Money Basics For Tough Times

Author : David Koch
Publisher : Macmillan Publishers Aus.
Page : 300 pages
File Size : 45,8 Mb
Release : 2020-10-27
Category : Business & Economics
ISBN : 9781760983741

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Money Basics for Tough Times by David Koch Pdf

The essential guide for managing your finances in the wake of COVID-19, and how to turn a recession into an opportunity. Get the money basics right and get back on your feet after financial disaster. Australia hasn't had a recession in 30 years - so how can you recover from it? The COVID-19 pandemic has thrown the global economy into chaos and stock market on a wild rollercoaster ride. But what about your finances? Whether you've lost on shares, your property or your job, this is a frightening time for everyone. Getting the money stuff right has never been more important. Money Basics for Tough Times is about having a plan to recover from financial disaster. Packed with tips and strategies on money management, from negotiating with your landlord to buying groceries on a shoestring budget to investing in crashing markets to starting a side hustle for extra income, pioneering consumer finance journalist David Koch offers Australians hope in an unprecedented era by taking things back to basics. This is a clear, comforting, concise guide for how individuals and families, despite economic hardship and uncertainty, can turn their fortunes around.

Author : Lisa Rowan
Publisher : Adams Media
Page : 256 pages
File Size : 55,9 Mb
Release : 2020-09-22
Category : Business & Economics
ISBN : 9781507214077

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Money Hacks by Lisa Rowan Pdf

Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions—from paying off your student loans to managing investments. Are you looking for ways to decrease your spending…and start increasing your savings? Need some simple advice for maximizing your investments? Want to start planning for your retirement but don’t know where to start? It’s now easier than ever to achieve all your financial goals! Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count. Whether you’re trying to pay down debt, start an emergency fund, or make the smartest choice on a major purchase, this book is chock-full of all the useful hacks to make your money work for you in every situation!

Author : Kerby Anderson
Publisher : Harvest House Publishers
Page : 145 pages
File Size : 52,7 Mb
Release : 2024-05-30
Category : Electronic
ISBN : 9780736934428

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Making the Most of Your Money in Tough Times by Kerby Anderson Pdf

Author : Anonim
Publisher : Harvard Business Review Press
Page : 228 pages
File Size : 47,8 Mb
Release : 2009
Category : Business & Economics
ISBN : UOM:39015080880548

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Finance Basics for Tough Times by Anonim Pdf

These days, everyone is talking about "the numbers," and more of us are being held accountable for them. But how many of us know what they really mean? This collection gives you smart, succinct guidance on understanding the essentials of business finance.

Author : Ellen Roseman
Publisher : Wiley
Page : 0 pages
File Size : 42,7 Mb
Release : 2003-11-12
Category : Business & Economics
ISBN : 0470834013

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Money 201 by Ellen Roseman Pdf

Improve Your Personal Finance IQ! Money 201 is the second installment of a basic course in financial literacy for Canadians. A follow-up to the best-selling Money 101, this book offers more street-smart advice from Canada's most trusted personal finance writer. There's always something new to learn when it comes to your finances, and Ellen Roseman offers easy-to-understand advice on a wide range of topics. You'll learn how to: cut housing and transportation costs comparison shop for car insurance find the lowest-cost banking package for your needs fight back when a financial institution does you wrong invest in good or bad times start your own business save for retirement in and out of an RRSP, and much more. The tough test of dealing with everyday finances is one you can't afford to flunk. Let Money 201 be your own personal tutor on all the financial basics you need to save, spend, borrow, and invest money wisely. Portrait Photography by Joseph Marranca. Used by Permission.

Author : Annie Lowrey
Publisher : Crown
Page : 274 pages
File Size : 44,8 Mb
Release : 2019-07-09
Category : Political Science
ISBN : 9781524758776

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Give People Money by Annie Lowrey Pdf

A New York Times Book Review Editors' Choice Shortlisted for the 2018 FT & McKinsey Business Book of the Year Award A brilliantly reported, global look at universal basic income—a stipend given to every citizen—and why it might be necessary in an age of rising inequality, persistent poverty, and dazzling technology. Imagine if every month the government deposited $1,000 into your bank account, with nothing expected in return. It sounds crazy. But it has become one of the most influential and hotly debated policy ideas of our time. Futurists, radicals, libertarians, socialists, union representatives, feminists, conservatives, Bernie supporters, development economists, child-care workers, welfare recipients, and politicians from India to Finland to Canada to Mexico—all are talking about UBI. In this sparkling and provocative book, economics writer Annie Lowrey examines the UBI movement from many angles. She travels to Kenya to see how a UBI is lifting the poorest people on earth out of destitution, India to see how inefficient government programs are failing the poor, South Korea to interrogate UBI’s intellectual pedigree, and Silicon Valley to meet the tech titans financing UBI pilots in expectation of a world with advanced artificial intelligence and little need for human labor. Lowrey explores the potential of such a sweeping policy and the challenges the movement faces, among them contradictory aims, uncomfortable costs, and, most powerfully, the entrenched belief that no one should get something for nothing. In the end, she shows how this arcane policy has the potential to solve some of our most intractable economic problems, while offering a new vision of citizenship and a firmer foundation for our society in this age of turbulence and marvels.

Author : Suze Orman
Publisher : Penguin
Page : 412 pages
File Size : 40,7 Mb
Release : 2005-03-03
Category : Business & Economics
ISBN : 9781101218563

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The Money Book for the Young, Fabulous & Broke by Suze Orman Pdf

The New York Times bestselling financial guide aimed squarely at "Generation Debt"—and their parents—from the country's most trusted and dynamic source on money matters. The Money Book for the Young, Fabulous & Broke is financial expert Suze Orman's answer to a generation's cry for help. They're called "Generation Debt" and "Generation Broke" by the media — people in their twenties and thirties who graduate college with a mountain of student loan debt and are stuck with one of the weakest job markets in recent history. The goals of their parents' generation — buy a house, support a family, send kids to college, retire in style — seem absurdly, depressingly out of reach. They live off their credit cards, may or may not have health insurance, and come up so far short at the end of the month that the idea of saving money is a joke. This generation has it tough, without a doubt, but they're also painfully aware of the urgent need to take matters into their own hands. The Money Book was written to address the specific financial reality that faces young people today and offers a set of real, not impossible solutions to the problems at hand and the problems ahead. Concisely, pragmatically, and without a whiff of condescension, Suze Orman tells her young, fabulous & broke readers precisely what actions to take and why. Throughout these pages, there are icons that direct readers to a special YF&B domain on Suze's website that offers more specialized information, forms, and interactive tools that further customize the information in the book. Her advice at times bucks conventional wisdom (did she just say use your credit card?) and may even seem counter-intuitive (pay into a retirement fund even though your credit card debt is killing you?), but it's her honesty, understanding, and uncanny ability to anticipate the needs of her readers that has made her the most trusted financial expert of her day. Over the course of ten chapters that can be consulted methodically, step-by-step or on a strictly need-to-know basis, Suze takes the reader past broke to a secure place where they'll never have to worry about revisiting broke again. And she begins the journey with a bit of overwhelmingly good news (yes, there really is good news): Young people have the greatest asset of all on their side — time.

Author : Mal Warwick
Publisher : John Wiley & Sons
Page : 256 pages
File Size : 43,8 Mb
Release : 2009-03-27
Category : Business & Economics
ISBN : 9780470494738

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Fundraising When Money Is Tight by Mal Warwick Pdf

A NONPROFIT SURVIVAL KIT for HARD TIMES "This is a must-read for all of us in fundraising. Mal Warwick includes practical approaches for difficult economic times, from zero-based thinking about our programs to strategies for relating to our donors and making certain our fundraising programs are prepared to succeed not only now but when the economy recovers." —Eugene R. Tempel, president, Indiana University Foundation "Brilliant! No nonprofit organization can afford to ignore the insightful advice Mal Warwick offers in this concise and eminently readable book. It's practical, down-to-earth, and addresses the complex, real-world challenges of raising money in tough times." —Ben Jealous, president, NAACP "Fundraising When Money Is Tight is an important book in a difficult time for all. This is the right book for anyone who is committed to advancing the public good." —Jane Wales, founder, Global Philanthropy Forum, and vice president, Aspen Institute "This is a must-read book by any fundraising manager. It's timely, it's a good read, and the moment I put it down I made sure my managers got focused, got real, and got with the project today." —Mark Astarita, director of fundraising, British Red Cross

Author : Jonathan D. Pond
Publisher : Tantor Media Incorporated
Page : 128 pages
File Size : 47,7 Mb
Release : 2014-05-09
Category : BUSINESS & ECONOMICS
ISBN : 1400191653

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Safe Money in Tough Times by Jonathan D. Pond Pdf

A pioneer in personal finance explains how to stay afloat while the economy sinks.

Author : Dana Wise
Publisher : Unknown
Page : 146 pages
File Size : 51,9 Mb
Release : 2020-09-03
Category : Business & Economics
ISBN : 1953494048

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Save Money and Spend Wisely During and After the Economic Crisis by Dana Wise Pdf

Are you one of the millions who are losing regular income now? Do you need to start saving money and spending it on things that are really important? Coronavirus restrictions mean people aren't working, yet the bills are still coming. The possibilities of earning good money are limited. Now, most people have to save every dollar they can. Do you know how to save money and spend wisely? What if you could learn the secrets of saving success from a master of personal finance who's been in the business for decades-without paying the high price of being a wealth management client? In this book, you will discover:?How to take control of your money?Start saving money RIGHT NOW, without even leaving your house?Why you do not need any special equipment, gadgets, or courses?Various saving secrets?New ways to enrich your life without needing to spend money?Improve your mental and physical health, hand in hand with your financial health?Declare your independence from those who would control you and your money?Reach financial freedom by taking the first steps toward your goals?Continue to save your precious dollars and smart money habits after the coronavirus restrictions have been lifted?Imitate the habits of people who are smart with their finances I will lead you through every important spending area and show you many tips that can help you save hundreds and thousands a year, and we may even go over some things you have never thought about and give you step-by-step instructions for immediate and long-term savings. Bonus chapters will equip you with the knowledge and skills that you can use to improve your financial health and experience your dream life. This book goes far beyond what other books on personal finance offer. Following the advice within, you will also experience a dramatic improvement in every area of your life. This book is a life-changer! We are building our future with today's decisions. What good decision will you make today?

Author : Kenneth Hobbs
Publisher : Xlibris Corporation
Page : 67 pages
File Size : 45,5 Mb
Release : 2010-02
Category : Business & Economics
ISBN : 1450018718

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Money Basics for Everyday People by Kenneth Hobbs Pdf

MONEY BASIC$ FOR EVERYDAY PEOPLE was created from a desire that all Americans should have the opportunity to acquire their own personal fortunes and live their dreams. It is not our lack of effort and hard work that keeps us from having our wealth. The problem is that most people lack the knowledge to make their money work for them. Since money principles are not emphasized in schools and most financial books are too complicated and detailed in content, people never learn the basics. The American savings rate has been in decline for the last 65 years and millions of hard working couples are now retiring at or just above the poverty level. This book is designed to give basic money information that everyday people can understand and really put to use. The purpose of MONEY BASIC$ for EVERYDAY PEOPLE is to provide simple and useable ideas about money concepts that may have been hidden from you. This book will offer insights into how money works that your families, friends, neighbors, and co-workers do not know. You will learn that you don't have to be a financial wizard to make your money work harder. Below are a few examples: Would you like a bigger tax refund check? Would you like to know how to save for 6 years and you could possibly have your retirement? Would you like to save hundreds of dollars on your insurance premiums? Would you like to know more than most people in America about money? Would you like to finally have your EYES WIDE OPENED to the mystique of finance? These pages are full of proven concepts and ideas to help you achieve your financial goals. I have purposely concentrated only on the most important topics that will explain how to make your money work harder. What you will need to learn is condensed into just FIVE SIMPLE STEPS that will be easy to understand and put into use everyday. By learning and using the FIVE SIMPLE STEPS that are explained in these chapters, you can achieve financial freedom.

Author : Jason Ramsey
Publisher : Jason Ramsey
Page : 90 pages
File Size : 46,7 Mb
Release : 2020-02-02
Category : Business & Economics
ISBN : 8210379456XXX

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How To Manage Your Money Blueprint by Jason Ramsey Pdf

You should consider what are your long-term and short-term goals? Are you planning for retirement or just for a nice new car? Once your goal is clear, you can set a practical way to achieve that goal. How much money is coming in? What are the risks and rewards with your plan? Do you or will you have student loans? It is important that providers make sure you know what your financial obligations are in relation to paying your debt. Work them into your budget every month and do what you can do pay down your student loan debt when you can. Money management is a crucial process for attaining financial success by managing money that includes expenses, investments, budgeting, banking and taxes. It enables you to know where your money is going and also it helps you plan your budget wisely. It's a fundamental process that determines what you can do and what you can't. If you are behind, as many are, when it comes how much you are saving for retirement, get in high gear and catch up. Adding a little extra per month than you normally would to your retirement plan, can catch you up faster than you think it will. Especially, if it concerns your 401k, because your employer will match a certain percentage of your contribution. You must figure out how much revenue versus expenses you have. This requires following a strict budget and adhering to it always. If you're working on improving your personal budget, one easy way to get yourself in the mindset is to get your paycheck put directly into an investment account rather than checking or cash. This way you pay yourself first, think of this as a tax but you get it for retirement. This will help get you in the habit of saving money and not thinking of it all as disposable income. In order to be economically wise, all of your disposable income must now be considered as investment funds, only to be spent on assets that return you funds at a good rate. If you know that a budget is probably the difference between you keeping money on the side during the good times and having nothing when the bad times come knocking, then you'd do everything possible to make sure that you prepare a SMART budget. When you're honest with yourself, you'll agree that to a great extent, money is key to having peace of mind. It's easy to say God provides when you're not in need. But when you're neck-deep in debt and you don't have money to pay for this month's rent, you'll probably be singing a different tune. No matter how much you want to finance the great work your church or your favorite charitable organization is doing, you can't do that without extra money. If you aren't able to provide for your needs, how can you provide for others'? If you're ready to start successfully managing your personal finances, click and BUY NOW!

Author : Sarah Oliver
Publisher : Tarquin
Page : 0 pages
File Size : 53,6 Mb
Release : 2009-04
Category : Finance, Personal
ISBN : 1899618821

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Money by Sarah Oliver Pdf

This down to earth book contains straightforward practical information about money in the everyday world. A matter-of-fact guide to commonly used banking and financial terms with clear concise definitions, plain explanations and sensible advice about potential risks. Pictures, diagrams or symbols on every page make this easily accessible, not too heavy and compliment the simple style. Money - Bare Basic Facts is: Visually eye catching; Succinct with explanations and examples;. A concise reference source. Produced by Tarquin Publishers. Aimed at young people particularly those starting to be independent such as teenagers, young adults and adults unused to the western banking and financial system. Save the cost of the book quickly by understanding issues such as: Interest; Borrowing; Credit card bills; Bank charges; AER or APR; Direct Debit and Standing Orders; Debt - What to do and where to get advice.

Author : Carole Wilkins
Publisher : Page Publishing Inc
Page : 240 pages
File Size : 45,9 Mb
Release : 2014-11-04
Category : Family & Relationships
ISBN : 9781628389982

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Keeping Love Alive: Prescriptions from 50 Years of Marriage by Carole Wilkins Pdf

This book,Keeping Love Alive: Prescriptions from 50 Years of Marriage, is the much-needed medicine for any and all ills your marriage or partnership is currently suffering from or is threatening your marital bliss. Carole Wilkins is just the right doctor for the job to cure those common ills that beset relationships. With clear and precise language presented each major marital problems and issues Take The Marriage Doctor’s advice. Take advantage of the ready prescriptions that comes with each marriage concern or issue discussed and explored. You and your partner can sail through smoothly each marital bump toward a happy, healthy, and long-term union. The principles I have shared have improved my own marriage. Over the years, I have counseled and written about over a hundred subjects in the marriage arena. I believe all the principles in this book lead to a healthier, happier relationship. I encourage you to take this test on these principles. There are one hundred true/false statements. They cover five areas: attitude, communication, sexual intimacy, finances, and conflict resolution. “Affirmation is praise about the accomplishments of your mate. When was the last time you said words of praise? Remember that praise is like sex, it doesn’t last.” A practical advice from your marriage’s personal doctor.

Author : Joy J. Daymon
Publisher : iUniverse
Page : 134 pages
File Size : 41,5 Mb
Release : 2009-04-24
Category : Self-Help
ISBN : 9781440137457

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How to Survive Tough Times by Joy J. Daymon Pdf

How to Survive Tough Times is a collection of tips and information, including home remedies, low cost meals and much more from someone who has survived the povery of the Great Depression, the scarcities of World War II, the challenge of raising a family on a tight budget, as well as personal tragedies what had to be dealt with. Topics include energy costs, good health practices, low cost food and recipes even inexperienced cooks can manage. There is information on end-of-life issues, how to keep legal documents safe, affordable weddings and helping children feel safe through it all. This book is not about how to invest your money or whether you should cash in your 401k (there are plenty of those). This book is intended to make sure your children never go to bed hungry.