Lessons Learned In Risk Management Oversight At Federal Financial Regulators

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Securities, Insurance, and Investment
Publisher : Unknown
Page : 184 pages
File Size : 48,6 Mb
Release : 2009
Category : Business & Economics
ISBN : UOM:39015090376693

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Lessons Learned in Risk Management Oversight at Federal Financial Regulators by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Securities, Insurance, and Investment Pdf

Author : United States House of Representatives,Committee on Financial Services (house),United States Congress
Publisher : Independently Published
Page : 116 pages
File Size : 53,8 Mb
Release : 2020
Category : Electronic
ISBN : 1677380314

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Risk Management and Regulatory Failures at Riggs Bank and UBS by United States House of Representatives,Committee on Financial Services (house),United States Congress Pdf

Risk management and regulatory failures at Riggs Bank and UBS: lessons learned: hearing before the Subcommittee on Oversight and Investigations of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eighth Congress, second session, June 2, 2004.

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations
Publisher : Unknown
Page : 128 pages
File Size : 48,7 Mb
Release : 2004
Category : Business & Economics
ISBN : LOC:00134931474

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Risk Management and Regulatory Failures at Riggs Bank and UBS by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations Pdf

Author : Lawrance Evans, Jr.
Publisher : Unknown
Page : 71 pages
File Size : 46,7 Mb
Release : 2015-07-30
Category : Electronic
ISBN : 1457869438

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Bank Regulation by Lawrance Evans, Jr. Pdf

Weakness in federal oversight was one of many factors that contributed to the size of federal losses and the number of bank failures in banking-related crises over the past 35 years -- including the 1980s thrift and commercial bank crises and the 2007-2009 financial crisis. Resolving the failures of banks and thrifts due to these crises resulted in estimated costs to federal bank and thrift insurance funds over $165 billion, as well as other federal government costs, such as taxpayer-funded assistance during the financial crisis. This report (1) discusses regulatory lessons learned from these past crises; and (2) offers a framework that GAO and other oversight bodies, such as inspectors general, can use to provide continuous future oversight of regulatory responses to emerging risks. Table and figures. This is a print on demand report.

Author : Ouarda Merrouche,Ms. Enrica Detragiache,Asli Demirgüç-Kunt
Publisher : International Monetary Fund
Page : 38 pages
File Size : 48,6 Mb
Release : 2010-12-01
Category : Business & Economics
ISBN : 9781455254873

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Bank Capital by Ouarda Merrouche,Ms. Enrica Detragiache,Asli Demirgüç-Kunt Pdf

Using a multi-country panel of banks, we study whether better capitalized banks experienced higher stock returns during the financial crisis. We differentiate among various types of capital ratios: the Basel risk-adjusted ratio; the leverage ratio; the Tier I and Tier II ratios; and the tangible equity ratio. We find several results: (i) before the crisis, differences in capital did not have much impact on stock returns; (ii) during the crisis, a stronger capital position was associated with better stock market performance, most markedly for larger banks; (iii) the relationship between stock returns and capital is stronger when capital is measured by the leverage ratio rather than the risk-adjusted capital ratio; (iv) higher quality forms of capital, such as Tier 1 capital and tangible common equity, were more relevant.

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 140 pages
File Size : 48,7 Mb
Release : 2010
Category : Business & Economics
ISBN : PURD:32754081267621

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Examining Proposals to Enhance the Regulation of Credit Rating Agencies by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Pdf

Author : United States Government Accountability Office
Publisher : Createspace Independent Publishing Platform
Page : 34 pages
File Size : 43,8 Mb
Release : 2018-01-15
Category : Electronic
ISBN : 1983864919

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Financial Regulation by United States Government Accountability Office Pdf

Financial Regulation: Review of Regulators' Oversight of Risk Management Systems at a Limited Number of Large, Complex Financial Institutions

Author : Thomas H. Stanton
Publisher : Oxford University Press
Page : 440 pages
File Size : 43,9 Mb
Release : 2012-07-05
Category : Business & Economics
ISBN : 9780199969241

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Why Some Firms Thrive While Others Fail by Thomas H. Stanton Pdf

Why did some firms weather the financial crisis and others not? This book investigates inner workings of over a dozen major financial and nonfinancial companies, reveals what went wrong and proposes a remedy. Regulators too must learn from past mistakes and require "constructive dialogue" for companies they supervise.

Author : Scott McKay
Publisher : John Wiley & Sons
Page : 144 pages
File Size : 54,7 Mb
Release : 2017-11-06
Category : Business & Economics
ISBN : 9781940235080

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Risk Assessment for Mid-Sized Organisations by Scott McKay Pdf

Companies often struggle with the concept of enterprise risk management. The heart of ERM is the risk assessment process that has evolved from the COSO framework. This resource offers practical examples and explanations that lay out a clearly defined framework for approaching enterprise risk management from start to finish. It identifies risk at the entity level in small and medium size enterprises, and allows you to develop a tailored approach to an organization’s risk management requirements. The publication features tightly written strategies and helpful diagrams that translate COSO guidelines into tactical plans and it includes a free download containing: A set of Excel worksheets that show how following the ERM tactics will impact quantitative financial measurements A PowerPoint presentation for training staff that are involved in the ERM process Together this approach will allow you to create a solid structure for a risk management process that helps you avoid the internal and external risks that damaged so many organizations in the recent past. You will be able to: Create a common language to define, identify, evaluate, and manage risk Establish and agree on risk tolerances and risk appetite Identify risk management expectations, current gaps, and risk owners Leverage cross-functional expertise to manage risk to within acceptable levels

Author : United States Government Accountability Office
Publisher : Createspace Independent Publishing Platform
Page : 34 pages
File Size : 47,9 Mb
Release : 2017-09-15
Category : Electronic
ISBN : 197640505X

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Financial Regulation by United States Government Accountability Office Pdf

Financial regulation : review of regulator's oversight of risk management systems at a limited number of large, complex financial institutions : testimony before the Subcommittee on Securities, Insurance, and Investments, Committee on Banking, Housing, and Urban Affairs, U.S. Senate

Author : Orice M. Williams
Publisher : Unknown
Page : 34 pages
File Size : 49,5 Mb
Release : 2011-05
Category : Electronic
ISBN : 1437914470

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Financial Regulation: Review of Regulators' Oversight of Risk Management Systems at a Limited Number of Large, Complex Instiututions by Orice M. Williams Pdf

Financial regulators have an important role in assessing risk manaagement (RM) systems at financial institutions. Inadequate RM at large, complex financial institutions was one of the causes of the current financial crisis. The failure of the institutions to appropriately identify, measure, and manage their risks has raised questions not only about corp. governance but also about the adequacy of regulatory oversight of RM systems. This report reviewed: (1) how regulators oversee RM at these institutions; (2) the extent to which regulators identified shortcomings in RM at certain institutions prior to the summer of 2007; and (3) how some aspects of the regulatory system may have contributed to or hindered the oversight of RM. This is a print on demand report.

Author : Orice M. Williams
Publisher : Unknown
Page : 30 pages
File Size : 46,8 Mb
Release : 2009
Category : Bank failures
ISBN : OCLC:1037410541

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Financial Regulation by Orice M. Williams Pdf

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 212 pages
File Size : 51,8 Mb
Release : 2024-06-29
Category : Banking law
ISBN : UCR:31210023100959

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Legislative Calendar by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Pdf

Author : Anonim
Publisher : Unknown
Page : 392 pages
File Size : 44,7 Mb
Release : 2008
Category : Accounting
ISBN : STANFORD:36105134419345

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Lessons Learned from the Market Meltdown by Anonim Pdf

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 332 pages
File Size : 43,7 Mb
Release : 2009
Category : Banking law
ISBN : PURD:32754081208864

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Modernizing Bank Supervision and Regulation by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Pdf