Mortgage Myths Book in PDF, ePub and Kindle version is available to download in english. Read online anytime anywhere directly from your device. Click on the download button below to get a free pdf file of Mortgage Myths book. This book definitely worth reading, it is an incredibly well-written.
Mortgage Myths by Ralph R. Roberts,Chip Cummings Pdf
In Mortgage Myths, Realtor Ralph Roberts and mortgage consultant Chip Cummings take aim at the 77 mortgage myths that prevent so many would-be homeowners and real estate investors from pursuing their dreams of homeownership. You’ll learn the difference between good and bad debt, how to make mortgage approval easier and simpler, and how to use other people’s money to leverage your investments. This is the ultimate guide to getting the great deal you deserve.
Foreclosure Myths by Ralph R. Roberts,Chip Cummings Pdf
Learn the whole truth about foreclosures and discover some real bargains with the myth-busting information in Foreclosure Myths: 77 Secrets to Saving Thousands on Distressed Properties!. Find out the truth about seventy-seven persistent myths that prevent would-be homeowners and real estate investors from taking advantage of tremendous profit potential. Understand how to find, evaluate, and buy foreclosure properties at a discount, including how you can use other people's money to finance your investments through firsthand stories from top industry professionals and handy resources like government foreclosure guidelines.
In this easy-to-understand book, HomeEquity Bank CEO Steven Ranson and Executive Vice President Yvonne Ziomecki discuss the ins and outs of reverse mortgages and how they can provide Canadians 55+ with a secure retirement.
The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition by Jack Guttentag Pdf
The bestselling one-stop guide to mortgages—updated for the post–housing crisis market! The Mortgage Encyclopedia demystifies all the various mortgage terms, features, and options by offering clear, precise explanations. Fully updated to address the new realities introduced by the housing crisis of 2007, The Mortgage Encyclopedia provides not just a complete description, but also in-depth discussion of the issues that may affect you, whether you're a homeowner (or homeowner-to-be), real estate agent, loan provider, or attorney. With this handy, comprehensive guide on hand, you have instant access to: Definitions and explanations of common mortgage-related terms, as well as arcane mortgage terminology, listed alphabetically Expert advice on the most pressing issues, such as whether to use a mortgage brokers, the benefits of paying points versus a larger down payment, and the hazards of cosigning a loan The truth about common mortgage myths and misperceptions—and the pitfalls you need to avoid Helpful tables on affordability, interest cost of fixed-rate versus adjustable rate mortgages, and much more So the next time you ask yourself such questions as "Is this FHA loan right for me?" or "Can I negotiate this fee?" reach for this indispensable guide and get the fast, accurate information you need!
Financing Real Estate Investments For Dummies by Ralph R. Roberts,Chip Cummings,Joseph Kraynak Pdf
Your practical guide to scoring cash to fuel your real estate investments Want to be a smart, successful real estate investor? This no-nonsense guide contains everything you must know to make the right choices about financing your investments from the various options available and the impact on cash flow to the tax implications and risk factors involved. You also get tried-and-true tips for surviving a down market and using current investments to finance future ones. A crash course in real estate financing understand standard terms and concepts, learn the various sources of investment capital, and gather all essential facts and figures Weigh your options decide which type of financing is best for your circumstances and incorporate it into your real estate investing plan Finance residential properties evaluate residential loan programs, navigate the loan application and processing, and handle the closing Invest in commercial properties know the different property types, choose the one that meets your investment goals, and discover unique sources for financing Tap into unconventional sources discover the pros and cons of "hard money," capitalize on seller financing, partner to share risk and equity, and invest on the cheap with no-money-down deals Open the book and find: Real-world advice on financing without tying up all your capital How to get prequalified or preapproved for a loan Questions to ask your lender upfront Ways to avoid common beginner blunders How to protect your personal assets from investment risks Bargain-hunting hints for low-cost loans Strategies for surviving a credit crunch Ten pre-closing steps you must take
Author : H. Richard Steinhoff Publisher : Morgan James Publishing Page : 230 pages File Size : 41,6 Mb Release : 2011-03-25 Category : Business & Economics ISBN : 9781600379437
Turning Myths into Money by H. Richard Steinhoff Pdf
What would you do if your real estate wealth suddenly dropped 30 percent? Well, that is exactly what happened to the American homeowner in 2009-2010. Real estate in America today is a disaster! Property values have fallen dramatically, resulting in a loss of real estate wealth averaging over $70,000 per household, with a total loss nationwide of 5.5 trillion dollars. Foreclosures are on the rise, and short sales are rampant. Homeowners are in trouble, homebuyers are afraid, and they all need help. "Turning Myths into Money: An Insider’s Guide to Winning the Real Estate Game" will provide that help. This is a “one-source” text filled with insider secrets-- plus answers, tips, and real solutions to guide homeowners, homebuyers, and investors through these turbulent times. Insight is provided into the topics of agent selection, buying a house, and selling a house as well as: Short sales, Foreclosures, Investing, and Financing. The author also reveals insider secrets and tips to protect and build wealth.
Ask Your Mortgage Broker is based on real-life stories and hard-earned experience that Blair Anderson has collected over the last nineteen years of his career as a mortgage broker. It illuminates the residential mortgage brokerage industry in Canada. This book is an expose of the industry's history, utilitarianism, and best-kept secrets. It is a must-read for every existing or potential homeowner and it meticulously debunks the myths about mortgage brokers that are designed to mislead you. If you want to shake off your preconceptions and take control of your financial health, instead of following the typical herd mentality, Ask Your Mortgage Broker offers you practical tips and guidance from the front lines.
United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development Publisher : Unknown Page : 200 pages File Size : 41,7 Mb Release : 2011 Category : Business & Economics ISBN : MINN:31951D03586607O
The Need for National Mortgage Servicing Standards by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development Pdf
The Happy Home Loan Handbook by Aaron Christie-David Pdf
A step-by-step guide to getting your home loan approved.Buying a home is a milestone that should be celebrated, but too often the achievement is overshadowed by the stress people feel when trying to get their loan approved. Or, worse, the fear of the unknown prevents them from taking the plunge, keeping them stuck in the rental trap.Multi-award-winning mortgage broker Aaron Christie-David is on a mission to reframe Australians' attitudes toward getting a mortgage and turn their aspirations of home ownership into reality. The Happy Home Loan Handbook demystifies the home loan process, providing a step-by-step breakdown of how to get your loan approved; how best to set up your loan; how to locate, negotiate over and purchase the home you want; how to build your support team to guide you; and how this home-buying experience can become your reality.If you are an aspiring first-home buyer or ambitious upgrader, this helpful handbook will show you how to get your home loan approved and buy your dream home so you can get on with enjoying life.
A reverse mortgage allows homeowners aged 62 or older to access a portion of the equity they have built up in their homes over the years. The amount that can be borrowed depends on factors such as the homeowner's age, the appraised value of the home, and current interest rates. One of the key features of a reverse mortgage is that it does not require monthly payments like a traditional mortgage does. Instead, the loan balance increases over time as interest accrues on the borrowed amount. The homeowner retains ownership of the home and can continue to live in it as long as they comply with the loan terms, which typically include maintaining the property and paying property taxes and homeowners insurance. Repayment of the loan is usually deferred until the homeowner moves out of the home permanently, sells the home, or passes away. At that point, the loan must be repaid, usually through the sale of the home. Any remaining equity after the loan is repaid belongs to the homeowner or their heirs. Reverse mortgages can be a valuable financial tool for seniors who need additional income during retirement or want to access their home equity without selling their home. However, they also come with certain risks and considerations, such as potential fees, interest rates, and the impact on inheritances. It's essential for homeowners to carefully consider their options and consult with a financial advisor before deciding if a reverse mortgage is right for them.
25 Myths You've Got to Avoid--If You Want to Manage Your Money Right by Jonathan Clements Pdf
STOP THINKING ABOUT MONEY IN THE SAME OLD WAY Have you ever been told that you can't go wrong with mutual funds? That stocks are risky? That you should take out the largest mortgage possible? That life insurance is a good investment? That you should keep six months of emergency money? These myths and more are shattered in 25 Myths You've Got to Avoid -- If You Want to Manage Your Money Right. Each of the book's twenty-five chapters tackles a cherished money myth, first telling you why it no longer works and then showing you how to do it right. Along the way you will learn winning strategies for investing in mutual funds, building a portfolio, saving for retirement, paying for college, buying a house, preparing for financial emergencies, selecting insurance, and planning your estate. The result? Instead of the predictable compendium of tedious advice tossed out by most personal-finance tomes, Clements's book offers a witty, fast-paced journey through today's treacherous investment world. Amusing and irreverent, here is an intriguing and accessible approach to personal finance.
Loan Modification For Dummies by Ralph R. Roberts,Lois Maljak,Joseph Kraynak Pdf
The crucial information you need to secure a reliable loan modification and save your home Behind on your mortgage payments? Worried about losing your home? Don't panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home. This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself. Advice on determining whether you're likely to qualify for your lender's loan modification program Guidance on preparing and submitting a loan modification application that improves your chances of success Helps you figure out a monthly payment you really can afford Tips on modifying your loan even when you owe more than your home's current market value Negotiation advice for securing the best possible terms and lowest monthly payment Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side Read Loan Modification For Dummies and start saving your home today.