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Author : Helen Cunningham
Publisher : GeneralStore PublishingHouse
Page : 124 pages
File Size : 44,8 Mb
Release : 1995
Category : Budgets, Personal
ISBN : 0919431909
Author : IntroBooks Team
Publisher : IntroBooks
Page : 26 pages
File Size : 41,7 Mb
Release : 2019-12-04
Category : Business & Economics
ISBN : 8210379456XXX
Budgeting is controlling monetary expenses. Without budgeting, life will be a mess. An adult has many responsibilities. A salary is used for paying monthly bills, rents/mortgage, groceries, medicines, and other lifestyle needs. Most people plan their expenses for the month after getting paid. This is what budgeting is. Managing money is the hardest thing to do. A lot of adults do not understand why they end up spending half of their salary at the beginning of the month. The art of budgeting is harder than most people care to admit. Even intellectuals fail at successful budgeting. People who succeed at budgeting live a stress-free retired life. Budgeting is as important as earning. Money is not unlimited for anyone; there should be a right balance between spending and saving for the future. Unlimited spending can even make a billionaire file for bankruptcy. Adults who know the art of budgeting always live a good life, even after retiring from work.
Author : Dave D. Rogers
Publisher : Lulu.com
Page : 37 pages
File Size : 53,7 Mb
Release : 2018-12-08
Category : Self-Help
ISBN : 9780359172054
This book is about becoming great at budgeting and saving your money for your needs first and your wants second. Some of your needs maybe save for your kids college fund, save for a family vacation, or simply get out of debt. Perhaps you may want a new car, new house, new clothes and new shoes. Maybe some investment opportunity come ups and by being great at budgeting and saving you can capitalize on the investment opportunity etc.....
Author : M K Arman
Publisher : Independently Published
Page : 0 pages
File Size : 49,9 Mb
Release : 2023-05-03
Category : Business & Economics
ISBN : 9798393405151
Are you tired of living paycheck to paycheck? Are you ready to take control of your finances and start building the life you want? Then "The Art of Budgeting: A Practical Guide to Managing Your Finance" is the book for you. In this comprehensive guide, you'll learn the basics of budgeting, including how to understand your finances and create a budget that works for you. You'll discover how to save money and reduce expenses, as well as how to maximize your income through side hustles and other strategies. But this book doesn't just stop at the basics. You'll also learn about debt reduction strategies, how to budget for life events, and how to track your expenses to stay on top of your finances. Building your credit score is also covered in-depth, so you can take the steps necessary to achieve your financial goals. But budgeting isn't just about the numbers - it's also about the psychology behind our spending habits. This book delves into the psychological aspects of budgeting and offers strategies to help you stay on track. You'll also learn about different budgeting tools and resources, as well as how to budget for different lifestyles. Whether you're a student, a single parent, or a retiree, this book has tips and tricks to help you achieve financial success. For those ready to take their budgeting skills to the next level, advanced budgeting strategies are also covered. And if you're facing financial challenges, this book offers guidance on how to overcome them and get back on track. "The Art of Budgeting" is the ultimate guide to managing your finances and achieving your financial goals. With this book as your guide, you can take control of your finances and start building the life you want.
Author : Fumiko Chiba
Publisher : Michael Joseph
Page : 208 pages
File Size : 43,8 Mb
Release : 2017-11-23
Category : Electronic
ISBN : 1405936134
People in Japan are masters of minimal living, able to make do with less in all aspects of life, whether it's de-cluttering personal belongings or savvy seasonal cooking. But at the heart of all this is the kakeibo- the budgeting journal used to set savings goals and track spending. The premise is simple- at the beginning of each month you sit down with your kakeibo and think mindfully about how much you would like to save and what you will need to do in order to reach your goal. The kakeibo then gives you space to jot down your weekly spending and reflect on the month just gone. The simple act of completing your kakeibo ensures that saving is a part of your everyday life, while also giving you the opportunity to reflect and improve every month.
Author : Sergio Rijo
Publisher : SERGIO RIJO
Page : 107 pages
File Size : 54,6 Mb
Release : 2023-05-02
Category : Business & Economics
ISBN : 8210379456XXX
The Art of Extreme Budgeting is a comprehensive guide for anyone looking to take control of their finances and live a frugal lifestyle. In this book, you'll learn how to live on almost nothing and thrive, by making the most of your resources and creating a sustainable lifestyle that aligns with your values and goals. Through practical tips and advice, you'll discover how to save money on everything from groceries to rent, and how to make wise investments that will pay off in the long run. You'll also learn how to stay motivated and committed to your financial goals, even when times are tough. Whether you're looking to pay off debt, save for a down payment on a home, or simply live a more sustainable lifestyle, The Art of Extreme Budgeting has everything you need to get started. With this book as your guide, you'll be on your way to financial freedom in no time.
Author : Michele Cagan
Publisher : Simon and Schuster
Page : 256 pages
File Size : 41,7 Mb
Release : 2018-11-06
Category : Business & Economics
ISBN : 9781507209080
“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.
Author : Phillip Halfpenny
Publisher : Unknown
Page : 138 pages
File Size : 45,8 Mb
Release : 2017-06-13
Category : Electronic
ISBN : 1521490619
In this guide we will undertake a journey together to both improve your basic personal finances and ensure you have a long term financial plan set up to secure your future. This is a no nonsense book that will give you realistic advice and methods that anyone can employ to succeed and live a happy and comfortable life.I promise that every step of the way I will remove as much technical terminology as possible to give you a jargon free book that empowers you to take control of your destiny. I will use basic examples along the way to help you understand how systems and methods will work and together we will explore The Art of Budgeting and beyond.
Author : Kingsley Peter
Publisher : Independently Published
Page : 0 pages
File Size : 47,7 Mb
Release : 2023-01-12
Category : Electronic
ISBN : 9798373477017
A Guide to Creating and Implementing a Strategy for Budgeting, Saving, Investing, and Spending Money Are you tired of living paycheck to paycheck? Do you want to achieve your financial goals but don't know where to start? Money Management: Mastering the Art of Financial Planning is the book you need to turn your financial dreams into reality. In this comprehensive guide, you will learn the basics of financial planning, including budgeting, saving, investing, and managing debt. You'll also discover how to set specific, measurable, and achievable financial goals, and create a plan to reach them. With step-by-step instructions and real-life examples, this book will teach you how to: Create a budget that works for you, Save money for the things that matter most Invest wisely for long-term growth, Manage debt and improve your credit score . Stay informed about current economic trends and financial products. In addition, you will find helpful tips and strategies for sticking to your plan, and making adjustments as needed. Money Management: Mastering the Art of Financial Planning is the ultimate guide to achieving financial freedom. Whether you're just starting out or looking to improve your financial situation, this book has everything you need to take control of your money and reach your goals. Don't wait any longer to take control of your financial future. Get your copy of Money Management: Mastering the Art of Financial Planning today!
Author : Janice Aldrow B. S.
Publisher : iUniverse
Page : 60 pages
File Size : 46,6 Mb
Release : 2005-07
Category : Budgets, Personal
ISBN : 9780595358007
That's just one of the lessons in this spiritually based guidebook for managing your day-to-day finances. Based on real-life experiences and told in a short-story format, it provides wisdom to help you achieve financial goals. One of the stories you'll hear involves the author's son, Lyon, who wanted his own dog but knew he'd need to take care of it himself. While even his mother doubted whether he'd be up to the task, he secured a part-time job and developed the confidence he needed to make a big commitment. Whether you're a young adult starting to manage your own money or someone older trying to fix bad habits, you'll learn how to establish realistic, long-term goals; create an emergency fund for tough times; choose a checking account that suits your needs; select the right insurance coverage; and much more. Stop letting money run your life, and save and spend it in a way that reflects your values, priorities and outlook on life with the lessons in The Art of Money Management.
Author : IntroBooks
Publisher : Unknown
Page : 42 pages
File Size : 40,5 Mb
Release : 2019-12-12
Category : Electronic
ISBN : 1674812868
Budgeting is controlling monetary expenses. Without budgeting, life will be a mess. An adult has many responsibilities. A salary is used for paying monthly bills, rents/mortgage, groceries, medicines, and other lifestyle needs. Most people plan their expenses for the month after getting paid. This is what budgeting is. Managing money is the hardest thing to do. A lot of adults do not understand why they end up spending half of their salary at the beginning of the month. The art of budgeting is harder than most people care to admit. Even intellectuals fail at successful budgeting. People who succeed at budgeting live a stress-free retired life. Budgeting is as important as earning. Money is not unlimited for anyone; there should be a right balance between spending and saving for the future. Unlimited spending can even make a billionaire file for bankruptcy. Adults who know the art of budgeting always live a good life, even after retiring from work.
Author : Sergio Rijo
Publisher : SERGIO RIJO
Page : 117 pages
File Size : 42,5 Mb
Release : 2023-04-28
Category : Travel
ISBN : 8210379456XXX
The Art of Budget Travel is the ultimate guide for travelers looking to explore the world on a budget without sacrificing quality experiences. Whether you're a seasoned traveler or a first-timer, this book offers a wealth of practical tips and techniques for saving money and maximizing your travel experiences. Inside, you'll learn how to find the best deals on flights, accommodation, and transportation, as well as how to plan and budget your trip effectively. You'll discover the best ways to save money on food, activities, and souvenirs, without compromising on quality experiences. The Art of Budget Travel also provides valuable insights on how to travel sustainably and ethically, while still having a great time. You'll learn how to be a responsible tourist and support local communities, as well as how to minimize your environmental impact while traveling. This book is packed with advice and tips from experienced budget travelers. It's an engaging and inspiring read that will encourage you to get out and explore the world, no matter what your budget may be. So whether you're planning a backpacking trip through Southeast Asia, a budget-friendly European adventure, or a weekend getaway closer to home, The Art of Budget Travel will equip you with the knowledge and skills you need to make the most of your travel experiences, while keeping your wallet intact.
Author : none
Publisher : Harper Design
Page : 192 pages
File Size : 54,6 Mb
Release : 2018-12-04
Category : Business & Economics
ISBN : 0062857967
Control your spending, save money, regain peace of mind, and make your life happier and healthier with Kakebo—the traditional Japanese method of money management that is still widely used today. Having enough money to live is one of the most important factors affecting our health. Trying to balance expenses—utility bills, housing, healthcare, food, and for many, the costs of raising children (not to mention paying for college!)—leaves us worried and stressed. But there is a solution: Kakebo, a practical, proven method that helps you keep track of every penny, manage spending, and save up to thirty percent more! With this invaluable guide you’ll interact with your spending every day for two years, and learn how to manage your personal budget. Designed like a diary, it allows you to record all your daily expenses week by week so you can see exactly where your money goes. Each day is divided into four categories: 1. primary needs—food, personal hygiene, children; 2. optional needs—shopping, cosmetics, gifts; 3. culture and free time—restaurants, books, entertainment; and 4. extras/foreseeable expenses—such as travel, repairs, tuition, and taxes. Kakebo begins with setting a monthly budget. At the beginning of each month, enter your fixed incoming funds and outgoing expenses, and set a savings target. Then, each day, record your various expenses. By keeping close tabs on what you’re spending, you’ll be able to identify the waste and see the most significant areas where adjustments can be made. Kakebo also offers practical and motivating tips that teach you how to save more successfully. Kakebo isn’t just about money—it helps to develop self-awareness, self-discipline, and self-esteem, and promotes peace of mind. Best of all, you can begin any time of year—individually marking the months and days without wasting any pages. Plus, its simple yet inviting for-color graphics help you break down each expense and easily identify see where adjustments need to be made.
Author : Fred Casom
Publisher : Independently Published
Page : 0 pages
File Size : 46,9 Mb
Release : 2023-05
Category : Electronic
ISBN : 9798393242640
A thorough manual for budgeting and accumulating wealth is "Mastering the Art of Frugality." The goal of this book is to teach you the fundamentals of frugality and how to put them to use in your everyday life. It offers useful advice and methods for leading a thrifty lifestyle without compromising one's standard of living. This book covers everything you need to know to attain financial freedom, from setting up a budget and reducing costs to generating income through investing and starting a business. In order to attain your long-term financial objectives, you'll learn how to make the most of your money, optimize your savings, and put together a sound financial plan. With "Mastering the Art of Frugality," you'll learn the techniques for leading a happy and secure life. This book is the ideal tool for anyone wishing to learn the art of frugality and create a better financial future, whether you're just getting started or looking to advance your finances. So this book is for you if you're ready to take charge of your money and start accumulating wealth!
Author : Sandra Donovan
Publisher : Twenty-First Century Books
Page : 68 pages
File Size : 54,5 Mb
Release : 2012-01-01
Category : Juvenile Nonfiction
ISBN : 9780761370161
Gives information about budgeting, credit cards, and saving money for teens.