Micro Credit Poverty And Empowerment

Author : Neera Burra,Joy Deshmukh-Ranadive,Ranjani K Murthy
Publisher : SAGE
Page : 376 pages
File Size : 47,5 Mb
Release : 2005-11-05
Category : Business & Economics
ISBN : 0761933662

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Micro-Credit, Poverty and Empowerment by Neera Burra,Joy Deshmukh-Ranadive,Ranjani K Murthy Pdf

"Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP)." "The six case studies are diverse in terms of their socio-economic and geo-political contexts, the nature and ideological orientation of the intermediary organizations, the groups largeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals. This book will be useful for students and scholars of economics, women's studies, development studies and social work, while being of equal interest to policy-makers planners, activists and NGOs."--BOOK JACKET.

Author : Anonim
Publisher : Unknown
Page : 369 pages
File Size : 49,5 Mb
Release : 2005
Category : Microfinance
ISBN : 8132111753

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Micro-credit, Poverty and Empowerment by Anonim Pdf

Micro-credit is seen as a vital tool for poverty alleviation & the empowerment of women in developing socities. This volume examines micro-credit interventions in India.

Author : Samjhana Wagle
Publisher : Cook Communication
Page : 129 pages
File Size : 47,6 Mb
Release : 2020-08-18
Category : Business & Economics
ISBN : 8210379456XXX

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Microcredit and women's empowerment by Samjhana Wagle Pdf

Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Author : SAMJHANA. WAGLE
Publisher : Unknown
Page : 130 pages
File Size : 55,5 Mb
Release : 2020-08-18
Category : Electronic
ISBN : 1716645794

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Micro Credit and Women's Empowerment by SAMJHANA. WAGLE Pdf

Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Author : P. J. Christabell
Publisher : Concept Publishing Company
Page : 276 pages
File Size : 41,6 Mb
Release : 2009
Category : Microfinance
ISBN : 8180694453

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Women Empowerment Through Capacity Building by P. J. Christabell Pdf

Study on the role of microfinance in building up economic and democratic capacity of women in India.

Author : Murlidhar A. Lokhande
Publisher : Unknown
Page : 0 pages
File Size : 48,7 Mb
Release : 2014
Category : Microfinance
ISBN : 8177083686

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Micro Finance and Women Empowerment by Murlidhar A. Lokhande Pdf

In India, micro finance is a movement with the underlying objective of helping poor households to have access to financial services, including credit at affordable cost. Many of those who promote micro finance believe that such access will help poor people get out of poverty. For others, micro finance is a way to promote economic development, employment, and growth through the support of micro entrepreneurs and small businesses. Women in India are typically poorer than men and have fewer options for earning a livelihood that provides adequate food, housing, and education for their children. However, they are also viewed as the change agents of the family. Women are more likely to invest their earnings into improving the lives of the families. By encouraging women to take charge of their futures, micro finance institutions can impact families and whole communities. However, the pace of women empowerment in India, through micro finance, is slow, due to a variety of constraints which urgently need to be rooted out. This book examines some of the issues that need to be addressed in order to empower the lives of India's women through micro finance.

Author : Isabelle Guérin,Jane Palier
Publisher : Unknown
Page : 392 pages
File Size : 42,5 Mb
Release : 2005
Category : Microfinance
ISBN : UCSD:31822035680404

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Microfinance Challenges by Isabelle Guérin,Jane Palier Pdf

Contributed papers presented earlier in a conference.

Author : Esayas Bekele Geleta
Publisher : Routledge
Page : 146 pages
File Size : 41,5 Mb
Release : 2016-03-09
Category : Business & Economics
ISBN : 9781317024101

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The Microfinance Mirage by Esayas Bekele Geleta Pdf

Microfinance has long been considered a development strategy that can correct the failure of the global credit market and address the financial needs of the poor enabling them to create and run profitable business enterprises. The Microfinance Mirage argues that this neo-liberal oriented analysis overemphasises the economic argument whilst ignoring the cultural roots of inequality and subordination. Drawing on ethnographic research conducted among rural credit clients in the Northern region of Ethiopia, Esayas Bekele Geleta provides a nuanced critical analysis of microfinance challenging the common assumption that it facilitates the building of social capital, poverty reduction and the empowerment of women. Making a unique contribution to our further understanding of the microfinance industry the research shows that, in some cases, microfinance can result in the disintegration of pre-existing relationships and in the disruption and destruction of the livelihoods of the poor. Exploring the impact of microfinance in one of the poorest regions of sub-Saharan Africa, this book demonstrates its potential and problems and shows the complex and contradictory social and cultural environments in which projects are often located.

Author : Thomas Fisher,M. S. Sriram
Publisher : Oxfam
Page : 396 pages
File Size : 52,5 Mb
Release : 2002
Category : Business & Economics
ISBN : 0855984880

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Beyond Micro-credit by Thomas Fisher,M. S. Sriram Pdf

Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.

Author : Aminul Faraizi,Taskinur Rahman,Jim McAllister
Publisher : Routledge
Page : 161 pages
File Size : 50,8 Mb
Release : 2014-04-04
Category : Business & Economics
ISBN : 9781136868221

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Microcredit and Women's Empowerment by Aminul Faraizi,Taskinur Rahman,Jim McAllister Pdf

Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.

Author : Karin Fiege
Publisher : Unknown
Page : 116 pages
File Size : 50,8 Mb
Release : 2010
Category : Electronic
ISBN : 3936602441

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Economic Empowerment of Women Through Microcredit by Karin Fiege Pdf

Author : Faraha Nawaz
Publisher : Springer
Page : 127 pages
File Size : 46,8 Mb
Release : 2019-03-01
Category : Social Science
ISBN : 9783030135393

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Microfinance and Women’s Empowerment in Bangladesh by Faraha Nawaz Pdf

This book examines the effects of policies and practices of microfinance NGOs in empowering rural women in Bangladesh. Nawaz seeks to unpack the untold narratives of women's empowerment and to fill the current knowledge gap in this area. The book goes beyond the narrow minimalist evaluation of microfinance that only focuses on women’s economic empowerment through their ability to access financial resources. Rather, it looks at whether and how microfinance empowers women in a holistic manner across the socio-cultural, psychological and political spheres of life. The author argues that microfinance reduces levels of poverty, which means that women are better able to meet their practical gender needs; however, they are not empowered unless they are also able to meet their strategic gender needs, including the transformation of gender power relations from the household to state arenas. Therefore, the book argues that in order to bring about higher levels of empowerment, microfinance programs must be combined with other services such as financial literacy, socioeconomic training, education, healthcare, social mobilization and legal support. Microfinance and Women’s Empowerment in Bangladesh will be of interest to students and scholars across a range of disciplines, including Gender Studies, Development Studies, and Politics.

Author : Malika Basu
Publisher : Shaker
Page : 344 pages
File Size : 43,6 Mb
Release : 2008
Category : Business & Economics
ISBN : NWU:35556038844668

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The Microcredit Business and Women's Empowerment in India by Malika Basu Pdf

Author : Shweta Sawhney
Publisher : GRIN Verlag
Page : 12 pages
File Size : 42,6 Mb
Release : 2011-09-26
Category : Business & Economics
ISBN : 9783656014546

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Microfinance - A way to Alleviate poverty by Shweta Sawhney Pdf

Essay from the year 2011 in the subject Business economics - Investment and Finance, grade: none, , course: MFC, language: English, abstract: The article traces the fruition of the Microfinance insurrection in India as a potent tool for poverty mitigation and women empowerment. Where institutional finance failed Microfinance delivered. In a country like India, where almost 70 per cent of the population is in the rural areas, with little or no access to main stream financing options, microfinance has a huge role to play and a huge population to uplift. The paper discusses the present scenario of microfinance Institutions (MFIs) in India. In spite of the impressive figures, the supply side of microfinance in India is still presently abhorrently inadequate to fill the fissure between demand and supply but it holds the promise to act as a great opportunity for the financial sector and the economy as a whole.

Author : Helge Roxin,Heidi Berkmüller,Phillip John Koller,Jennifer Lawonn,Nahide Pooya,Julia Schappert
Publisher : Unknown
Page : 128 pages
File Size : 43,8 Mb
Release : 2011
Category : Electronic
ISBN : OCLC:1155530465

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Economic Empowerment of Women Through Microcredit by Helge Roxin,Heidi Berkmüller,Phillip John Koller,Jennifer Lawonn,Nahide Pooya,Julia Schappert Pdf