Micro Credit And Women S Empowerment

Author : Aminul Faraizi,Taskinur Rahman,Jim McAllister
Publisher : Routledge
Page : 161 pages
File Size : 43,7 Mb
Release : 2014-04-04
Category : Business & Economics
ISBN : 9781136868221

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Microcredit and Women's Empowerment by Aminul Faraizi,Taskinur Rahman,Jim McAllister Pdf

"Using the case study of Bangladesh and based on a long term participatory observation method, this book investigates the claims of the success of microcredit, as well as the critiques of it in the context of women's empowerment. It confronts the distinction between women's increasing wealth as a consequence of the success of microcredit programmes and their apparent not-commensurate empowerment, and looks at two organisations operating in two localities in rural Bangladesh in order to discover how these concepts are often confused. The book goes on to establish that the success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers - usually seen to be a tool for success of microcredit - is in fact no less repressive than traditional debt collectors. It is a worthwhile contribution to development debates, challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing useful research for South Asian Studies and Development Studies"--

Author : Aminul Faraizi,Taskinur Rahman,Jim McAllister
Publisher : Routledge
Page : 177 pages
File Size : 42,9 Mb
Release : 2014-04-04
Category : Political Science
ISBN : 9781136868214

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Microcredit and Women's Empowerment by Aminul Faraizi,Taskinur Rahman,Jim McAllister Pdf

Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.

Author : Samjhana Wagle
Publisher : Cook Communication
Page : 129 pages
File Size : 41,6 Mb
Release : 2020-08-18
Category : Business & Economics
ISBN : 8210379456XXX

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Microcredit and women's empowerment by Samjhana Wagle Pdf

Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Author : P. J. Christabell
Publisher : Concept Publishing Company
Page : 276 pages
File Size : 54,6 Mb
Release : 2009
Category : Microfinance
ISBN : 8180694453

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Women Empowerment Through Capacity Building by P. J. Christabell Pdf

Study on the role of microfinance in building up economic and democratic capacity of women in India.

Author : SAMJHANA. WAGLE
Publisher : Unknown
Page : 130 pages
File Size : 42,5 Mb
Release : 2020-08-18
Category : Electronic
ISBN : 1716645794

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Micro Credit and Women's Empowerment by SAMJHANA. WAGLE Pdf

Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Author : Murlidhar A. Lokhande
Publisher : Unknown
Page : 0 pages
File Size : 40,7 Mb
Release : 2014
Category : Microfinance
ISBN : 8177083686

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Micro Finance and Women Empowerment by Murlidhar A. Lokhande Pdf

In India, micro finance is a movement with the underlying objective of helping poor households to have access to financial services, including credit at affordable cost. Many of those who promote micro finance believe that such access will help poor people get out of poverty. For others, micro finance is a way to promote economic development, employment, and growth through the support of micro entrepreneurs and small businesses. Women in India are typically poorer than men and have fewer options for earning a livelihood that provides adequate food, housing, and education for their children. However, they are also viewed as the change agents of the family. Women are more likely to invest their earnings into improving the lives of the families. By encouraging women to take charge of their futures, micro finance institutions can impact families and whole communities. However, the pace of women empowerment in India, through micro finance, is slow, due to a variety of constraints which urgently need to be rooted out. This book examines some of the issues that need to be addressed in order to empower the lives of India's women through micro finance.

Author : Annabel Dulhunty
Publisher : Taylor & Francis
Page : 124 pages
File Size : 50,9 Mb
Release : 2023-08-21
Category : Social Science
ISBN : 9781000928716

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Women’s Empowerment and Microcredit Programmes in India by Annabel Dulhunty Pdf

Women’s Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women’s empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves ‘women’s empowerment’. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women’s empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women’s empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from ‘smart economics’ to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies.

Author : Lynn Horton
Publisher : Cambridge University Press
Page : 265 pages
File Size : 48,7 Mb
Release : 2018
Category : Business & Economics
ISBN : 9781108418720

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Women and Microfinance in the Global South by Lynn Horton Pdf

Women and Microfinance in the Global South is a grounded exploration of the intersections of neoliberal ideology and feminism.

Author : Linda Mayoux
Publisher : Unknown
Page : 77 pages
File Size : 49,6 Mb
Release : 2000
Category : Electronic
ISBN : 9221123308

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Micro-finance and the empowerment of women : a review of the key issues by Linda Mayoux Pdf

Author : Neeta Tapan
Publisher : Unknown
Page : 0 pages
File Size : 55,6 Mb
Release : 2010
Category : Microfinance
ISBN : 8177082493

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Micro Credit, Self-help Groups (SHGs), and Women Empowerment by Neeta Tapan Pdf

Study conducted at Ujjain District in Madhya Pradesh, India.

Author : Neera Burra,Joy Deshmukh-Ranadive,Ranjani K Murthy
Publisher : SAGE
Page : 376 pages
File Size : 41,9 Mb
Release : 2005-11-05
Category : Business & Economics
ISBN : 0761933662

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Micro-Credit, Poverty and Empowerment by Neera Burra,Joy Deshmukh-Ranadive,Ranjani K Murthy Pdf

"Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP)." "The six case studies are diverse in terms of their socio-economic and geo-political contexts, the nature and ideological orientation of the intermediary organizations, the groups largeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals. This book will be useful for students and scholars of economics, women's studies, development studies and social work, while being of equal interest to policy-makers planners, activists and NGOs."--BOOK JACKET.

Author : Das, Ramesh Chandra
Publisher : IGI Global
Page : 452 pages
File Size : 43,9 Mb
Release : 2018-08-17
Category : Business & Economics
ISBN : 9781522552413

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Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality by Das, Ramesh Chandra Pdf

One of the major tools of attaining proper development all around the world is complete financial inclusion, such that all classes of people can secure their lifestyles through access to financial services from formal sectors. Expanding access to resources and increasing self-employment opportunities help reduce poverty and improve social development. The Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality is an essential reference source that discusses the role of financial inclusion in gender equality, as well as economic independence and self-employment. Featuring research on topics such as inequality, collaborative economy, and social responsibility, this publication is ideally designed for policy makers, economic researchers, and academicians seeking coverage on social mobilization, capital formation, capacity building, and pro-poor economy designs.

Author : Alhassan, Yahaya,Nwagbara, Uzoechi
Publisher : IGI Global
Page : 304 pages
File Size : 40,7 Mb
Release : 2023-10-25
Category : Business & Economics
ISBN : 9781668489819

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Empowering Women Through Microfinance in Developing Countries by Alhassan, Yahaya,Nwagbara, Uzoechi Pdf

Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.

Author : Linda Mayoux
Publisher : Sanskriti
Page : 0 pages
File Size : 52,8 Mb
Release : 2003
Category : Business & Economics
ISBN : 8187374187

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Sustainable Learning for Women's Empowerment by Linda Mayoux Pdf

Micro Finance Programmers Targeting Women Became A Major Plank Of Donor Poverty Alleviation Strategies In The 1990S And Funding Is Set To Further Increase In This Century Under Initiative By Cgap And Member Donor Agencies. Literature Prepared For The Micro-Credit Summit In Washington In February 1997 And Many Donor Statements On Credits And Ngo Funding Proposals Present An Extremely Attractive Vision Of Increasing Numbers Of Expanding, Financially Self-Sustainable Microfinance Programmes Reaching Large Numbers Of Women Borrowers. Through Their Contribution To Women S Ability To Earn, These Programmes Are Assumed To Initiate A Series Of Virtuous Spirals Of Economic Empowerment, Increased Well-Being For Women And Their Families And Wider Social And Political Empowerment.

Author : Faraha Nawaz
Publisher : Springer
Page : 127 pages
File Size : 52,7 Mb
Release : 2019-03-01
Category : Social Science
ISBN : 9783030135393

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Microfinance and Women’s Empowerment in Bangladesh by Faraha Nawaz Pdf

This book examines the effects of policies and practices of microfinance NGOs in empowering rural women in Bangladesh. Nawaz seeks to unpack the untold narratives of women's empowerment and to fill the current knowledge gap in this area. The book goes beyond the narrow minimalist evaluation of microfinance that only focuses on women’s economic empowerment through their ability to access financial resources. Rather, it looks at whether and how microfinance empowers women in a holistic manner across the socio-cultural, psychological and political spheres of life. The author argues that microfinance reduces levels of poverty, which means that women are better able to meet their practical gender needs; however, they are not empowered unless they are also able to meet their strategic gender needs, including the transformation of gender power relations from the household to state arenas. Therefore, the book argues that in order to bring about higher levels of empowerment, microfinance programs must be combined with other services such as financial literacy, socioeconomic training, education, healthcare, social mobilization and legal support. Microfinance and Women’s Empowerment in Bangladesh will be of interest to students and scholars across a range of disciplines, including Gender Studies, Development Studies, and Politics.