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Author : United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher : Unknown
Page : 268 pages
File Size : 42,6 Mb
Release : 1967
Category : Disaster insurance
ISBN : UCAL:$B654962
Author : United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Securities
Publisher : Unknown
Page : 294 pages
File Size : 55,5 Mb
Release : 1967
Category : Flood insurance
ISBN : LOC:00100783137
Author : United States. Congress. House. Committee on Banking and Currency
Publisher : Unknown
Page : 59 pages
File Size : 49,5 Mb
Release : 1967
Category : Disaster insurance
ISBN : LCCN:67062948
Author : United States. Department of Housing and Urban Development
Publisher : Unknown
Page : 52 pages
File Size : 43,5 Mb
Release : 1974
Category : Flood insurance
ISBN : UCR:31210024837732
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs
Publisher : Unknown
Page : 404 pages
File Size : 48,6 Mb
Release : 1992
Category : Business & Economics
ISBN : STANFORD:36105015938272
Author : U. s. Department of Homeland Security,Federal Emergency Management Agency
Publisher : CreateSpace
Page : 506 pages
File Size : 40,7 Mb
Release : 2013-09
Category : Social Science
ISBN : 1492825069
The National Flood Insurance Program (NFIP) was established by the National Flood Insurance Act of 1968. The Act was in response to Congress finding that: • Flooding disasters required unforeseen disaster relief and placed an increased burden on the nation's resources. • The installation of flood preventive and protective measures and other public programs designed to reduce losses caused by flood damage had not been sufficient to adequately protect against the growing exposure to flood losses as a matter of national policy. A reasonable method of slowing the risk of flood losses would be through a program of flood insurance that could complement and encourage preventive and protective measures. • Many factors made it uneconomical for private insurance industry carriers to make flood insurance available to those in need of such protection on reasonable terms and conditions. • A program of flood insurance with large-scale participation of the Federal Government and the maximum extent practicable by the private industry was feasible and could be initiated. Congress stated that the purpose in passing the Act was to: • Authorize a flood insurance program that, over time, could be made available across the country through the cooperative effort of the Federal Government and the private insurance industry. • Provide flexibility in the program so that such flood insurance would be based on workable methods of pooling risks, minimizing costs, and distributing burdens equitably among the general public and those who would be protected by flood insurance. • Encourage state and local governments to use wisely the lands under their jurisdiction by considering the hazards of flood when rendering decisions on the future use of such land in order to minimize damage. From 1968 until 1979, the NFIP was administered by the U.S. Department of Housing and Urban Development. When the Federal Emergency Management Agency (FEMA) was established in 1979, administration of the NFIP was transferred to that agency. In March 2003, FEMA became part of the newly created U.S. Department of Homeland Security. The NFIP is a program in which communities formally agree, as evidenced by their adoption of codes and ordinances, to regulate the use of their floodprone lands. In return, FEMA makes flood insurance coverage available on buildings and their contents throughout the community. FEMA has traditionally identified these flood hazard areas on maps that are provided to communities for carrying out their responsibilities. The maps are also used by insurance agents/ producers to determine rates and by lenders to determine purchase requirements.
Author : Water Resources Council (U.S.)
Publisher : Unknown
Page : 112 pages
File Size : 42,8 Mb
Release : 1979
Category : Flood control
ISBN : MINN:31951D00831048K
Author : Anonim
Publisher : FEMA
Page : 78 pages
File Size : 55,5 Mb
Release : 1980
Category : Electronic
ISBN : 8210379456XXX
Author : United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher : Unknown
Page : 272 pages
File Size : 45,5 Mb
Release : 1967
Category : Flood insurance
ISBN : LOC:00186276954
Author : United States. COngress. House. Banking and Currency Committee
Publisher : Unknown
Page : 276 pages
File Size : 41,7 Mb
Release : 1967
Category : Electronic
ISBN : STANFORD:36105045164907
Author : United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Securities
Publisher : Unknown
Page : 470 pages
File Size : 51,7 Mb
Release : 1967
Category : Flood insurance
ISBN : STANFORD:36105026878368
Author : United States. Army. Corps of Engineers
Publisher : Unknown
Page : 92 pages
File Size : 51,9 Mb
Release : 1972
Category : Flood control
ISBN : MINN:30000010467011
Author : National Academies of Sciences, Engineering, and Medicine (U.S.). Committee On Community-Based Flood Insurance Options
Publisher : Unknown
Page : 0 pages
File Size : 47,7 Mb
Release : 2015
Category : Mathematics
ISBN : 0309374685
River and coastal floods are among the nation's most costly natural disasters. One component in the nation's approach to managing flood risk is availability of flood insurance policies, which are offered on an individual basis primarily through the National Flood Insurance Program (NFIP). Established in 1968, the NFIP is overseen by the Federal Emergency Management Agency (FEMA) and there are about 5.4 million individual policies in the NFIP. The program has experienced a mixture of successes and persistent challenges. Successes include a large number of policy holders, the insurance of approximately $1.3 trillion of property, and the fact that the large majority of policy holders - 80% - pay rates that are risk based. NFIP challenges include large program debt, relatively low rates of purchase in many flood-prone areas, a host of issues regarding affordability of premiums, ensuring that premiums collected cover payouts and administrative fees, and a large number of properties that experience severe repetitive flood losses. At the request of FEMA, A Community-Based Flood Insurance Option identifies a range of key issues and questions that would merit consideration and further analysis as part of a community-based flood insurance program. As the report describes, the community-based option certainly offers potential benefits, such as the prospect of providing coverage for all (or nearly all) at-risk residents and properties in flood-prone communities. At the same time, many current challenges facing the NFIP may not necessarily be resolved by a community-based approach. This report discusses these and other prominent issues to be considered and further assessed.
Author : Howard C. Kunreuther,Mark V. Pauly,Stacey McMorrow
Publisher : Cambridge University Press
Page : 343 pages
File Size : 48,9 Mb
Release : 2013-01-28
Category : Business & Economics
ISBN : 9780521845724
This book examines the behavior of individuals at risk and insurance industry policy makers involved in selling, buying and regulation.
Author : Illinois. Governor's Task Force on Flood Control
Publisher : Unknown
Page : 80 pages
File Size : 41,6 Mb
Release : 1974
Category : Flood control
ISBN : UIUC:30112122602870
