Payoff

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Payoff

Dan Ariely
Payoff Book PDF

Author : Dan Ariely
Publisher : Simon and Schuster
Page : 128 pages
File Size : 48,9 Mb
Release : 2016-11-15
Category : Psychology
ISBN : 9781501120053

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Payoff by Dan Ariely Pdf

Bestselling author Dan Ariely reveals fascinating new insights into motivation—showing that the subject is far more complex than we ever imagined. Every day we work hard to motivate ourselves, the people we live with, the people who work for and do business with us. In this way, much of what we do can be defined as being “motivators.” From the boardroom to the living room, our role as motivators is complex, and the more we try to motivate partners and children, friends and coworkers, the clearer it becomes that the story of motivation is far more intricate and fascinating than we’ve assumed. Payoff investigates the true nature of motivation, our partial blindness to the way it works, and how we can bridge this gap. With studies that range from Intel to a kindergarten classroom, Ariely digs deep to find the root of motivation—how it works and how we can use this knowledge to approach important choices in our own lives. Along the way, he explores intriguing questions such as: Can giving employees bonuses harm productivity? Why is trust so crucial for successful motivation? What are our misconceptions about how to value our work? How does your sense of your mortality impact your motivation?

Measuring Information Technology Investment Payoff

Mo Adam Mahmood,Edward J. Szewczak
Measuring Information Technology Investment Payoff Book PDF

Author : Mo Adam Mahmood,Edward J. Szewczak
Publisher : IGI Global
Page : 584 pages
File Size : 44,7 Mb
Release : 1999-01-01
Category : Computers
ISBN : 187828942X

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Measuring Information Technology Investment Payoff by Mo Adam Mahmood,Edward J. Szewczak Pdf

It would seem that business investment in information technology (IT) is at root no different from business investment in anything else. After a careful consideration of the costs of the investment and its anticipated benefits, a decision is made as to whether the benefits of the investment outstrip the costs and by how much. If the benefits are competitive with other investment alternatives (say, a major marketing campaign), then the business will commit financial resources to the IT proposal. Otherwise it won't. This decision making process is at the heart of capital budgeting. Senior executives have been making IT investment decisions for well over three decades. So why is the measurement of IT investment payoff so difficult and controversial? Why do we need a book dealing with contemporary approaches to measuring IT investment payoff? Why have earlier approaches to measuring IT investment payoff proven unsatisfactory? In what respects have earlier approaches fallen short? Do we need to scrap earlier approaches entirely or can we find important improvements to these approaches such that they can be newly applied to effectively measure IT investment payoff in ways that are convincing to senior management? This book will help you to find improvements in existing methods for measuring IT investment payoff as well as to find new, innovative methods for addressing the value of emerging IT.0000 ø0.

The Pay Off

Gottfried Leibbrandt,De Terán Natasha
The Pay Off Book PDF

Author : Gottfried Leibbrandt,De Terán Natasha
Publisher : Elliott & Thompson
Page : 356 pages
File Size : 45,8 Mb
Release : 2022-04-14
Category : Electronic
ISBN : 1783966416

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The Pay Off by Gottfried Leibbrandt,De Terán Natasha Pdf

How we pay is so fundamental that it underpins everything - from trade to taxation, stocks and savings to salaries, pensions and pocket money. Rich or poor, criminal, communist or capitalist, we all rely on the same payments system, day in, day out. It sits between us and not just economic meltdown, but a total breakdown in law and order. Why then do we know so little about how it really works? As you read this, technology is dismantling payment barriers and governments are erecting them; cash is on the way out, and crypto and BigTech are fighting their way in. The Europeans are heavily regulated, the Americans oddly backward, and the Chinese hoping to lead the way forward. Challenging our understanding about where financial power really lies, The Pay Off shows us that the most important thing about money is the way we move it. Leibbrandt and De Terán shine a light on the hidden workings of the humble payment - and reveal both how our payment habits are determined by history as well as where we go from here. From national customs to warring nation states, geopolitics will shape the future of payments every bit as much as technology.

The Payoff Principle

Alan Zimmerman
The Payoff Principle Book PDF

Author : Alan Zimmerman
Publisher : Greenleaf Book Group
Page : 217 pages
File Size : 45,5 Mb
Release : 2015-03-03
Category : Business & Economics
ISBN : 9781626341746

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The Payoff Principle by Alan Zimmerman Pdf

Where do you hope to go with your life, your career, and your relationships? How will you muster the energy to keep on keeping on, in the good times and the bad? What skills do you have to learn—and then use—to make sure you get the payoffs you really want in your professional life and your personal life? The problem with so many positive-thinking books and self-help routines is that they don’t give you the whole formula. The Payoff Principle gives you that formula—Purpose + Passion + Process = Payoff—and then works as your guidebook, teaching you how to apply the formula to achieve success at work, at home, and everywhere you go. When you find purpose in what you do, exhibit passion for the outcome, and master the process to make it happen, you produce the payoffs you want, need, and deserve. Plenty of people have done exactly that, whether consciously and deliberately or accidently and luckily. But, you don’t have to depend on luck anymore. You have a formula for getting what you want. You have a practical set of strategies guaranteed to deliver greater happiness and success than you’ve ever experienced. All you have to do now is read The Payoff Principle to learn how to implement the formula to experience the new-and-complete you.

The IT Payoff

Sarv Devaraj,Rajiv Kohli
The IT Payoff Book PDF

Author : Sarv Devaraj,Rajiv Kohli
Publisher : FT Press
Page : 202 pages
File Size : 44,6 Mb
Release : 2002
Category : Business & Economics
ISBN : 0130650749

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The IT Payoff by Sarv Devaraj,Rajiv Kohli Pdf

In an era when IT budgets are being cut as indiscriminately as they were once increased, this book offers the first systematic guide to measuring the true impact of IT spending--and making rational decisions about which projects to fund.

Pay Off Your Mortgage Early With Excel! Create an Optimal Payoff Plan for Your Income

Tim Hill
Pay Off Your Mortgage Early With Excel Create an Optimal Payoff Plan for Your Income Book PDF

Author : Tim Hill
Publisher : Questing Vole Press
Page : 169 pages
File Size : 42,9 Mb
Release : 2020-03-12
Category : Business & Economics
ISBN : 8210379456XXX

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Pay Off Your Mortgage Early With Excel! Create an Optimal Payoff Plan for Your Income by Tim Hill Pdf

The immense power of compound interest is such that adding a small amount of extra principal to each of your mortgage payments will result in thousands (or tens of thousands) in interest savings over the life of your loan. Using only high-school mathematics, Tim Hill provides clear and readable lessons that you can use to understand and pay down your mortgage by using Microsoft Excel (or any spreadsheet software). This entirely practical guide teaches you how to use worksheet functions, array formulas, data tables, and other spreadsheet features to manage your business and personal finances. You'll also learn the auxiliary skills needed to create and maintain financial spreadsheets: rounding numbers, data and time arithmetic, summing and counting values, and more. Plenty of examples show you how to use these tools for any type of debt or savings: mortgages, student loans, leases, credit-card debt, car payments, medical expenses, annuities, and retirement funds. You can download the sample workbooks to follow along with the author's examples and calculations. - Covers all versions of Excel. - Learn about basic financial concepts, including cash flows, timing issues, and the time value of money. - Compute the payments needed to pay off a loan or to meet an investment target. - Separate the interest and principal portions of your mortgage or loan payments for tax purposes. - Convert between the commonly used methods of quoting interest rates. - Create amortization schedules to see how your debts change over time. - Build summary tables to compare loans that have different interest rates, loan amounts, or payment terms. - Derive the true interest rate of your investments or loans, including "interest-free" loans. - See how much time it will take to pay off a loan, meet an investment target, or retire. - Determine how much to invest now to meet a future goal. - Calculate how money will accumulate in your retirement or savings accounts. Contents Part I - Loans & Mortgages 1. Getting Started with Loans & Mortgages 2. Present Value (PV) 3. Future Value (FV) 4. Payments (PMT) 5. Interest Rates (RATE) 6. Periods (NPER) 7. Interest and Principal Components 8. Converting Interest Rates 9. Loan Amortization Schedules 10. Summarizing Loan Options Part II - Dates & Times 11. Getting Started with Dates & Times 12. Date & Time Basics 13. Date & Time Functions 14. Date Tricks 15. Time Tricks Part III - Sums & Counts 16. Getting Started with Sums & Counts 17. Counting Basics 18. Counting Tricks 19. Frequency Distributions 20. Summing Basics 21. Summing Tricks

The Payoff

Jeff Connaughton
The Payoff Book PDF

Author : Jeff Connaughton
Publisher : Easton Studio Press, LLC
Page : 146 pages
File Size : 46,8 Mb
Release : 2012-08-16
Category : Political Science
ISBN : 9781935212973

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The Payoff by Jeff Connaughton Pdf

Lobbyist, White House Lawyer, and Senate Aide on the Power of America’s Plutocracy to Avoid Prosecution and Subvert Financial Reform Beginning in January 2009, THE PAYOFF lays bare Washington’s culture of power and plutocracy. It’s the story of the twenty-month struggle by Senator Ted Kaufman and Jeff Connaughton, his chief of staff, to hold Wall Street executives accountable for securities fraud, to stop stock manipulation by high-frequency traders, and to break up too-big-to-fail megabanks. This book takes us inside their dogged crusade against institutional inertia and industry influence as they encounter an outright reluctance by the Obama administration, the Justice Department, and the Securities and Exchange Commission to treat Wall Street crimes with the gravity they deserve. On financial reforms, Connaughton criticizes Democrats for relying on the very Wall Street technocrats who had failed to prevent the crisis and Republicans for staunchly opposing real reforms primarily to enjoy a golden opportunity to siphon fundraising dollars from the Wall Street executives who had raised millions to elect Barack Obama president. Connaughton, a former lawyer in the Clinton White House, illuminates the pivotal moments and key decisions in the fight for financial reform that have gone largely unreported. His arch, nonpartisan account chronicles the reasons why Wall Street’s worst offenses were left unpunished, and why it’s likely that the 2008 debacle will happen again.

SPIN® -Selling

Neil Rackham
SPIN Selling Book PDF

Author : Neil Rackham
Publisher : Taylor & Francis
Page : 253 pages
File Size : 40,6 Mb
Release : 2020-04-28
Category : Business & Economics
ISBN : 9781000111484

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SPIN® -Selling by Neil Rackham Pdf

True or false? In selling high-value products or services: 'closing' increases your chance of success; it is essential to describe the benefits of your product or service to the customer; objection handling is an important skill; open questions are more effective than closed questions. All false, says this provocative book. Neil Rackham and his team studied more than 35,000 sales calls made by 10,000 sales people in 23 countries over 12 years. Their findings revealed that many of the methods developed for selling low-value goods just don‘t work for major sales. Rackham went on to introduce his SPIN-Selling method. SPIN describes the whole selling process: Situation questions Problem questions Implication questions Need-payoff questions SPIN-Selling provides you with a set of simple and practical techniques which have been tried in many of today‘s leading companies with dramatic improvements to their sales performance.

Will College Pay Off?

Peter Cappelli
Will College Pay Off Book PDF

Author : Peter Cappelli
Publisher : PublicAffairs
Page : 224 pages
File Size : 46,6 Mb
Release : 2015-06-09
Category : Education
ISBN : 9781610395274

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Will College Pay Off? by Peter Cappelli Pdf

The decision of whether to go to college, or where, is hampered by poor information and inadequate understanding of the financial risk involved. Adding to the confusion, the same degree can cost dramatically different amounts for different people. A barrage of advertising offers new degrees designed to lead to specific jobs, but we see no information on whether graduates ever get those jobs. Mix in a frenzied applications process, and pressure from politicians for "relevant" programs, and there is an urgent need to separate myth from reality. Peter Cappelli, an acclaimed expert in employment trends, the workforce, and education, provides hard evidence that counters conventional wisdom and helps us make cost-effective choices. Among the issues Cappelli analyzes are: What is the real link between a college degree and a job that enables you to pay off the cost of college, especially in a market that is in constant change? Why it may be a mistake to pursue degrees that will land you the hottest jobs because what is hot today is unlikely to be so by the time you graduate. Why the most expensive colleges may actually be the cheapest because of their ability to graduate students on time. How parents and students can find out what different colleges actually deliver to students and whether it is something that employers really want. College is the biggest expense for many families, larger even than the cost of the family home, and one that can bankrupt students and their parents if it works out poorly. Peter Cappelli offers vital insight for parents and students to make decisions that both make sense financially and provide the foundation that will help students make their way in the world.

Linear Programming Models and Methods of Matrix Games with Payoffs of Triangular Fuzzy Numbers

Deng-Feng Li
Linear Programming Models and Methods of Matrix Games with Payoffs of Triangular Fuzzy Numbers Book PDF

Author : Deng-Feng Li
Publisher : Springer
Page : 165 pages
File Size : 46,8 Mb
Release : 2015-11-14
Category : Business & Economics
ISBN : 9783662484760

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Linear Programming Models and Methods of Matrix Games with Payoffs of Triangular Fuzzy Numbers by Deng-Feng Li Pdf

This book addresses two-person zero-sum finite games in which the payoffs in any situation are expressed with fuzzy numbers. The purpose of this book is to develop a suite of effective and efficient linear programming models and methods for solving matrix games with payoffs in fuzzy numbers. Divided into six chapters, it discusses the concepts of solutions of matrix games with payoffs of intervals, along with their linear programming models and methods. Furthermore, it is directly relevant to the research field of matrix games under uncertain economic management. The book offers a valuable resource for readers involved in theoretical research and practical applications from a range of different fields including game theory, operational research, management science, fuzzy mathematical programming, fuzzy mathematics, industrial engineering, business and social economics.

The Patron's Payoff

Jonathan K. Nelson,Richard J. Zeckhauser
The Patron s Payoff Book PDF

Author : Jonathan K. Nelson,Richard J. Zeckhauser
Publisher : Princeton University Press
Page : 255 pages
File Size : 47,8 Mb
Release : 2014-03-10
Category : Architecture
ISBN : 9780691161945

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The Patron's Payoff by Jonathan K. Nelson,Richard J. Zeckhauser Pdf

An analysis of Italian Renaissance art from the perspective of the patrons who made 'conspicuous commissions', this text builds on three concepts from the economics of information - signaling, signposting, and stretching - to develop a systematic methodology for assessing the meaning of patronage.

How to Pay Off Your Mortgage in 5 Years

Clayton Morris,Natali Morris
How to Pay Off Your Mortgage in 5 Years Book PDF

Author : Clayton Morris,Natali Morris
Publisher : Createspace Independent Publishing Platform
Page : 36 pages
File Size : 50,5 Mb
Release : 2017-07-08
Category : Home equity loans
ISBN : 154872968X

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How to Pay Off Your Mortgage in 5 Years by Clayton Morris,Natali Morris Pdf

What would your life be like if you had no mortgage? How free would you be to live a different life? In this book Clayton and Natali Morris help you beat the system by paying down your home loan and saving hundreds of thousands of dollars in interest payments along the way. This step-by-step system only works with understanding and a disciplined plan. Clayton and Natali give you just that by breaking it all down for you in this book. They arm you with the knowledge and inspiration to free yourself from the dead weight of your mortgage so that you can enjoy your monthly income however the heck you want to! Clayton and Natali Morris met while working as TV news broadcasters. Clayton has been a news anchor for over 15 years and Natali has worked for CBS and NBC for most of her career. In 2010 they started a family and got serious about building legacy wealth for their three children, Miles, Ava, and Eve. They podcast, write, and speak around the world about personal finance and financial empowerment in order to help other families like theirs employ the skills they have learned along the way to attain true financial freedom.

Data Driven Business Decisions

Chris J. Lloyd
Data Driven Business Decisions Book PDF

Author : Chris J. Lloyd
Publisher : John Wiley & Sons
Page : 512 pages
File Size : 53,6 Mb
Release : 2011-10-25
Category : Business & Economics
ISBN : 9780470619605

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Data Driven Business Decisions by Chris J. Lloyd Pdf

A hands-on guide to the use of quantitative methods and software for making successful business decisions The appropriate use of quantitative methods lies at the core of successful decisions made by managers, researchers, and students in the field of business. Providing a framework for the development of sound judgment and the ability to utilize quantitative and qualitative approaches, Data Driven Business Decisions introduces readers to the important role that data plays in understanding business outcomes, addressing four general areas that managers need to know about: data handling and Microsoft Excel®, uncertainty, the relationship between inputs and outputs, and complex decisions with trade-offs and uncertainty. Grounded in the author's own classroom approach to business statistics, the book reveals how to use data to understand the drivers of business outcomes, which in turn allows for data-driven business decisions. A basic, non-mathematical foundation in statistics is provided, outlining for readers the tools needed to link data with business decisions; account for uncertainty in the actions of others and in patterns revealed by data; handle data in Excel®; translate their analysis into simple business terms; and present results in simple tables and charts. The author discusses key data analytic frameworks, such as decision trees and multiple regression, and also explores additional topics, including: Use of the Excel® functions Solver and Goal Seek Partial correlation and auto-correlation Interactions and proportional variation in regression models Seasonal adjustment and what it reveals Basic portfolio theory as an introduction to correlations Chapters are introduced with case studies that integrate simple ideas into the larger business context, and are followed by further details, raw data, and motivating insights. Algebraic notation is used only when necessary, and throughout the book, the author utilizes real-world examples from diverse areas such as market surveys, finance, economics, and business ethics. Excel® add-ins StatproGo and TreePlan are showcased to demonstrate execution of the techniques, and a related website features extensive programming instructions as well as insights, data sets, and solutions to problems included in the material. Data Driven Business Decisions is an excellent book for MBA quantitative analysis courses or undergraduate general statistics courses. It also serves as a valuable reference for practicing MBAs and practitioners in the fields of statistics, business, and finance.

Payoffs in the Cloakroom

Bruce A. Rubenstein,Lawrence E. Ziewacz
Payoffs in the Cloakroom Book PDF

Author : Bruce A. Rubenstein,Lawrence E. Ziewacz
Publisher : MSU Press
Page : 375 pages
File Size : 50,8 Mb
Release : 1995-04-30
Category : Law
ISBN : 9780870139505

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Payoffs in the Cloakroom by Bruce A. Rubenstein,Lawrence E. Ziewacz Pdf

Payoffs in the Cloakroom is a spellbinding follow-up to Rubenstein and Ziewacz's critically acclaimed Three Bullets Sealed His Lips. Three Bullets brought to life new evidence on the 1945 murder of Michigan Senator Warren Hooper. Payoffs in the Cloakroom takes up where Three Bullets left off, unraveling a complex web of political corruption and dirty state politics. In the process, the authors demonstrate that Senator Hooper was murdered to prevent his grand jury testimony against republican boss Frank McKay, who was facing bribery charges. Making use of actual court proceeding, personal interviews, and newspaper accounts, and even a re-evaluation of police evidence, Rubenstein and Ziewacz tell a story that contains all the ingredients of first-class detective fiction—only in this instance, the story is based on fact. With chapter titles such as "Charlie and His Little Black Book," "I Never Dreamed Murder," and "Them Bones, Them Bones," the authors have, once again, provided a stimulating and absorbing account of one of the darker chapters of Michigan's political history.

The Big Payoff

Sharon Epperson
The Big Payoff Book PDF

Author : Sharon Epperson
Publisher : Harper Collins
Page : 239 pages
File Size : 48,9 Mb
Release : 2009-02-24
Category : Business & Economics
ISBN : 9780061828805

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The Big Payoff by Sharon Epperson Pdf

Middle-class couples are working harder than ever. So why are they finding it more difficult to finance their homes, send their kids to college, and save toward retirement? Couples who are strapped for time and weighed down by costly fixed expenses need more than a personal finance pep talk: They need a plan. In The Big Payoff, CNBC correspondent Sharon Epperson lays out a nuts-and-bolts program that couples of all ages can use to realize their financial dreams. From stretching your budget and investing wisely in your home to protecting your family's money and building wealth over the years, The Big Payoff offers a concise bounty of precious information and practical steps toward financial wellness. Epperson begins by showing couples how to communicate better about money. She helps them realize that the same qualities needed to create a lasting relationship—understanding, compromise, and patience—are vital when it comes to building a secure financial future. Every important decision couples make, whether it's buying a home, having kids, changing jobs, or preparing for retirement, will inevitably involve a discussion about money, and Epperson teaches them how to handle finances with a cool hand while keeping the marriage vibrant and healthy. In addition, she empowers couples to take money matters into their own hands and shows them that by taking control of their finances, they can stop fretting about cash and start focusing on the important things in life. Each of the following chapters is designed to get partners talking and thinking about their financial life together. In eight easy-to-understand steps, Epperson unpacks the various options for saving money; creating emergency, retirement, and college savings plans; investing in a home; choosing the right life and health insurance; and drafting an estate plan. A wife and mother of two herself, Epperson knows a thing or two about the pitfalls of financial planning and doses her advice with plenty of humorous anecdotes, hard-earned experience, and down-to-earth language. Additionally, through helpful worksheets and exercises, The Big Payoff helps readers customize a plan that will work best for them and reap the most payback. It's never too late or too early to start, and now is the best time to start planning. Whether you are newlyweds or fast-approaching retirement, just starting a family or soon to be empty-nesters, this book is for you. After working hard to provide for your family, the reward of discovering your financial strength will be the peace of mind to enjoy your marriage, your family, and the rest of your lives together.