The Adoption Of Fintech

The Adoption Of Fintech Book in PDF, ePub and Kindle version is available to download in english. Read online anytime anywhere directly from your device. Click on the download button below to get a free pdf file of The Adoption Of Fintech book. This book definitely worth reading, it is an incredibly well-written.

Impact of Financial Technology (FinTech) on Islamic Finance and Financial Stability

Author : Naifar, Nader
Publisher : IGI Global
Page : 312 pages
File Size : 49,9 Mb
Release : 2019-09-27
Category : Business & Economics
ISBN : 9781799800415

Get Book

Impact of Financial Technology (FinTech) on Islamic Finance and Financial Stability by Naifar, Nader Pdf

With advancing technologies like distributed ledgers, smart contracts, and digital payment platforms, financial services must be innovative in order to remain relevant in the modern era. The adoption of financial technology affects the whole Islamic financial industry as well as the economic stability of a globalized world. There is a need for research that seeks to understand financial technology and the regulatory technology necessary to ensure financial security and stability. Impact of Financial Technology (FinTech) on Islamic Finance and Financial Stability is an essential publication that examines both the theory and application of newly-available financial services and discusses the impact of FinTech on the Islamic financial service industry. Featuring research on topics such as cryptocurrency, peer-to-peer transferring, and digital wallets, this book is ideally designed for researchers, bank managers, economists, analysts, market professionals, managers, executives, computer scientists, business practitioners, academicians, and students seeking coverage on how the latest in artificial intelligence, machine learning, and blockchain technology will redesign Islamic finance.

Innovative Strategies for Implementing FinTech in Banking

Author : Albastaki, Yousif Abdullatif,Razzaque, Anjum,Sarea, Adel M.
Publisher : IGI Global
Page : 367 pages
File Size : 40,7 Mb
Release : 2020-08-28
Category : Business & Economics
ISBN : 9781799832591

Get Book

Innovative Strategies for Implementing FinTech in Banking by Albastaki, Yousif Abdullatif,Razzaque, Anjum,Sarea, Adel M. Pdf

FinTech is encouraging various new practices, such as diminishing the use of cash in different countries, increasing rate of mobile payments, and introducing new algorithms for high-frequency trading across national boundaries. It is paving the way for new technologies emerging in the information technology scene that allow financial service firms to automate existing business processes and offer new products, including crowdfunding or peer-to-peer insurance. These new products cater to hybrid client interaction and customer self-services, changing the ecosystem by increasing outsourcing for focused specialization by resizing and leading to new ecosystems and new regulations for encouraging FinTech. However, such new ecosystems are also accompanied by new challenges. Innovative Strategies for Implementing FinTech in Banking provides emerging research exploring the theoretical and practical aspects of technology inclusion in the financial sector and applications within global financing. It provides a clear direction for the effective implementation of FinTech initiatives/programs for improving banking financial processes, financial organizational learning, and performance excellence. Featuring coverage on a broad range of topics such as artificial intelligence, social financing, and customer satisfaction, this book encourages the management of the financial industry to take a proactive attitude toward FinTech, resulting in a better decision-making capability that will support financial organizations in their journey towards becoming FinTech-based organizations. As such, this book is ideally designed for financial analysts, finance managers, finance administrators, banking professionals, IT consultants, researchers, academics, students, and practitio

The Adoption of Fintech

Author : Syed Hasan Jafar,Hemachandran K,Shakeb Akhtar,Parvez Alam Khan,Hani El-Chaarani
Publisher : CRC Press
Page : 375 pages
File Size : 40,6 Mb
Release : 2024-06-19
Category : Business & Economics
ISBN : 9781040041475

Get Book

The Adoption of Fintech by Syed Hasan Jafar,Hemachandran K,Shakeb Akhtar,Parvez Alam Khan,Hani El-Chaarani Pdf

The term Fintech is a combination of the words “financial” and “technology,” which is now a real business need. However, there are limited books covering holistic aspects from adoption to the future of Fintech. This book directs readers on how to adopt Fintech, develop regulation and risk frameworks, implement it in financial services, address ethical dilemmas, and sustain improvements. The anticipated challenges are developing trust, security, privacy, and a regulated environment without compromising profitability and financial stability. The anticipated solution is strengthening the governance, use of unbreachable technologies, risk management, consumer data protection, and sustainable practices. This book is recommended for stakeholders, especially Fintech scholars, practitioners, and policymakers. It provides holistic insight and opportunities to support Fintech developments for the betterment of the economy and society. Fintech is defined as injecting technology into the area of finance for better security, speed, and customer experience. This book provides readers with direct case studies for better understanding. In addition, it explains the regulation and usage of Fintech in daily transactions. Readers are shown how Fintech has an imperative role in financial analysis, Insurtech, and the share market.

Research Anthology on Personal Finance and Improving Financial Literacy

Author : Management Association, Information Resources
Publisher : IGI Global
Page : 600 pages
File Size : 42,6 Mb
Release : 2020-12-05
Category : Business & Economics
ISBN : 9781799881018

Get Book

Research Anthology on Personal Finance and Improving Financial Literacy by Management Association, Information Resources Pdf

Developing personal financial skills and improving financial literacy are fundamental aspects for managing money and propelling a bright financial future. Considering life events and risks that unexpectantly present themselves, especially in the light of recent global events, there is often an uncertainty associated with financial standings in unsettled times. It is important to have personal finance management to prepare for times of crisis, and personal finance is something to be thought about in everyday life. The incorporation of financial literacy for individuals is essential for a decision-making process that could affect their financial future. Having a keen understanding of beneficial and detrimental financial decisions, a plan for personal finances, and personalized goals are baselines for money management that will create stability and prosperity. In a world that is rapidly digitalized, there are new tools and technologies that have entered the sphere of finance as well that should be integrated into the conversation. The latest methods and models for improving financial literacy along with critical information on budgeting, saving, and managing spending are essential topics in today’s world. The Research Anthology on Personal Finance and Improving Financial Literacy provides readers with the latest research and developments in how to improve, understand, and utilize personal finance methodologies or services and obtain critical financial literacy. The chapters within this essential reference work will cover personal finance technologies, banking, investing, budgeting, saving, and the best practices and techniques for optimal money management. This book is ideally designed for business managers, financial consultants, entrepreneurs, auditors, economists, accountants, academicians, researchers, and students seeking current research on modern advancements and recent findings in personal finance.

Financial Technology and Disruptive Innovation in ASEAN

Author : Anshari, Muhammad,Almunawar, Mohammad Nabil,Masri, Masairol
Publisher : IGI Global
Page : 331 pages
File Size : 46,5 Mb
Release : 2019-07-05
Category : Business & Economics
ISBN : 9781522591856

Get Book

Financial Technology and Disruptive Innovation in ASEAN by Anshari, Muhammad,Almunawar, Mohammad Nabil,Masri, Masairol Pdf

The emergence of financial technology (FinTech)-related products is causing major disruptions in financial services that enable financial solutions and innovative business models resulting in the fusion of finance and smart mobile technology. As ASEAN is undergoing a paradigm shift from government-to-government (G2G) to community-to-community (C2C) relationships with the emphasis on integration and collaboration, the adoption of FinTech and its possible future directions needs to be studied further. Financial Technology and Disruptive Innovation in ASEAN provides an assortment of innovative research that explores the recent FinTech initiative in ASEAN with respect to its process, strategies, challenges, and outcomes and highlights new business models, products, and services that affect financial markets and institutions and the provision of financial services. While highlighting topics including blockchain technology, cloud computing, and mobile banking, this book is ideally designed for business executives, managers, entrepreneurs, financial and banking practitioners, policymakers, academicians, students, professionals, and researchers.

FinTech Development for Financial Inclusiveness

Author : Anshari, Muhammad,Almunawar, Mohamad Nabil,Masri, Masairol
Publisher : IGI Global
Page : 269 pages
File Size : 52,6 Mb
Release : 2021-11-26
Category : Business & Economics
ISBN : 9781799884491

Get Book

FinTech Development for Financial Inclusiveness by Anshari, Muhammad,Almunawar, Mohamad Nabil,Masri, Masairol Pdf

Financial technology (FinTech) and its related products are considered a major disruptive innovation in financial services, substantially elevating financial solutions and new business models. Resulting from the fusion of finance and smart mobile technology, this innovative technology requires additional investigation into its adoption, challenges, opportunities, and future directions so that we may understand and develop the technology to its full potential. FinTech Development for Financial Inclusiveness moves beyond the theoretical areas of FinTech to comprehensively explore the recent FinTech initiative scenarios with respect to processes, strategies, challenges, lessons learned, and outcomes within economic development as well as trade and investment. Covering a range of topics such as decentralized finance and global electronic commerce, it is ideal for industry professionals, business owners, consultants, practitioners, instructors, researchers, academicians, and students.

The Rise and Development of Fintech

Author : Robin Teigland,Shahryar Siri,Anthony Larsson,Alejandro Moreno Puertas,Claire Ingram Bogusz
Publisher : Routledge
Page : 444 pages
File Size : 51,8 Mb
Release : 2020-12-18
Category : Electronic
ISBN : 0367735180

Get Book

The Rise and Development of Fintech by Robin Teigland,Shahryar Siri,Anthony Larsson,Alejandro Moreno Puertas,Claire Ingram Bogusz Pdf

This comprehensive guide serves to illuminate the rise and development of FinTech in Sweden, with the Internet as the key underlying driver. The multiple case studies examine topics such as: the adoption of online banking in Sweden; the identification and classification of different FinTech categories; process innovation developments within the traditional banking industry; and the Venture Capital (VC) landscape in Sweden, as shown through interviews with VC representatives, mainly from Sweden but also from the US and Germany, as well as offering insight into the companies that are currently operating in the FinTech arena in Sweden. The authors address questions such as: How will the regulatory landscape shape the future of FinTech companies? What are the factors that will likely drive the adoption of FinTech services in the future? What is the future role of banks in the context of FinTech and digitalization? What are the policies and government initiatives that aim to support the FinTech ecosystem in Sweden? Complex concepts and ideas are rendered in an easily digestible yet thought-provoking way. The book was initiated by the IIS (the Internet Foundation in Sweden), an independent organization promoting the positive development of the Internet in the country. It is also responsible for the Internet's Swedish top-level domain .se, including the registration of domain names, and the administration and technical maintenance of the national domain name registry. The book illustrates how Sweden acts (or does not act) as a competitive player in the global FinTech arena, and is a vital addition to students and practitioners in the field.

Research Anthology on Concepts, Applications, and Challenges of FinTech

Author : Management Association, Information Resources
Publisher : IGI Global
Page : 671 pages
File Size : 48,6 Mb
Release : 2021-02-05
Category : Business & Economics
ISBN : 9781799886037

Get Book

Research Anthology on Concepts, Applications, and Challenges of FinTech by Management Association, Information Resources Pdf

FinTech, an abbreviated term for financial technology, is a digital revolution changing the way banking and financial services are being used both by individuals and businesses. As these changes continue to take place, the financial industry is focused on technological innovation and feeding into this digital revolution to better serve consumers who are looking for easier ways to invest, transfer money, use banking services, and more. FinTech is increasing accessibility to financial services, automating these services, expanding financial options, and enabling online payments and banking. While the benefits are being continually seen and this technology is becoming more widely accepted, there are still challenges facing the technology that include security concerns. To understand FinTech and its role in society, both the benefits and challenges must be reviewed and discussed for a holistic view on the digital innovations changing the face of the financial industry. The Research Anthology on Concepts, Applications, and Challenges of FinTech covers the latest technologies in FinTech with a comprehensive view of the impact on the industry, where these technologies are implemented, how they are improving financial services, and the security applications and challenges being faced. The chapters cover the options FinTech has unlocked, such as mobile banking and virtual transactions, while also focusing on the workings of the technology itself and security applications, such as blockchain and cryptocurrency. This book is a valuable reference tool for accountants, bankers, financial planners, financial analysts, business managers, economists, computer scientists, academicians, researchers, financial professionals, and students.

Financial Technology Adoption in Greater Jakarta: Patterns, Constraints and Enablers

Author : Astrid Meilasari-Sugiana,Siwage Dharma Negara,Hui Yew-Foong
Publisher : ISEAS-Yusof Ishak Institute
Page : 54 pages
File Size : 44,9 Mb
Release : 2022-06-03
Category : Business & Economics
ISBN : 9789815011555

Get Book

Financial Technology Adoption in Greater Jakarta: Patterns, Constraints and Enablers by Astrid Meilasari-Sugiana,Siwage Dharma Negara,Hui Yew-Foong Pdf

This article reports the findings of an online survey conducted in November–December 2021 on Indonesians’ experience and perception of fintech tools, focusing on fintech adoption in the Greater Jakarta region, which besides Jakarta, includes Bogor, Depok, Tangerang and Bekasi. One key finding is that, in the Greater Jakarta region, socio-economic status as measured by income is not a key determinant of fintech adoption. This is likely due to the more developed and mature ICT infrastructure in the Greater Jakarta region, which makes fintech tools readily accessible. However, the kinds of fintech tools that are more likely to be used—M-banking, E-wallet, Online Lending, Investment, Donations, and so on—are influenced by factors such as income, education, gender, age and occupation, suggesting that different fintech tools appeal to different groups in society according to their needs and resources. Psychological factors that are important in the adoption of fintech include having many choices in the needed financial services and feeling in control. While fintech users are concerned about data leaks and fraud, this does not deter them from using fintech. It may be anticipated that with the deepening of ICT infrastructure and public education on the safe use of fintech, fintech usage in Indonesia will continue to spread throughout the country.

The Rise and Development of FinTech

Author : Robin Teigland,Shahryar Siri,Anthony Larsson,Alejandro Moreno Puertas,Claire Ingram Bogusz
Publisher : Routledge
Page : 478 pages
File Size : 40,7 Mb
Release : 2018-02-15
Category : Business & Economics
ISBN : 9781351183604

Get Book

The Rise and Development of FinTech by Robin Teigland,Shahryar Siri,Anthony Larsson,Alejandro Moreno Puertas,Claire Ingram Bogusz Pdf

This comprehensive guide serves to illuminate the rise and development of FinTech in Sweden, with the Internet as the key underlying driver. The multiple case studies examine topics such as: the adoption of online banking in Sweden; the identification and classification of different FinTech categories; process innovation developments within the traditional banking industry; and the Venture Capital (VC) landscape in Sweden, as shown through interviews with VC representatives, mainly from Sweden but also from the US and Germany, as well as offering insight into the companies that are currently operating in the FinTech arena in Sweden. The authors address questions such as: How will the regulatory landscape shape the future of FinTech companies? What are the factors that will likely drive the adoption of FinTech services in the future? What is the future role of banks in the context of FinTech and digitalization? What are the policies and government initiatives that aim to support the FinTech ecosystem in Sweden? Complex concepts and ideas are rendered in an easily digestible yet thought-provoking way. The book was initiated by the IIS (the Internet Foundation in Sweden), an independent organization promoting the positive development of the Internet in the country. It is also responsible for the Internet’s Swedish top-level domain .se, including the registration of domain names, and the administration and technical maintenance of the national domain name registry. The book illustrates how Sweden acts (or does not act) as a competitive player in the global FinTech arena, and is a vital addition to students and practitioners in the field.

The Global Findex Database 2017

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 55,9 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

Get Book

The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

The WEALTHTECH Book

Author : Susanne Chishti,Thomas Puschmann
Publisher : John Wiley & Sons
Page : 336 pages
File Size : 50,7 Mb
Release : 2018-04-20
Category : Business & Economics
ISBN : 9781119362227

Get Book

The WEALTHTECH Book by Susanne Chishti,Thomas Puschmann Pdf

Get a handle on disruption, innovation and opportunity in investment technology The digital evolution is enabling the creation of sophisticated software solutions that make money management more accessible, affordable and eponymous. Full automation is attractive to investors at an early stage of wealth accumulation, but hybrid models are of interest to investors who control larger amounts of wealth, particularly those who have enough wealth to be able to efficiently diversify their holdings. Investors can now outperform their benchmarks more easily using the latest tech tools. The WEALTHTECH Book is the only comprehensive guide of its kind to the disruption, innovation and opportunity in technology in the investment management sector. It is an invaluable source of information for entrepreneurs, innovators, investors, insurers, analysts and consultants working in or interested in investing in this space. • Explains how the wealth management sector is being affected by competition from low-cost robo-advisors • Explores technology and start-up company disruption and how to delight customers while managing their assets • Explains how to achieve better returns using the latest fintech innovation • Includes inspirational success stories and new business models • Details overall market dynamics The WealthTech Book is essential reading for investment and fund managers, asset allocators, family offices, hedge, venture capital and private equity funds and entrepreneurs and start-ups.

FinTech Strategy

Author : Pável Reyes-Mercado
Publisher : Springer Nature
Page : 211 pages
File Size : 53,8 Mb
Release : 2021-07-08
Category : Business & Economics
ISBN : 9783030539450

Get Book

FinTech Strategy by Pável Reyes-Mercado Pdf

This book explores how new and small ventures with comparatively fewer financial resources have been able to compete with big banks and financial institutions. It discusses entry, competition, and growth strategies based on new business models enacted by current FinTech ventures. An analysis of strategies for Fintech and of cases from banked as well as non-banked and underbanked customer segments produces a framework based on effectuation, resulting in a final discussion of the broad societal outcomes of FinTech related to financial inclusion, the digital divide, and the UN’s Sustainable Development Goals. This book, linking theory with practical application, offers scholars a comprehensive strategic view on FinTech from effectual, causal, and entrepreneurial innovation standpoints.

Disruptive Technology in Banking and Finance

Author : Timothy King,Francesco Saverio Stentella Lopes,Abhishek Srivastav,Jonathan Williams
Publisher : Springer Nature
Page : 338 pages
File Size : 46,6 Mb
Release : 2021-10-31
Category : Business & Economics
ISBN : 9783030818357

Get Book

Disruptive Technology in Banking and Finance by Timothy King,Francesco Saverio Stentella Lopes,Abhishek Srivastav,Jonathan Williams Pdf

This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by developing their own FinTech offerings and partnering with FinTech and large technology firms. FinTech also constitutes both known and unknown risks to financial stability and challenges regulators to evaluate whether existing regulations are sufficient. The emergence of FinTech as a global phenomenon requires insightful cross-country analysis and different perspectives to evaluate its development and associated opportunities and challenges. This book will be of interest to practitioners, regulators and students of this essential enabling technology that is a major component of the Fourth Industrial Revolution.

The Future of FinTech

Author : Bernardo Nicoletti
Publisher : Springer
Page : 334 pages
File Size : 55,9 Mb
Release : 2017-03-02
Category : Business & Economics
ISBN : 9783319514154

Get Book

The Future of FinTech by Bernardo Nicoletti Pdf

This book provides an introduction to the state of the art in financial technology (FinTech) and the current applications of FinTech in digital banking. It is a comprehensive guide to the various technologies, products, processes, and business models integral to the FinTech environment. Covering key definitions and characteristics, models and best practice, as well as presenting relevant case studies related to FinTech and e-Business, this book helps build a theoretical framework for future discussion.