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Author : United States. Congress. House. Committee on Education and the Workforce
Publisher : Unknown
Page : 88 pages
File Size : 44,9 Mb
Release : 2004
Category : Business & Economics
ISBN : LOC:00128780877
Author : United States. Congress. House. Committee on Education and the Workforce
Publisher : Unknown
Page : 80 pages
File Size : 52,9 Mb
Release : 2004
Category : Business & Economics
ISBN : PURD:32754075293393
Author : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations
Publisher : Unknown
Page : 182 pages
File Size : 54,9 Mb
Release : 2003
Category : Defined benefit pension plans
ISBN : PURD:32754077079485
Author : William G. Gale,J. Mark Iwry,David C. John
Publisher : Brookings Institution Press
Page : 406 pages
File Size : 42,7 Mb
Release : 2021-07-27
Category : Business & Economics
ISBN : 9780815739357
Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means. Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent. Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.
Author : United States. Congress. House. Committee on Education and Labor
Publisher : Unknown
Page : 160 pages
File Size : 55,7 Mb
Release : 2009
Category : Business & Economics
ISBN : PSU:000066762874
Author : United States. Congress. House. Committee on Education and the Workforce
Publisher : Unknown
Page : 288 pages
File Size : 52,8 Mb
Release : 2005
Category : Pensions
ISBN : PURD:32754078656539
Author : Anonim
Publisher : Unknown
Page : 284 pages
File Size : 54,7 Mb
Release : 2005
Category : Electronic
ISBN : UOM:39015085441874
Author : United States. Congress. House. Committee on Education and Labor. Subcommittee on Health, Employment, Labor, and Pensions
Publisher : Unknown
Page : 48 pages
File Size : 50,6 Mb
Release : 2007
Category : Business & Economics
ISBN : PSU:000061514584
Author : Christian E. Weller
Publisher : Unknown
Page : 76 pages
File Size : 55,5 Mb
Release : 2005
Category : Retirement income
ISBN : IND:30000111197970
Examines social security benefits within the context of other retirement savings programme.
Author : Anonim
Publisher : Government Printing Office
Page : 1132 pages
File Size : 52,6 Mb
Release : 2024-07-01
Category : Electronic
ISBN : 8210379456XXX
Author : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Health, Employment, Labor, and Pensions
Publisher : Unknown
Page : 60 pages
File Size : 50,6 Mb
Release : 2014
Category : Defined benefit pension plans
ISBN : MINN:31951D03653147M
Author : National Research Council,Division of Behavioral and Social Sciences and Education,Committee on Population,Division on Engineering and Physical Sciences,Board on Mathematical Sciences and Their Applications,Committee on the Long-Run Macroeconomic Effects of the Aging U.S. Population
Publisher : National Academies Press
Page : 230 pages
File Size : 44,5 Mb
Release : 2013-01-10
Category : Social Science
ISBN : 9780309261968
The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
Author : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations
Publisher : Unknown
Page : 152 pages
File Size : 41,6 Mb
Release : 2002
Category : Old age pensions
ISBN : PSU:000048695718
Author : Samuel Pienknagura,Christopher Evans
Publisher : International Monetary Fund
Page : 52 pages
File Size : 52,6 Mb
Release : 2021-09-10
Category : Business & Economics
ISBN : 9781513596112
Chile’s pension system came under close scrutiny in recent years. This paper takes stock of the adequacy of the system and highlights its challenges. Chile’s defined contribution system was quite influential when introduced, and was taken as an example by other countries. However, it is now delivering low replacement rates relative to OECD peers, as its parameters did not adapt over time to changing demographics and global returns, while informality persists in the labor market. In the absence of reforms, the system’s inability to deliver adequate outcomes for a large share of participants will continue to magnify, as demographic trends and low global interest rates will continue to reduce replacement rates. In addition, recent legislation allowing for pension savings withdrawals to counter the effects from the COVID-19 pandemic, is projected to further reduce replacement rates and increase fiscal costs. A substantial improvement in replacement rates is feasible, via a reform that raises contribution rates and the retirement age, coupled with policies that increases workers’ contribution density.
Author : United States. Congress. House. Committee on Education and the Workforce
Publisher : Unknown
Page : 88 pages
File Size : 40,6 Mb
Release : 2004
Category : Law
ISBN : PURD:32754075286397