providing best satisfaction of customer needs. But unless this technology curtails certain risk that comes along with it, there would not be the requisite increase in customer satisfaction over the traditional bank branches and customer may perceive it as the same as different branches rather than a new means of delivery channels. The benefit of e-banking from customer point of view is convenience to access account 24/7, that is, access is not limited to banking operation hours and available around the clock, wherever the customer's located on the other side people are generally shy of use of these services because of the perceived risk of failure, complexity and security. The legal issues of Internet banking in India must be taken more seriously by all stakeholders especially the Indian banks. However, better results cannot be achieved till cyber security requirements made mandatory on the part of Indian banks. The book is designed for individual who have Law, banking students & professional or equivalent to a bachelor's degree in management and banking competitive exams.

Author : Anu Arora
Publisher : Unknown
Page : 240 pages
File Size : 40,9 Mb
Release : 1993
Category : Banking law
ISBN : STANFORD:36105061104761

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Electronic Banking and the Law by Anu Arora Pdf

Deals with the system of electronic funds transfers and the legal issues arising from such transfer.

Author : Abu Bakar Munir
Publisher : Unknown
Page : 386 pages
File Size : 55,7 Mb
Release : 2004
Category : Internet banking
ISBN : 0406976244

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Internet Banking by Abu Bakar Munir Pdf

Internet Banking: Law and Practice examines the legal and regulatory issues of Internet banking. Containing a critical analysis of the rules and regulations, it also assesses the practices of the banks providing internet banking services in several jurisdictions like the UK, Australia and Malaysia. For this purpose, the terms and conditions of the banks in those countries are thoroughly examined. The focus of the analysis is on the protection of consumers’ data and apportionment of liability in cases of fraud and systems failure.This work also discusses the very latest legislative developments, especially in the EU and Australia, affecting Internet banking in the UK, outlining such recently enacted law as the Distance Marketing of Consumer Financial Services Directive, Directive 2002/65/EC.

Author : Jayaram Kondabagil
Publisher : John Wiley & Sons
Page : 287 pages
File Size : 40,6 Mb
Release : 2007-10-26
Category : Business & Economics
ISBN : 9780470822432

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Risk Management in Electronic Banking by Jayaram Kondabagil Pdf

This book, based on international standards, provides a one-step reference to all aspects of risk management in an electronic banking environment.

Author : Jelena Madir
Publisher : Edward Elgar Publishing
Page : 719 pages
File Size : 54,6 Mb
Release : 2024-05-02
Category : Law
ISBN : 9781035314751

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FinTech by Jelena Madir Pdf

This fully revised and updated third edition provides a practical examination of legal and regulatory issues in FinTech, a sector whose rapid rise in recent years has produced opportunities for innovation but has also raised new challenges. Featuring insights from over 40 experts from 10 countries, this book analyses the statutory aspects of technology-enabled developments in banking and considers the impact these changes will have on the legal profession.

Author : Royston Miles Goode,Institute of Bankers (Great Britain)
Publisher : Hyperion Books
Page : 174 pages
File Size : 42,8 Mb
Release : 1985
Category : Business & Economics
ISBN : STANFORD:36105043887863

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Electronic Banking by Royston Miles Goode,Institute of Bankers (Great Britain) Pdf

Author : Mr.Robert C. Effros
Publisher : International Monetary Fund
Page : 870 pages
File Size : 52,7 Mb
Release : 1998-05-20
Category : Business & Economics
ISBN : 1557756953

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Current Legal Issues Affecting Central Banks, Volume V by Mr.Robert C. Effros Pdf

This volume, edited by Robert C. Effros, focuses on how technology is affecting the world of banking and finance in an era of increasing globalization. The advent of electronic money, stored value cards, and internet transactions are discussed, as well as the impact of technology on cross-border banking and its implications for central banks. Other issues examined are the legal and regulatory frameworks for risk management of banks, sovereign debt, the international laws of bank secrecy, and financial services within the context of the GATT Agreement on Trade Services.

Author : Shah, Mahmood,Clarke, Steve
Publisher : IGI Global
Page : 310 pages
File Size : 53,9 Mb
Release : 2009-05-31
Category : Technology & Engineering
ISBN : 9781605662534

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E-Banking Management: Issues, Solutions, and Strategies by Shah, Mahmood,Clarke, Steve Pdf

"This book focuses on human, operational, managerial, and strategic organizational issues in e-banking"--Provided by publisher.