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Author : Luigi Wewege
Publisher : Lulu.com
Page : 206 pages
File Size : 40,9 Mb
Release : 2017-05-27
Category : Business & Economics
ISBN : 9781365998348
How FinTech companies are rapidly transforming the traditional retail banking industry through disruptive financial innovation.
Author : Luigi Wewege
Publisher : Createspace Independent Publishing Platform
Page : 204 pages
File Size : 55,8 Mb
Release : 2017-05-26
Category : Electronic
ISBN : 1546991468
For many years, retail banks have been secure, highly profitable businesses. However, recent industry disruption has come knocking at the door of these financial giants. The turning point was the global financial crisis experienced between the years 2007 and 2009 which not only led to large losses, and even the collapse of a significant number of established banks, but has shaken the trust of financial customers worldwide to their core. These factors, combined with the fact that banking has been relatively undisturbed for centuries, meant it was time for change, and that change has been the rapid rise of financial technology companies. Emergent innovative financial technologies are profoundly changing the way in which we spend, move and manage our money, unlike ever before. The digital transformation and its pace of change have been truly astounding, dramatically shifting customer behaviors and expectations of their financial service provider. Retail banks must now become positioned to fulfill their customers' every financial need, especially as the millennial generation is poised to soon command the largest purchasing power of any age group, and banks will need to become cognizant of this generation for a multitude of reasons.
Author : Luigi Wewege
Publisher : Lulu.com
Page : 166 pages
File Size : 54,9 Mb
Release : 2017-01-16
Category : Electronic
ISBN : 9781365685873
Over the past decade financial service innovations have contributed to a completely new way in which customers can bank, threatening the status quo of traditional retail banks, and redefining a banking model which has been in place for generations. These new technological advancements have facilitated the rapid emergence of digital banking firms and FinTech companies, leading to established banks being forced to swiftly increase their pace of digital adoption to stay relevant and stop mass client attrition to these agile financial start-ups. These threats come at an inopportune time for banks due to mature markets currently experiencing stagnant growth. This coupled with decreasing profit margins due to the competitive pricing of new entrants, and financial customer loyalty becoming ever increasingly more tenuous.
Author : Luigi Wewege,Michael C. Thomsett
Publisher : Walter de Gruyter GmbH & Co KG
Page : 138 pages
File Size : 40,9 Mb
Release : 2019-12-02
Category : Business & Economics
ISBN : 9781547401598
Emergent innovative financial technologies are profoundly changing the way in which we spend, move and manage our money, unlike ever before, and traditional retail banks are facing stiff competition. The global financial crisis in 2007–2009 led to large losses, and even the collapse of a significant number of established banks shaking the trust of financial customers worldwide. The Digital Banking Revolution is an insightful look at how financial technology and the rapid rise of financial technology companies have brought welcome changes offering flexibility to the banking industry. The book offers a unique perspective on the consumerization of retail banking services. It delves into the many changes that financial innovations have brought about in banking, the main financial disruptors, the new era of "banking on the go," and financial innovations from countries around the world before concluding with a discussion on the future of banking including optimizing structures, new strategies for business outcomes, and human resources in the digital era.
Author : Luigi Wewege
Publisher : Scribl
Page : 108 pages
File Size : 53,8 Mb
Release : 2017-02-14
Category : Business & Economics
ISBN : 9781365685880
Over the past decade financial service innovations have contributed to a completely new way in which customers can bank, threatening the status quo of traditional retail banks, and redefining a banking model which has been in place for generations. These new technological advancements have facilitated the rapid emergence of digital banking firms and FinTech companies, leading to established banks being forced to swiftly increase their pace of digital adoption to stay relevant and stop mass client attrition to these agile financial start-ups. These threats come at an inopportune time for banks due to mature markets currently experiencing stagnant growth. This coupled with decreasing profit margins due to the competitive pricing of new entrants, and financial customer loyalty becoming ever increasingly more tenuous.
Author : Luigi Wewege
Publisher : Unknown
Page : 128 pages
File Size : 47,5 Mb
Release : 2017
Category : Electronic
ISBN : 3330038233
Author : Chris Skinner
Publisher : Marshall Cavendish International Asia Pte Ltd
Page : 275 pages
File Size : 49,8 Mb
Release : 2014-05-15
Category : Business & Economics
ISBN : 9789814561808
Digital Bank tracks the innovations in banking and how the mobile internet is changing the dynamics of consumer and corporate relationships with their banks. The implication is that banks must become digitised, and that is a challenge as becoming a Digital Bank demands new services focused upon 21st-century technologies. Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking. Chris Skinner is best known as an independent commentator on the financial markets through the Finanser (www.thefinanser.com) and Chair of the European networking forum The Financial Services Club, which he founded in 2004. He is the author of ten books covering everything from European regulations in banking through the credit crisis to the future of banking, and is a regular commentator on BBC News, Sky News and Bloomberg about banking issues. More can be discovered about Chris here: http://thefinanser.co.uk/fsclub/chris-skinner/
Author : Elian Harvey
Publisher : Willford Press
Page : 0 pages
File Size : 43,8 Mb
Release : 2023-09-19
Category : Business & Economics
ISBN : 1647285267
Digital banking refers to a type of banking conducted through digital platforms, which eliminates the need of any paperwork such as demand drafts, cheques, or pay-in slips. It entails the digitization of maximum number of traditional banking operations, products, and procedures in order to serve consumers through online channels. The development of new products, services, financial instruments, markets, and institutions is referred to as financial innovation. Lately, varieties of financial innovations have taken place in terms of financial instruments, technology, and payment systems. Financial innovations encompass the technological advancements, which are helping banks broaden their services and satisfy the new expectations of their customers. This book presents researches and studies performed by experts across the globe on digital banking revolution and financial innovation. It will also provide interesting topics for research, which interested readers can take up. Those in search of information to further their knowledge will be greatly assisted by this book.
Author : Gail Kelly,Group of Thirty
Publisher : Unknown
Page : 41 pages
File Size : 50,8 Mb
Release : 2014
Category : Banks and banking
ISBN : 1567081649
Author : Allen N. Berger,Philip Molyneux,John O. S. Wilson
Publisher : OUP Oxford
Page : 1356 pages
File Size : 43,8 Mb
Release : 2014-11-27
Category : Business & Economics
ISBN : 9780191002205
The Oxford Handbook of Banking, Second Edition provides an overview and analysis of developments and research in banking written by leading researchers in the field. This handbook will appeal to graduate students of economics, banking and finance, academics, practitioners, regulators, and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner, and policy-related material. The Handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their corporate governance and risk management practices. Part II deals with Bank Operations and Performance. A range of issues are covered including bank performance, financial innovation, and technological change. Aspects relating to small business, consumer, and mortgage lending are analysed together with securitization, shadow banking, and payment systems. Part III entitled Regulatory and Policy Perspectives discusses central banking, monetary policy transmission, market discipline, and prudential regulation and supervision. Part IV of the book covers various Macroeconomic Perspectives in Banking. This part includes a discussion of systemic risk and banking and sovereign crises, the role of the state in finance and development as well as how banks influence real economic activity. The final Part V examines International Differences in Banking Structures and Environments. This part of the Handbook examines banking systems in the United States, European Union, Japan, Africa, Transition countries, and the developing nations of Asia and Latin America.
Author : Michael R. King,Richard W. Nesbitt
Publisher : University of Toronto Press
Page : 443 pages
File Size : 55,5 Mb
Release : 2020
Category : Business & Economics
ISBN : 9781487506025
Industry specialists and thought leaders explain how financial services will evolve in the coming decade in response to heightened regulation, technological disruption, and changing demographics.
Author : David Kuo Chuen Lee,Ding Ding,Chong Guan
Publisher : World Scientific
Page : 180 pages
File Size : 49,9 Mb
Release : 2021-12-02
Category : Business & Economics
ISBN : 9789811230028
Financial Management in the Digital Economy adopts an integrated approach to synthesize the various areas in finance into a consolidated framework and implements the theories and practices in the world of digital economy. The first part of this book extends the fundamentals of asset management to digital assets, and also covers topics like cryptocurrency and blockchain technology. The next part of the volume discusses the concept of financial inclusion, digital innovations and technology-enabled business model innovations in the financial sector.This book reviews the finance and FinTech ecosystem to provide insights into the most important technological developments in the financial services to better understand the future trends, challenges as well as opportunities for both the incumbents and the start-ups in the fast-changing finance world.
Author : Sruthi S, Dr Ravikumar Gupta, Y.SuryaNarayanamurthy, Manisha kakkar
Publisher : Archers & Elevators Publishing House
Page : 128 pages
File Size : 45,7 Mb
Release : 2024-06-11
Category : Antiques & Collectibles
ISBN : 9789390996087
Author : Hasret Çomak,Burak Şakir Şeker,Yaprak Civelek,Çağla Arslan Bozkuş
Publisher : Transnational Press London
Page : 449 pages
File Size : 50,8 Mb
Release : 2022-11-27
Category : True Crime
ISBN : 9781801351461
Actors in the cyber sphere include countries’ armed forces, intelligence organizations, legal authorities, and natural and legal persons. Cyber War is defined as the intrusion by one state to destroy or disrupt the computer systems or networks of another state. It is defined as “the sort of warfare in which computer systems are employed to damage or destroy adversary systems” in the United Nations Glossary, in the same way as information warfare. Cyber warfare moves at a breakneck speed. It’s a global phenomenon that occurs before the traditional battleground. In order to counter cyber crimes and related issues, more studies needed to improve our understanding, inform policies and develop and strengthen cooperation between individuals, institutions and countries. All states need to take constitutional, legal, technical and administrative measures on cybersecurity. For this purpose, “national virtual environment security policies” should be developed and constantly updated. National information security should be given utmost importance. A cyber security awareness culture should be established and supported by regional and global international institutions and organizations. A common understanding on cyber security needs to be adopted at all levels. CONTENTS PREFACE PART 1. INTERNATIONAL LAW AND CYBER ENVIRONMENT CYBER ENVIRONMENT – Serkan Yenal and Naci Akdemir CYBER NEGOTIATIONS THROUGH THE LENSES OF INTERNATIONAL LAW – Öncel Sençerman PART 2. CYBER POLICIES OF THE INTERNATIONAL ORGANIZATIONS AND STATES CONCEPTUAL AND NORMATIVE BASIS OF THE EUROPEAN UNION’S CYBERSECURITY – Neziha Musaoğlu and Neriman Hocaoğlu Bahadır FRANCE’S CYBER SECURITY POLICIES – Ahmet Emre Köker TURKEY’S CYBER SECURITY POLICIES – Ozan Örmeci, Eren Alper Yılmaz, and Ahmet Emre Köker PART 3. CYBER SECURITY AND WARFARE THE IMPACTS OF USING CYBER ENVIRONMENT AS A DOMAIN IN MODERN WARFARE: CYBER-ATTACKS AND CYBER SECURITY – Murat Pınar and Soyalp Tamçelik HOW CAN CYBER SECURITY BE ENSURED IN THE GLOBAL CYBERSPACE? – Hüsmen Akdeniz DIGITAL NON-STATE ACTORS IN CYBER CONFLICTS: HOW THE HACKTIVISTS AND CYBER SOLDIERS CHANGE THE FUTURE – Cansu Arisoy Gedik CYBERATTACK THREAT AGAINST CRITICAL ENERGY INFRASTRUCTURES AND ENERGY SECURITY – Cemal Kakisim CYBER TERRORISM IN NEW GENERATION WAR CONCEPT – Yunus Karaağaç SECURITY OF HUMANITARIAN ORGANISATIONS IN CYBERSPACE – Aslı Şirin HUMAN SECURITY AND POSSIBLE INFLUENCE OF CYBERTHREATS ON DEMOCRACY: CASE OF GHANA -Burak Şakir Şeker and Harun Abubakar Siddique NEW BATTLEFIELD BETWEEN CHINA AND THE USA: CYBERSPACE – Dogan Safak Polat RUSSIAN FEDERATION’S CYBER WARFARE CAPABILITIES – Ahmet Sapmaz CYBER SECURITY ENVIRONMENT IN THE GULF OF GUINEA – Burak Şakir Şeker, Hasret Çomak, and Harun Abubakar Siddique PART 4. TECHNOLOGICAL INNOVATIONS AND CYBER SECURITY THE EFFECTS OF ARTIFICIAL INTELLIGENCE ON CYBERSECURITY – Erol Demir and Fahri Erenel CYBER SECURITY IN DISASTER AND RISK MANAGEMENT – Levent Uzunçıbuk MEDIA AND CYBER SECURITY RISKS – Emine Kılıçaslan RISKS AND CYBER SECURITY AT MUSEUMS – Şengül Aydıngün and Haldun Aydıngün PART 5. CYBER WORLD, CYBER CULTURE, AND INTERNATIONAL ECONOMY DIGITAL ENVIRONMENT OF FOREIGN TRADE AND COOPERATION: INSTITUTIONS, STRATEGIES, TECHNOLOGIES – Natalia Yevchenko A BLOCK CHAIN-BASED APPLICATION IN CYBER ECONOMIC SYSTEM: NFT – Duygu Yücel THE PHENOMENON OF DIGITIZATION IN THE TURKISH BANKING SYSTEM, RISKS AND SOLUTIONS IN THE FIELD OF CYBER SECURITY – Hatice Nur Germir INSECURITY SYNDROME IN DIGITAL ENVIRONMENT – Hüseyin Çelik CYBER SECURITY: A PERSPECTIVE FROM ORGANIZATIONAL PSYCHOLOGY – Merve Mamacı THE FAR-RIGHT AND SOCIAL MEDIA – Hüseyin Pusat Kıldiş
Author : Apurva Parikh
Publisher : Onlinegatha
Page : 126 pages
File Size : 53,5 Mb
Release : 2020-10-23
Category : Antiques & Collectibles
ISBN : 9789390388271
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