Download Full eBooks in PDF
The Impact Of Structural Change In The Banking Industry On Small Business Lending Book in PDF, ePub and Kindle version is available to download in english. Read online anytime anywhere directly from your device. Click on the download button below to get a free pdf file of The Impact Of Structural Change In The Banking Industry On Small Business Lending book. This book definitely worth reading, it is an incredibly well-written.
Author : James W. Kolari,Asghar Zardkoohi
Publisher : Unknown
Page : 2 pages
File Size : 55,7 Mb
Release : 1997
Category : Commercial loans
ISBN : OCLC:231307396
Author : Michael Klausner,Lawrence J. White,New York University. Salomon Center
Publisher : Irwin Professional Publishing
Page : 380 pages
File Size : 45,8 Mb
Release : 1993
Category : Business & Economics
ISBN : UOM:39015029467639
The thrift crisis and recent weakness in the banking sector has intensified attention toward regulatory reform. But most proposals take as a given the traditional structure of banking, under which a bank holds illiquid loans and liquid liabilities. Structural Change in Banking explores the possibility of more fundamental changes in bank structure, which would reduce the instability that is inherent in the current structure. The major essays in this book, written by leading authors in the field, examine the historical legacy of limitations on bank branching and their consequences on bank structure and stability; how securitization affects the bank structure, risk, and liquidity; the advantages to a bank from having checking account information about its loan customers; and the potential for money market funds and finance companies to become the banks of the future. Structural Change in Banking is an essential tool for bank regulators, legislators, executives, and anyone concerned with rectifying the instability of traditional banking structure. This book not only makes a strong argument for change, it provides an intelligent analysis of alternatives through which credit can be provided.
Author : United States. Congress. House. Committee on Small Business. Subcommittee on Tax, Access to Equity Capital, and Business Opportunities
Publisher : Unknown
Page : 248 pages
File Size : 52,9 Mb
Release : 1985
Category : Financial institutions
ISBN : UCR:31210024934794
Author : Federal Reserve Federal Reserve Board
Publisher : Createspace Independent Publishing Platform
Page : 24 pages
File Size : 41,9 Mb
Release : 2015-12-14
Category : Electronic
ISBN : 1522746609
Following the financial crisis, total outstanding loans to businesses by commercial banks dropped off substantially. Large loans outstanding began to rebound by the third quarter of 2010 and essentially returned to their previous growth trajectory while small loans outstanding continued to decline. Furthermore, much of the drop in small business loans outstanding was evident at community banks. To address this perceived lack of supply of credit to small businesses, the Small Business Lending Fund (SBLF) was created as part of the 2010 Small Business Jobs Act. The fund was intended to provide community banks with low-cost funding that they could then lend to their small business customers. As of December 31, 2013, the U.S. Department of the Treasury reports that SBLF participants had increased their small business lending by $12.5 billion over their baseline numbers. The current paper uses Call Report data from community banks and thrift institutions to look at the impact of receiving funds from SBLF on their small business lending. The analysis controls for economic and demographic conditions, market structure and competition. Simple regression estimates indicate that participants in the SBLF program increased their small business lending by about 10 percent more than their non-participating counterparts, in line with numbers reported by Treasury. However, estimates that control for the ongoing growth path in small business lending indicate no statistically significant impact of SBLF participation on small business lending.
Author : Federal Reserve Federal Reserve Board
Publisher : CreateSpace
Page : 24 pages
File Size : 50,9 Mb
Release : 2015-04-27
Category : Electronic
ISBN : 1511918772
Following the financial crisis, total outstanding loans to businesses by commercial banks dropped off substantially. Large loans outstanding began to rebound by the third quarter of 2010 and essentially returned to their previous growth trajectory while small loans outstanding continued to decline. Furthermore, much of the drop in small business loans outstanding was evident at community banks. To address this perceived lack of supply of credit to small businesses, the Small Business Lending Fund (SBLF) was created as part of the 2010 Small Business Jobs Act. The fund was intended to provide community banks with low-cost funding that they could then lend to their small business customers. As of December 31, 2013, the U.S. Department of the Treasury reports that SBLF participants had increased their small business lending by $12.5 billion over their baseline numbers. The current paper uses Call Report data from community banks and thrift institutions to look at the impact of receiving funds from SBLF on their small business lending. The analysis controls for economic and demographic conditions, market structure and competition. Simple regression estimates indicate that participants in the SBLF program increased their small business lending by about 10 percent more than their non-participating counterparts, in line with numbers reported by Treasury. However, estimates that control for the ongoing growth path in small business lending indicate no statistically significant impact of SBLF participation on small business lending.
Author : United States. Congress. House. Committee on Small Business. Subcommittee on Tax, Access to Equity Capital, and Business Opportunities
Publisher : Unknown
Page : 284 pages
File Size : 41,7 Mb
Release : 1982
Category : Bank loans
ISBN : STANFORD:36105110732273
Author : United States. President
Publisher : Unknown
Page : 222 pages
File Size : 55,6 Mb
Release : 1998
Category : Small business
ISBN : UIUC:30112048638974
Author : Gary Whalen
Publisher : Unknown
Page : 42 pages
File Size : 40,5 Mb
Release : 1995
Category : Bank loans
ISBN : CORNELL:31924069669988
Author : Anonim
Publisher : Unknown
Page : 50 pages
File Size : 52,6 Mb
Release : 1995-05
Category : Small business
ISBN : UCBK:C077806412
Author : United States. Congress. Senate. Committee on Small Business
Publisher : Unknown
Page : 538 pages
File Size : 54,6 Mb
Release : 2002
Category : Law
ISBN : PSU:000049666199
Author : Allan E. Young,Ivan Teodorovi?,Peter Koveos
Publisher : World Scientific
Page : 446 pages
File Size : 43,9 Mb
Release : 2002
Category : Business & Economics
ISBN : 9810248733
To date, the record of economic transition has decidedly been mixed. The worldwide political climate is still in favor of economic reform and the process continues to have considerable momentum. On the other hand, this process now faces a number of formidable obstacles. There appears to be general agreement that in many countries the promise of a better standard of living which economic transition offers to the mass of the citizenry has failed to produce the rapid and dramatic results hoped for. There is an increasing conflict of interest between multinational firms and the national business community. Moreover, many transition economies have experienced a slowing of economic growth in real terms and social services have been severely cut.This book deals with the development of those forces that have played a major role in the successes and failures of economic transition. Its distinctive feature is that it does this from the perspective of economic, political and social analysis, taking into account both theoretical constructs and economic realities for those countries which have attempted the grand experiment with economic transition.
Author : Robert E. Litan,Anthony M. Santomero
Publisher : Brookings Institution Press
Page : 508 pages
File Size : 43,6 Mb
Release : 2010-12-01
Category : Political Science
ISBN : 0815706863
The third in a series of annual volumes on the financial sector from the Brookings Institution and the Wharton School at the University of Pennsylvania explores the ongoing process of globalization in the financial services industry. Leading financial experts from the corporate, government, and academic communities examine global trends in banking, in reinsurance industries, and in securities markets; the challenges these trends pose for national regulations; the evolution of global accounting standards; the alleged effects of global hedge funds on capital flows into and out of emerging markets; and the erosion of legal barriers to the establishment of foreign financial services firms around the world.Opening remarks by Secretary of the Treasury Lawrence Summers present both national security and economic arguments for direct American support for increased global interdependence in trade in goods and services, including U.S. support for international financial institutions.
Author : Douglas Holtz-Eakin,Harvey S. Rosen
Publisher : MIT Press
Page : 244 pages
File Size : 51,9 Mb
Release : 2003-12-23
Category : Business & Economics
ISBN : 0262263092
This groundbreaking collection of essays by leading economists examines different aspects of entrepreneurship and its relation to public policy. Entrepreneurship has been a subject of much recent discussion among academics and policymakers because of the belief that it invigorates the economy—producing greater productivity, more jobs, and higher economic growth. President George W. Bush promoted his economic plan by pointing to its encouragement of entrepreneurship. Yet, despite its importance, the topic of entrepreneurship is underrepresented in the economics literature. The contributors to Public Policy and the Economics of Entrepreneurship examine different aspects of entrepreneurship and its relation to public policy to help us reach a better understanding of the economic role of entrepreneurs. The contributors, all prominent economists, first consider what policies effectively encourage entrepreneurship, discussing a possible role for government in venture capital markets, the effect of the tax code's subsidy of health insurance for the self-employed, and the impact of banking deregulation on entrepreneurial activity. Two contributors then examine entrepreneurship in "unexpected places"—not small businesses, but large pharmaceutical firms and nonprofit organizations. The final essays explore the effect of entrepreneurship on inequality, looking at statistical evidence of upward mobility for self-employed blacks and Hispanics and discussing the effect on entrepreneurial activity of policies to reduce wealth inequality. The contributors hope, by offering a rigorous economic examination of entrepreneurship, to foster better public policies that encourage and support entrepreneurial activity.
Author : United States. Congress. House. Committee on Small Business. Subcommittee on Antitrust, Impact of Deregulation, and Privatization
Publisher : Unknown
Page : 260 pages
File Size : 50,6 Mb
Release : 1991
Category : Business & Economics
ISBN : LOC:00183589246
Author : Anonim
Publisher : World Bank Publications
Page : 46 pages
File Size : 45,9 Mb
Release : 2001
Category : Bank assets
ISBN : 8210379456XXX
Foreign banks are playing an increasingly large role in many developing countries, holding more than 50 percent of banking assets in several of these countries. But important issues about foreign bank entry continue to be debated.