The Everything Guide To Mortgages Book

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The Everything Guide to Mortgages Book

Author : Lisa Holton
Publisher : Simon and Schuster
Page : 304 pages
File Size : 50,9 Mb
Release : 2008-07-01
Category : Business & Economics
ISBN : 9781440524509

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The Everything Guide to Mortgages Book by Lisa Holton Pdf

Finding the right home can be easy. Finding the right mortgage-one you can afford-can be a challenge. You need to arm yourself with the latest information so you can make the right decision for you and your family, especially in the current housing market. In plain English, finance expert Lisa Horton shines a light on the confusing world of points, interest rates, and credit scores. Whether you're buying your first home, trading up to a larger one, or buying a rental property, you'll find all you need inside. Learn how to: Save for a down payment and prepare to borrow Understand credit reports and credit scores Deal with banks, mortgage brokers, and online lenders Refinance a mortgage The Everything Mortgage Book teaches you how lenders work, how different kinds of loans are structured, and what they're best for. You'll also learn which mortgage practices and loans you should avoid. Whether you have a great credit history or a poor one, you'll be able to get the best loan for your most important purchase-your home. Lisa Holton is the author of How to be a Value Investor, The Essential Dictionary of Real Estate, and the Encyclopedia of Financial Planning. She is a contributing writer for the Financial Planning Association on consumer finance and retirement planning issues. Ms. Holton heads the Lisa Company, a writing, editing, and research firm. She lives in Evanston, IL.

The Everything Guide to Mortgages Book

Author : Lisa Holton
Publisher : Everything
Page : 0 pages
File Size : 49,7 Mb
Release : 2008-08-01
Category : Business & Economics
ISBN : 1598696114

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The Everything Guide to Mortgages Book by Lisa Holton Pdf

Finding the right home can be easy. Finding the right mortgage-one you can afford-can be a challenge. You need to arm yourself with the latest information so you can make the right decision for you and your family, especially in the current housing market. In plain English, finance expert Lisa Horton shines a light on the confusing world of points, interest rates, and credit scores. Whether you're buying your first home, trading up to a larger one, or buying a rental property, you'll find all you need inside. Learn how to: Save for a down payment and prepare to borrow Understand credit reports and credit scores Deal with banks, mortgage brokers, and online lenders Refinance a mortgage The Everything Mortgage Book teaches you how lenders work, how different kinds of loans are structured, and what they're best for. You'll also learn which mortgage practices and loans you should avoid. Whether you have a great credit history or a poor one, you'll be able to get the best loan for your most important purchase-your home. Lisa Holton is the author of How to be a Value Investor, The Essential Dictionary of Real Estate, and the Encyclopedia of Financial Planning. She is a contributing writer for the Financial Planning Association on consumer finance and retirement planning issues. Ms. Holton heads the Lisa Company, a writing, editing, and research firm. She lives in Evanston, IL.

Mortgages Made Easy

Author : Douglas Gray
Publisher : John Wiley & Sons
Page : 252 pages
File Size : 52,5 Mb
Release : 2010-03-19
Category : Business & Economics
ISBN : 9780470739464

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Mortgages Made Easy by Douglas Gray Pdf

Make this book your first stop when shopping for a mortgage! Whether you are considering making your first home purchase or are about to refinance a mortgage, there is lots of good news. Mortgage interest rates are stable and the competition among lenders is fierce. They want your business. So, how do you determine the best deal for your own individual circumstances? How do you make sense of the fine print that comes with different mortgage products? Mortgages Made Easy is a step-by-step guide to help you better understand the current real estate market, financing options, how to qualify for a mortgage, and the legal aspects of purchasing a home and having a mortgage. Among the key topics discussed are: Types and sources of mortgages Mortgages and your RRSP How to renew, refinance, or prepay a mortgage How to invest in mortgages Creative financing techniques Government assistance Special options for seniors Pitfalls to avoid And much, much more, including a glossary, checklists, forms, and helpful websites. Written by one of Canada's most respected real estate experts, let Mortgages Made Easy help you obtain the financing that's right for your home or investment property.

A Practical Guide to Mortgage Remedies in Ontario, Second Edition

Author : Judith M. Wolf
Publisher : Thomson Carswell
Page : 237 pages
File Size : 53,9 Mb
Release : 2013
Category : Foreclosure
ISBN : 0779856767

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A Practical Guide to Mortgage Remedies in Ontario, Second Edition by Judith M. Wolf Pdf

"A Practical Guide to Mortgage Remedies in Ontario is a practical bound guidebook for students (clerks, paralegals, law students), law clerks, junior lawyers and mortgage brokers/agents that deals with mortgage remedies in Ontario. The book will start with an overview of a mortgage transaction in Ontario and then proceed to explain the various remedies available to the lender upon default of a mortgage including a comparative analysis of the various remedies. Useful precedents will be included to demonstrate how the various mortgage remedy options can be applied."--pub. desc.

Commercial Mortgages 101

Author : Michael REINHARD
Publisher : AMACOM Div American Mgmt Assn
Page : 241 pages
File Size : 48,6 Mb
Release : 2010-05-14
Category : Business & Economics
ISBN : 9780814415085

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Commercial Mortgages 101 by Michael REINHARD Pdf

With real estate prices at their lowest in years and the economy poised for a rebound, it’s an opportune time to invest in commercial real estate. But credit and financing issues can still pose challenges that prospective borrowers must overcome in order to get the money and mortgage terms they need. Commercial Mortgages 101 is a step-by-step guide for both real estate investors and mortgage brokers, offering insight, practical tools and a thorough overview of commercial mortgage underwriting and credit analysis. Readers will learn how to: Think and speak like a commercial real estate lender • Quickly size and under write a basic commercial real estate loan • Prepare a personal cash flow statement and calculate true net worth and liquidity • Read and interpret a lender’s preliminary loan proposal • Create a Schedule of Real Estate Owned • Prepare a persuasive and professional loan request package • Choose the right form of ownership (including LP, LLC, Co-tenancy and others) • And more Both thorough and timely, Commercial Mortgages 101 reveals what readers need to ensure their loans are approved.

The Complete Guide to Becoming a Successful Mortgage Broker

Author : Patricia Hughes
Publisher : Atlantic Publishing Company
Page : 290 pages
File Size : 45,5 Mb
Release : 2008
Category : Business & Economics
ISBN : 9781601381309

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The Complete Guide to Becoming a Successful Mortgage Broker by Patricia Hughes Pdf

A reliable mortgage broker is in constant demand and never short on business in any economic condition. According to the U.S. Department of Labor, the average income of mortgage brokers is $43,210. The mortgage brokering business is one of the fastest growing occupations in America today, yet the financial success rate for these new brokers is dismal. It is estimated that less than 30 percent of new mortgage brokers ever become financially successful. Virtually all mortgage brokers are paid strictly on commission, so there is little motivation for the company to help you succeed. You need the proper training to be prepared. This new book will provide you with a road map to financial success. You will learn how NOT to make the big mistakes most new brokers make, how to put a loan package together, how to find borrowers, how and what to charge, how to guarantee your fee, how to make buyers and sellers happy, and how to quickly and easily locate the best deals for your customers. Additionally, this book provides you with information on licensing and exam fees, the expenses of doing business, your vehicle and insurance coverage, sales techniques, simple methods to get hundreds of referrals, software programs that make running your business effortless, the private mortgage segment, the commercial market, secrets to using the Internet, realtors, online tools and ideas, mortgage technology tips, Internet leads, building partnerships, and much more. We also spent thousands of hours interviewing, e-mailing, and communicating with hundreds of todays most successful mortgage brokers. This book is a compilation of their secrets and proven, successful ideas. If you are interested in learning hundreds of hints, tricks, and secrets on how to earn a high, consistent income as a broker, this book is for you. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

Ask Your Mortgage Broker

Author : Blair Anderson
Publisher : Insomniac Press
Page : 171 pages
File Size : 54,8 Mb
Release : 2011-09-30
Category : Business & Economics
ISBN : 9781554830527

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Ask Your Mortgage Broker by Blair Anderson Pdf

Ask Your Mortgage Broker is based on real-life stories and hard-earned experience that Blair Anderson has collected over the last nineteen years of his career as a mortgage broker. It illuminates the residential mortgage brokerage industry in Canada. This book is an expose of the industry's history, utilitarianism, and best-kept secrets. It is a must-read for every existing or potential homeowner and it meticulously debunks the myths about mortgage brokers that are designed to mislead you. If you want to shake off your preconceptions and take control of your financial health, instead of following the typical herd mentality, Ask Your Mortgage Broker offers you practical tips and guidance from the front lines.

How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye

Author : M. S. Elysia Stobbe
Publisher : Unknown
Page : 226 pages
File Size : 50,5 Mb
Release : 2015-06-25
Category : Electronic
ISBN : 0986162000

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How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye by M. S. Elysia Stobbe Pdf

Did you know that over 50% of mortgages don't close? Do you know how much home you can buy? Do you know how much paperwork in involved? Most people don't know how much home purchasing power they have, how much to expect for closing costs (varies by state), or how much paperwork is involved when applying for a home loan. Most people have no idea the difference between loan programs from bank to bank, lender to lender, or broker to broker- or what the differences are between the main types of residential mortgage providers. Most people have no criteria for choosing a lender, the type of loan to seek, or how much down payment is best for them. For example, are there differences between the types of property that may affect down payment? The mortgage industry is packed with nuance, which can lead to confusion for the consumer. While trying to buy a home, you may have people from many different professions telling you what you should do and how to make decisions-who should you listen to in which situations? Your most personal financial information is critical to the mortgage process and yet do you know who you are sending it to? What about mortgage insurance? Why is it required and when? The two questions I most often hear are: "What's the payment?" and, "What's the interest rate?" While these questions are important, there are several other questions that are just as critical: what is the right loan type for me; is there an up-front funding fee for this loan; what are the differences in available mortgage insurance; how will property type restrictions affect my loan; what are the pros and cons of this loan; what is the down payment requirement with this loan choice over another; what are the closing costs associated with each loan type; and, who is allowed to pay the closing costs? Successfully navigating the maze of questions, regulations, and requirements ultimately leads to a mortgage closing. Through over ten years of experience, thousands of clients, hundreds of Realtor and builder transactions (time line constraint purchases), and, as a licensed loan originator in 9 states and the District of Columbia, I have developed a wealth of knowledge about regulations and requirements. My commitment to client service and caring about their home buying experience has driven my passion for the individual personal experience in the mortgage industry and how the regulations and requirements affect real people in real time. With this book I'm privileged and excited to share my knowledge and experience with you. After reading this book, you will have an understanding of the big corporations that loan money to homebuyers, what other options you have and how to navigate government regulations and requirements to your advantage. I feel that an educated consumer is my best customer and I am happy to share these mortgage tools and tips with you in the hopes that you educate yourself and find the best mortgage and the mortgage professional that is right for you. In addition, I want you to know what to expect, what to ask, and, who to ask to get the answers you want and to understand what those answers really mean. With each chapter I will guide you through the mortgage process, from choosing between different loan types, to understanding the difference between a Good Faith Estimate and an Itemized Fee Worksheet, to the necessity of submitting certain documents in a particular method, and finally how to enter Closing Day stress-free and knowing that you have gotten the mortgage that makes the most financial sense for your future. The goal is to help you get the best mortgage possible for your individual needs and get to closing on time, stress free!

Mortgages For Dummies

Author : Eric Tyson,Ray Brown
Publisher : John Wiley & Sons
Page : 272 pages
File Size : 44,7 Mb
Release : 2008-11-17
Category : Business & Economics
ISBN : 9780470457849

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Mortgages For Dummies by Eric Tyson,Ray Brown Pdf

Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to: Match your mortgage to your financial goals Qualify for a mortgage even when money is tight Find the right loan for you Choose the best lender/broker Negotiate the best terms Calculate your costs and payments Understand and complete all paperwork Refinance an existing mortgage Understand and consider special situation loans Explore reverse mortgages and other options Decipher amortization tables and comparison worksheets Use the Internet wisely when mortgage shopping Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!

Home Buying 101

Author : Jon Gorey
Publisher : Simon and Schuster
Page : 256 pages
File Size : 54,7 Mb
Release : 2022-02-15
Category : Business & Economics
ISBN : 9781507217405

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Home Buying 101 by Jon Gorey Pdf

"Buying a first home can be both exciting and nerve-wracking. Will you qualify for a mortgage? Is your dream home achievable? How do you make sure your offer will beat others? Don't worry-now you can arm yourself with the information you need to know before you begin the hunt! In Home Buying 101, you will learn all the skills you need to find the right house at the right price, with financing that fits your budget. Full of nuts-and-bolts advice and organized in an easy-to-read format, this book will teach you all the basics of: deciding the right time to buy; getting your finances in order; deciphering the MLS/reading the listings for clues; types of mortgage loans; and much more! With the help of this guide, you'll learn how to find the house of your dreams at a price you can afford!"--

The Complete Idiot's Guide to Success As A Mortgage Broker

Author : Daniel S. Kahn,Marian Edelman Borden
Publisher : Penguin
Page : 455 pages
File Size : 48,5 Mb
Release : 2006-06-06
Category : Business & Economics
ISBN : 9781440696756

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The Complete Idiot's Guide to Success As A Mortgage Broker by Daniel S. Kahn,Marian Edelman Borden Pdf

Break into the brokerage business. Here is a step-by-step handbook for joining this elite group. Written by an accomplished mortgage broker with more than 15 years in the business and 2,000 deals to his credit, this book covers everything from whether or not real estate financing is the right career move, to how to master the skills necessary to be successful. • Overview of a day in the life of a mortgage broker—including the pros and cons of the career • A self-test to help readers determine if the brokerage business is right for them • Licensing and educational requirements, advice on successful networking, and basic mortgage information

The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition

Author : Jack Guttentag
Publisher : Mcgraw-hill
Page : 0 pages
File Size : 46,7 Mb
Release : 2010-05-07
Category : Business & Economics
ISBN : 0071739580

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The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition by Jack Guttentag Pdf

The bestselling one-stop guide to mortgages—updated for the post–housing crisis market! The Mortgage Encyclopedia demystifies all the various mortgage terms, features, and options by offering clear, precise explanations. Fully updated to address the new realities introduced by the housing crisis of 2007, The Mortgage Encyclopedia provides not just a complete description, but also in-depth discussion of the issues that may affect you, whether you're a homeowner (or homeowner-to-be), real estate agent, loan provider, or attorney. With this handy, comprehensive guide on hand, you have instant access to: Definitions and explanations of common mortgage-related terms, as well as arcane mortgage terminology, listed alphabetically Expert advice on the most pressing issues, such as whether to use a mortgage brokers, the benefits of paying points versus a larger down payment, and the hazards of cosigning a loan The truth about common mortgage myths and misperceptions—and the pitfalls you need to avoid Helpful tables on affordability, interest cost of fixed-rate versus adjustable rate mortgages, and much more So the next time you ask yourself such questions as "Is this FHA loan right for me?" or "Can I negotiate this fee?" reach for this indispensable guide and get the fast, accurate information you need!

Home Run

Author : Steven Ranson,Yvonne Ziomecki
Publisher : FriesenPress
Page : 259 pages
File Size : 46,7 Mb
Release : 2021-08-20
Category : Business & Economics
ISBN : 9781525599309

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Home Run by Steven Ranson,Yvonne Ziomecki Pdf

In this easy-to-understand book, HomeEquity Bank CEO Steven Ranson and Executive Vice President Yvonne Ziomecki discuss the ins and outs of reverse mortgages and how they can provide Canadians 55+ with a secure retirement.

The Mortgage Code: Helping You Move Up the Property Ladder, Get the Best Mortgage, Avoid Costly Mistakes, and Save Money

Author : Angela Calla
Publisher : Lioncrest Publishing
Page : 290 pages
File Size : 51,8 Mb
Release : 2018-09-17
Category : Business & Economics
ISBN : 154451204X

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The Mortgage Code: Helping You Move Up the Property Ladder, Get the Best Mortgage, Avoid Costly Mistakes, and Save Money by Angela Calla Pdf

Getting the best home mortgage is about more than just considering interest rates, points, or who offers the best free giveaways. You want a package that fits your lifestyle and financial goals. To get it, you need to boost your mortgage IQ. In The Mortgage Code, Angela Calla, one of Canada

Burn Your Mortgage

Author : Sean Cooper
Publisher : Copper Coin Books
Page : 216 pages
File Size : 42,6 Mb
Release : 2017-02-08
Category : Electronic
ISBN : 0995202907

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Burn Your Mortgage by Sean Cooper Pdf

Sean Cooper made headlines around the world when he paid off his mortgage at 30 on a house he bought just three years prior. In Burn Your Mortgage, Cooper-an acclaimed personal finance expert-clearly lays out his secret to success: simple yet effective lifestyle changes that anyone can make to pay down their mortgage sooner.