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Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 518 pages
File Size : 47,6 Mb
Release : 2011
Category : Business & Economics
ISBN : MINN:31951D03457360G
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development
Publisher : Unknown
Page : 200 pages
File Size : 54,9 Mb
Release : 2011
Category : Business & Economics
ISBN : MINN:31951D03586607O
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Publisher : Unknown
Page : 164 pages
File Size : 53,6 Mb
Release : 2009
Category : Foreclosure
ISBN : PURD:32754081200093
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Publisher : Unknown
Page : 164 pages
File Size : 48,6 Mb
Release : 2009
Category : Foreclosure
ISBN : PSU:000066753988
Author : Anonim
Publisher : Unknown
Page : 516 pages
File Size : 53,7 Mb
Release : 2012-09
Category : Delegated legislation
ISBN : UCR:31210024839829
Author : A. Nicole Clowers
Publisher : DIANE Publishing
Page : 77 pages
File Size : 43,5 Mb
Release : 2011-08
Category : Law
ISBN : 9781437985412
Mortgage servicers -- entities that manage home mortgage loans -- halted foreclosures throughout the country in September 2010, finding that documents required to be provided to courts in some states may have been improperly signed or notarized. In addition, academics and court cases are raising questions over whether foreclosures are being brought properly because of concerns over how loans were transferred into mortgage-backed securities. This report examined: (1) the extent to which federal laws address mortgage servicers' foreclosure procedures and federal agencies' past oversight; (2) federal agencies' current oversight and future oversight plans; and (3) the potential impact of these issues on involved parties. Illus. A print on demand report.
Author : United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law
Publisher : Unknown
Page : 120 pages
File Size : 53,5 Mb
Release : 2010
Category : Business & Economics
ISBN : PURD:32754081256871
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 501 pages
File Size : 53,6 Mb
Release : 2011
Category : Foreclosure
ISBN : OCLC:747451588
Author : Mr.Jochen R. Andritzky
Publisher : International Monetary Fund
Page : 37 pages
File Size : 53,6 Mb
Release : 2014-12-17
Category : Business & Economics
ISBN : 9781484395745
In housing crises, high mortgage debt can feed a vicious circle of falling housing prices and declining consumption and incomes, leading to higher mortgage defaults and deeper recessions. In such situations, resolution policies may need to be adapted to help contain negative feedback loops while minimizing overall loan losses and moral hazard. Drawing on recent experiences from Iceland, Ireland, Spain, and the United States, this paper discusses how economic trade-offs affecting mortgage resolution differ in crises. Depending on country circumstances, the economic benefits of temporary forbearance and loan modifications for struggling households could outweigh their costs.
Author : Anonim
Publisher : DIANE Publishing
Page : 192 pages
File Size : 45,9 Mb
Release : 2024-07-01
Category : Electronic
ISBN : 9781437944709
Author : Christopher Foote
Publisher : DIANE Publishing
Page : 53 pages
File Size : 49,6 Mb
Release : 2009
Category : Law
ISBN : 9781437928778
Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.
Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 224 pages
File Size : 53,9 Mb
Release : 2008
Category : Consumer protection
ISBN : STANFORD:36105050476675
Author : Christopher K. Odinet
Publisher : Cambridge University Press
Page : 231 pages
File Size : 48,5 Mb
Release : 2019-02-07
Category : Business & Economics
ISBN : 9781108418706
Analyzes the poorly regulated world of mortgage servicers and offers reforms designed to protect consumers and ensure financial stability.
Author : Anonim
Publisher : Unknown
Page : 164 pages
File Size : 52,8 Mb
Release : 2009
Category : Electronic
ISBN : UOM:39015090417620
Author : United States. Congress. Senate. Committee on the Judiciary
Publisher : Unknown
Page : 68 pages
File Size : 45,9 Mb
Release : 2010
Category : Business & Economics
ISBN : UOM:39015090407951