Microfinance As A Sustainable Solution For Alleviating Poverty

Author : Rebecca Rockey
Publisher : LAP Lambert Academic Publishing
Page : 64 pages
File Size : 50,6 Mb
Release : 2010-11
Category : Electronic
ISBN : 3843378576

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Microfinance As a Sustainable Solution for Alleviating Poverty by Rebecca Rockey Pdf

This book presents the hot topic of microfinance, comparing the success of microfinance institutions across two geographic regions: Africa and Asia (specifically sub-Saharan Africa [SSA] and south Asia). The success of a microfinance institution is defined by its outreach and sustainabilty, which indicate social and economic performance as well as impact. Looking more closely at poverty issues, sub-Saharan Africa poverty has essentialy doubled to 380 million (more than the U.S. population) over 20 years despite many political and economic attempts to restore economic growth. Comparing reforms taken by China and Vietnam that resulted in large and sustainable reductions in poverty, this book argues that sub-Saharan Africa has much larger issues outside of access to credit by the poor that hinder economic development. While microfinance shows to have played a role in smoothing consumption, it has not shown increased entrepreneurship or self-sufficiency and has not affected aggregate poverty levels at all.

Author : Essam Yassin Mohammed,Zenebe Bashaw Uraguchi
Publisher : Routledge
Page : 260 pages
File Size : 47,6 Mb
Release : 2017-12-12
Category : Business & Economics
ISBN : 9781351595124

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Financial Inclusion for Poverty Alleviation by Essam Yassin Mohammed,Zenebe Bashaw Uraguchi Pdf

More than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.

Author : Paul W. Thurman
Publisher : Routledge
Page : 236 pages
File Size : 43,7 Mb
Release : 2016-04-29
Category : Business & Economics
ISBN : 9781317142591

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Entrepreneurship and Sustainability by Paul W. Thurman Pdf

In Entrepreneurship and Sustainability the editors and contributors challenge the notion that not-for-profit social entrepreneurship is the only sort that can lead to the alleviation of poverty. Entrepreneurship for profit is not just about the entrepreneur doing well. Entrepreneurs worldwide are leading successful for-profit ventures which contribute to poverty alleviation in their communities. With the challenge of global poverty before them, entrepreneurs continue to develop innovative, business-oriented ventures that deliver promising solutions to this complex and urgent agenda. This book explores how to bring commercial investors together with those who are best placed to reach the poorest customers. With case studies from around the World, the focus of the contributions is on the new breed of entrepreneurs who are blending a profit motive with a desire to make a difference in their communities and beyond borders. A number of the contributions here also recognize that whilst much research has been devoted to poverty alleviation in developing countries, this is only part of the story. Studies in this volume also focus upon enterprise solutions to poverty in pockets of significant deprivation in high-income countries, such as the Appalachia region of the US, in parts of Europe, and the richer Asian countries. Much has been written about the achievements of socially orientated non-profit microfinance institutions. This valuable, academically rigorous but accessible book will help academics, policy makers, and business people consider what the next generation of more commercially orientated banks for the 'bottom billion' might look like.

Author : Milford Bateman
Publisher : Kumarian Press
Page : 289 pages
File Size : 54,7 Mb
Release : 2011
Category : Business & Economics
ISBN : 9781565494374

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Confronting Microfinance by Milford Bateman Pdf

Incorporates global perspective but focuses on southeastern Europe, a key arena for microfinance and microcredit programs --

Author : Tazul Islam
Publisher : Routledge
Page : 229 pages
File Size : 46,6 Mb
Release : 2016-04-22
Category : Business & Economics
ISBN : 9781317096788

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Microcredit and Poverty Alleviation by Tazul Islam Pdf

The attempt of the Grameen Bank to alleviate poverty and enhance the skills and productivity of its rural women clients provides the fascinating backdrop to this important study of micro-credit institutions. Tazul Islam examines the real extent to which the Grameen Bank's credit-alone policy has been successful in securing the Bank's financial sustainability; its practical role in alleviating poverty and its actual impact on the productivity of its clients. This book concludes by considering alternative policy options that hold out the possibility of increased poverty alleviation.

Author : Susan Johnson,Ben Rogaly
Publisher : Oxfam
Page : 148 pages
File Size : 41,9 Mb
Release : 1997
Category : Business & Economics
ISBN : 0855983698

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Microfinance and Poverty Reduction by Susan Johnson,Ben Rogaly Pdf

The book emphasizes the importance of studying the local context, and then considering the macroeconomic factors which may be operating upon the economy of a particular country. Five extended case studies, in the Gambia, Ecuador, Mexico, Pakistan, and the UK are examined with reference to further aspects of sustainability and impact assessment.

Author : Joe Remenyi,B. Quiñones
Publisher : Routledge
Page : 293 pages
File Size : 53,9 Mb
Release : 2000
Category : Business & Economics
ISBN : 1855676427

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Microfinance and Poverty Alleviation by Joe Remenyi,B. Quiñones Pdf

Despite the considerable economic growth of the Asia-Pacific, poverty continues to be a major problem. One key way to create sustainable livelihoods and to provide poor households an escape route from poverty is microfinance. Since the early 1980s, microfinance practitioners have proven that the poor are creditworthy, capable of utilizing scarce capital efficiently in viable incom-generating projects and able to pay back their loans. This book collects the experience of microfinance practitioners in 11 countries in the Asia-Pacific region to describe the present state of the art. It is designed to provide an overview of the subject: why it is so essential to poverty reduction; what is the "best practice"; what kind of policy framework and regulatory environment is required. It offers both an extensive survey of the academic literature and a selection of case studies, all from authors who have been active practitioners in microfinance for many years. The case studies cover four key countries in South Asia andthree countries in East Asia in which microfinance had become particularly important. There is also a regional chapter covering the Pacific islands.

Author : Laina Greene
Publisher : Partridge Publishing Singapore
Page : 186 pages
File Size : 46,5 Mb
Release : 2017-05-05
Category : Social Science
ISBN : 9781543740882

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Sustainable Impact by Laina Greene Pdf

The world has changed rapidly over the past decades. These changes havemade eradicating global poverty more challenging than ever.In a comprehensive guidebook,Laina Raveendran Greene, Audrey Tan and Lizzy Hawkinsthreepassionate female social entrepreneursshare their thoughtsonthefeminisation of poverty where women end upasvictimsand show that when enabled, womencan take on the powerful role of changeagents. They challenge us tomove beyond the unconscious bias of seeing women as capable of receiving only microfinanceloansto viewingwomenascapable of receiving larger funding,and presentdatathatshowswomen are good investments. The authors lead us on a journey of hope where they encourage us to solve problems empathetically; embrace grassroots human-centric solutions; initiatesystemicchange; support a world of purpose-driven businesses, and help build a newparadigmof capitalism where people and purpose are more important than a sole focus on profit.Incorporated in the bookis a careful examination of the old models of charity and donations juxtaposed against the promise that purpose-driven social enterprises hold in eradicating poverty. Sustainable Impact: How Women Are Key to Ending Povertyoffers eye-opening insight and practical advicethatseeks tomotivate everyone to help make a better world and do our part to eliminate global poverty.

Author : Yogendra Prasad Acharya
Publisher : Unknown
Page : 351 pages
File Size : 54,9 Mb
Release : 2009
Category : Agricultural credit
ISBN : 8183630642

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Understanding Sustainable Microfinance & Poverty Alleviation by Yogendra Prasad Acharya Pdf

Author : Milford Bateman
Publisher : Zed Books Ltd.
Page : 261 pages
File Size : 50,5 Mb
Release : 2010-06-10
Category : Business & Economics
ISBN : 9781848138957

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Why Doesn't Microfinance Work? by Milford Bateman Pdf

Since its emergence in the 1970s, microfinance has risen to become one of the most high-profile policies to address poverty in developing and transition countries. It is beloved of rock stars, movie stars, royalty, high-profile politicians and ‘troubleshooting’ economists. In this provocative and controversial analysis, Milford Bateman reveals that microfinance doesn’t actually work. In fact, the case for it has been largely built on hype, on egregious half-truths and – latterly – on the Wall Street-style greed of those promoting and working in microfinance. Using a multitude of case studies, from India to Cambodia, Bolivia to Uganda, Serbia to Mexico, Bateman demonstrates that microfi nance actually constitutes a major barrier to sustainable economic and social development, and thus also to sustainable poverty reduction. As developing and transition countries attempt to repair the devastation wrought by the global financial crisis, Why Doesn’t Microfinance Work? argues forcefully that the role of microfinance in development policy urgently needs to be reconsidered.

Author : Tazul Islam
Publisher : Routledge
Page : 202 pages
File Size : 40,9 Mb
Release : 2016-04-22
Category : Business & Economics
ISBN : 9781317096795

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Microcredit and Poverty Alleviation by Tazul Islam Pdf

The attempt of the Grameen Bank to alleviate poverty and enhance the skills and productivity of its rural women clients provides the fascinating backdrop to this important study of micro-credit institutions. Tazul Islam examines the real extent to which the Grameen Bank's credit-alone policy has been successful in securing the Bank's financial sustainability; its practical role in alleviating poverty and its actual impact on the productivity of its clients. This book concludes by considering alternative policy options that hold out the possibility of increased poverty alleviation.

Author : Leire San-Jose,José Luis Retolaza,Luc van Liedekerke
Publisher : Unknown
Page : 600 pages
File Size : 53,9 Mb
Release : 2019
Category : Accounting
ISBN : 303000001X

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Handbook on Ethics in Finance by Leire San-Jose,José Luis Retolaza,Luc van Liedekerke Pdf

Author : Marguerite S. Robinson
Publisher : World Bank Publications
Page : 360 pages
File Size : 47,7 Mb
Release : 2001
Category : Business & Economics
ISBN : UOM:39015053784172

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The Microfinance Revolution: Sustainable finance for the poor by Marguerite S. Robinson Pdf

Microfinance is the method whereby financial services and credit is made available to the economically active but low income people of developiong countries. This book focusses on three key aspects of the phenomenon: 1) the shift from government- and donor-subsidized credit delivery systems to self-sufficient, sustainable microfinance institutions; 2) the results on the ground, on the way in which microfinance is helps people expand and diversify their enterprises, increase their incomes, raise their living standards and those of theri families, and boost their self-confidence; 3) the theroretical frameworks that had previously impeded the microfinance revolution, with suggestions for their improvement.

Author : Clarke Foster (Editor-In-Chief)
Publisher : Lulu.com
Page : 79 pages
File Size : 51,9 Mb
Release : 2014-03-05
Category : Education
ISBN : 9781304910431

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Undercurrent Journal: Vol. 10, Issue 2 (Fall/Winter 2014) [B&W] by Clarke Foster (Editor-In-Chief) Pdf

Undercurrent is the only student-run national undergraduate journal publishing scholarly essays and articles that explore the subject of international development. The journal is a refereed publication dedicated to providing a non-partisan, supportive, yet critical and competitive forum exclusively for undergraduate research, writing, and editing.

Author : Clarke Foster (Editor-In-Chief)
Publisher : Lulu.com
Page : 79 pages
File Size : 41,5 Mb
Release : 2024-06-29
Category : Electronic
ISBN : 9781304910486

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Undercurrent Journal: Vol. 10, Issue 2 (Fall/Winter 2014) [Color] by Clarke Foster (Editor-In-Chief) Pdf