Download Full eBooks in PDF
Managing Profits Profitability Productivity In Public Sector Banking Book in PDF, ePub and Kindle version is available to download in english. Read online anytime anywhere directly from your device. Click on the download button below to get a free pdf file of Managing Profits Profitability Productivity In Public Sector Banking book. This book definitely worth reading, it is an incredibly well-written.
Author : Kiran Chopra
Publisher : Unknown
Page : 344 pages
File Size : 41,8 Mb
Release : 1987
Category : Banks and banking
ISBN : UOM:39015028685025
Study of five selected public sector banks from Punjab, Haryana, Himachal Pradesh, Jammu and Kashmir, and the Union Territory of Chandigarh, 1969-1981.
Author : A. P. Pati
Publisher : Mittal Publications
Page : 152 pages
File Size : 43,8 Mb
Release : 2005-01-01
Category : Business & Economics
ISBN : 8170999995
Author : Dr. Sanjeev Kumar
Publisher : EduPedia Publications (P) Ltd
Page : 186 pages
File Size : 42,5 Mb
Release : 2017-01-13
Category : Electronic
ISBN : 9788193339312
The book entitled “Priority Sector Lending in India by Public Sector Banks- A Study of Pre and Post-Reform Period” is a Ph.D. thesis evaluated by Dr. Tapan Choure, Professor and Head, Vikram University, Ujjain (MP) and Dr. Shakuntla Gupta, Professor, Punjabi University Patiala (Punjab). Both these evaluators had recommended the publication of the thesis in its present form. Two research papers have been published from this thesis in the journal of “the Finance-India” and the Indian Journal of Economics. Commercial banks are supposed to play an important role in achieving the economic development by providing effective institutional credit support to various regions/sectors/sections. Banking has been viewed as a catalytic agent that must develop and support not only single element of national economy, but, also provide an effective link between the productive, distributive and consumption side of it. One of the most important objective of government policies since bank nationalization has been to extend and expand credit not only to those sectors which were of crucial importance in terms of their contribution to national income and employment, but, also to those sectors which have been severely neglected in terms of access to institutional credit. Those sectors which were to be initially identified for this purpose were agriculture, small scale industries and self employed persons. These sectors were accorded priority status in credit allocation by the banks. In fact, priority sector is still the butter and bread, both, literally and figuratively of Indian economic growth. Therefore, they require a special status. Though, there is no known formal decision by the government regarding curtailment in priority sector credit, yet, serious attempts have been in recent years to dilute the norms of priority sector lending. New banking culture after banking sector reforms is set to focus on credit to customer durables’, to corporate allied and to capital market related activities. Since the aim of banking reforms is to make public sector banking more proficient in treasury operations, the importance of investing in priority sector seems to have lost its relevance for banks. The present study seeks to analyze the growth and structure of priority sector lending in different states during the pre and post-reform period in India. Further, an attempt is also made to probe the trends in disparities in priority sector lending across the selected states of India. The scope of the study is confined to priority sector lending by the public sector banks only. Since public sector banks represent majority of the commercial banking activities in India, the overall trend can be easily determined by analyzing the data of priority sector lending of the public sector banks alone. Public sector banks are those, which are included in the second schedule of Reserve Bank of India Act 1934. However, the regional rural banks are not included in the present study. The main objective of the study is to analyze the level and structure of priority sector lending in India during the pre and post-reform period. How with economic reforms, the growth and composition of priority sector lending has been affected needs to be analyzed. Further, to what extent the different stipulated targets of priority sector lending are met also remains to be examined. Whether, priority sector credit is evenly disbursed across different states/sectors or is confined to few states/sectors remain to be studied. So, the present study is an attempt to evaluate the performance of public sector banks during the pre and post-reform period in priority sector lending. The study comprises eight chapters in all. The first chapter contains the role of commercial banks in the process of economic development and the genesis of priority sector lending in India. Also, various issues relating to non-performing assets (NPAs) in priority sector lending is discussed in this chapter. Further, a brief review of literature on priority sector lending by the public sector banks has been presented in the second chapter. The third chapter outlines the need, scope, objectives, hypothesis, limitations and methods of investigations used in the study. In the fourth and fifth chapter, the performance of public sector banks in financing agriculture and small scale industries has been analyzed respectively. In the sixth chapter, the performance of banks with respect to ‘other priority sector’ has been evaluated. In the seventh chapter, the performance of public sector banks with respect to overall priority sector lending has been examined. The growth and structure of NPAs in priority sector lending are also analyzed in the seventh chapter. Finally, summing up of the findings and conclusions of the present study and suggestions for improving the quality of priority sector lending by public sector banks finds a place in the eighth (last) chapter of the study.
Author : R. K. Raul,Jaynal Uddin Ahmed
Publisher : Gyan Publishing House
Page : 332 pages
File Size : 42,8 Mb
Release : 2005
Category : Banks and banking
ISBN : 8178354098
The present book examines the impact of Financial Reforms on the working of banking sector in general and Public Sector Banks in particular. In addition to assess multi-dimensional trend of banking sector, it examines the impact of Deregulation Policies on the Management of bank s resources. The book identifies many critical issues like determinants of Non-performing Assets, Profitability productivity of banks, mismatch of assets and liabilities and services rendered by banks particularly in the backward regions. The treatise embodies in it inter-intra banks and inter-intra regional, districts level variations. To encounter the objectives, appropriate hypothesis have been framed, statistical and financial techniques have been used to testify, the nature and problems of Public Sector vis-à-vis Private Sector and foreign banks. This book runs into ten chapters encompassing into different aspects of bank s performances with critical assessment in the context of reform package. The book will meet the growing interest of students, researchers, scholars, policymakers and general readers. It may be used as textbook for B.Com, B.B.A., M.B.A.; M.F.M. and M.A. (Eco.), M.Sc. (Eco.) courses.
Author : Debaprosanna Nandy
Publisher : Universal-Publishers
Page : 128 pages
File Size : 49,5 Mb
Release : 2010-07-29
Category : Electronic
ISBN : 9781599423517
The Committee on Financial System (CFS), popularly known as Narasimham Committee, was set up in 1991 to make recommendations for bringing about the necessary reforms in the financial sector. Narasimham Committee appraised and acknowledged the success and progress of Indian banks since the major banks were nationalized on 19 July 1969. Unfortunately, the developments were witnessed only in the field of expansion and spread of bank branches, generation of huge employment and mobilization of savings rather than also in improvement in efficiency. Besides, corruption, fraud, misutilization in public money, outdated technology, and politicization in policy making were found to be major drawbacks in the real progress of the banks. As the banking sector plays an important and crucial role in the economy of a country for its stabilization and balanced growth, major reforms were urgently needed, after 22 years of nationalization, to revive Indian banks. This was not only in the field of profitability, but also in the overall efficiency, viz., better management of non-performing assets (NPAs), satisfying capital requirements, increased cost effectiveness and control, enhanced customer service, improved technology, establishing competitive interest rate, effective man-power planning, introduction of asset-liability management, better productivity, launching new products, and becoming more competent to face the upcoming challenges and competition from foreign as well as private sector banks in the era of globalization and liberalization. The objectives of the study are to examine the need and relevance of reforms in Indian banks, to assess the efficiency and profitability of Indian banks during reforms from different perspectives, to discuss various issues of NPA management in the light of reforms, to measure the performance of the banks of West Bengal during the reforms, to analyse the role of information technology and its relevancy in Indian banks in the era of reforms, and to impart necessary suggestions for the improvement of the efficiency and profitability of Indian banks.
Author : Dr. Venkatesh S. Katke
Publisher : Lulu.com
Page : 115 pages
File Size : 54,5 Mb
Release : 2024-07-02
Category : Electronic
ISBN : 9781365460425
Author : Suresh B
Publisher : Lulu.com
Page : 89 pages
File Size : 49,9 Mb
Release : 2013-07-16
Category : Business & Economics
ISBN : 9781304235237
This study is mainly confined to Mandya District in the state of Karnataka. The main focuses of the study is on the problem of NPAs in Canara Bank only and also see how the effective measures has enabled the banks to raise their profitability. The study also focused on growth and performance of Canara Bank in Mandya District.
Author : Dr Aloysius O.C
Publisher : Archers & Elevators Publishing House
Page : 128 pages
File Size : 54,6 Mb
Release : 2024-07-02
Category : Antiques & Collectibles
ISBN : 9789388805162
Author : Ali Emrouznejad,Emilyn Cabanda
Publisher : Springer
Page : 405 pages
File Size : 44,9 Mb
Release : 2014-07-31
Category : Business & Economics
ISBN : 9783662434376
This volume describes how frontier efficiency methodologies such as Data Envelopment Analysis (DEA) and other techniques such as multi-criteria decision making can help service industries to improve their performance by providing a ranking of best-practice efficient service units and by identifying sources of inefficiency for each service unit. It explains how they can be used to determine potential improvement targets for each of the inefficient service units, to identify peers for each service organization and to provide a basis for continuous performance improvement. Presenting applications in a variety of industries, this book will be useful for the service management to improve service productivity, profitability, sustainability and quality and effectiveness of service deliveries. A free trial version of the World’s leading Data Envelopment Analysis Software (PIM-DEA) is available for readers of this book.
Author : N. Gopalsamy
Publisher : New Age International
Page : 376 pages
File Size : 43,8 Mb
Release : 2006
Category : Electronic
ISBN : 8122418007
Concept Of Corporate Governance. Corporate Governance Has Caught The Interest And Imagination Of All Segments Of The Corporate World. Governance Has Assumed Greater Significance In The Light Of Series Of Corporate Failings, Both In Public And Private Sectors. The Society At Large, Have Begun To Loose Faith In The Infallibility Of Governance Systems.What Could Be The Minimum Ethical Standards Is Being Debated. The Characteristics Of Governance, When Applied In The Context Of A Country, Comprises Mechanisms, Processes And Institutions Through Which Citizens And Groups Articulate Their Interests, Exercise Their Rights, Meet Their Obligations And Mediate Their Differences. Its Aim Includes Formal Institutions And Regimes Empowered To Enforce Compliance, As Well As Informal Arrangements That People And Institutions Either Have Agreed To Or Perceive To Be In Their Interests.
Author : Dr.Punit Kumar Kanujiya,Hargun Sahni
Publisher : SHREE VINAYAK PUBLICATION
Page : 176 pages
File Size : 47,7 Mb
Release : 2024-07-02
Category : Business & Economics
ISBN : 9789391267155
This Book is Addressing seventeen Articles related to a Study on Celebrity Endorsement and its Impact on Cunsumer Attitudes and Buying behavior with special reference north Chennai,Emerging Trends and Practices in the Sphere of Commerce and Management ,Corporate Socia Resonsibility as a measure of sustainability:A Literature review approach ,formative or Reflective Measurment Model Assesment ...... This edited Book is presented in very simple,lucid and logical format and its believed that this edited book wll be of great interest of concerned faculty members ,researchers,professonals Managers ,policy makersand anyone looking to gain a solid foundation to continue their learning of the dynamics of human resource.
Author : Arvind Panagariya
Publisher : OUP USA
Page : 545 pages
File Size : 46,5 Mb
Release : 2010-04-30
Category : Business & Economics
ISBN : 9780199751563
"The subject of India's rapid growth in recent years has become a prominent focus in the public eye. Documenting this growth, and addressing the issues raised by it, Arvind Panagariya offers a sweeping survey that describes and analyzes India's economic development since independence, as well as its prospects for the future"--OCLC
Author : Prof. Dr. Namita Rajput,Prof. Urvashi Sharma,Dr. Baljeet Kaur,Dr. Jyotsna, Sunny Seth,Mayonk Chhatwal
Publisher : RED'SHINE Publication. Pvt. Ltd.
Page : 214 pages
File Size : 43,7 Mb
Release : 2024-07-02
Category : Antiques & Collectibles
ISBN : 9789394727359
Author : Anonim
Publisher : Archers & Elevators Publishing House
Page : 128 pages
File Size : 40,9 Mb
Release : 2024-07-02
Category : Antiques & Collectibles
ISBN : 9789388805193
Author : G. P. Kapoor
Publisher : APH Publishing
Page : 312 pages
File Size : 42,7 Mb
Release : 2004
Category : Banks and banking
ISBN : 8176485365